• 제목/요약/키워드: risk process

검색결과 2,892건 처리시간 0.033초

The Prevalence of Retirement Planning Among Women in Malaysia - A Conceptual Article

  • DAUKIN, Mellisa;MOHD ISA, Mohd Yaziz;MOHAMED, Zulkifflee
    • 웰빙융합연구
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    • 제5권4호
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    • pp.1-9
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    • 2022
  • Purpose: Many people recognize the fact that women are basically poor at financial and retirement planning. A small number of scholars have explored the factors and situations that influence the level of awareness of pre-retirement women and men with regards to planning for their retirement years. In most developing countries, including Malaysia, there are more men in the younger segment of the population and more women in the older segment, since women tend to live longer than men due to having jobs of relatively lower risk, their behaviors, and activities. Research design, data and methodology: Given that it is hard to predict whether they will be healthy in old age, women may require additional resources to obtain the care and assistance that they need. The transition from career life into retirement is a long process for people to go through. Some may be able to prepare for the next stage of life, and some may not be able to prepare due to personal reasons. Planning for future retirement is important because it will affect the quality of a woman's life after a certain age. Results: Without proper planning, women may face financial instability, depression, and poor psychological well-being. However, many women are unaware of their financial status or do not know their family's financial status, such as tracking the main income, budget, and expenses, financial commitments and have no proper record of assets owned, loans owed, or updated loan balances. Conclusions: The findings of this research have led to the conclusion that pre-retiree women are likely to regard their retirement savings as sufficient without realizing that they should have at least several types of savings instead of just one, and the grave consequences of not having any savings at all for their retirement years.

Residual capacity assessment of in-service concrete box-girder bridges considering traffic growth and structural deterioration

  • Yuanyuan Liu;Junyong Zhou;Jianxu Su;Junping Zhang
    • Structural Engineering and Mechanics
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    • 제85권4호
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    • pp.531-543
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    • 2023
  • The existing concrete bridges are time-varying working systems, where the maintenance strategy should be planned according to the time-varying performance of the bridge. This work proposes a time-dependent residual capacity assessment procedure, which considers the non-stationary bridge load effects under growing traffic and non-stationary structural deterioration owing to material degradations. Lifetime bridge load effects under traffic growth are predicated by the non-stationary peaks-over-threshold (POT) method using time-dependent generalized Pareto distribution (GPD) models. The non-stationary structural resistance owing to material degradation is modeled by incorporating the Gamma deterioration process and field inspection data. A three-span continuous box-girder bridge is illustrated as an example to demonstrate the application of the proposed procedure, and the time-varying reliability indexes of the bridge girder are calculated. The accuracy of the proposed non-stationary POT method is verified through numerical examples, where the shape parameter of the time-varying GPD model is constant but the threshold and scale parameters are polynomial functions increasing with time. The case study illustrates that the residual flexural capacities show a degradation trend from a slow decrease to an accelerated decrease under traffic growth and material degradation. The reliability index for the mid-span cross-section reduces from 4.91 to 4.55 after being in service for 100 years, and the value is from 4.96 to 4.75 for the mid-support cross-section. The studied bridge shows no safety risk under traffic growth and structural deterioration owing to its high design safety reserve. However, applying the proposed numerical approach to analyze the degradation of residual bearing capacity for bridge structures with low safety reserves is of great significance for management and maintenance.

회귀분석을 이용한 고속도로 건설공사 예비비의 산정 (Estimation of Contingency for Highway Construction Project Using Regression Analysis)

  • 윤유중;우성권
    • 대한토목학회논문집
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    • 제26권4D호
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    • pp.617-626
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    • 2006
  • 예비비의 산정은 건설공사에서 필연적으로 발생할 수뿐이 없는 예측불가능한 상황으로 인한 공사비의 증가와 공기의 연장에 대처하기 위해서이다. 예비비의 본 취지는 불확실한 요소로 인한 예기치 못한 공사비 증가에 대비하기 위한 수동적인 면에서의 전략도 있지만, 불확실한 요소의 분석을 통해 사전에 공사저해 요소를 제거하고자 하는 능동적인 면에서의 전략도 가지고 있다. 따라서 중장기적인 관점에서 예비비제도가 우리나라에 올바르게 정착되기 위해서는 공사종류별, 특성별 불확실한 요소로 인한 설계변경 사례에 대한 자료의 축적 및 면밀한 분석으로 적정한 예비비를 반영할 수 있어야 할 것이다. 이에 본 연구에서는 고속도로 공사라는 특정 공사에서 설계변경사례를 분석하여 공사비에 영향을 미치는 요소를 판별하고 회귀분석을 이용하여 예비비율을 산정하는 절차를 제시하고자 한다.

에틸렌 확산화염 내 질소 혼합이 매연 생성 특성에 미치는 영향 (Effect of N2 Diluent on Soot Formation Characteristics in Ethylene Diffusion Flames)

  • 김준수
    • 해양환경안전학회지
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    • 제29권4호
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    • pp.356-362
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    • 2023
  • 기후 변화에 따른 위험성은 전 세계적으로 오랜 기간 강조되고 있으며, 이를 극복하기 위한 노력은 해운분야에서도 국제해사 기구를 중심으로 이어지고 있다. 연소과정에서 발생한 매연을 제어하기 위하여 매연 생성 특성에 관한 연구는 필수적이다. 본 연구에서는 에틸렌 가스를 기반으로 한 대향류 확산화염에서 불활성 기체인 질소를 혼합하여 화염온도, 화염형태, 매연 생성 관련된 화학종의 상태변화를 확인하기 위해 광소멸법과 화학반응 수치해석을 수행하였다. 연구 결과. 질소의 혼합비율이 증가함에 따라 화염온도 감소와 매연체적분율 감소로 이루어졌다. 매연 입자가 분포하는 구간도 감소하였으며, 30% 이상 혼합비율이 높아지면 체적분율 감소율이 감소하였다. 매연 성장에 관여하는 화학종들의 몰분율도 감소하였다. HACA 반응 관련 화학종은 탄화수소 연료 비율에 따라 영향을 받으나, 홀수탄소 경로 관련 화학종은 탄화수소 연료 비율뿐만 아니라 화염온도 영향을 받는 것을 확인하였다.

개인의 주관적 인식이 복지제도의 보편성에 대한 선호에 미치는 효과: 도구변수를 활용한 접근법 (The effect of subjective perception on preference for the universality of the welfare system: the approach using instrument variables)

  • 김사현
    • 사회복지연구
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    • 제41권3호
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    • pp.213-239
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    • 2010
  • 본 연구의 목적은 국가복지가 확대되는 우리 현실에서, 복지국가의 발전방식(제도 보편성)에 대한 선호에 영향을 미치는 요인이 무엇인지를 파악하는 것이다. 특히, 주관적 인식과 선호의 인과구조를 밝히는 과정에서 발생할 수 있는 내생성(endogeneity) 문제를 고려해, 도구변수를 활용한 2SLS 회귀분석을 시도하였다. 분석결과는 다음과 같다. 첫째, 국가복지의 확대에 반대할 것으로 예상되는 집단(고소득자, 저위험자, 그리고 고용주/자영업자 등)들이 보편적 복지는 선호하는 것으로 나타났다. 둘째, 주관적 인식의 경우 복지제도 및 수혜자에 대한 부정적 인식은 보편적 복지를 반대하는 쪽으로 영향을 미쳤다. 추가로 부정적 인식은 산업화 시대를 오래 경험한 세대들에서 더 강한 것으로 나타났다. 셋째, 태도로 태도를 설명하고자 할 경우에 발생할 수 있는 내생성 문제가 본 연구에서도 확인되었다. 이것은 실제로 추정회귀계수를 왜곡시키고 있었다. 따라서 관련 후속연구들은 분석과정에서 이를 유념해야 할 것으로 보인다.

The Role of Processing Fluency in Product Innovativeness Judgment

  • Cho, Hyejeung
    • Asia Marketing Journal
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    • 제15권3호
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    • pp.31-52
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    • 2013
  • The metacognitive experience of the ease or difficulty with which new, external information can be processed, referred to as 'processing fluency,' has been shown to influence a wide range of human judgments including truth judgments, familiarity judgments, risk perception, evaluation, and preference (see Alter and Oppenheimer 2009 for a review). The current research explores the possibility of a consumer's product innovativeness judgment based on the difficulty of processing new information. In specific, this study examines if the inferential link between (dis)fluency-(un)familiarity can feed into the perception of innovativeness. This study also explores how a consumer's processing motivation can moderate the consumer's reliance on processing fluency in judgments and how the influence of fluency can vary depending on judgment task orders. In an experiment, participants rated a new product's innovativeness and then indicated their product attitude (or vice versa depending on the judgment task order condition) after reading a product review article that was printed in either an easy-to-read or a difficult-to-read font (for fluency manipulation). The findings show that low need for cognition individuals infer higher product innovativeness when processing product information is difficult rather than easy, consistent with the common assumption that 'new information is more difficult to process than familiar information.' The findings also suggest that once low fluency is attributed to innovativeness, it may no longer lead to a negative response to the product. High need for cognition individuals' judgments on product innovativeness are not affected by fluency. The findings also demonstrate a judgment task order effect on the use of fluency in judgments (e.g., Xu and Schwarz 2005). This study provides the first evidence that an individual's fluency experience can be used as a source of information in product innovativeness judgments especially under low processing motivation conditions. The findings can help marketers better understand the malleability of consumer judgments and perceptions of product characteristics (e.g., product innovativeness) by demonstrating an interesting interplay of processing fluency, processing motivation, and judgment task-related contextual factors.

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Construction Safety Training Methods and their Evaluation Approaches: A Systematic Literature Review

  • Ojha, Amit;Seagers, Jonathan;Shayesteh, Shayan;Habibnezhad, Mahmoud;Jebelli, Houtan
    • 국제학술발표논문집
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    • The 8th International Conference on Construction Engineering and Project Management
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    • pp.188-197
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    • 2020
  • Due to hazardous working environments at complex, unstructured, and dynamic construction sites, workers frequently face potential safety and health risks throughout the construction process. In this regard, addressing safety challenges remains one of the top priorities. Construction workers' ability to identify and assess risks is acquired through training, which is one of the primary key factors to determine their safety and wellbeing in hazardous working environments. As such, safety managers constantly focus on the effectiveness of the training materials provided to the workers. However, the construction workers are considerably at greater risk of injuries and fatalities compared to the workers in other industries. In this regard, further studies are required to build up a body of knowledge on the conventional safety training approaches as well as their evaluation techniques in order to boost up the adoption by the practitioners in a widespread manner. This paper provides a systematic review of the current safety training approaches and the various techniques for measuring their effectiveness. The attributes of the current safety training methods for construction workers and their evaluation techniques are identified and analyzed. Results indicated that: 1) immersive environment-based training methods are effective than the traditional safety training methods; 2) this effectiveness can be empirically supported by evaluation strategies, but the current techniques are subjective, intrusive, and error-prone. This research offers fresh opportunities to investigate the training strategies by objectively monitoring the physiological responses of construction crews. The results of this study can be used by researchers and practitioners to identify and determine optimal safety training programs that could potentially become ubiquitous in the construction industry.

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Development of an Automatic PCR System Combined with Magnetic Bead-based Viral RNA Concentration and Extraction

  • MinJi Choi;Won Chang Cho;Seung Wook Chung;Daehong Kim;Il-Hoon Cho
    • 대한의생명과학회지
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    • 제29권4호
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    • pp.363-370
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    • 2023
  • Human respiratory viral infections such as COVID-19 are highly contagious, so continuous management of airborne viruses is essential. In particular, indoor air monitoring is necessary because the risk of infection increases in poorly ventilated indoors. However, the current method of detecting airborne viruses requires a lot of time from sample collection to confirmation of results. In this study, we proposed a system that can monitor airborne viruses in real time to solve the deficiency of the present method. Air samples were collected in liquid form through a bio sampler, in which case the virus is present in low concentrations. To detect viruses from low-concentration samples, viral RNA was concentrated and extracted using silica-magnetic beads. RNA binds to silica under certain conditions, and by repeating this binding reaction, bulk samples collected from the air can be concentrated. After concentration and extraction, viral RNA is specifically detected through real-time qPCR (quantitative polymerase chain reaction). In addition, based on liquid handling technology, we have developed an automatic machine that automatically performs the entire testing process and can be easily used even by non-experts. To evaluate the system, we performed air sample collection and automated testing using bacteriophage MS2 as a model virus. As a result, the air-collected samples concentrated by 45 times then initial volume, and the detection sensitivity of PCR also confirmed a corresponding improvement.

파킨슨병에 동반된 수면장애의 한약 치료에 대한 임상 연구 동향 : 무작위 대조연구를 중심으로 (Efficacy of Herbal Medicine on Sleep Disorders in Parkinson's Disease: A Review of Randomized Controlled Trials)

  • 강지현;백경민
    • 대한한방내과학회지
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    • 제44권4호
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    • pp.603-620
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    • 2023
  • Objectives: This study reviewed randomized controlled trials (RCTs) investigating the efficacy of herbal medicine on sleep disorders associated with Parkinson's disease and suggests a better research process. Methods: We searched for RCTs for herbal medicine treatments for sleep disorders related to Parkinson's disease on July 31, 2023 using eight databases (PubMed, Embase, the Cochrane library, China National Knowledge Infrastructure [CNKI], the Research Information Service System [RISS], Science ON, the Oriental Medicine Advanced Searching Integrated System [OASIS], and the Korea Citation Index [KCI]). Cochrane's risk of bias tool was used to assess the quality of the RCTs. Results: A total of 16 RCTs met all the inclusion criteria, and in most reports, the treatment group showed a significant improvement in sleep disorders compared to the control group. Total effective rate (TER), Pittsburgh Sleep Quality Index (PSQI), Unified Parkinson's Disease Rating Scale (UPDRS), TCM Symptom Score (TSS), Parkinson's Disease Sleep Scale (PDSS), etc., were used as evaluation indicators. Conclusion: Herbal medicine is a potential treatment for sleep disorders associated with Parkinson's disease. However, the selected RCTs were of poor quality, and it is necessary to perform more systematic studies.

물리치료 바이오피드백의 정의 및 범위와 활용법: 체계적 문헌고찰 (Definition, Scope, and Applications of Physiotherapy Biofeedback: Systematic Reviews )

  • 오종선;이경진;김성길
    • 대한물리의학회지
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    • 제18권4호
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    • pp.109-119
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    • 2023
  • PURPOSE: The definition and scope of biofeedback are broad and lack a clear framework. Therefore, efforts are needed to clearly understand the exact range and definition of biofeedback based on the research and development conducted to date. Thus, the purpose of this study was to arrive at the definition and scope of biofeedback through a literature review and analysis of its application methods. METHODS: This study is a systematic literature review conducted to understand the various types and effects of biofeedback. International databases such as Google Scholar and PubMed were used. Domestic databases utilized for keyword searches included the Research Information Sharing Service (RISS) and the National Digital Science Library (NDSL). Quality assessment of the selected studies in the selection process was done using the Cochrane risk of bias, and the research was analyzed according to the population, intervention, control, and outcomes (PICO) format. RESULTS: Studies conducted between 2019 and 2021 were selected, with 4 papers falling under physiological classifications and 7 under biomechanical classifications. The quality assessment results showed that random sequence generation, allocation concealment, performance bias, and reporting bias were unclear. Detection bias was moderate, and attrition bias and other biases were low. Out of the 11 papers, 9 dealt with physical function outcomes, 5 with daily life activities, and 3 with mental functions. CONCLUSION: Physiological biofeedback tended to influence psychological factors more than physical functions, while biomechanical biofeedback tended to have a positive impact on physical functions.