• 제목/요약/키워드: self-employed

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가족기업의 가계재정상태와 기업재정상태 분석 (The Financial Status of Household and Business in the Family Business)

  • 김순미;홍성희
    • 대한가정학회지
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    • 제38권7호
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    • pp.13-26
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    • 2000
  • The purpose of this study were to identify the financial status of the home based business, and to analyze the factors effected on it. The sample consisted of 713 self-employed from data of 1998 Korea Household Panel Study, and analyzed into Frequencies, Percentile, t-test, $\varkappa$$^2$-test, and Regression Analysis. The findings showed that the household income and expenditure level of female self-employed was higher than those of male self-employed. In case of financial status of business, male self-employed's net profit was higher than female's and the net profit to total sales ratio of male self-employed was greater than female's. The factors contributing to total expenditure to total income ratio were sex, educational level, future economic expectancy, residence and home ownership of self-employed, while the factor effect on total asset to total debt ratio was only total household income. The Variables of sex, educational level of self- employed, job type of home based business and the number of employees in home based business were associated with net profit to total sales ratio, age and educational level of serif-employed, and job type of home based business was related to total sales to the number of emploees ratio(labor productivity).

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자영업 근로소득의 불평등 요인과 변화 (Inequality Factors and Trend in the Earnings of Self-Employed)

  • 지은정
    • 한국사회복지학
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    • 제64권2호
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    • pp.55-83
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    • 2012
  • 우리나라 노동시장에서 자영업이 차지하는 비중이 크지만, 자영업내 소득격차도 크다. 그럼에도 아직까지 자영업 소득불평등에 초점을 맞춘 연구가 많지 않다. 이에 본 연구는 한국복지패널 1~4차 자료를 통해, 일반화된 엔트로피지수로 자영업 소득불평등을 측정하고 불평등 요인과 추세를 분해하였다. 분석결과, 첫째, 우리나라 자영업 근로소득 불평등은 매우 높으며, 자영업내 소득양극화가 심각해지고 있었다. 둘째, 자영업 근로소득 불평등의 주된 요인은 고용형태, 교육수준, 연령집단, 사업체규모 그리고 산업으로 나타났다. 셋째, 고용형태에 따른 고용주와 자영자 집단의 상대소득변화효과가 불평 등 증가에 기여하는 정도가 가장 크다. 교육수준과 연령집단, 사업체 규모에 따른 불평등 증가는 집단 내 불평등(순효과) 증가의 기여도가 가장 크고, 집단구성의 변화효과도 불평등 악화에 기여한 것으로 나타났다.

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기혼취업여성의 취업특성과 직업만족도 영향요인 - 자영업자와 봉급생활자의 비교를 중심으로 - (The Determinants of Job Satisfaction and Work Condition of Married Women -Focus on the Comparison of Salaried with Self-employed-)

  • 홍성희
    • 대한가정학회지
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    • 제38권10호
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    • pp.143-156
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    • 2000
  • The purpose of this study were to compare the job satisfaction of married salaried women with that of self-employed, and to identify the determinants of job satisfaction of both of them. The sample consisted of 176 salaried women and 123 self-employed from data of 1998 Korea Household Panel Study, and analyzed into Frequencies, Percentile, t-test, $\varkappa$$^2$-test, and Multiple Regression. The findings showed that self-employed had larger proportion of home-based worker, worked more hours, and had more earnings than the salaried, and that the job satisfaction of salaried worker were higher than that of self-employed. The determinants of job satisfaction of total working women were educational level, perception of present economic status, health status, number of eamers, weekly working hours, and their income. In case of salaried worker, educational level, health status, number of earners, weekly working hours, and their income had effect on their job satisfaction, while the factors contributing job satisfaction of self-employed were health status, region, weekly working hours, and income.

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1인 창조기업 특성과 경영성과와의 관계 연구 (A Study on Relationship between Financial Performance and Characteristics of Self-Employed Creative Company)

  • 장영순;육헌영;서종현
    • 대한산업공학회지
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    • 제40권2호
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    • pp.250-256
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    • 2014
  • In order to create more jobs and cope with big change of economic paradigm, a self employed creative company is suggested as an alternative mean. The understanding of relationship between performance and characteristics of self employed creative company will be helpful in establishing and efficiently operating a relevant government policy. Therefore, this study identifies empirically relationship between financial performance and characteristics of self-employed creative company. Through exploratory factor analysis and regression analysis, creativity and network is essential in increasing the financial performance of self-employed creative company.

COVID-19로 인한 소득변화를 경험한 중년남성 근로자의 건강행태 및 정신건강: 자영업자와 임금근로자 비교 (Health Behavior and Mental Health Status of Middle-Aged Male Workers Who Experienced Income Changes Due to COVID-19: A Analysis of Self-employed individuals and Wage Workers)

  • 김주혜;허경화;정진욱
    • 한국직업건강간호학회지
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    • 제32권2호
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    • pp.39-48
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    • 2023
  • Purpose: This study aimed to understand how changes in income due to the COVID-19 pandemic have affected the health behavior and mental health status of self-employed individuals. Methods: We compared the health behavior and mental health status of regular wage workers and self-employed individuals with no change in income, with that of self-employed individuals with reduced income due to the spread of COVID-19. Results: Smoking status, average amount of smoking per day, changes in the amount of smoking and drinking due to COVID-19, drinking frequency per year, monthly binge drinking experiences, subjective stress, and suicidal thoughts experienced by self-employed individuals with decreased income were not only higher than those of wage workers and self-employed individuals with maintained income, but their happiness index was also lower than the latter group. Conclusion: This study suggests that the change in total household income due to COVID-19 adversely affects the health behavior and mental health status of self-employed individuals. However, COVID-19-related policies focus only on economic loss compensation, and the health behavior and mental health management for self-employed individuals is insufficient. Therefore, it is necessary to establish policies for health behavior and mental health management of self-employed individuals.

경기불황에 따른 자영업가구의 재정비율의 변화분석 -1997년 대비 1998년의 재정비율분석 비교- (Analysis of Financial Ratio Change in Self-Employed Households with Economy Depression -A Comparison between year of 1997 and 1998-)

  • 배미경
    • 가정과삶의질연구
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    • 제19권4호
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    • pp.211-223
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    • 2001
  • This study analyzed the financial ratio change of self-employed households between 1997 and 1998. The data were drawn from Korean Households Panel Study and utilitze7 descriptive statistics such as frequency, percentile to investigate the differences between two period of time, 1997 and 1998. The sampe size in 1997 was 692 householdsand and 600 households in 1998. The mean of financial asset showed that in 1997, self-employed households had much less in liquidity assets, especially in bank-related income, stock, but had more in real-estate, Gye, and private loan than those in 1998. In cases of debt-owned, the self-employed tended to have more debt in non-bank related and it illustrates that the self-employed may experience the difficulties to access the financial assistance in economic depression. Using guideline of each ratios, for six financial ratios, self-employed could meet less proper level$ in 1998 compared to those in 1997. It proves that the economic crisis affect the stability of income and financial assets of self-employed households and types of financial assets changes because of the stability.

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자영업이 국가경제에 미치는 영향 (The Impact of Self-Employment on the National Economy)

  • 김우형
    • 기업가정신과 벤처연구
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    • 제20권1호
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    • pp.19-33
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    • 2017
  • 우리는 본 논문에서 자영업의 변화가 국민경제에 미치는 영향 분석을 통해 올바른 정책 방향을 제시하고자 한다. 즉, 자영업의 현황 및 자영업자 지원의 정책 방향을 제시하고자 한다. 우리는 변수들의 동태적 관계를 파악하기에 위해 VAR 모형을 사용하여 자영업 추이와 경시경제 변수 간의 상호 영향을 파악하였다. 분석 결과 자영업자 비중의 외생적 충격은 실질성장률에 대해 유의한 영향이 없으나, 고용 있는 자영업자와 고용 없는 자영업자로 구분하여 분석할 경우 고용 있는 자영업자의 비중의 증가는 실질성장에 긍정적 영향이 있는 것으로 나타났다. 향후 연구에서는 자영업자 비중 변화에 대한 거시경제 변수의 단기적 효과를 추정하기 위해 분기별 자료 등으로 추가 분석을 시도할 필요가 있다.

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자영업 부문의 소득분포 및 소득결정요인: 분위회귀분석 (Income Distribution and Determinants of Self-Employment: Quantile Regression Analysis)

  • 최강식;정진욱;정진화
    • 노동경제논집
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    • 제28권1호
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    • pp.135-156
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    • 2005
  • 본 연구에서는 자영업 부문의 소득분포 및 소득결정요인을 임금근로와 비교 분석하였다. 자영업 부문은 임금근로보다 소득편차가 크고, 부문내 이질성이 큰 집단이라는 점에서, OLS 추정과 더불어 분위회귀분석(quantile regression analysis)을 실시하였다. 주요 분석 결과를 보면, 첫째, 자영업주의 소득이 임금근로자보다 높으며, 소득분위가 높아질수록 자영업주와 임금근로자간의 소득격차가 확대된다. 둘째, 교육의 한계효과는 자영업주와 임금근로자 공히 소득분위가 높아질수록 증가하고 있어, 소득분위가 높은 집단일수록 교육에 대한 보상(가격)이 높다는 것을 알 수 있다. 단, 여성 자영업주의 경우는 예외로서, 소득분위가 높을수록 교육의 한계효과가 감소한다. 즉 소득분위가 높은 집단에 속하는 임금근로자와 남성 자영업주는 소득분위가 낮은 집단에 비해 노동시장에서 교육에 대한 보상이 더 큰 반면, 여성 자영업주는 소득분위가 높은 집단에서 교육에 대한 보상이 오히려 작다.

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정부의 자영업자 지원정책의 경제적 효과 분석 연구 (Economic Effect of South Korea's Self-Employed Support Policy)

  • 김우형
    • 기업가정신과 벤처연구
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    • 제21권1호
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    • pp.1-14
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    • 2018
  • 우리나라의 자영업자 비중은 아직도 OECD 국가 중 최상위에 속하고 있어 국민경제에 큰 부담으로 인식되고 있다. 그래서 정부는 자영업자에 대한 지원정책이 필요하다는 공감대 속에 이들에 대한 지원을 지속하고 있다. 그러나 아직까지 정부의 자영업자 지원의 경제적 효과에 대해 분석한 연구는 거의 없다. 그래서 본 연구는 정부의 자영업자 지원의 실질적 효과를 추정하였다. 자영업자의 매출액 결정식 추정결과 노동투입, 영업기간, 연령, 성별, 사전 사업 준비기간, 자영업자 지원정책 경험 변수가 통계적으로 유의하게 나타났다. 본 연구결과는 정부의 자영업자 정책 지원 시 우선 시 해야 되는 정책요인들이 무엇인지 중요한 실무적 지침을 제공하고 있다.

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재무비율분석을 이용한 가계 재정상태 비교분석 - 근로소득자 vs 자영업자 가구를 대상으로 - (The Financial Ratio as a Tool of Household′s Financial Status Estimation)

  • 배미경
    • 대한가정학회지
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    • 제39권9호
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    • pp.49-61
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    • 2001
  • The purpose of this study was to examine the usefulness of financial ratios as comparison analysis of households financial status. Two household types were discussed such as earner and self-employed. Financial ratios were developed for 2739 households for earners and 2147 households for self-employed using. Korean Household Panel Study from Daewoo Economic Research Center. Descriptive Statistics were used to analyze the financial ratios and seven different finantial ratios were utilized to compare the fiancial status of two different households type. Easers have more average income and net-assets than self-employed. However, using financial ratios, it was found that self-employed households were more stable than easer. The resets shows that the financial ratio analysis gives better tool to estimate households'financial status. Implications for financial educators, counselors, and planners are offered.

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