• 제목/요약/키워드: 노후준비도

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The Effects of Health Status and Retirement Preparation on Aging Anxiety in Middle-Aged Workers (중년직장인의 건강상태, 노후준비가 노화불안에 미치는 영향)

  • Jun, Ho-Sun;Ju, Hyeon-Jeong
    • Journal of Digital Convergence
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    • v.17 no.11
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    • pp.315-325
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    • 2019
  • The study attempted to examine the structural model of the effects of health status and retirement aging anxiety on middle-aged workers. The subjects were collected from 263 40-59 year old middle-aged workers who work at three institutions in C and G cities. Results First, the variables affecting aging anxiety were aging preparation and health status, and these variables accounted for 52% of aging anxiety. Second, health status had a significant effect on retirement preparedness, and there was a significant indirect effect on aging anxiety through retirement preparedness. There was a partial control effect due to the difference in the path coefficient between health status and aging anxiety in the multi-group moderating effect of 40~49 and 50~59 years. Therefore, in order to reduce aging anxiety, it is important to find ways to prepare for various retirement, and a systematic management system is necessary.

A Study on the Effects of Retirement Expectations & Social Supports & Entrepreneurial Intention for Employees Engaged in Financial Business on the Preparation for their Old Age (금융업 종사자의 은퇴기대, 사회적 지지 및 창업의지가 노후준비에 미치는 영향에 관한 연구)

  • Kim, Hyong-Sok;Kang, Shin-Kee
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.17 no.1
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    • pp.251-265
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    • 2022
  • According to the 2019 statistics of the National Statistical Office, the population of old people over 65 is 7.69 million which consists of 14.9% of total population in Korea, and the world's fastest compressed-aging is being processed. Employees engaged in financial business as representative high-wage workers tend to choose voluntary retirement regardless of their business types, and rarely get a new job or establish their own business successfully. This study analyzes the effects of retirement expectations, social supports, and entrepreneurial intention for employees engaged in financial business, and the differences by individual characteristics on the preparation for their old age. The subjects include 280 people working at Seoul metropolitan and Daegu area. The data were analyzed with the SPSS Win Ver. 18.0 for frequency analysis, reliability analysis, factor analysis, regression analysis, etc. and the results of the study are as follows. First, the result of analyzing the effect of retirement expectations of employees engaged in financial business on the preparation for old age shows that the retirement expectations of the people who consider retirement is a new start meaningfully affect the financial and physical preparations for old age. Second, it is shown that family relations for employees engaged in financial business meaningfully affect the financial preparation, and family relations and friendship relations meaningfully affect the emotional and social preparations, despite social supports do not relevantly affect the financial preparation for old age. Third, it is also shown that the entrepreneurial intention of employees engaged in financial business does not relevantly affect the financial and physical preparations, but meaningfully affects the emotional and social preparations for old age. Fourth, the result of analyzing the effect of the individual characteristics of employees engaged in financial business on the preparation for their old age shows that age, marital status, and job grade do not relevantly affect, but the experience of entrepreneurship education more affects the preparation for old age than no-experience.

Epic Analysis of So-Young's Movie 'The Woman Who Kills' from a Literary Therapy Perspective -Focusing on the problem of the alienated elderly and the meaning of death- (문학치료적 관점으로 본 영화 '죽여주는 여자' 소영의 서사분석 -소외된 노인의 문제와 죽음의 의미를 중심으로-)

  • Chang, Kyung-hee
    • Journal of Digital Convergence
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    • v.19 no.3
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    • pp.295-302
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    • 2021
  • The purpose of this paper is to pay attention to the problems of the elderly in our society, which is facing an aged society, to understand the lives of the elderly and to recognize the need for retirement and death preparation. It reviews and analyzes the story of So-young, the main character of the movie "Killing Woman," according to the context of the work. The narrative of the film illustrates the problems of suffering for the elderly, such as poverty, disease, dementia, loneliness, and fear of death. In the face of the ultra-aged era, institutional supplementation measures for underprivileged senior citizens at the national level should be established, and social interest and safety nets should be secured, and specific retirement preparations are needed personally. Furthermore, support for research and education of old age preparation education programs and death education programs to prepare for retirement and death should be continuously provided.

Factors Affecting the Baby Boom Generation's Preparation for Old Age (베이비붐 세대의 노후준비도에 영향을 미치는 요인)

  • Yoo, Yong-Shik
    • The Journal of the Korea Contents Association
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    • v.13 no.12
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    • pp.738-747
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    • 2013
  • The purpose of this study is to examine the factors affecting the baby boom generation's preparation for old age, and based on that, it will provide foundational data to improve the baby boom generation's preparation for life in old age. According to the study results, with regard to their socio-demographic characteristics, their sex, age, health conditions, average monthly income, attitudes to old age, and anxiety about aging may have significant effects on their preparation for old age. In other words, the degree of preparation for old age is higher in women than men, those who are older, those having better health conditions, those with higher average monthly income, and those with better attitudes to old age, and those whose anxiety about aging is lower. Based on the above study results, the paper intends to make the following political suggestions: first, it is needed to develop preparation for old age services appropriately for each generation's needs and characteristics in consideration of their socio-demographic characteristics. Second, it is necessary to provide education for preparation for life in old age by steps and change their consciousness to enhance their attitudes to old age. Third, it is needed to develop and distribute a variety of mental health programs that can lower their anxiety about aging.

The Effects of Veterans' Perception of Old age on the Preparation for Old Age Plan (예비 전역자의 노후생활인식이 노후설계준비에 미치는 영향)

  • Yang, Tae-Ho;Lim, Wang-Kyu
    • The Journal of the Korea Contents Association
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    • v.14 no.10
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    • pp.137-150
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    • 2014
  • This study analyzes the perception of the old age life effects on the preparation for old age plan for veterans who are somewhat isolated from our society in spite of the increasing importance of the old age plan due to the rapid population aging society in Korea. The result of the study shows that meaningful differences in terms of characteristics of sociology of population are rank, level of education, religion, composition of family members in old age life plan in two parts(economic, leisure), whereas only property in physical part has a meaningful difference. That indicates the result was reflected by the character of military. The study on how veterans' perception of the old life affects the old age plan applied two contrasting factors - 'the successful perception of old age life' and 'the perception of expected matters in old age'. That represents those factors(economic, leisure) made positive effects on preparation for old age plan, but not in physical part. 'Expected perception of matters' made regulation effect, but 'success of old age perception' didn't in terms of regulation effect of learning activity as part of the veterans vocational training programs.

The influence of the locus of control of middle aged on life satisfaction and preparation for old age among in the times of convergence (융복합시대 중년기성인의 내외통제성이 생활만족도 및 노후준비에 미치는 영향)

  • Lee, Hee-Youn;Jeon, Hye-Seong
    • Journal of Digital Convergence
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    • v.13 no.11
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    • pp.433-440
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    • 2015
  • This paper was to explore the effect of the locus of control on life satisfaction and preparation for old age among middle-aged adults in the time of Convergence. This survey was conducted from September to December 2013, and 284responses were used for the analysis. The data was analyzed by descriptive statistics, Pearson Correlation and Multiple Regression. The research findings could be summarized as the followings. First, the locus of control had significantly positive effect on life satisfaction, Second, the locus of control also had significant effect on preparation for old age among middle-aged adults. Third, life satisfaction between preparation for old age had positive correlations with life satisfaction.

Study of the Factors Influencing the Economic Retirement Preparation for People Living with Disabilities Based on Andersen's Behavioral Model (Andersen모형을 적용한 장애인의 경제적 노후준비에 영향을 미치는 요인)

  • Kim, Jin-Mi;Lee, Youn-Ju
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.15 no.10
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    • pp.6046-6055
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    • 2014
  • The present study identified the factors of economic retirement preparation for people living with disabilities using the Andersen's behavioral model. The 2012 Disabled Employment Panel Survey data were collected from May 21, 2012 to July 31, 2012 and were analyzed by applying the SPSS 20 program. Logistic regression analysis was carried out on a sample of 2,869 people aged 30 to 60 years. The predisposing factors (education, marital status), possibility factors (employment, non-basic livelihood security recipient status, homeowner status, income), and desire factors (subjective socioeconomic status, life satisfaction, self-esteem) affected the retirement preparation. To help people living with disabilities, policies and programs based on the factors that reflect the individual needs must be established.

Preparation for Old Age Life of Dental Hygienists (치과위생사의 노후생활 준비)

  • Kim, Min-Young;Kim, Sun-Ju;Kim, Ji-Hyun
    • The Journal of the Korea Contents Association
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    • v.14 no.8
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    • pp.250-256
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    • 2014
  • This study was carried out in order to seek social support direction by allowing them to recognize necessity of preparing for their stably old age life and by inquiring into the preparation for old age life targeting dental hygienists who work at dental clinics. It sent questionnaire by post to dental hygienists of 1,560 dental clinics, which were sampled with a stratified sampling method, and then conducted a cross-sectional study based on self-administration. As a result of a problem of being worried in old age life, the ratio with the response as saying of being 'economy' was indicated to be the highest. The ratio of financial preparation for old age was shown to be high with 84.3%. Its method was the highest in 'fixed deposit and installment savings' with 62.6%. The satisfaction with financial preparation for old age stood at averagely 2.60, thereby having shown to be dissatisfied. It was shown to be low with 2.97 in the mean score of physical preparation for old age life, 3.59 in emotional preparation, and 2.56 in preparation for leisure. In conclusion, the satisfaction with financial preparation for old age life in our country's dental hygienists was low. Even the physical, emotional, and leisure-based preparations were shown to be low. Hence, it is considered to be likely needed to be planned preparation for old age life from the 30s. Also, for this, Korean Dental Hygienists Association needs to positively develop several kinds of programs such as education, policy and system for old age life following these people's retirement.

Effects of Recognition of Elderly Education on Provision for Old Age among Middle-Aged and Aged People in Korea (한국 중고령자의 노인교육이 노후준비에 미치는 영향)

  • Hong, Seok-Tae;Yang, Hae-Sool
    • The Journal of the Korea Contents Association
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    • v.8 no.5
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    • pp.287-299
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    • 2008
  • The purpose of this study is to analyze the statistical data to get the government to have positive recognition of education for middle-aged and aged people about provision for old age after retirement and present a model of policy direction of realistic elderly education for middle-aged and aged people and an ideal program for middle-aged and aged people in Korea. Such an empirical research obtained the following results. First, as for effects of recognition of the need of elderly education and the desire to participate in elderly education on provision for retirement, the need of elderly education and the desire to participate in elderly education were found to have effects. Second, as for effects of the level of retirement expectation on provision for retirement, new departure, career completion, and continuous expectation were found to have effects. Third, as for mediating effects of retirement expectation in terms of effects of recognition of the need of elderly education and the level of desire for participation, the need of elderly education has retirement expectation partly affect physical, psychological, and economic preparation. As for the desire to participate in elderly education, expectation of retirement had completely mediating effects on physical preparation and partly mediating effects on psychological and economic preparation. Fourth, the need of elderly education, the desire for participation, retirement expectation, and recognition of provision for retirement by general properties were found to have statistically significant results in terms of gender, age, occupation, and educational background.

The Effect of Middle-aged People's Retirement Preparation on Successful Aging : Focusing on the mediating effect of social support (중장년층의 노후 준비가 성공적 노화에 미치는 영향 : 사회적 지지의 매개효과를 중심으로)

  • Seung-Gwon Jung;Hyun-Seung Park
    • Industry Promotion Research
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    • v.8 no.3
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    • pp.69-78
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    • 2023
  • Based on the perception that integrated retirement preparation in various areas is needed in preparation for increased old age, this study aims to identify the status and characteristics of retirement preparation of middle-aged people and reveal the relationship with successful aging. In addition, it aims to find out the mediating effect of social support in the relationship between retirement preparation and successful aging for the middle-aged. To confirm this, 1,037 men and women aged 50 to 64 who responded to the third, fourth, and fifth additional surveys of the Korean Retirement & Income Study (KReIS) conducted by the National Pension Research Institute were analyzed. When the preparation of middle-aged people for retirement affects successful aging, bootstrapping with IBM SPSS 26 Process Macro Model 4 was conducted to verify the mediating effect of social support. As a result of verifying the significance of independent variables on the parameters, preparation for retirement was positively (+) significant. In other words, it was verified that the higher the preparation for retirement, the higher the social support. Furthermore, it was discovered that social support, an independent variable, had a significant impact on successful aging, and social support, an independent variable, had a significant impact on successful aging. The results of this study suggest the need for social support for successful aging through the preparation of middle-aged people for retirement. It is intended to derive policy implications for preparing for retirement and provide them as basic data to increase the level of successful aging.