• Title/Summary/Keyword: traffic insurance accident

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The Setting in the Range of Traffic Accident on the Crosswalk (횡단보도의 교통사고 범위 설정에 관한 연구)

  • Kim, Jang-Wook;Jung, Min-Young;Kang, Dong-Soo;Hong, Ji-Yeon;Lee, Soo-Beom
    • Journal of the Korean Society of Safety
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    • v.26 no.4
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    • pp.120-126
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    • 2011
  • Under the current law or system, the range of traffic accident on the crosswalk does not reflect the characteristics of traffic accident and the pedestrian's walking pattern. Thus, this study conducted a video recording survey on the 250 spots which are high to traffic accident rate of pedestrian-vehicle to reset the range of traffic accident on or near the crosswalk considering the characteristics of traffic accident and the pedestrian's walking pattern. Based on the collected data through a video recording survey, this study analyzed the pattern of pedestrians and extracted the variables influenced in the pedestrian's walking pattern. After conducting the regression analysis, this study made the model of measuring the range of traffic accident on the crosswalk. Through all processes these, this study reset the range of traffic accident on the crosswalk which could minimize the disadvantages of pedestrian when they have an accident on the crosswalk and ensure the right of way of pedestrian.

A Study on Traffic Accident Reconstruction through Vehicle Crash Test (충돌시험을 통한 교통사고 재현 연구)

  • Kim, Guanhee;Lim, Jonghun;Park, Insong;Chun, Youngbum;Cho, Chongdu
    • Transactions of the Korean Society of Automotive Engineers
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    • v.21 no.6
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    • pp.58-63
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    • 2013
  • It is very difficult to evaluate the impact speed, who caused the accident and what the injury risk of the vehicle occupants was from the outcome of the accident. That's the main reason why there are so many insurance fraud related to vehicle accident. In this study, a vehicle crash accident suspected to an insurance fraud had been reconstructed to evaluate crash speed and the relationship between the crash accident and passenger injury risk. To do this, the scene was reconstructed based on accident investigation report and three vehicle crash tests were done at 27kph, 37kph and 70kph. The crash speed of 27kph and 37kph were chosen based on the damaged vehicle and 70kph was chosen based on the driver's statement. Based on the damage of vehicle and dummy injury measure, impact speed is estimated around 20 to 30kph and the dummy measures show that the passengers are not seems to be severely injured in this speed range.

Development of a Model for Calculating the Negligence Ratio Using Traffic Accident Information (교통사고 정보를 이용한 과실비율 산정 모델 개발)

  • Eum Han;Giok Park;Heejin Kang;Yoseph Lee;Ilsoo Yun
    • The Journal of The Korea Institute of Intelligent Transport Systems
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    • v.21 no.6
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    • pp.36-56
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    • 2022
  • Traffic accidents occur in Korea are calculated with the 「Automobile Accident Negligence Ratio Certification Standard」 prepared by the 'General Insurance Association of Korea' and the insurance company's agreement or judgment is made. However, disputes are frequently occurring in calculating the negligence ratio. Therefore, it is thought that a more effective response would be possible if accident type according to the standard could be quickly identified using traffic accident information prepared by police. Therefore, this study aims to develop a model that learns the accident information prepared by the police and classifies it to match the accident type in the standard. In particular, through data mining, keywords necessary to classify the accident types of the standard were extracted from the accident data of the police. Then, models were developed to derive the types of accidents by learning the extracted keywords through decision trees and random forest models.

Factors Influencing the Intention of Traffic Accident Patients to Revisit and Recommend the Korean Medicine Clinics (교통사고 환자의 한방의료기관 재방문 및 추천의사에 영향을 미치는 요인)

  • Jae-Woo, Kim;Sung-Ho, Kim;Jung-Kyu, Kang
    • Journal of Society of Preventive Korean Medicine
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    • v.26 no.3
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    • pp.49-58
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    • 2022
  • Objectives : The purpose of this study is to analyze the factors affecting the intention of traffic accident patients, who had visited Korean medicine clinics for the purpose of treating traffic accidents, on revisiting and recommending those clinics to others. Methods : This study conducted the frequency analysis, Rao-scott chi-square test, and logistic regression analysis on 389 people, who answered that they had once visited Korean medicine clinics for treatment in traffic accidents, using data from the 2020 Korean Medicine Utilization and Herbal Medicine Consumption Survey. Results : As a result of the analyses, it was revealed that the significant influencing factors entailed marital status, job status, the attitude of medical staff, and access to the Korean medicine clinics, while only access to the Korean medicine clinics was a significant influencing factor for the intention to recommend to others. Especially, the intention of to revisit and to recommend in case of satisfying access to the Korean medicine clinics were 8.476 times and 6.784 times higher than when it is not the case. Conclusions : The results of this study reflect the characteristics of automobile insurance, and indicate that both further study and policy establishment on the operation of the automobile insurance system are required to ensure sufficient treatment for traffic accident patients.

Evaluation of Occupant Protection of Passenger Vehicles at IIHS Side Impact (소형 승용차량의 측면충돌 시 탑승자 보호성능 평가)

  • Kim, Guanhee;Lim, Jonghun;Lim, Jangho;Park, Insong;Cho, Chongdu
    • Transactions of the Korean Society of Automotive Engineers
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    • v.22 no.1
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    • pp.46-51
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    • 2014
  • 2,097 deaths out of 5,229 by traffic accident occurred by vehicle to vehicle crash and 855 deaths out of 2,097 occurred at side crash in 2011. Korean government adopted New Car Assessment Program to reduce the wounded and deaths at traffic accident in 1999 and side impact test has been added in 2003. 43 out of 53 vehicles tested in NCAP side impact rated 4 and 5 stars means the highest occupant protection. In this study three small class vehicles have been tested according to Insurance Institute for Highway Safety's side crashworthiness test protocol. IIHS test protocol uses 1,500kg moving barrier rather than NCAP's 950kg and the occupant protection rated Good, Acceptable, Marginal and Poor based on injury measure, structural integrity and head protection.

A Real-world Accident Study on Vehicle Damage Types and Occupant Injury (자동차사고 손상유형과 상해에 관한 실사고 연구)

  • Hong, Seungjun;Park, Wonpil;Ha, Sungyong
    • Transactions of the Korean Society of Automotive Engineers
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    • v.21 no.1
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    • pp.107-112
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    • 2013
  • Base on insurance vehicle collision and bodily injury claim reports, 23,655 cases of vehicle to vehicle accidents occurred in Korea 2010 are investigated in order to understand vehicle damage severities, repair costs and occupant injury types. The results of our statistical analysis reveal that minor damages with small dent or scratches on vehicle body panels which is assumed to imply during very low speed crashes are major portion of accident severities types. The most vulnerable body regions due to the real-world accident are neck. The 86.3% of total injured driver in minor rear damaged vehicles has reported neck pains and they are followed by whole bodies and head but with much lower occurrence rates.

Occupational Accident Compensation Insurance Coverage and Occupational Accidents for Special-type Delivery Workers (특수형태 근로 종사 택배기사의 산재보험 적용 및 산업재해 발생 특성)

  • Kim, Min Ji;Choi, Eunsuk
    • Research in Community and Public Health Nursing
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    • v.32 no.1
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    • pp.64-72
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    • 2021
  • Purpose: The purpose of this study is to analyze occupational accident compensation insurance coverage and occupational accidents incidence for special-type delivery workers. Methods: The data for occupational accident compensation insurance coverage and occupational accidents from 2012 to 2017 were analyzed through descriptive statistics. Results: Rates of occupational accident compensation insurance coverage of special-type delivery workers decreased gradually from 43.4% in 2012 to 28.5% in 2016, and 29.0% in 2017. Rates of occupational illnesses death per ten thousand workers increased gradually from 2.1‱ in 2013 to 3.1‱ in 2016, and 8.6‱ in 2017. All occupational illness deaths were due to cerebro-cardiovascular diseases. Road traffic accidents and slips accounted for the largest proportion of occupational accidents. Conclusion: Special-type delivery workers have a high risk of industrial accidents, so it is necessary to raise industrial accident insurance coverage and provide professional and systematic occupational safety and health services.

Accident Information Based Reliability Estimation Model for Car Insurance Smart Contract (자동차보험용 스마트 컨트랙트를 위한 사고정보 기반 신뢰도 산정 모델)

  • Lee, Soojin;Kim, Aeyoung;Seo, Seung-Hyun
    • KIPS Transactions on Computer and Communication Systems
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    • v.9 no.4
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    • pp.89-100
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    • 2020
  • In order to reduce the time and cost used in insurance processing, studies have been actively carried out to apply blockchain smart contract technology to car insurance. However, by using traffic data that is insufficient to prove accidents, existing studies are being exposed to the risk of insurance fraud, such as forgery and overstated damage by malicious insurers. To solve this problem, we propose an accident data-based reliability estimation model by using both various types of data through sensors, RSUs, and IoT devices embedded in automobiles and smart contracts. In particular, the regression model was applied in consideration of the weight estimation according to the type of traffic accident data and the reliability estimation model trained according to various accident situations. The proposed model is expected to effectively reduce fraud and insurance litigation while providing transparency in the insurance process and streamlining it is well.

Scientific Technical Development of Traffic Accident Investigation (교통사고 조사의 과학화 기술개발)

  • Hong, YouSik;Lee, ChaeWoo
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.8 no.2
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    • pp.35-42
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    • 2008
  • In order to reduce a recent traffic accident, the traffic accident research has been studied using IT technique. But, when running away traffic accident it occurs, it is difficult to find the assault vehicle. In this paper, to solve these problems, if traffic accident will happen, The RFID reader will be able to recognize a license plate number automatically. Moreover, when the traffic accident occurs from the Internet base which uses the PDA the driver traffic accident site data and driver human fact it will be able to transmit in the police station or the insurance company. From the simulation result, it confirms that when passage vehicle speed is low speed above 70% it will be able to recognize the license plate number.

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Study on Reliability of New Digital Tachograph for Traffic Accident Investigation and Reconstruction (교통사고 조사 및 재현에서 신형 전자식운행기록계의 신뢰성에 관한 연구)

  • Park, Jongjin;Joh, Geonwoo;Park, Jongchan
    • Transactions of the Korean Society of Automotive Engineers
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    • v.23 no.6
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    • pp.615-622
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    • 2015
  • Recently Digital-TachoGraph(DTG) was mounted mandatorily in commercial vehicles(Taxi, Bus, etc.). DTG records accurate and detailed information of the running state of vehicles related to traffic accident, such as Time, Distance, Velocity, RPM, Brake ON/OFF, GPS, Azimuth, Acceleration. Thus those standardized data can play an important role in traffic accident investigation and reconstruction. To develope the accurate and objective method using the DTG data for the reconstruction of traffic accident, we had conducted several tests such as driving test, high speed circuit test, braking test, slalom test at Korea Automobile Testing & Research Institute(KATRI), and collision test at Korea Automobile insurance repair Research and Training center(KART) with the vehicle equipped with several DTG. Development of the program which enables the reading and analysis of the DTG data was followed. In the experiments, we have found velocity error, RPM error, brake signal error and azimuth error in several products, and also non-continuous event data. The cause of these errors was deduced to be related to the correction factor, the durability of electronic parts and the algorithm.