• The Journal of the Korea Contents Association
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• v.21 no.6
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• pp.588-597
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• 2021

In Korea, the standard for calculating the profit of a general insurance, which constitutes the loading in the premium, is not specified, and most of the non-life insurance companies reflect 2~5% of the premium as profit margin. Although the transparency of pricing is required due to the nature of insurance products, there are insufficient standards and empirical studies on the determination of insurance price factors in the domestic insurance industry. In this study, we propose a method of calculating the expected profit margin of general insurance. A way for calculating the expected profit margin of the general insurance is to reflect the shareholder demand on the capital that the insurance company should secure against the risk of loss due to the profit/loss volatility, as a ratio to the insurance premium. Shareholders should be compensated for the risks associated with their insurance operations, and the opportunity cost of these shareholders is to be reflected in premiums. In this study, we calculate the amount of capital that the company should accumulate to prepare insurance risk for each product, and insurance risk is defined as the volatility of insurance operating profit/loss. And insurance risk is calculated using stochastic simulation based on Dynamic Financial Analysis (DFA) methodology. Finally, we calculate the expected profit margins for 25 products and analyzed the difference between those and the profit ratio of domestic general insurance.

• The Journal of Society for e-Business Studies
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• v.27 no.1
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• pp.29-41
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• 2022

Since the first sale of a banner advertisement in 1995, electronic commerce has become a new transaction channel for consumers. With more than 20 years of its history, electronic commerce has become an important consumption channel for everyone and inexperience is no more a reason that discourages the consumption through this channel. The great expansion of this channel is now a formidable thereat to traditional channels. However, products with high asset specificity and complexity are still having difficulty to be traded over the online channel where the experience of the products for a consumer is limited. Especially, variations of the same product's quality depending on how pre-owners used the product and high complexity to describe the quality of the products prevent used goods from being traded over e-channels. Added to that, the information asymmetry between sellers and buyers for used goods makes the establishment of market transaction difficult. Considering the challenges, the current case study discusses thredUP, a clothing resale platform company. In this paper, we study how the company could overcome those limitations in this toughest resale market through the use of AI for dynamic pricing and standarized product quality ratings. In addition, we also hope to provide readers with the opportunity to understand the secondhand industries and its market, and see where it is heading for in the future.

• Convergence Security Journal
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• v.7 no.3
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• pp.109-120
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• 2007

VoIP service provides various functions that PSTN phone service hasn't been able to provide. Since it also has superiority in service charge, the number of user is increasing these days. When we think of the other side in cost aspect, the spam caller can also send his/her commercial message over phone line using more economic way. This paper presents the characteristics that should be considered to detect the spam call using greylisting method. We have explored static and dynamic characteristics in VoIP calls, and analyzed the relation among them. Especially, we have surveyed the authentication and charging method of Korean VoIP service provider. We have analyzed each charging method using our spam call simulation result, and derived the charging method that can be favored by spam caller. The contribution of the work is in analysis result of static aspect for SPIT Level calculation in greylisting method.

• Journal of Korea Port Economic Association
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• v.38 no.2
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• pp.49-67
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• 2022

This study applied the method of Diebold and Yilmaz (2012, 2014, 2016) to analyze the connectedness between the Freight Index (BDI, BDTI, BCTI), energy price(oil, natural gas, coal), and grain price(soybean, corn, wheat) from July 19, 2007 to March 31, 2022. The main analysis results of this paper are as follows. First, according to the network analysis results, the total connectedness was measured to be 20.43% for the entire analysis period, indicating that there was a low correlation between the freight index and the commodity price. In addition, looking at the directional results, the variable with the greatest effects was corn, and conversely, the variable with the lowest effects BDI. When classified by events, BCTI was found to play a major role only during the COVID-19 period. Second, according to the results of the rolling-sample analysis, the total connectedness be found to be highly correlated with changes in economic conditions such as the financial crisis, trade war, and COVID-19 when specific events occurred.

• Journal of the Korea Society of Computer and Information
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• v.14 no.3
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• pp.41-49
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• 2009

Flash memory has become increasingly requestion for the importance and the demand as a storage due to its low power consumption, cheap prices and large capacity medium. This research is to design a high performance flash memory structure for the substitution of a hard-disk by dynamic prefetching of aggressive spatial locality from the spatial smart buffer system. The proposed buffer system in a NAND flash memory consists of three parts, i.e., a fully associative victim buffer for temporal locality, a fully associative spatial buffer for spatial locality, and a dynamic fetching unit. We proposed new dynamic prefetching algorithm for aggressive spatial locality. That is to use the flash memory instead of the hard disk, the proposed flash system can achieve better performance gain by overcoming many drawbacks of the flash memory by the new structure and the new algorithm. According to the simulation results, compared with the smart buffer system, the average miss ratio is reduced about 26% for Mediabench applications. The average memory access times are improved about 35% for Mediabench applications, over 30% for Spec2000 applications.

• Journal of the Institute of Electronics Engineers of Korea CI
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• v.46 no.6
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• pp.56-62
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• 2009

Inexpensive high performance computer systems combined with high speed networks and machine independent communication libraries have made cluster computing a viable option for parallel applications. In a heterogeneous cluster environment, efficient resource management is critically important since the computing power of the individual computer system is a significant performance factor when executing applications in parallel. This paper presents a dynamic task manager, called DWM (dynamic work manager). It makes a heterogeneous cluster system fully utilize the different computing power of its individual computer system. We measure the performance of DWM in a heterogeneous cluster environment with several kernel-level benchmark programs and their programming complexity quantitatively. From the experiments, we found that DWM provides competitive performance with a notable reduction in programming effort.

• The Journal of Society for e-Business Studies
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• v.25 no.2
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• pp.109-126
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• 2020

This study attempts to find out the characteristics of digital currency and currency transformation through the analytical descriptions of the literature. In the early days of the emergence of new currency, market-oriented autonomous monetary adjustment was made along with various attempts by the private sector, and then government-centered central currency management and coordination were made for the national monopoly of profits and power. Digital currency can be seen as the emergence of a new form of money that will bring about paradigm changes. CBDC can be divided into direct and indirect types. CBDC is expected to require a strategic approach by the government or firm as it will bring about changes in the ecosystem of related industries. Libra is a stablecoin designed to minimize price fluctuations, and if it succeeds in commercializing it, it is expected to bring about revolutionary changes in the financial industry around the world.

• Journal of Intelligence and Information Systems
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• v.17 no.1
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• pp.37-52
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• 2011

Supply chain management is a strategic thinking which enhances the value of supply chain and adapts more promptly for the changing environment. For the seamless partnership and value creation in supply chains, information and knowledge sharing and proper partner selection criteria must be applied. Thus, the partner selection criteria are critical to maintain product quality and reliability. Each part of a product is supplied by an appropriate supply partner. The criteria for selecting partners are technological capability, quality, price, consistency, etc. In reality, the criteria for partner selection may change according to the characteristics of the components. When the part is a core component, quality factor is the top priority compared to the price. For a standardized component, lower price has a higher priority. Sometimes, unexpected case occurs such as emergency order in which the preference may shift on the top. Thus, SCM partner selection criteria must be determined dynamically according to the characteristics of part and its context. The purpose of this research is to develop an OWL model for the supply chain partnership depending on its context and characteristics of the parts. The uncertainty of variable is tackled through fuzzy logic. The parts with preference of numerical value and context are represented using OWL. Part preference is converted into fuzzy membership function using fuzzy logic. For the ontology reasoning, SWRL (Semantic Web Rule Language) is applied. For the implementation of proposed model, starter motor of an automobile is adopted. After the fuzzy ontology is constructed, the process of selecting preference-based supply partner for each part is presented.

• Journal of the Institute of Electronics Engineers of Korea SD
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• v.38 no.8
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• pp.27-33
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• 2001

The performance of the ordinary Fiber Bragg Grating(FBG) sensor strain measurement system, which uses Fabry-Perot filter for scanning wavelength, has limitation for application because of hysteresis characteristics of PZT element in the filter, slow scan rate of the filter and the high cost of system. We proposed and experimented a multiple FBG sensor system using light emitting diode(LED) as a light source and adapting Code Division Multiplexing(CDM) method to separating out individual sensor signal. Output signals for a applied static and dynamic strain and crosstalk levels between sensor signals were measured. The price of the system is very loss and the response speed is very fast. Crosstalk levels between sensor signals below - 30 dB were demonstrated.

• Proceedings of the Korean Society for Noise and Vibration Engineering Conference
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• 1991.04a
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• pp.127-132
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• 1991

충격에 민감한 용기나 기계들은 운반이나 보관중에 받을 수 있는 진동충격 을 완화시키기 위해 충격 마운트를 이용하게 되며, 충격마운트는 용기나 기 계들이 허용하는 최대가속도와 이들이 취급되는 환경에 의해 적절히 선정되 어야 한다. 그러므로 내충격 설계는 최대 허용 가속도나 취급환경에 대한 사 양과 이 사양에 의한 충격 마운트의 선정, 그리고 선정된 내충격 시스템의 충격시험에 의한 오일 탬퍼의 결합용이 사용되기도 하지만 구조가 복잡하고 가격이 비싸서 대용량이 경우에만 국한되어 사용되고 있으며, 가장 경제적인 것은 방진고무를 사용한 것이다. 내충격 시스템은 일반적으로 큰 변형량을 요구하고 있으며, 방진고무의 경우 큰 변형에서는 hardening 스프링의 비선 형성을 가지고, 형상계수와 고무배합율에 따라 정적 스프링상수와 동적 스프 링상수가 큰 차이를 보이는 등, 설계상의 여러 제한이 있다. 그러나 방진고 무는 형상변화가 자유로우며 제작이 용이하기 때문에 이러한 장점을 이용하 면 저렴하고 다양한 용도의 충격마운트 제작에 효과적으로 사용될 수 있다. 본 논문에서는 원통형 콘테이너의 내충격 설계를 위해 충격사양에 의한 충 격마운트의 설계, 설계된 내충격 시스템의 충격시험에 의한 검증을 순차적으 로 실시하여, 방진고무를 이용한 충격마운트 설계기술을 제시함으로써, 이후 방진고무제품의 설계를 위한 자료 및 과정의 제정에 도움을 주고자 한다.