• Journal of the Korea Academia-Industrial cooperation Society
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• v.16 no.10
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• pp.6618-6626
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• 2015

This study was designed to explore the factors affecting economic preparations for aging of middle-old aged women. Using fourth Korean retirement and income study panel data of National Pension Reacher Institute. The researcher explored the characteristics of preparation for the old age life who middle-old aged women and analyzed the factors affecting economic preparations for aging of middle-old aged women. The results were as follows. The the factors affecting economic preparations for aging of middle-old aged women were education level, subjective health status, a number of adolescent children(14-19), a number of adolescent children(20-39), public pension, financial asset and debt. On the basis of this results, suggestions for policy were offered.

• Korean Journal of Social Welfare
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• v.60 no.3
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• pp.275-297
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• 2008

The purpose of this study is to analyse economic preparations for aging of the middle and old-aged and their determinants empirically, and then to discuss the findings and implications for the results of analysis. Data from The Social Statistics Survey conducted by Korea National Statistical Office are used in this study. From this dataset, 18,354 Middle and Old Citizens aged between 45 and 59 were selected for this study. The Conceptual framework for this study was based on Andersen's behavioral model and logistic model was used to investigate factors that affect economic preparation for aging. The results of this study can be summarized as follows. First, Proportion of middle and old citizen with no economic preparation for aging was high, and old-aged had lower level of economic preparation for aging than relative less aged. Second, male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement is positively and statistically significantly associated with economic preparations for aging. Third, while male, age, and economic activities is negatively and statistically significantly associated with private economic preparations for aging, education level, recognition of present income, and total life condition improvement is positively and statistically significantly associated with private economic preparations for aging. Fourth, while male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement, expectation of future income is positively and statistically significantly associated with secondary economic preparations for aging, age is negatively and statistically significantly associated with secondary economic preparations for aging.

• The Journal of the Korea Contents Association
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• v.15 no.8
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• pp.313-325
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• 2015

This study aims to address factors affecting economic preparation of the elderly with industrial injury using Andersen model. In addition, it is also to explore differences in accordance with changes in the employment status between regular employees and non-regular employees. The authors analyze Panel Study of Worker's Compensation Insurance(PSWCI)'s 1st wave data in the logistic regression model. The authors found gender and education were related to economic preparation. In addition, earned income, national health insurance and the degree to which pain interferes with daily life and the lives caused by industrial accidents were associated with economic preparation. But national pension was not statistically significant to economic preparation. Based on the findings, the researchers addressed political implications to enhance financial security of injured workers.

• The Journal of the Korea Contents Association
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• v.17 no.1
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• pp.718-727
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• 2017

The purpose of this study is to analyze the effects of the financial preparations for aging on the life satisfaction of single households are different according to their experiences of having been married or not, and thereby to suggest an alternative policy which differenciate single households with their exposure to married life from those without their exposure to married life. The analyzed data is based on social statistics in 2015 of the Statistics Korea, with 4,406 people, over 30, who are either never married singles or married but divorced or bereaved singles. Finding are, first, there was a statistically significant difference in financial preparations for aging between unmarried single households and married, and unmarried single households are more prepared than married ones. Second, life satisfaction of unmarried single households was higher than married ones. Third, the effects of the financial preparations for aging on the life satisfaction were shown from both groups, and married single households were more sensitive to the effect of financial preparations for aging on the life satisfaction.

• Journal of Digital Convergence
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• v.12 no.6
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• pp.579-586
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• 2014

The purpose of the present study was to identify the state of financial preparation of the disabled for their old age, and the influence factors on their quality of life. To this aim, the 4th data from the Panel Survey of Employment for the Disabled were used to examine 3,396 subjects of 40 years or older. First, regarding the difference between life satisfaction according to whether or not the disabled were preparing for their old age, the preparing people had higher satisfaction in daily life. Second, the most popular way of financial preparation of the people with disabilities for old age proved the state-run public pension, and the disabled were cognitive that their preparations were not enough. Lastly, the satisfaction of the disabled in daily life who were financial preparing for the old age proved higher depending on the higher sufficiency of their preparation.

• 한국노년학
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• v.40 no.4
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• pp.639-657
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• 2020

The purpose of this study is to analyze the effect of individual differences in recognition of retirement responsibility on financial preparedness for retirement and to examine moderating effect of income-level on the relationships between the two variables, using the 7th Korean Retirement and Income Study(KReIS). Two research methods, descriptive analysis and hierarchical multiple logistic regression(HMLR) analysis, have been conducted. The total number of sample was 3,869 subjects with an average age of 58.9 years and 55.3% males. The results show that only 35.8% of the respondents make financial plans for retirement, and 64.2% did not. Main findings are as follows. First, 65% of respondents take a responsibility for financial preparedness for retirement, compared to 37% in European countries. Second, people with responsibility for their own retirement are more likely to have a financial preparation for retirement than people who think others(family, society, government) have to take a responsibility for retirement instead of them. Third, there is a significant moderating effect of income-level on relationships between recognition of retirement responsibility and financial preparedness for retirement. As income level decreases, the moderating effect reduces the positive effect of recognition of retirement responsibility on financial preparedness for retirement and vice versa. Fourth, as income level increases and educational level is higher, the tendency to prepare financially for retirement is also increasing. Low-income and low-educated people are less likely to have a financial preparation for retirement than their counterparts. The findings suggest that it is necessary to design an effective incentive scheme for financial preparedness for retirement for low-income and low-educated people and to develop various policies and services to encourage them to prepare financially for retirement.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.17 no.2
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• pp.45-57
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• 2016

This study examined the effect factors for the preparations for the old age on the current satisfaction of life of the middle-aged. A survey of middle aged people living in Seoul and metropolitan areas was conducted. The data from 442 subjects were collected from 450 questionnaires excluding 8 incomplete datasets and analyzed. The results were as follows. First, the emotional and economical preparations for the old age had influences on the emotional satisfaction positively. Second, the educational background, jobs for technician/working, emotional and physical preparations for old age had a positive effect on the physical satisfaction. Third, the household income, emotional and economical preparation for the old age had a positive influence on the economical satisfaction. Fourth, sex, emotional preparations for old age had a positive effect on the social relation satisfaction. The research results suggested that the preparations for the old age should be arranged from the middle-aged years because it is difficult to improve the satisfaction of life for old age in the elderly.

• The Journal of the Korea Contents Association
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• v.12 no.12
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• pp.248-260
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• 2012

This study has focused on the degree of recognition and preparation for the old age life of public servants. The subjects of this research were 731 middle-aged public employees in Pusan, Ulsan, Kyeong-Nam Province. The data were collected using a self-administrated questionnaire. The following results were obtained. First, 67.2% respondents were women. Over 45-years old were 28.4%, Middle level quality of life were 46.1%, Over 20-years career were 26.7%, Administration staffs were 33.4%, and 7th grade were 31.9%. Second, In Recognition for the old age life, Respondents and their spouse have the primary responsibility of the dependent elderly. Preferred life area was suburban rural area. The order of anticipated problems of the old age life was financial problem, health problem, and leisure activity. Third, Actually, in preparation for the old age life, the order of respondents preparation was financial stability, health, and leisure activity. Forth, In the satisfaction degree of public pension for the old age life, the order of respondence was insufficient (56.0%), appropriate (17.2%), and ignorant(26.8%).

• Korean Journal of Social Welfare Studies
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• v.48 no.4
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• pp.157-185
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• 2017

This study aimed to explore the trajectories of economic preparations for the aging among people with physical disabilities and to identify the determinants according to the Andersen model. For this study, data were drawn from Panel Survey of Employment for the Disabled (PSED). A total of 1,847 samples were used from the second to the eighth wave. Latent class growth model was conducted to explore the longitudinal change classes for the disabled, and the multinominal logistic regression analysis was conducted to examine the influence of the determinants. As a result, four classes were identified: preparation decrease group, continuous non-preparation group, preparation increase group, and continuous preparation group. Each group was found to be associated deferentially with education level, family income, socioeconomic status, employment, home ownership, national basic livelihood security recipient status, and ADL. These findings proposed the practical and political implications for the strategies concerned with facilitating the economic preparations for the aging among the disabled.

• Proceedings of the Korea Water Resources Association Conference
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• 2017.05a
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• pp.126-126
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• 2017

수도권 광역상수도는 관로 매설 이후 30년 이상 경과하여 수도관로 사고 발생빈도가 증가하고 있다. 이에 노후관로를 갱생하여 사고예방과 용수공급 안정성 강화를 도모할 필요가 있으며, 이러한 사업의 수행 여부에 대한 판단을 위해서는 사업 시행으로 발생하는 경제적 편익에 대한 정량적 정보가 필요하다. 노후관로 갱생사업의 경제적 편익은 크게 관로사고 피해저감 편익과 복구비용 절감편익으로 구분되는데 후자는 공학적 접근을 통해 비교적 쉽게 평가할 수 있는 반면에, 전자는 평가가 어렵다. 이에 본 논문에서는 조건부 가치측정법이라는 경제학적 기법을 적용하여 관로사고 피해저감 편익을 추정하고자 한다. 수도권 광역상수도 갱생사업의 수혜지역 주민 600 가구를 무작위로 추출하여 수도권 광역상수도 갱생사업이 시행되지 않을 경우 관로사고가 발생할 수 있음을 설명한 후, 관로사고를 막기 위한 지불의사액을 조사하였다. 분석결과 관로사고 피해 회피를 위한 가구평균 지불의사액은 톤당 약 41.7원이었다. 이 정보는 노후관로 갱생사업에 대한 의사 결정시 활용할 수 있다.