• Journal of health informatics and statistics
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• 제43권4호
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• pp.318-328
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• 2018

Objectives: People are living longer, but often with diseases or chronic conditions. As a consequence, interest in resolving insurance blind spots is growing. This study provides substandard risk-relevant statistics to help substandard risks who are likely to fall in insurance blind spots obtain insurance coverage, such as the reimbursement of medical costs, as well as to stimulate insurance product development. Methods: This study uses National Health Insurance Service (NHIS) cohort data to determine the relevant statistics. The incidence rates of severe diseases are derived and compared against standard risks to establish a set of relative risk factors. These incidence rates of standard and substandard risks are then compared. Results: Currently, an individual's cancer history is used in the underwriting process for simplified issue insurance. However, underwriting focusing on hospitalization and procedures related to serious illnesses could lower premiums for substandard risks. Moreover, the statistical results could be used to expand the coverage of health insurance products. Conclusions: This study's relative risk factors can be used to derive simplified issue premium rates for substandard risks. They can also be used to implement discount and loading schemes for medical reimbursement insurance and help insurance companies implement proactive risk management.

• 한국항해항만학회지
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• 제39권6호
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• pp.493-498
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• 2015

일반적으로 VTSO(Vessel Traffic Service Operator)는 양 선박의 충돌위험 정도를 판단할 때, 선박들의 침로와 속력, DCPA(Distance to CPA)와 TCPA(Time to CPA) 그리고 양 선박의 조우상황 등을 종합적으로 고려한다. 이에 본 연구에서는 CPA에서의 양 선박 상대방위에 따른 충돌위험도 계산 알고리즘을 제안하고, 알고리즘의 타당성을 검증하기 위하여 다양한 조우상황별 충돌위험도 측정에 대한 VTSO의 설문조사를 실시하였다. 그 결과, 제안한 알고리즘에 의한 위험도 평가 결과와 VTSO의 설문결과 사이에 높은 상관관계가 있음이 확인되어 제안한 알고리즘의 유효성을 검증하였다.

• 한국환경보건학회지
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• 제47권5호
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• pp.486-495
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• 2021

Background: Particulate matter (PM) is one of the leading causes of premature death worldwide. Previous studies in South Korea have applied a relative risk calculated from Western populations when estimating the disease burden attributable to PM. However, the relative risk of PM on health outcomes may not be the same across different countries or regions. Objectives: This study aimed to estimate the premature deaths and socioeconomic costs attributable to long-term exposure to PM in South Korea. We considered not only the difference in PM concentration between regions, but also the difference in relative risk. Methods: National monitoring data of PM concentrations was obtained, and missing values were imputed using the AERMOD model and linear regression model. As a surrogate for relative risk, hazard ratios (HRs) of PM for cardiovascular and respiratory mortality were estimated using the National Health Insurance Service-National Sample Cohort. The nation was divided into five areas (metropolitan, central, southern, south-eastern, and Gangwon-do Province regions). The number of PM attributable deaths in 2018 was calculated at the district level. The socioeconomic cost was derived by multiplying the number of deaths and the statistical value of life. Results: The average PM₁₀ concentration for 2014~2018 was 45.2 ㎍/m³. The association between long-term exposure to PM₁₀ and mortality was heterogeneous between areas. When applying area-specific HRs, 23,811 premature deaths from cardiovascular and respiratory disease in 2018 were attributable to PM₁₀ (reference level 20 ㎍/m³). The corresponding socioeconomic cost was about 31 trillion won. These estimated values were higher than that when applying nationwide HRs. Conclusions: This study is the first research to estimate the premature mortality caused by long-term exposure to PM using relative risks derived from the national population. This study will help precisely identify the national and regional health burden attributed to PM and establish the priorities of air quality policy.

• 문화기술의 융합
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• 제6권1호
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• pp.455-461
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• 2020

인터넷뱅킹과 전자지불거래는 인터넷을 이용한 개인의 경제적 행동 중 매우 중요하고 민감한 내용이다. 핀테크와 관련한 해킹 및 도용이 발생할 경우 사용자의 직접적 금전피해로 이어지므로 이러한 사고를 막기 위해 적극적 방법들이 사용되고 있으며, 특히 이상금융거래탐지시스템(FDS)은 전자지불거래시의 위험률을 도출하고 도용을 탐지한다. 전자지불과 같은 상거래의 경우 스마트폰의 상태, 물품과 매장의 종류, 구매자의 위치 등 프로파일링에 따라 위험률을 도출하고 있다. 본 논문에서는 이러한 전자지불거래에 있어서 기존의 물리적 위치에 의한 것이 아닌 사용자의 상대적 위치에 의한 위험률 도출 방법을 제안하고자 한다. GPS 주소나 IP 경로주소와 같은 정보를 활용하는 절대위치와 달리, 상대위치는 무선랜 환경을 감지하여 무선 AP의 ID 및 MAC 주소를 이용한 각 개인의 상대위치 정보를 활용하며, 각 개인의 특성을 감안한 상대적 디지털 환경을 누적 감지하는 방법을 통해 전자지불거래를 검증하여 위험률을 도출하는 방법이다. 절대위치의 경우 국적이나 주소 등의 정적 데이터 수집을 통하여 아이디를 도용할 수 있는 약점이 있는 반면, 상대위치의 경우 연관된 디지털 정보의 모사가 쉽지 않아 이로 인한 보안상의 이득을 얻게 된다.

• 한국건축시공학회:학술대회논문집
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• 한국건축시공학회 2022년도 가을 학술논문 발표대회
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• pp.133-134
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• 2022

Recently, the criteria for assessing industrial accidents have been replaced by the mortality rate. It was found that the number of deaths from excavation work was the highest among construction machinery. The risk assessment is being conducted, however the industrial accident mortality rate has not decreased. Accordingly, this study aims to provide the basic for the create of a risk assessment model specialized in construction work at excavator. It provides absolute value from the risk model which is capable of delivery the probability of a disaster. In addition, we provide a relative risk model that compares the risk through scores between detailed works. The relative risk model is combined by likelihood and severity; the likelihood indicates the frequency of accidents and the severity indicates seriousness of fatal accidents. A variable that reflects the conditions of the construction site was added to the risk assessment model based on past disaster cases. And using the concepts of probability and average, the risk assessment process was quantified and used as an objective indicator. Therefore, the model is expected to reduce disasters by raising the awareness of disasters.

• Asian Pacific Journal of Cancer Prevention
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• 제16권14호
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• pp.5787-5792
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• 2015

Background: Reported age standardized incidence rates for esophageal cancer in Iran are 0.88 and 6.15 for females and males, at fifth and the eighth ranks, respectively, of cancers overall. The present study aimed to map relative risk using more realistic and less problematic methods than common estimators. Materials and Methods: In this ecological investigation, the studied population consisted of all esophageal cancer patients in Iran from 2005 to 2007. The Bayesian multilevel space-time model with three levels of county, province, and time was used to measure the relative risk of esophageal cancer. Analyses were conducted using R package INLA. Results: The total number of registered patients was 7,160. According to the results, the three-level model with adjustment for risk factors of physical activity and smoking had the best fit among all models. The overall temporal trend was significantly increasing. At county level, Ahar, Marand, Salmas, Bojnoord, Saghez, Sarakhs, Shahroud and Torbatejam had the highest relative risks. Physical activity was found to have significant direct association with risk of developing esophageal cancer. Conclusions: Given to great variation across geographical areas, many different factors affect the incidence of esophageal cancer. Conducting further studies at the individual level in areas with high incidence could provide more detailed information on risk factors of esophageal cancer.

• 자동차안전학회지
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• 제5권1호
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• pp.44-49
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• 2013

This paper presents a lateral collision risk index between an ego vehicle and a rear-side vehicle. The lateral collision risk is designed to represent a lateral collision risk and provide the appropriate threshold value of activation of the lateral collision management system such as the Blind Spot Detection(BSD). The lateral collision risk index is designed using the Time to Line Crossing(TLC) and the longitudinal collision index at the predicted TLC. TLC and the longitudinal collision index are calculated with the signals from the exterior sensor such as the radar equipped on the rear-side of a vehicle and a vision sensor which detects the distance and time to the lane departure. For the robust situation assessment, the perception of driving environment determining whether the road is straighten or curved should be determined. The relative motion estimation method has been proposed with the road information via the integrated estimator using the environment sensors and vehicle sensor. A lateral collision risk index was composed with the estimated relative motion considering the relative yaw angle. The performance of the proposed lateral collision risk index is investigated via computer simulations conducted using the vehicle dynamics software CARSIM and Matlab/Simulink.

• 기술혁신연구
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• 제6권2호
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• pp.178-207
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• 1998

This article suggests a methodology to decide the priority of investment project for venture business under the dynamic circumstance. By the Monte Carlo procedure on the probability distribution of cost and revenue, the model simulates the investment project to estimate profit ratio and risk. The profit ratio is calculated on the yearly basis for the relative comparison. The project risk is calculated as semi-variance under the target yield. After sufficient simulations in this fashion for several projects, the efficient projects with more profit and less risk are selected by the dominance principle. Then the regression equation of the selected projects is produced to find the relative value of the projects. The relative value is obtained through dividing the raw profit ratio by the estimated one on the equation. This value shows the degree to which the simulated project yields over the equation. The priority of investment is decided by this value. An examplary venture business of chemical development for semi-conductor is presented as a case study.

• 응용통계연구
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• 제25권5호
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• pp.865-875
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• 2012

In this study, we identify the variables that affect the number of crime and spatial correlation in the Seoul metropolitan area, in addition, we measure the relative risk on the incidence of crime by a Poisson regression model. We suggest a statistical methodology to make a risk map for crime based on relative risk instead of the total event of crime by region using the Geographic Information System. To demonstrate the use and advantages of this methodology, this study presents an analyses of the total crime count in 25 wards in the Seoul metropolitan area.

• 한국방재학회:학술대회논문집
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• 한국방재학회 2008년도 정기총회 및 학술발표대회
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• pp.115-118
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• 2008

In this study, PROMETHEE(Preference Ranking Organization METHod for Enrichment Evaluations) which is one of the multi criteria decision making methods is applied to estimate the relative inundation risk of the urban subcatchment. For this purpose, five factors which have an effect on the inundation risk are selected and used to perform PROMETHEE. Those are elevation average, slope average, density of conduit, population and sediment yields per unit area of each subcatchment. Based on them, PROMETHEE is performed and the relative inundation risk for each subcatchment is estimated. Sensitivity anlysis is conducted to evaluate each factor's effect on subcatchment and it is found that suggested method can be used to establish a practical guide to mitigate the inundation.