• Korean Journal of Social Welfare
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• v.60 no.3
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• pp.275-297
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• 2008

The purpose of this study is to analyse economic preparations for aging of the middle and old-aged and their determinants empirically, and then to discuss the findings and implications for the results of analysis. Data from The Social Statistics Survey conducted by Korea National Statistical Office are used in this study. From this dataset, 18,354 Middle and Old Citizens aged between 45 and 59 were selected for this study. The Conceptual framework for this study was based on Andersen's behavioral model and logistic model was used to investigate factors that affect economic preparation for aging. The results of this study can be summarized as follows. First, Proportion of middle and old citizen with no economic preparation for aging was high, and old-aged had lower level of economic preparation for aging than relative less aged. Second, male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement is positively and statistically significantly associated with economic preparations for aging. Third, while male, age, and economic activities is negatively and statistically significantly associated with private economic preparations for aging, education level, recognition of present income, and total life condition improvement is positively and statistically significantly associated with private economic preparations for aging. Fourth, while male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement, expectation of future income is positively and statistically significantly associated with secondary economic preparations for aging, age is negatively and statistically significantly associated with secondary economic preparations for aging.

• The Journal of the Korea Contents Association
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• v.16 no.7
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• pp.522-531
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• 2016

Extension of life expectancy and retirement of baby-boomers from 2010 made big population senior citizens, and concerns about retirement was heightened. Researches to remove the concerns about retirement found out that awareness for senior age life and financial preparation actions for retirement influence retirement life both directly and indirectly. This research identified the influence of financial retirement preparation on related variables, and analyzed its control effect on retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. For that, from Nov 2015 to Feb 2016, this research surveyed 1,500 people from 20 to 69, by mailing or visiting with survey, noting purpose and process of research, eliminating 83 insufficient replies, and analyzing 1,417 surveys. This result shows the better retirement preparation, the more positive retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. This research is significant as basic data for general and practical retirement preparation program development.

• The Journal of the Korea Contents Association
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• v.15 no.8
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• pp.313-325
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• 2015

This study aims to address factors affecting economic preparation of the elderly with industrial injury using Andersen model. In addition, it is also to explore differences in accordance with changes in the employment status between regular employees and non-regular employees. The authors analyze Panel Study of Worker's Compensation Insurance(PSWCI)'s 1st wave data in the logistic regression model. The authors found gender and education were related to economic preparation. In addition, earned income, national health insurance and the degree to which pain interferes with daily life and the lives caused by industrial accidents were associated with economic preparation. But national pension was not statistically significant to economic preparation. Based on the findings, the researchers addressed political implications to enhance financial security of injured workers.

• 한국벤처창업학회:학술대회논문집
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• 2020.11a
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• pp.197-202
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• 2020

본 연구는 여성들의 경제활동의욕에 영향을 미치는 요인에 대한 연구로 여성들의 경제활동의욕과 창업의도에 대한 영향요인들을 실증적으로 분석하여 영향관계를 규명하는데 목적이 있다. 본 연구를 위해 독립변수로는 심리적특성과 준비도, 동기, 업무경험, 네트워크 역량, 차별인식, 일에대한 인식. 지원 제도, 재산상태 인식, 가족지지로 하였고, 종속변수로는 경제활동 의욕과 창업의도로 설정하였다. 여성의 경제활동 의욕과 관련하여 선행연구 및 정책적 자료들에 대한 문헌연구를 통해 이론적인 개념을 정립하고 연구모형을 설정하였다. 선택된 연구의 변수들인 심리적특성과 준비도, 동기, 업무경험, 차별인식, 지원제도등 경제활동 의욕과 창업의도들 간의 관계를 실증분석하고, 이를 토대로 의미 있는 이론적 및 정책적 시사점들을 제시하고자 한다.

• The Journal of the Korea Contents Association
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• v.17 no.1
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• pp.718-727
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• 2017

The purpose of this study is to analyze the effects of the financial preparations for aging on the life satisfaction of single households are different according to their experiences of having been married or not, and thereby to suggest an alternative policy which differenciate single households with their exposure to married life from those without their exposure to married life. The analyzed data is based on social statistics in 2015 of the Statistics Korea, with 4,406 people, over 30, who are either never married singles or married but divorced or bereaved singles. Finding are, first, there was a statistically significant difference in financial preparations for aging between unmarried single households and married, and unmarried single households are more prepared than married ones. Second, life satisfaction of unmarried single households was higher than married ones. Third, the effects of the financial preparations for aging on the life satisfaction were shown from both groups, and married single households were more sensitive to the effect of financial preparations for aging on the life satisfaction.

• Journal of Digital Convergence
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• v.14 no.2
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• pp.49-56
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• 2016

The purpose of the study is to explore mediation effect of marriage satisfaction when personality traits of married female immigrants would influence the preparation for old age. The survey targets are married female immigrants who live in Seoul, Gyeonggi province, Chungcheong province, and Jeolla province, who are using the programs of Multicultural Center, and who could communicate each other. The analysis was also conducted on 426 of 450 questionnaires. The findings are as follows. First of all, extroversion, agreeableness, conscientiousness, openness of personality traits appear as positive correlation with emotional preparation, physical preparation, financial preparation, marriage satisfaction. However, financial preparation has no correlation with neuroticism. Second, personality traits and marriage satisfaction explain about emotional preparation as 34.6 %, but there is no mediation effect of marriage satisfaction. Third, personality traits and marriage satisfaction explain about physical preparation as 28.1%. In addition, agreeableness and physical preparation have mediation effect of marriage satisfaction. Fourth, personality traits and marriage satisfaction explain about financial preparation as 15.9%.. Moreover, openness and financial preparation have mediation effect of marriage satisfaction.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.17 no.2
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• pp.45-57
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• 2016

This study examined the effect factors for the preparations for the old age on the current satisfaction of life of the middle-aged. A survey of middle aged people living in Seoul and metropolitan areas was conducted. The data from 442 subjects were collected from 450 questionnaires excluding 8 incomplete datasets and analyzed. The results were as follows. First, the emotional and economical preparations for the old age had influences on the emotional satisfaction positively. Second, the educational background, jobs for technician/working, emotional and physical preparations for old age had a positive effect on the physical satisfaction. Third, the household income, emotional and economical preparation for the old age had a positive influence on the economical satisfaction. Fourth, sex, emotional preparations for old age had a positive effect on the social relation satisfaction. The research results suggested that the preparations for the old age should be arranged from the middle-aged years because it is difficult to improve the satisfaction of life for old age in the elderly.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.16 no.10
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• pp.6618-6626
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• 2015

This study was designed to explore the factors affecting economic preparations for aging of middle-old aged women. Using fourth Korean retirement and income study panel data of National Pension Reacher Institute. The researcher explored the characteristics of preparation for the old age life who middle-old aged women and analyzed the factors affecting economic preparations for aging of middle-old aged women. The results were as follows. The the factors affecting economic preparations for aging of middle-old aged women were education level, subjective health status, a number of adolescent children(14-19), a number of adolescent children(20-39), public pension, financial asset and debt. On the basis of this results, suggestions for policy were offered.

• Journal of Digital Convergence
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• v.12 no.6
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• pp.579-586
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• 2014

The purpose of the present study was to identify the state of financial preparation of the disabled for their old age, and the influence factors on their quality of life. To this aim, the 4th data from the Panel Survey of Employment for the Disabled were used to examine 3,396 subjects of 40 years or older. First, regarding the difference between life satisfaction according to whether or not the disabled were preparing for their old age, the preparing people had higher satisfaction in daily life. Second, the most popular way of financial preparation of the people with disabilities for old age proved the state-run public pension, and the disabled were cognitive that their preparations were not enough. Lastly, the satisfaction of the disabled in daily life who were financial preparing for the old age proved higher depending on the higher sufficiency of their preparation.

• Journal of Digital Convergence
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• v.11 no.11
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• pp.117-132
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• 2013

This study shows how financial education for middle-age affects their remaining life (economic, physical, emotional and social) and improves the way of preparing for their old age through 355 questionnaires using SPSS 18.0, factor analysis, t-test and ANOVA program. The results obtained are summarized as follows: Firstly, The importance of financial education has been differently perceived by the age, marital status, income and religion. Secondly, the necessity for early financial education and retirement preparation have been comprehended by analyzing the effects of the financial education on their old life. Thirdly, Attitude for retirement has affirmative effects on the self respect, economic stability and leisure activity.