• Title/Summary/Keyword: ratio limit

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Artificial Intelligence Techniques for Predicting Online Peer-to-Peer(P2P) Loan Default (인공지능기법을 이용한 온라인 P2P 대출거래의 채무불이행 예측에 관한 실증연구)

  • Bae, Jae Kwon;Lee, Seung Yeon;Seo, Hee Jin
    • The Journal of Society for e-Business Studies
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    • v.23 no.3
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    • pp.207-224
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    • 2018
  • In this article, an empirical study was conducted by using public dataset from Lending Club Corporation, the largest online peer-to-peer (P2P) lending in the world. We explore significant predictor variables related to P2P lending default that housing situation, length of employment, average current balance, debt-to-income ratio, loan amount, loan purpose, interest rate, public records, number of finance trades, total credit/credit limit, number of delinquent accounts, number of mortgage accounts, and number of bank card accounts are significant factors to loan funded successful on Lending Club platform. We developed online P2P lending default prediction models using discriminant analysis, logistic regression, neural networks, and decision trees (i.e., CART and C5.0) in order to predict P2P loan default. To verify the feasibility and effectiveness of P2P lending default prediction models, borrower loan data and credit data used in this study. Empirical results indicated that neural networks outperforms other classifiers such as discriminant analysis, logistic regression, CART, and C5.0. Neural networks always outperforms other classifiers in P2P loan default prediction.

Study on Affecting Factors for the Segmental Joint Behavior of Spliced Girder Bridges (분절교량 접합부 거동의 영향인자에 대한 연구)

  • Nam, Jin-Won
    • Journal of the Korea institute for structural maintenance and inspection
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    • v.23 no.3
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    • pp.9-16
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    • 2019
  • Recently, precast PSC girder bridges have been widely applied for short and middle span bridges. The construction of the spliced girder bridges has been increasing to overcome the length limit of girder and transportation restrictions. In case of the spliced girder, the integrity of the segmental joints is very important to secure the structural soundness of bridge because the discontinuity on the segmental joints between adjacent segments could be vulnerable point. The study of segmental joint behavior with different influence factors of joint type, shear key installation, confining force is very important. In this research, finite element analysis and scaled model test with different shear key shapes and confining forces were carried out and the comparative study was performed to evaluate the segmental joint behavior of precast spliced PSC girder bridge. It was confirmed that the installation of shear key with height and depth ratio of 1/2~1/3 and applying of confining force of 1/2 of the concrete strength at the joint was effective in improving the integrity of segmental joint. In addition, the field loading test for existed precast spliced PSC girder bridge was performed and the measurement of the difference of deflection between adjacent segments at segmental joint was proposed as the assessment solution of the integrity of segmental joint.

Development of maintenance cost estimation method considering bridge performance changes (교량 성능변화를 고려한 유지관리비용 추계분석 방법 개발)

  • Sun, Jong-Wan;Lee, Huseok;Park, Kyung-Hoon
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.19 no.12
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    • pp.717-724
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    • 2018
  • To prepare for the explosive increase in maintenance costs of bridges according to the aging of infrastructure, future maintenance costs of bridges should be predicted. For this purpose, the management status of bridges was investigated and modeled as the upper limit of the performance level and the target management level according to the life cycle. This paper proposes methodologies and procedures for estimating the bridge maintenance costs using two models and existing cost and performance prediction models that consist of unit repair cost model according to the safety score, performance degradation model of bridges, unit reconstruction cost, and average reconstruction time. To verify the applicability, future maintenance costs can be forecasted for specific management agency considering the number of bridges, degree of aging, and current management status. As a result, it is possible to obtain the maintenance cost and safety level of an individual bridge level for each year. In addition, by summing them up to the agency level, the average safety score, ratio of the safety level, inspection costs, repair costs, and reconstruction costs can be obtained. In a further study, the changes in maintenance costs can be analyzed according to the changes in the target management levels using the developed method. The optimal management level can be suggested by reviewing the results.

Calculation of Horizontal Shear Strength in Reinforced Concrete Composite Beams (철근콘크리트 합성보의 수평전단강도 산정)

  • Kim, Min-Joong;Lee, Gi-Yeol
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.21 no.12
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    • pp.772-781
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    • 2020
  • A direct shear member resists external forces through the shear transfer of reinforcing bars placed at the concrete interface. The current concrete structural design code uses empirical formulas based on the shear friction analogy, which is applied to the horizontal shear of concrete composite beams. However, in the case of a member with a large amount of reinforcing bars, the shear strength obtained through the empirical formula is lower than the measured value. In this paper, the limit state of newly constructed composite beams on an existing concrete girder is defined using stress field theory, and material constitutive laws are applied to gain horizontal shear strength while considering the tension-stiffening and softening effects of concrete struts. A simplified method of calculating the shear strength is proposed, which was validated by comparing it with the related design code provisions. As a result, it was confirmed that the method generally shows a similar tendency to the experimental results when the shear reinforcing bar yields, unlike the regulations of the design code, where differences in the predicted value of shear strength occur according to the shear reinforcement ratio.

Immobilization of As and Pb in Contaminated Soil Using Bead Type Amendment Prepared by Iron NanoparticlesImpregnated Biochar (철 나노 입자가 담지된 바이오차 기반 비드 형태 안정화제를 이용한 비소 및 납 오염토양의 안정화)

  • Choi, Yu-Lim;Kim, Dong-Su;Kang, Tae-Jun;Yang, Jae-Kyu;Chang, Yoon-Young
    • Journal of Environmental Impact Assessment
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    • v.30 no.4
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    • pp.247-257
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    • 2021
  • In this work, Iron Nano-Particles Impregnated BioChar/bead (INPBC/bead) soil amendment was developed to increase biochar's reactivity to As in soil and preventing possible wind loss. Prior to preparation of INPBC/bead, INPBC was produced utilizing lignocellulosic biomass and Fe(III) solution in a hydrothermal method, followed by a calcination process. Then, the bead type amendment, INPBC/bead was produced by cross-linking reaction of alginate with INPBC. FT-IR, XRD, BET, and SEM-EDS analyses were utilized to characterize the as-synthesised materials. The particle size range of INPBC/bead was 1-4 mm, and different oxygen-containing functional groups and Fe3O4 crystalline phase were produced on the surface of INPBC/bead, according to the characterization results. The soil cultivation test was carried out in order to assess the stabilization performance of INPBC/bead utilizing As and Pb-contaminated soil obtained from an abandoned mining location in South Korea. After 4 weeks of culture, TCLP and SPLP extraction tests were performed to assess the stabilization efficacy of the amendment. The TCLP and SPLP findings revealed that raising the application ratio improved stabilizing efficiency. The As stabilization efficiency was determined to be 81.56 % based on SPLP test findings for a 5% in (w/w) INPBC/bead treatment, and the content of Pb in extracts was reduced to the limit of detection. According to the findings of this study, INPBC/bead that can maintain pH of origin soil and minimize wind loss might be a potential amendment for soil polluted with As and heavy metals.

On-Site Construction Method for U-Girder with Pre-tension and Verification of Analytical Performance of Anchoring Block (프리텐션 U형 거더 현장 제작 방법 및 정착 블록 해석적 성능 검증)

  • Park, Sangki;Kim, Jaehwan;Jung, Kyu-San;Seo, Dong-Woo;Park, Ki-Tae;Jang, Hyun-Ock
    • Journal of Korean Society of Disaster and Security
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    • v.15 no.3
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    • pp.67-77
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    • 2022
  • In South Korea, U-type girder development was attempted as a means to increase the length of I-type girder, but due to the large self-weight according to the post-tension method, the application of rail bridges of 30m or less is typical. There are not many examples of application of pre-tension type girder. This study does not limit the post-tension method, but applies the pre-tension method to induce a reduction in self-weight and materials used due to the reduction of the cross-section. In addition, we intend to apply the on-site pre-tensioning method using the internal reaction arm of the U-type girder. The prestressed concrete U-type girder bridge is composed of a concrete deck slab and a composite section. Compared to the PSC I-type, which is an open cross-section because the cross section is closed, structural performance such as resistance and rigidity is improved, the safety of construction is increased during the manufacturing and erection stage, and the height ratio is reduced due to the reduction of its own weight. Therefore, it is possible to secure the aesthetic scenery and economical of the bridge. As a result, it is expected that efficient construction will be possible with high-quality factory-manufactured members and cast-in-place members. In this paper, the introduction of the pre-tension method on-site and the analytical performance verification of the anchoring block for tension are included.

The effect of external influence and operational management level on urban water system from water-energy nexus perspective (물-에너지 넥서스 관점에서 외부영향과 운영관리 수준이 도시물순환시스템에 미치는 영향)

  • Choi, Seo Hyung;Shin, Bongwoo;Song, Youngseok;Kim, Dongkyun;Shin, Eunher
    • Journal of Korea Water Resources Association
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    • v.56 no.9
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    • pp.587-602
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    • 2023
  • Due to climate change, population growth, and economic development, the demand for water in the urban water system (UWS) and the energy required for water use constantly increase. Therefore, beyond the traditional method of considering only the water sector, the Nexus approach, which considers synergies and trade-offs between the water and energy sectors, has begun to draw attention. In previous researches, the Nexus methodology was used to demonstrate that the UWS is an energy-intensive system, analyze the water-energy efficiency relationship surrogated by energy intensity, and identify climate (long-term climate change, drought, type), geographic characteristics (topography, flat ratio, location), system characteristics (total supply water amount, population density, pipeline length), and operational management level (water network pressure, leakage rate, water saving) effects on the UWS. Through this, it was possible to suggest the direction of policies and institutions to UWS managers. However, there was a limit to establishing and implementing specific action plans. This study built the energy intensity matrix of the UWS, quantified the impact of city conditions, external influences, and operational management levels on the UWS using the water-energy Nexus model, and introduced water-energy efficiency criteria. With this, UWS managers will be able to derive strategies and action plans for efficient operation management of the UWS and evaluate suitability and validity after implementation.

Geotechnical Engineering Characteristics of Ulleung Basin Sediment, East Sea (동해, 울릉 분지 심해토의 지반공학특성)

  • Lee, Chang-Ho;Yun, Tae-Sup;J.C., Santamarina;Bahk, Jang-Jun;Lee, Jong-Sub
    • Journal of the Korean Geotechnical Society
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    • v.25 no.6
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    • pp.17-29
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    • 2009
  • There has been an increase in the investigation of deep sea sediments with a consequent increase in the amount of energy required to undertake these investigations. The geotechnical characteristics of Ulleung Basin sediment are explored by using depressurized specimens following methane production tests carried out on pressured core samples obtained at 2,100 m water depth and 110 m below sea floor. Geotechnical index tests, X-ray diffraction, and scanning electron microscope are conducted to identify the geotechnical index parameters, clay mineralogy, chemical composition, and microstructure of the sediments. Compressibility, and elastic and electromagnetic wave parameters are investigated for two samples by using a multi sensing instrumented oedometer cell. The strength chatracteristics are obtained by the direct shear tests. The dominant clay minerals are mostly kaolinite, illite, chlorite, and calcite. The SEM shows a well-developed flocculated structure of the microfossil. Void ratio, electrical resistivity, real permittivity, conductivity, and shear wave velocity show bi-linear behavior with the effective vertical stress: as the vertical effective stress increases. The friction angle obtained by the direct shear test is about $21^{\circ}$, which is similar to the value observed in the Ulleung Basin sediments. This study shows that the understanding of the behavior acting on the diatomaceous marine sediment is important because it often maintains the useful energy resources such as gas hydrate and so will be the new engineering field in the next generation.

MD Simulation of PLA-PEG Composites for Additive Manufacturing (적층 가공에서 적용 가능한 PLA-PEG 복합재료의 MD Simulation)

  • Songhee Ham;Youngjoon Jeon
    • Applied Chemistry for Engineering
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    • v.34 no.3
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    • pp.285-290
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    • 2023
  • Poly-lactic acid (PLA) is the most promising polymer in additive manufacturing as an alternative to acrylonitrile butadiene styrene (ABS). Since it is produced from renewable resources such as corn starch and sugar beets, it is also biocompatible and biodegradable. However, PLA has a couple of issues that limit its use. First, it has a comparatively low glass transition temperature of around 60 ℃, such that it exhibits low thermal resistance. Second, PLA has low impact strength because it is brittle. Due to these problems, scientists have found methods to improve the crystallinity and ductility of PLA. Polyethylene glycol (PEG) is one of the most studied plasticizers for PLA to give it chain mobility. However, the blend of PLA and PEG becomes unstable, and phase separation occurs even at room temperature as PEG is self-crystallized. Thus, it is necessary to investigate the optimal mixing ratio of PLA-PEG at the molecular scale. In this study, molecular dynamics will be conducted with various ratios of L-type PLA (PLLA) or DL-type PLA-PEG (PDLA-PEG) systems by using BIOVIA Materials Studio.

Levels of sulfonamides for animals in food (식품 중 설폰아마이드계 동물용의약품의 잔류실태)

  • Jeong, Jiyoon;Hong, Mooki;Choi, Dongmi
    • Analytical Science and Technology
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    • v.20 no.1
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    • pp.84-90
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    • 2007
  • To determine levels of 11 sulfonamides for animals in food, simultaneously, a selective method of high performance liquid chromatography with UV detector has been applied. The targets were sulfachlorpyridazine (SCP), sulfadiazine (SDZ), sulfadimethoxine (SDM), sulfisoxazole (SSX), sulfamerazine (SMZ), sulfamethazine (SMT), sulfamethoxazole (SMX), sulfamethoxypyridazine (SMP), sulfamonomethoxine (SMM), sulfaquinoxaline (SQX) and sulfathiazole (STZ). Food samples were beef, pork, chicken, milk and whole egg that were collected at the main 6 cities in Korea as Seoul, Busan, Daejon, Incheon, Mokpo and Gangneung. After homogenizing food samples with sodium phosphate solution and acetonitrile, it was extracted with n-hexane. The mobile phase gradient was a mixture of 5 mM potassium phosphate (pH 3.25) and methanol with a gradient ratio from 100:0 to 30:70. The UV wavelength was 270 nm. The overall recoveries were ranged from 75% to 95% and the limit of detection was minimum 0.004 mg/kg for SMT, and 0.007 mg/kg for STZ at signal/noise > 3, respectively. As results, sulfonamide drugs were not detected in most of the selected food samples, however, sulfamonomethoxine was detected in meat. The determined level of sulfamonomethoxine were 0.03 and 0.06 mg/kg for beef that were below the MRLs.