• 가족자원경영과 정책
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• 제13권4호
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• pp.95-114
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• 2009

This study compared demographic, economic and career characteristics between a traditional retirement group and a gradual retirement group. From the 2005 Korean Retirement and Income Study (KReIS), 780 traditional retirees and 265 gradual retirees were selected. A t-test, chi-square test and logistic regression analyses were completed. The findings of this study were as follows: First, there are gender and age differences between the traditional retirement group and the gradual retirement group. The gradual retirement group has a high proportion of male workers and older workers compared to the traditional retirement group. Second, members of the traditional retirement group have more income, more assets and less debt than members of the gradual retirement group; therefore, their financial structure is comparatively stable. Third, there is a large percentage of blue-collar workers (e.g., technical service, repair, operatives) in the gradual retirement group. Members of the gradual retirement group had worked for a shorter period during their career and had a lower wage rate than members of the traditional retirement group. Finally, male workers who are in their 60s and 70s, who do not have a public transfer income but have a higher level of career income, and are older when they end their career, are less likely to retire gradually. As they also have a higher level of debt, the probability of these workers selecting a gradual retirement route is high.

• 한국주거학회논문집
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• 제17권4호
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• pp.57-64
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• 2006

This research is the survey result of the retirement house in Ochiai area that is a famous as mountain village of Japan. This area is being formed in a steep slope and be arranged the building long a side along the contour line. As for the plan type of a main house 'the middle bedroom three-madori(bay) type' and 'the parallel two madori(bay) type' occupy many. As for in the retirement custom of Ochiai area the independence family style (separation/ separate meal/separate household economy) is a principle and a parents family builds the retirement house and move out. The plan. of the retirement house is two-room type of 'Omote(public room) and Uchi(kitchen and living room)' and agree with the plane prototype 'plan constitution of a necessary minimum' of farmhouse of this area. The reconstruction that the retirement house is remodeled handily with a main home, especially intend the convenience of the life such as a kitchen and toilet has been done. The retirement custom has been succeeded thoroughly until recent years in this area. However, this traditional custom is seeing the end, without there is the successor of a main house with depopulation.

• 한국실내디자인학회논문집
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• 제14호
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• pp.42-54
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• 1998

This study aims to analyze needs for living space of residents in a farming retirement community In this study a survey was performed about desire for living space and aesthetic aspects of housing environment. Results of the study are as follows; 1. Most residents desire permanently formed dwelling unit rather than assembled temporary structure so that they comfortable in noise-prevented space. 2 The retirement community residents do not desperately prefer individually separated room because open space provides better observsation function for emergencies. 3. They hope their dwelling units are grouped like regular neighborhood and the units have traditional designs such conventional kitchen and sink and wooden floor. Finally in this study it is proposed that Korean rural retirement community be established with maximum use conventional dwelling resources so that the residents benefit old fashioned living tradition even in the recently moved retirement society.

• 대한수학회보
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• 제60권4호
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• pp.1101-1129
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• 2023

In this study we propose a model of optimal retirement, consumption and portfolio choice of an individual agent, which encompasses a large class of the models in the literature, and provide a methodology to solve the model. Different from the traditional approach, we consider the problems before and after retirement simultaneously and identify the difference in the dual value functions as the utility value of lifetime labor. The utility value has an option nature, namely, it is the maximized value of choosing the retirement time optimally and we discover it by solving a variational inequality. Then, we discover the dual value functions by using the utility value. We discover the value function and optimal policies by establishing a duality between the value function and the dual value function. The model and approach offer a significant advantage for computation of optimal policies for a large class of problems.

• 산경연구논집
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• 제13권12호
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• pp.23-31
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• 2022

Purpose: This research is to answer the following research questions because of the importance of learning how retired businesspeople increase their financial security and quality of life. (1) how does an entrepreneur contribute to economic development? (2) what types of investments are performed by businesspeople after retirement? (3) how entrepreneurial financial attainment capacity and anticipated net income after retirement are related? Research design, data and methodology: This research has conducted the qualitative analysis (QCA) using the current literature review. In the traditional positivist research paradigm, the quality of research is evaluated based on issues of validity, reliability, and objectivity. Contrary to the positivist approach, QCA focuses on the underlying meaning of the data. Results: This research found that finance management is increasingly challenging for businesspeople. The solutions based on the literature investigation suggest four categories. (1) Planned spending and revenue allocation, (2) Investing in the stock market, (3) Create a culture of saving, (4) Get Informed. Conclusions: This research puts forth a model to describe the connection between an investor's financial achievement potential and their desired net profits in retirement. The results of this study support the idea that the ability to achieve financial success as an entrepreneur has a salutary effect on the amount of money saved for retirement.

• 노동경제논집
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• 제19권1호
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• pp.273-292
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• 1996

• 융합정보논문지
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• 제11권2호
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• pp.82-89
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• 2021

본 연구의 목적은 투자자의 은퇴 시점뿐만 아니라 시장의 예측 변동성을 동시에 고려하여 Target Date Fund의 위험자산 편입 비율을 동적으로 조정하는 새로운 Glide Path를 제안하고, 은퇴 시점만 고려하여 위험자산 편입 비율이 정해지는 전통적 Glide Path와 투자 성과를 비교 분석하는 것이다. 시장 변동성의 예측치로는 역사적 변동성, 시계열모형인 GARCH 변동성, 그리고 변동성지수인 VKOSPI를 활용하였으며, 2003년부터 2020년까지의 분석 기간에서 변동성을 고려하는 새로운 동적 Glide Path의 투자 성과가 우수함을 보여주었다. 3가지 변동성 예측모형 모두에서 은퇴 시점만을 고려하는 Glide Path보다 수익률은 더 높고 위험은 더 낮아지면서 투자 성과 지표인 Sharpe Ratio가 개선되었다. 실증 분석 결과는 은퇴예정자뿐만 아니라 Target Date Fund 운용업계에 새로운 Glide Path의 활용 가능성을 제시하고 있다.

• 가정과삶의질연구
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• 제29권3호
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• pp.23-41
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• 2011

The purpose of this study is to explore social supports for elderly housing and their residential lives in small cities along rural counties of the United States and Canada, and suggest future implications for age-concentrated rural villages in Korea. In this study, five small and medium cities in non-metropolitan counties of California and Ontario province were visited and elderly residents and service experts were interviewed about their perceptions of community integrated social support networks for senior residences. The senior housing complexes were built due to influx of both metropolitan and rural residents seeking warm localities, traffic connections, business purposes in active production areas. and leisure attractions. There are five main social support networks for senior housing issues in these areas. First, the areas are claimed for senior zones and accordingly health industries are encouraged by local authorities. Second, the community is homogeneously constructed as a senior friendly environment and include features such as an RV park and mobile cottages. Third, senior-helping seniors are offered active work through golf-cluster active retirement communities. Fourth, traditional theme production camps are mobilized by the elderly workers. Lastly, an information system is maintained for screening volunteers and for senior abuse prevention. On the other hand, residential lives are occasionally negatively influenced by unbalanced concentrations of elderly facilities such as nursing stations and funeral homes. For the future of Korean rural elderly policies, suggestions are made as follows: first, an integrated urban and rural township that contains attractive places for early retiring people who seek a warm atmosphere in later life needs to be constructed. Second, an integrated model retirement village of urban and rural retirement life needs to be initiated as a measure of evaluating the adaptation process of movers in senior concentrated zones. Third, a cooperation system among governmental ministries needs to be formed with the long- term goal of establishing a traditional rural town of independent housing districts and medical facilities in rural areas. Fourth, productive and active lifestyles need to be maintained as the local community and government develop successful retirement rural villages, by limiting the expansion of nursing related facilities. Finally, generation integrated visiting welfare programs and services need to be further developed for the housing areas especially in the winter, when social integration and activity are relatively low.

• 가족자원경영과 정책
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• 제11권3호
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• pp.1-21
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• 2007

The purpose of this study is to investigate the gender division of housework in the Choson period. The gender division in the Choson period has been considered as discriminative because women had to remain indoors and were excluded in social works. But in fact the Confucian idea, which regulated the relation between women and men, emphasized the gender difference and not gender discrimination. Actually it can be seen in genre painting of Choson period that women and men worked complimentarily indoors. So this article intends to explore the possibilities of the new analysis of the traditional gender division of housework by reviewing the paintings. As the results indicate, men in the Choson period were involved in some housework, in contrast to the common idea that they maintained their authority by not participating housework. There is also some evidence that gender division benefited women to protect their own productive territory or to satisfy their needs. So it is suggested that gender division in the Choson period should be considered as a source of power as well as a disadvantage to women. Forth, the employed mens' reemployment decision was affected from their household income, expected income after retirement, pension ownership, and attitude toward retirement. From the findings, it can be concluded that the employed mens' age, economic status, and attitude toward retirement played a important role in the process of retirement and reemployment decision making.

• 가정과삶의질연구
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• 제21권6호
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• pp.81-95
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• 2003

While Korean traditional culture considers it necessary that children support their parents, a new trend of silver support is expanding by the recent social change, the increase of women's working, and the reluctance to support the old people. However, the number of silver welfare facilities in Korea is short for the demand with limited selections of them. Based on the situation, the following results of the study what kind of policies Korea service for the old people in the USA where early stepped into the aging society: 1. provide specific and proper social-supporting service and facilities with charge or free for the old people to be able to select one of them, according to economic, physical and psychological situation of the old people; rather to prepare service and facilities for all the old people. 2. increasing community service support for the home-staying old people 3. the development of support program for the family of the old 4. the improvement of housing environment for the home-staying senior 5. prepare the housing alternatives for the senior would be home-like environment.