• Asia pacific journal of information systems
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• 제21권4호
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• pp.1-25
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• 2011

Internet-based commerce has undergone an explosive growth over the past decade as consumers today find it more economical as well as more convenient to shop online. Nevertheless, the shift in the common mode of shopping from offline to online commerce has caused consumers to have worries over such issues as private information leakage, online fraud, discrepancy in product quality and grade, unsuccessful delivery, and so forth, Numerous studies have been undertaken to examine the role of perceived risk as a chief barrier to online purchases and to understand the theoretical relationships among perceived risk, trust and purchase intentions, However, most studies focus on empirically investigating the effects of trust on perceived risk, with little attention devoted to the effects of perceived risk on trust, While the influence trust has on perceived risk is worth studying, the influence in the opposite direction is equally important, enabling insights into the potential of perceived risk as a prohibitor of trust, According to Pavlou (2003), the primary source of the perceived risk is either the technological uncertainty of the Internet environment or the behavioral uncertainty of the transaction partner. Due to such types of uncertainty, an increase in the worries over the perceived risk may negatively affect trust, For example, if a consumer who sends sensitive transaction data over Internet is concerned that his or her private information may leak out because of the lack of security, trust may decrease (Olivero and Lunt, 2004), By the same token, if the consumer feels that the online merchant has the potential to profit by behaving in an opportunistic manner taking advantage of the remote, impersonal nature of online commerce, then it is unlikely that the merchant will be trusted, That is, the more the probable danger is likely to occur, the less trust and the greater need to control the transaction (Olivero and Lunt, 2004), In summary, a review of the related studies indicates that while some researchers looked at the influence of overall perceived risk on trust level, not much attention has been given to the effects of different types of perceived risk, In this context the present research aims at addressing the need to study how trust is affected by different types of perceived risk, We classified perceived risk into six different types based on the literature, and empirically analyzed the impact of each type of perceived risk upon consumer trust in an online merchant and further its impact upon purchase intentions. To meet our research objectives, we developed a conceptual model depicting the nomological structure of the relationships among our research variables, and also formulated a total of seven hypotheses. The model and hypotheses were tested using an empirical analysis based on a questionnaire survey of 206 college students. The reliability was evaluated via Cronbach's alphas, the minimum of which was found to be 0.73, and therefore the questionnaire items are all deemed reliable. In addition, the results of confirmatory factor analysis (CFA) designed to check the validity of the measurement model indicate that the convergent, discriminate, and nomological validities of the model are all acceptable. The structural equation modeling analysis to test the hypotheses yielded the following results. Of the first six hypotheses (H1-1 through H1-6) designed to examine the relationships between each risk type and trust, three hypotheses including H1-1 (performance risk ${\rightarrow}$ trust), H1-2 (psychological risk ${\rightarrow}$ trust) and H1-5 (online payment risk ${\rightarrow}$ trust) were supported with path coefficients of -0.30, -0.27 and -0.16 respectively. Finally, H2 (trust ${\rightarrow}$ purchase intentions) was supported with relatively high path coefficients of 0.73. Results of the empirical study offer the following findings and implications. First. it was found that it was performance risk, psychological risk and online payment risk that have a statistically significant influence upon consumer trust in an online merchant. It implies that a consumer may find an online merchant untrustworthy if either the product quality or the product grade does not match his or her expectations. For that reason, online merchants including digital storefronts and e-marketplaces are suggested to pursue a strategy focusing on identifying the target customers and offering products that they feel best meet performance and psychological needs of those customers. Thus, they should do their best to make it widely known that their products are of as good quality and grade as those purchased from offline department stores. In addition, it may be inferred that today's online consumers remain concerned about the security of the online commerce environment due to the repeated occurrences of hacking or private information leakage. Online merchants should take steps to remove potential vulnerabilities and provide online notices to emphasize that their website is secure. Second, consumer's overall trust was found to have a statistically significant influence on purchase intentions. This finding, which is consistent with the results of numerous prior studies, suggests that increased sales will become a reality only with enhanced consumer trust.

• 경영과학
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• 제30권3호
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• pp.33-54
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• 2013

The purpose of this study is to examine the relationships between Product Quality (Popularity, Playfulness) and Information Quality (Informativeness, Reliability), System Quality (Ease of Use, Security), Trust and Continuance Intention in Smart Phone Application Market. To identify these affecting relationships, the secondary data or past studies were collected and theoretically arranged. I made the theoretical proposed model to explain the relationships between the constructs, identify the operational definitions and 13 Hypotheses were established, there was executed the survey of 250 customers of Smart Phone Application Market. Using the collected data, previous performances to confirm the construct validity and internal consistency by Cronbach's a was executed and Partial Least Square Analysis to confirm the hypotheses in proposed model was conducted using the Smart-PLS Software. As the result of test that make the relations of used variables clear, we can get the conclusion as followings; First, Product Popularity has the positive effect on Informativeness, except reliability of Information. Second, it was significantly tested the effect on the Ease of use and Security by Product Playfulness. Third, Informativeness and Ease of Use, Security of App Store have the significantly positive effects on the Users' Trust directly. From the empirical test, I suggest the strategic advices in App Store Companies. To increase the Users' Continuance Intention or Loyalty, it would be developed that a variety of methods and ways to raise the Product Popularity and Playfulness, Informativeness, Ease of Use and Security of App Store. It is necessary for sticking the Users to raise the positive trust building and Continuance Intention.

• 디지털융복합연구
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• 제19권12호
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• pp.255-260
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• 2021

기업 간의 비교 우위를 판단하고 공유하여 상호 보완하고자 하는 컬래버레이션이 요즘은 동종 업계뿐 아니라 이종업계 간에 일상적이지 않은 새롭고 이색적인 컬래버레이션으로 활발히 진행되고 있다. 이러한 트렌드는 즐거움과 재미를 바탕으로 소비자들의 관심을 증대시키고 있다. 그러나 이색적인 컬래버레이션이 지속적으로 긍정적인 효과를 이끌 수는 없으며 오히려 모든 기업들이 컬래버레이션을 하다보면 역효과가 나타날 수 있을 것이다. 본 연구는 소비자의 반응이 항상 긍정적일 수는 없기 때문에 소비자의 이해를 기반으로 소비가치와 브랜드 신뢰성을 통해 컬래버레이션의 제품태도와 구매의도에 대한 소비자반응을 탐색적으로 조사하였다. 그 결과 브랜드 신뢰성이 컬래버레이션을 구매하고자 하려는 의도와 제품태도에 브랜드 신뢰성이 매개 역할을 하였다. 본 연구는 소비가치와 브랜드 간의 협업제품에 대한 관계를 살펴봄으로써, 기업의 입장에서는 소비자의 이해를 기반으로 이색적인 컬래버레이션 전략을 통한 브랜드 관리와 전략을 수립하는데 실무적 시사점을 제공할 수 있을 것이다.

• The International Journal of Costume Culture
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• 제9권1호
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• pp.15-26
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• 2006

The purposes of this study were 1) to identify the dimension of perceived service quality of fashion retail stores in the basis of expanded marketing mix, 2) to investigate the effect of each dimension on long-term orientation/customer satisfaction, trust, commitment and WOM/repurchase intention) on perceived service quality. The questionnaires were administered to 333 women shopped in a fashion retail store in Gwang-ju city. Data were analyzed by using exploratory and confirmatory factor analysis, Cronbach' ${\alpha}$, and multi-regression analysis. The results were as follows: 1) The dimension of perceived service quality based on expanded marketing mix were classified as follow: product, price, place, promotion, people, physical evidence, process services. Long-term orientation was categorized into four factors: customer satisfaction, trust, commitment, WOM/repurchase intention. 2) For the effect of the perceived service quality by dimension, product, people, physical evidence, process services have significant effect on long-term orientation, while price, place, promotion services have not significant.

• 보건의료산업학회지
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• 제7권3호
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• pp.137-147
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• 2013

This study classifies the marketing mix of LASIK eye surgery clinics into 7Ps, examines the influence of each factor of 7Ps(product, place, price, promotion, process, people and physical evidence) on customer satisfaction, and investigates the effect of customer satisfaction on trust and relationship commitment. Survey of 500 patients who received surgeries in 3 eye clinics in Busan area was conducted through self-administered questionnaires, and, with this data, path analysis was performed to estimate the study model. Main result showed that, among 7Ps, product, price, promotion, people and physical evidence had significant positive effect on customer satisfaction which, in turn, had significant positive effect on trust and relationship commitment. Also, it was found that trust positively affected relationship commitment. This result would be considered helpful in medical institution's efforts to establish trust on customer satisfaction and maintain relationship commitment. It also implies that, in order to enhance competitiveness in increasingly competitive medical market, establishment of proper marketing strategy is urgently required where the determinants of customer satisfaction are effectively administered and ultimate relationship commitment of customers based on trust can be maintained and enhanced.

• 산경연구논집
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• 제10권4호
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• pp.43-56
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• 2019

Purpose - The purpose of this study is to classify the quality factors of chicken restaurant customers with the service quality based on the SERVQUAL, the quality factors based on the selection attributes and service qualities of chicken restaurants used in the previous studies. Research design, data, and methodology - This survey was carried out on the students of Kangwon University in Samchuk City, Kangwon Province from November 20 - November 30, 2017, and a total of 260 questionnaires were distributed, with 222 collected. Of them, effective questionnaires applied in the final study were a total of 193 except 29 that couldn't be used. Results - The findings of this study are as follows: Firstly, chicken restaurants' quality factors were divided into seven categories like cleanliness, service encounter quality, product quality, aesthetics, overall interior, purchase quality, and convenience. Secondly, it showed that service encounter quality, purchase quality, and cleanliness had a positive impact on customer satisfaction, respectively. Thirdly, it showed that service encounter quality, purchase quality, and cleanliness had a positive impact on trust, respectively. Fourthly, it showed that customer satisfaction had a positive impact on behavioral intention. Additionally, it suggested that customer satisfaction of chicken restaurant consumers had a positive impact on behavioral intention and thereby, higher customer satisfaction leads to higher levels of reuse and recommendation intention. Lastly, after checking the effect relations of trust between customer satisfaction about chicken restaurant and behavioral intention, it was analyzed that customer satisfaction has a positive impact on trust and trust has a positive impact on behavioral intention. On the other hand, it showed that trust have a partially mediating effect in the relations between customer satisfaction and behavioral intention. But, it showed that product quality, aesthetics, overall interior, purchase quality, and convenience did not have a positive impact on customer satisfaction. Conclusions - Chicken restaurant consumers put more priority on friendly and good services of chicken restaurant staff in service encounter and delivery order, rather than on reasonable price and discount systems. Thereby, chicken restaurant marketers need to take factors like service encounter quality, cleanliness into more consideration.

• 벤처혁신연구
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• 제6권3호
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• pp.221-240
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• 2023

초고령사회를 목전에 둔 한국사회 시니어층은 길어진 수명과 행복한 노후를 위해 든든한 자산관리가 중요해지고 있다. 이러한 시점에서 본 연구는 시니어의 금융 기관 자산관리(wealth management) 서비스 이용 만족도에 영향을 미치는 요인에 대해 실증 분석을 하였다. 독립변수로는 상품의 다양성, 수익성, 안정성, 종업원의 전문성, 문제 해결 능력, 고객 지향성과 더불어 물리적 환경, 프로세스, 상속 서비스, 신탁 서비스를 설정하였다. 이를 위해 본 연구에서는 설정된 연구 모형을 토대로 가설 검정을 하기 위해 실증적 분석을 실시했다. 설문조사는 금융기관의 자산관리 서비스를 이용하고 있는 시니어를 대상으로 하였으며 최종적으로 250개를 통계분석에 활용하였다. 이를 토대로 위계적 회귀분석 방법으로 실증 분석을 하였다. 실증 분석 결과는 다음과 같다. 상품 안정성과 수익성, 종업원의 문제 해결 능력과 고객 지향성, 프로세스, 상속 서비스 및 신탁 서비스는 시니어의 금융기관 자산관리 서비스 이용만족도에 유의한 정(+)의 영향을 주는 것으로 나타났다. 하지만 상품 다양성 및 종업원의 전문성, 물리적 환경과 이용 만족도 간에는 유의한 영향 관계가 검정되지 않았다. 유의한 영향을 미치는 요소 중에서 영향력의 크기는 종업원의 고객지향성, 문제해결능력, 신탁서비스, 상품 안정성, 상속 서비스, 상품 수익성, 프로세스 순으로 나타났다. 이러한 연구 결과를 바탕으로 학술적 및 실무적 시사점을 제시하였다.

• 한국유통학회지:유통연구
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• 제14권2호
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• pp.67-95
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• 2009

본 연구는 개별 소비자가 구매를 결정하는데 있어 중요한 요소라고 할 수 있는 신뢰가 전이되는 현상을 실증적으로 확인하고자 한다. 많은 선행연구에서 신뢰가 전이되는 과정에 관한 언급은 있었지만, 이에 대한 실증적 연구가 부족하였다. 본 연구는 특히 유통업체에 대한 신뢰가 전이되는 현상에 초점을 맞추었으며, 신뢰 전이의 대상으로 PL(Private Label) 제품을 선정하였다. PL제품은 유통업체에서 판매되는 제품들 중 신뢰가 전이됨에 있어 기본 가정이 되어야 하는 평가대상의 애매 모호성이라는 특성을 갖기 때문이다. 또한 PL제품 자체가 제조업체 브랜드 제품에 비해 상대적으로 적은 정보를 제공하고 있기 때문에 본 연구의 대상으로 적합하다고 판단되었다. 게다가 최근 유통업체는 PL제품의 판매영역을 늘리고 있다. 먼저 저자들은 선행연구가 가지고 있는 이론적/실증적 한계점을 극복하기 위한 신뢰의 전이 현상을 설명하는 이론으로, 인지적 신뢰의 전이에 있어서는 '균형이론'과 '가용성 간편추론법'을 근거로 들었다. 또한, 감정적 신뢰에 있어서는 '감정전이'와 '정보로서의 감정'이라는 2가지 이론적 근거를 제시함으로써 선행연구들을 보완하였으며, PL제품 구매자 206명을 대상으로 실증분석을 실시하였다. 분석 결과, PL제품을 구매하는데 있어, 신뢰의 전이 현상이 나타남을 매개효과를 통해 확인할 수 있었다. 비록 매개효과를 포함한 제안모델이 매개효과가 없는 모델과 비교해서 그 모델 적합도가 크게 개선되지는 않았으나, 각각의 경로계수가 매개효과가 없는 모델에 비해 향상되어 매개효과가 있음을 확인할 수 있었다. 또한 신뢰의 2가지 차원인 인지적 신뢰와 감정적 신뢰에 있어서, 인지적 신뢰는 PL제품의 제조업체 및 제품 자체에 대한 신뢰로 전이되는 것을 확인할 수 있었으나, 감정적 신뢰에 있어서는 PL제품의 제조업체에 대한 신뢰의 전이가 나타나지 않는 것으로 나타났다. 이는 감정적 신뢰는 직접적인 경험에 근거하여 형성되는 것으로, PL제품은 유통업체 브랜드와 같은 브랜드 이름을 사용하고 많은 상품군을 갖고 있기 때문에 소비자에게 많이 노출되어 친숙함과 같은 감정적인 부분이 개입될 가능성이 있지만, 이와 달리 제조업체와는 감정적 신뢰가 전이될 만한 직접적인 경험이 없었기 때문이라 판단된다.

• 경영과학
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• 제21권2호
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• pp.123-143
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• 2004

Internet shoppers interact with Internet shopping mall systems while they shop. To understand why Internet shoppers make purchase, this study view Internet shopping malls as information systems. Although this view point seems reasonable, little previous studies employing this perspective are found in the relevant literature. This study develops a research model where Internet shoppers' transaction intentions are affected by the mediating effects of trust and satisfaction. Trust can mitigate uncertainty of the e-commerce environment for consumers, and satisfaction is widely used to measure the effectiveness of information systems. Therefore, we consider them as key elements in this study. We further employ the construct of website quality to explain why shoppers have different levels of trust and satisfaction. We classify website quality into information quality, system quality. and design quality. We collected 282 survey responses from Internet shoppers who have prior experiences with Internet shopping malls to purchase a product or service. The survey data are used to empirically test the proposed nine research hypotheses using LISREL. The LISREL results indicate that information quality and design quality have significant impact on both satisfaction and trust, while system quality has little relation to trust level. Further, trust is shown to have significant influence on satisfaction. Finally. both trust and satisfaction is strongly related to the future transaction intention.

• 한국프랜차이즈경영연구
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• 제8권3호
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• pp.17-27
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• 2017

Purpose - In align with the increasing competition in both online and offline franchise markets caused by the increasing impact of social networking service, entrepreneurial passion(EP) of the franchise owners has crucial impact on the stakeholders. This study proposed the customer among stakeholders has the critical influence firm's success and examined the structural relationship between entrepreneurial passion(EP) and trust, identification, and loyalty from the customer's perspective. Research design, data, and methodology - This study examines the structural relationship between entrepreneurial passion(EP), trust, identification, and loyalty from the customer's perspective. More specifically, the EP were measured using three sub-dimensions such as EP-inventing(Perceived passion for inventing), EP-founding(Perceived passion for foundting), and EP-developing(Perceived passion for developing). In order to verify the research purposes, research model and hypotheses were developed. All constructs were measured with multiple items developed and tested in the previous studies. Each item was measured on a 7 point Likert-scale anchored by '1 = strongly disagree, 7 = strongly agree'. The data were collected from 449 franchise consumers through online survey and were analyzed using SPSS 21.0 and Smart PLS 3.0. statistical program. Result - The results of this study are as follows. First, EP-inventing and EP-developing have significant impacts on corporate trust. Second, EP-founding does not have significant impact on corporate trust. Third, EP-inventing and EP-founding have significant impacts on consumer identification. Fourth, EP-developing does not have impact on identification directly, but does indirectly through corporate trust as a mediator. Fifth, corporate trust and identification have significant impacts on loyalty. Conclusions - This indicates that the foodservice franchise CEOs should continuously develop new menus and service to fulfill customer needs. EP-inventing of the food franchise CEOs may enhance customer trust for higher quality of product or service, and EP-developing can also be a driving force for customer trust as it embeds belief in customers that the franchise is sustainably developing. Also, food franchise CEOs should first clarify the support process for the existing brands before developing new ones. Customers tend to lead the trend by using brands that satisfy new trends in the foodservice franchise market, and it could have identification with the trend-setting franchise. Customers do not accept if a company is different from their personal image or norms. So the franchise CEOs must create identification with customers by building corporate trust. Corporate trust influences consumer behavior and emotion, thus the franchises need to secure trust by improving product or service continuously.