• Journal of Digital Contents Society
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• v.15 no.1
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• pp.121-128
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• 2014

SSE-CMM for security engineering, engineering, assurance, risk is divided into three elements of the process maturity assessment model and the level of information security presented. Maturity measurement of privacy, vulnerability diagnosis and risk analysis methodologies is used in practical field for present a comprehensive conclusion. The common cyber services are internet banking, mobile banking, telephone banking and the like. Transaction structure, a kind of cyber-banking system, information security maturity of the existing measurement methodologies for research purposes, vulnerability diagnosis and risk analysis methodologies to be used in practical field present a comprehensive conclusion. To ensure safety and convenience for the user, convenient to deal with cyber environment is the key to the activation of cyber trading. Particularly by measuring the maturity of cyber banking system to ensure the safety of the practice field much effects are expected as a result.

• Proceedings of the Korea Information Processing Society Conference
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• 2001.10a
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• pp.497-500
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• 2001

EJB(Enterprise JavaBeans)는 컴포넌트 트랜잭션 모니터를 위한 표준 서버측 컴포넌트 모델로서 트랜잭션을 보장하고 확장성, 이식성, 안정성 등이 우수하며 분산 트랜잭션을 지원하므로 뱅킹시스템과 같은 복잡한 시스템을 구현하는데 적합한 모델이다. 새로운 어플리케이션을 개발할 경우에도 기존의 컴포넌트를 재사용함으로써 보다 쉽게 개발할 수 있으며 이런 장점은 사회의 변화와 시장환경에 민감하게 대처할 수 있는 신속한 상품개발과 배포 기능, 용이한 유지보수성을 요구하는 뱅킹시스템의 요건을 충족시킨다고 볼 수 있다. 본 논문에서는 EJB 뱅킹컴포넌트의 유용성을 예상해보고 트랜잭션처리에 있어서 시스템공통 처리부분과 업무단위별 처리부분으로 구분하므로써 구현의 복잡도와 구현상의 오류를 줄일 수 있는 보다 효과적인 아키텍쳐를 제안하며 그 처리흐름과 각 부분별 기능들을 정의해 본다.

• The KIPS Transactions:PartD
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• v.8D no.6
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• pp.781-788
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• 2001

As changing financial environment and increasing the number of access channel to banking system, new banking system is needed which can be developed financial commodity rapidly, can be deployed easily, and can be maintained easily. Component based development method is believed to meet these demands. In this paper, we propose EJB banking component and explain its system architecture and functionality. And we design and implement approval system on EJB banking component system. To implement approval system, approval conditions are classified and registered. Using registered approval condition, transactions are classified whether approval is needed or not. Approval client for web based client standardization has an advantage of no need to deploy and manage software version.

• Proceedings of the Korea Society for Industrial Systems Conference
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• 2003.11a
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• pp.167-172
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• 2003

무선 인터넷 서비스는 디지털화된 정보 및 컨텐츠를 유무선 네트워크를 이용하여 최종 사용자의 핸드폰 또는 PDA와 같은 이동 단말기에 제공하는 서비스라고 정의할 수 있다. 본 논문에서는 이러한 무선 인터넷 기술과 은행업무를 분석하여 모바일 뱅킹시스템을 설계 및 구현하였고, 특히 가상계좌 개념을 이용하여 무선 인터넷 환경에서의 실제적으로 응용 가능한 P2P 뱅킹 시스템에서의 최적 솔루션 모듈을 설계 및 구현하였다.

• Journal of Internet Computing and Services
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• v.9 no.1
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• pp.69-78
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• 2008

Finance, Securities, banking system provides information through Internet, DM SMS, IVR, E-mail and FAX for customer. Customers can use multi channel. Enterprise requires Host transaction and transparency for DB processing, This paper provides two contributions to the study. First, we discuss Server of Fire insurance (finance, securities and capital, bank system) in Enterprise. Second, we present Real time monitoring system for customer transparency. Finally, we design and implement the proposed system. These techniques can be efficiently supported in CRM(Customer Relationship Management).

• Proceedings of the Korea Database Society Conference
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• 2008.05a
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• pp.43-53
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• 2008

Various mobile Internet services have been commercialized these days and mobile banking service is considered one of the most potential business models. However, the market growth has been limited since the implementation environment is different from that of wired-internet business services. This study is investigating the effect of mobile channel preference, perceived usability, perceived value on sustained use of mobile banking service and discussed the direction of future research at the end.

• Journal of Information Technology Services
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• v.13 no.1
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• pp.23-42
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• 2014

This study investigates the impact of Internet Banking Systems on the business performance of bank. Although Internet Banking Systems were introduced about 15 years ago in Korea, there were few studies which evidenced the relationship between Internet Banking Systems and the performance of banks. For this empirical investigation, this study collected the panel data of 13 domestic banks over 8.5 years and divided the dataset into two parts-the first half period (2003~2007) and the second half period (2008~2011) in order to examine the dynamic changes in the impact of Internet Banking Systems. The fixed-effects panel regression results were different in the two parts of dataset. Internet Banking Systems showed only cost-efficiency impact in the first half period. However, in the second half period, Internet Banking Systems showed positive impact on the bank profitability. Moreover, the dummy variable regarding local bank showed no additional impact on this result, implying that the impact of Internet Banking Systems was still significant for the local banks. The results will deliver managerial interpretation on the value of Internet Banking Systems and additional implication on the strategic planning of Internet Banking Systems for many domestic banks.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.3 no.4
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• pp.715-722
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• 1999

This paper was studied on developmental direction of Telecommunications system for aged welfare policy. The results of this study is as follow: An economic needs must development of home shopping system, home banking system and telecommuting system. A medical needs must development of medical support system, medical information system and telemedical support system. A house needs must development of home automatic system, internet system. A culture needs must development of event system, leisure information system. A traffic needs must development of automatic traffic geographical system, automatic operating system. An education needs must development of teleeducation system, knowledge studying support system.

• Journal of Internet Computing and Services
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• v.10 no.1
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• pp.123-134
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• 2009

The CRM(Customer Relationship Management) is a business strategy model which can reap higher profits and can provide a competitive edge to an enterprise in today's new business environments. Early next year (2009), the Capital Market Consolidation Act will be in effect in South Korea. This is required for a qualitative growth to provide QoS (Quality of Service) and ensure growth in finance, IT industry & service. Accordingly, the securities and insurance companies, banks and other financial institutions make efforts to improve their derivative financial product and also enhance their services. In this paper we design and implement a Channel Server model for a Scalable Service Channel Server to efficiently manage the high volumes of inbound customer interactions based on the requirements of a CRM center. The proposed Scalable Service Channel Server supports integration with other third party service and standardization of multiple inbound service channels. The proposed model can be efficiently used in an inbound CRM center of any banking, finance, securities and insurance establishments.

• The Journal of Society for e-Business Studies
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• v.18 no.4
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• pp.169-193
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• 2013

This study investigates time series data on internet banking systems and business performances for 5 large-scale banks : Kookmin, Woori, Hana, City, Shinhan. These banks have the common features that they merged with other banks around 2000, hence they experienced massive IS integration between banks. This study adopted VAR and VECM for identifying Granger causality between the quality of internet banking systems and the performances of banks(operating revenue and cost). The main results are as follows. First, internet banking system impacts positively on the revenues as well as costs of banks. Second, the improvement of internet banking system is instigated by cost part more than revenue part. Hence, the results imply that banks tries to reduce operating costs via internet banking systems, however the systems rather increased the costs of banks, although the systems increased operating revenues of banks too.