• 제목/요약/키워드: risk-taking behavior

검색결과 115건 처리시간 0.026초

Seismic performance assessment of R.C. bridge piers designed with the Algerian seismic bridges regulation

  • Kehila, Fouad;Kibboua, Abderrahmane;Bechtoula, Hakim;Remki, Mustapha
    • Earthquakes and Structures
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    • 제15권6호
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    • pp.701-713
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    • 2018
  • Many bridges in Algeria were constructed without taking into account the seismic effect in the design. The implantation of a new regulation code RPOA-2008 requires a higher reinforcement ratio than with the seismic coefficient method, which is a common feature of the existing bridges. For better perception of the performance bridge piers and evaluation of the risk assessment of existing bridges, fragility analysis is an interesting tool to assess the vulnerability study of these structures. This paper presents a comparative performance of bridge piers designed with the seismic coefficient method and the new RPOA-2008. The performances of the designed bridge piers are assessed using thirty ground motion records and incremental dynamic analysis. Fragility curves for the bridge piers are plotted using probabilistic seismic demand model to perform the seismic vulnerability analysis. The impact of changing the reinforcement strength on the seismic behavior of the designed bridge piers is checked by fragility analysis. The fragility results reveal that the probability of damage with the RPOA-2008 is less and perform well comparing to the conventional design pier.

The Impact of Market Discipline on Charter Value of Commercial Banks: Empirical Evidence from Pakistan Stock Exchange

  • AKHTAR, Muhammad Naveed;SALEEM, Sana
    • The Journal of Asian Finance, Economics and Business
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    • 제8권4호
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    • pp.249-261
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    • 2021
  • To tranquilize the devastating impact of unnecessary risk-taking behavior of banks towards the economy for maximizing their profits that usually arises due to widely known 'moral-hazard' problem originating from market competition and intensified by bank's limited liability, the banking system is strongly monitored across all countries of the world. The goal of controlling would become more feasible if there exist some self-discipline and motivations which could safeguard the banks' charter value through the mechanism of market discipline. Therefore, our study is aimed to scrutinize the relation between market discipline and charter value of local commercial banks that are registered on the Pakistan Stock Exchange by analyzing a balanced panel data from the year 2007 to 2019. Deposit growth, interbank deposits, and subordinate debt are taken as proxies to measure market discipline whereas Tobin's Q theory is applied for calculating the charter value. Generalized Least Square Regression with Fixed Effect Model is used for evaluation. The outcomes reveal that in the existence of control variables, all proxies of market discipline have a significant positive impact on bank charter value. Our research has important policy implications for monitoring and supervising financial intermediaries for their stability and soundness by offsetting the complications of moral-hazard in the financial systems.

Information Sharing and Evaluation as Determinants of Spread of Fake News on Social Media among Nigerian Youths: Experience from COVID-19 Pandemic

  • Sulaiman, Kabir Alabi;Adeyemi, Ismail Olatunji;Ayegun, Ibrahim
    • International Journal of Knowledge Content Development & Technology
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    • 제10권4호
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    • pp.65-82
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    • 2020
  • This study examined information sharing and evaluation as determinants of the spread of fake news among Nigerian youths on social media using experience from COVID-19 pandemic. A descriptive survey design was adopted for the study and a Web-based questionnaire (Google Forms) was used to collect data for the study. The total responses of 278 were collected from the participants, which represents the unit of analysis. The finding of the study revealed that most Nigerian youths used Facebook, Twitter, WhatsApp and Instagram to share information on COVID-19. However, only a few Nigerians used Linkedln and other types of social media to share information on COVID-19. It was also found that building a relationship with social media communities, enjoyment and risk taking, and political inclination influence the sharing behavior of Nigerian youths during the COVID-19 pandemic. Results show that social media handle/page found sharing of fake news on COVID-19 especially on the treatment, vaccines numbers of cases and symptoms. The study concludes that there is a positive relationship between information evaluation and the spreading of fake news on COVID-19 among Nigerians. Information sharing and evaluation should be done with the utmost level of objectivity and sincerity.

The Impacts of Organizational Culture on Organizational Commitment: Evidence from Vietnamese Garment Companies

  • PHAM, Ngoc Thi Kim
    • The Journal of Asian Finance, Economics and Business
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    • 제9권9호
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    • pp.339-350
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    • 2022
  • The purpose of the study is to determine how organizational culture affects employees' organizational commitment in Vietnamese clothing enterprises. Quantitative research through a questionnaire survey was applied in this research. A Survey of employees of Vietnamese garment companies in Hanoi was conducted from May 2021 to August 2021. The questionnaire was built from reference to previous studies and transferred to Google form. 315 returned questionnaires were usable. The statistical software SPSS 20.0 was used to test the reliability of the scale (Cronbach alpha), exploratory factor analysis (EFA), and regression analysis. The Organizational culture is constructed by 8 components including Organizational Communication, Training and development, Reward and Recognition, Teamwork orientation, Decision-making, Innovation and risk-taking, Direction and future planning, and Leader behavior. Organizational commitment is constructed by 3 components such as affective commitment, continuance commitment and normative commitment. Findings show that organizational culture has a strong impact on organizational commitment in Vietnamese garment companies. Research provides recommendations on developing a good organizational culture through forming suitable leadership, effective organizational communication, training and development, reward and recognition, and a clear direction and future planning to enhance employee commitment to the organization and increase the garment company's performance in the future.

Distribution of the Tax Burden across Companies in Vietnam: The Issue of Corporate Tax Avoidance

  • Kien Trung TRAN
    • 유통과학연구
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    • 제21권6호
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    • pp.83-89
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    • 2023
  • Purpose: This paper considers the issue of corporate tax avoidance (CTA) in the distribution of the tax burden across companies in Vietnam because the high level of CTA leads to unfairness in taxation. In particular, we aim for discussing the way to measure the extent of CTA and explore the determinants of CTA that reflect the features of high-tax risk-taking companies. Research design, data and methodology: The study investigates factors influencing the CTA behavior of legal entities listed on the Vietnam stock market between 2012 and 2018 to fill the empirical research vacuum in the country. we employ the dynamic GMM estimate method. Interestingly, CTA is considered through three approaches, including two effective-tax-rate-based methods and especially accrual earnings Results: The results highlight tax - accounting book disparities have significant effects on CTA. In addition, firm size, net asset value, debt leverage, and tax-accounting books are related to CTA. Conclusions: Tax avoidance is shown to have a positive correlation with financial distress in this case. The higher a company's capital adequacy ratio, the fewer tax avoidance opportunities it has. The paper draws some recommendations to deal with tax avoidance that improves the fairness in the distribution of the tax burden among corporations.

멀티채널 환경에서 정보탐색채널과 구매채널의 불일치 현상에 관한 연구: 쇼루밍 현상을 중심으로 (Inconsistency between Information Search and Purchase Channels: Focusing on the "Showrooming Phenomenon")

  • 염민선
    • 유통과학연구
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    • 제13권9호
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    • pp.81-93
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    • 2015
  • Purpose - "Showrooming" refers to the phenomenon where a shopper visits a store to see and compare products but makes the purchase online at a lower price. Surveys on showrooming activities at home and abroad indicate that a significant number of consumers pursue showrooming activities. The advent of "showroomers," who engage in buying activities, hovering both on and offline, while selectively choosing sales channels to suit their needs, is powerful enough to erode the borders between channels and bring about seismic changes in the distribution industry. However, surprisingly, there has been no in-depth discussion on showrooming. This study seeks to theoretically investigate what impact personal characteristics have on showrooming preferences and attitudes in a multi-channel environment. Specifically, assumptions have been made that price perception, perceived performance risk, and trust in online shopping not only have a direct impact on showrooming attitudes but also indirectly affect it through the means of contact motivation. Research design, data, and methodology - To test the hypotheses, this study conducted a survey of male and female shoppers, ages 20 through 40s, who live in metropolitan areas, and have actively showroomed fashion items in the last six months. A clothing item usually purchased after a careful decision-making process was chosen as the target product of the study. The survey was conducted between October and November 2014, using a professional survey service provider. A total of 200 surveys were collected, of which 198 were used for analysis. Conceptual model Structural Equation Modeling (SEM) and Amos 18.0 were employed for data analysis and model verification. In addition, following the confirmatory factor analysis and measurement model analysis, the theoretical model that corresponds to the research model was analyzed. Results - Analysis results show that price perception, perceived performance risk, and trust in online shopping have a statistically significant and positive (+) impact on showrooming attitudes. In addition, in terms of the indirect influence of price perception and perceived performance risk on showrooming attitudes through means of contact motivation, price perception had a statistically significant and positive impact on means of contact motivation, whereas perceived performance risk did not have a statistically significant impact on it, with the relevant hypothesis rejected. Conclusions - These analysis results imply that the ultimate goal of consumers is to maximize their shopping benefits by selectively and strategically taking advantage of different channels in a complementary manner. This study presents many implications for distributors to encourage a deep understanding of showrooming consumers who have complicated consumption behaviors and to build channel integration strategies. This study has limitations in theoretical and practical implications. Therefore, subsequent studies need to focus on verifying that showrooming activities are based on reasonable and planned decisions by applying the theory of reasoned or planned behavior. In addition, the scope of the study should expand to include web showrooming, where consumers conduct product research online and purchase offline.

직장인의 직무불안정성과 기업가정신이 창업의도에 미치는 영향: Shapero의 창업이벤트모델을 중심으로 (The Effect of Job Insecurity and Entrepreneurship on the Entrepreneurial Intention: Focusing on Shapero's Entrepreneurial Event Model)

  • 안은주;양동우
    • 중소기업연구
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    • 제42권3호
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    • pp.275-304
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    • 2020
  • 최근의 악화되고 있는 고용지표를 개선하고, 세계적인 경기침체 국면을 돌파하기 위해서는 창업의 활성화 및 창업의 성공률 제고가 요구된다. 본 연구의 목적은 관련 분야의 지식과 경험 및 네트워크를 보유한 직장인을 창업가로 전환시키는 요인과 그 경로를 밝힘으로써, 창업활성화를 위한 시사점을 제시하고 창업 성공률 제고에 기여하고자 함에 있다. 본 연구에서는 Shapero(1982)의 창업이벤트 모델을 기반으로 하여, 직장인의 직무불안정성과 기업가정신이 창업의도의 촉진사건이 되는지와 창업에 대한 소망성 및 실현가능성의 지각이 그 사이를 매개하는지를 살펴보았다. 연구 결과를 정리해보면 첫째, 직장인의 고용불안정성과 혁신성 및 위험감수성이 창업의도를 높이는 요인임을 확인하였다. 둘째, 직무불안정성의 구성 요소와 창업의도 사이에서 지각된 소망성의 간접효과는 모두 유의하지 않았으나, 기업가정신의 모든 구성 요소는 창업에 대한 소망성의 지각을 통해 창업의도를 높이는 것으로 나타났다. 셋째, 고용불안정성과 혁신성 및 위험감수성은 창업에 대한 실현가능성의 지각을 통해 창업의도를 강화하는 것으로 확인되었다. 본 연구를 통해 창업 역량을 보유한 직장인을 창업가로 전환시키기 위해서는 직장인에 대한 창업교육과 사내벤처의 지원을 강화하고 시니어창업 및 사내벤처창업 지원을 확대함으로써 창업에 대한 긍정적 태도와 실행에 대한 자신감을 고취시킬 필요가 있음을 확인하였다. 직장인의 창업 지원 강화로 창업 활성화 및 창업 성공률이 제고된다면, 일자리 문제를 해결하고 침체된 경기를 회복시키는 등 국내 경제에 활력을 불어넣을 것으로 기대된다.

북한이탈주민의 정보빈곤에 관한 연구: Chatman의 정보빈곤이론을 기반으로 (A Study on the Information Poverty of North Korean Refugees in South Korea: Based on Chatman's Information Poverty)

  • 민수진;이용정
    • 정보관리학회지
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    • 제39권3호
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    • pp.241-261
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    • 2022
  • 본 연구는 Chatman(1996)의 정보빈곤이론(Theory of Information Poverty)을 바탕으로 정보 빈곤이 북한이탈주민의 한국사회적응에 미치는 영향을 알아보고자 하였다. 연구를 위해 정보빈곤이론을 기반으로 정보빈곤의 개념을 은폐(Secrecy), 기만(Deception), 위험감수(Risk-taking), 상황적 관련성(Situational relevance)에 따른 정보 수용이라는 네 가지 변인으로 구성하였고, 선행연구 분석 결과를 바탕으로 한국사회적응을 사회적 적응과 심리적 적응으로 구분하였다. 또한 생명윤리위원회(IRB)의 승인을 거쳐 2021년 8월 4일부터 8월 30일까지 북한이탈주민 지원 단체 <우리온>을 통해 국내 입국 후 최소 1년이 경과한 민법상 성년인 만 19세 이상의 북한이탈주민을 대상으로 설문조사를 실시하였다. 수집된 100개의 유효한 데이터를 빈도 분석, 신뢰도 분석, 상관관계 분석, 다중회귀분석을 통해 분석한 결과, 정보빈곤은 북한이탈주민의 사회적 적응과 심리적 적응에 유의한 영향을 미치는 것으로 나타났다. 특히, "기만" 변수는 북한이탈주민의 사회적 적응과 심리적 적응에 유의한 부(-)의 영향을 미치는 것으로 나타났다. 본 연구는 북한이탈주민을 정보빈곤층으로 정의하고, 그들의 한국사회적응을 Chatman의 정보빈곤이론을 기반으로 설명하였다는 점에서 학문적 의의가 있다. 무엇보다도, 질적 연구를 수행한 선행연구들과 달리 변수의 조작화를 통해 양적 연구를 시도하였다는 점에서 의미가 있다.

건강증진 관점에서 본 음주와 음주폐해 감소 정책 (Drinking behaviors and policies to reduce harms caused by alcohol use and health promotion policy)

  • 김광기;제갈정;이지현
    • 보건교육건강증진학회지
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    • 제33권4호
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    • pp.21-34
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    • 2016
  • Objectives: This is to review drinking behavior and policies to reduce harms caused by alcohol use in Korea and to discuss their implications from a health promotion perspective. Methods: A purported selection was made to include extant literature on drinking behaviors and alcohol control policies into this review. For drinking behaviors reports of national health statistics were used while reports of alcohol control policies submitted to public institutes/organizations were selected for review. Results: Alcohol consumption per capita indicates stable trends over the last two decades. However, percentages of drinkers with high risk drinking over time vary; men remains stable while female appears to increase. Relatively, a few data and/or reports were available about harms derived from alcohol use. Although there are alcohol policies being cost-effective to deal with alcohol related harm in Western society, few alcohol policy available in Korea of being effective, cost-effective with respect to reduction of harms associated with alcohol use. Conclusions: Policy emphasis should be shift from drinkers to availability of alcohol to reduce alcohol related harms with taking health in all policies into consideration. Both statutory mechanism and public acceptance should be of high priority in putting recommended alcohol policy into action.

The Complex Interrelationship of Work-Related Factors Underlying Risky Driving Behavior of Food Delivery Riders in Athens, Greece

  • Papakostopoulos, Vassilis;Nathanael, Dimitris
    • Safety and Health at Work
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    • 제12권2호
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    • pp.147-153
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    • 2021
  • Background: In this study, the association of work and demographic characteristics with different traffic offenses committed by food delivery riders in Greece was examined. Previous research has identified various factors related to risky driving however, there is a need for exploring the complex interrelationship of work-related factors underlying risky driving behavior. Materials and Methods: A 2-items uestionnaire was used exploring delivery riders demographic characteristics, terms of employment, issues of concern during work and type of traffic offenses committed. In total, uestionnaires were analyzed using logistic regression in order to identify characteristics independently associated with serious traffic offenses, namely, red-light running and helmet non-use. Results: The analysis showed that: (i) typical health and safety measures had no effect on serious traffic offenses, (ii) young age was related to both offenses however (iii) different sets of work conditions were associated with reports of red-light running (i.e. low work experience, use of personal vehicle for work, and payment by hour) and helmet non-use respectively (i.e. intense work pace, high tip income per day and low concern about vehicle condition). Conclusion: The above findings provide evidence that serious traffic offenses are manifestations of underlying conflict experienced by the riders between safety and various performance criteria. Each one of the two offenses is related to different rider profiles aiming to satisfy different goals, namely, those mainly trying to maximize profit non-helmet users and those, mostly inexperienced ones, trying to cope with work pressure red light runners. Potential regulatory measures to alleviate risky practices are discussed.