The Journal of the Convergence on Culture Technology (문화기술의 융합)

The International Promotion Agency of Culture Technology (국제문화기술진흥원)
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Research on the elderly's preparation for old age

고령자의 노후준비에 관한 연구

  • Ahn Na, Lim (Dept. of Glocal Education Centert, KwangWoon Univdrsity)
  • 임안나 (광운대학교 글로컬교육센터)
  • Received : 2024.06.10
  • Accepted : 2024.09.05
  • Published : 2024.09.30
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Abstract

This study used data from the 9th main survey of the National Old Age Security Panel, the subjects were 1,923 elderly people aged 60 or older nationwide. As a result of analyzing the effect of demographic characteristics on Preparing for Oldage, 15.1% of explanatory power was shown in Preparing for Oldage. First, it was found that there was more Preparing for Oldage among men than among women. Age had a negative effect on Preparing for Oldage, with many respondents saying that the younger they were, the more likely they were to Preparing for Oldage. Education level also had a significant effect on Preparing for Oldage, and more respondents said that elementary, middle, and high school graduates were not doing Preparing for Oldage than those who graduated from vocational college or higher. Therefore, it was found that the lower the level of education, the less Preparing for Oldage was done. Next, as a result of examining the effect of life satisfaction on Preparing for Oldage, the higher the life satisfaction, the better the Preparing for Oldage was. In general, it was recognized that Preparing for Oldage would have an impact on life satisfaction, but through this study, it was confirmed that life satisfaction had an impact on Preparing for Oldage.

본 연구는 국민노후보장패널 9차 본조사 자료를 이용하였으며, 전국의 60세 이상의 고령자 1,923명을 대상으로 하였다. 조사 대상자의 인구사회학적 특성이 노후준비에 미치는 영향을 분석한 결과, 15.1%의 설명력을 나타냈다. 이에 따른 분석 결과는 다음과 같다. 먼저, 여성에 비해 남성의 노후준비가 많이 되어 있는 것으로 나타났고, 연령은 노후준비에 부적(-) 영향을 미쳐서 연령이 어릴수록 노후째ㅐㅜ준비가 되어 있다는 응답자가 많았다. 교육수준도 노후준비에 유의한 영향을 미쳤는데, 전문대졸 이상의 졸업자보다 초졸, 중졸, 고졸 대상자는 노후준비를 하고 있지 않다는 응답자가 많았다. 따라서 교육수준이 낮을수록 노후준비를 덜 하고 있음을 알 수 있었다. 다음으로 생활만족도가 노후준비에 미치는 영향을 살펴본 결과 생활만족도가 높을수록 노후준비를 잘 하고 있었다. 일반적으로 노후준비가 생활만족도에 영향을 미칠 것으로 인식하였으나 본 연구를 통하여 생활만족도도 노후준비에 영향을 미치는 것을 확인하였다.

Keywords

Acknowledgement

이 논문은 2023년도 광운대학교 교내학술연구비 지원에 의하여 연구되었음.

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