• Title/Summary/Keyword: old-age preparation

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Influence of the Elderly Feeling of Self-Efficacy on Preparation after Retirement -Focused on the Mediating Effect of Social Capital- (노인의 자기 효능감이 노후준비에 미치는 영향 -사회적 자본의 매개 효과를 중심으로-)

  • Shin, Kun-Young;Ko, Jea-Ug
    • The Journal of the Korea Contents Association
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    • v.17 no.9
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    • pp.255-267
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    • 2017
  • The purpose of this research is to secure the foundational data for analyzing the mediating role of social capital from the influences of the feeling of self-efficacy of the elderly on the preparations for the old age. The subjects of this study were 518 questionnaires collected from March 20 to April 1, 2016 for the elderly over 60 years old who were living in S city. Regarding the data, the SPSS 20.0 and the AMOS 20.0 were used. And, the results of this research were the following: First, if we take a look at the influences of the feeling of self-efficacy on social capital, the feeling of self-efficacy has the positive influences. And, second, the influences of the feeling of self-efficacy on the preparations for the old age, also, are positive. Third, the influences of the social capital on the preparations for the old age, too, are positive. As such, we can find out that both the direct and indirect effects were shown. Lastly, we can find out that the feeling of self-efficacy has the partial mediating effects on the social capital and the preparations for the old age. Consequently, although the feeling of self-efficacy is insufficient with regard to the economic preparations, we can positively find out that it was able to effectively derive the satisfaction in life by utilizing the social capital. In preparation for the super-aged society, the improvements and the expansions of the social programs and the services resulting from them are needed through the establishment of a foundation regarding the life-periodical, social participation, the establishment of a socially-shared system that can be continued, and the policy of strengthening the social capital.

Discernment Model of Traffic Accident for an Age-old Driver's License Management (고령운전자 면허관리를 위한 교통사고발생 판별모형 개발)

  • Park, Jun-Tae;Lee, Soo-Beom;Lee, Soo-IL
    • Journal of the Korean Society of Safety
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    • v.26 no.3
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    • pp.91-97
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    • 2011
  • The weight of elderly people in Korea has been increasing. Statistics show that the percentage of the elderly people in Korea was 3.1% in 1970; 3.8% in 1980; 5.1% in 1990, and 7.2% in 2000. Based on this trend, thus, the number of elderly people could be estimated to be 14% of the whole Korean population in 2018. This reveals that Korea is entering a super-aging society with remarkable fast pace. In such a change, the statistics related to elderly people driving license and the occurrence of traffic accidents are showing a noticeable numerical value. The number of traffic accident fatality in Korea ranks the highest value in OECD Countries. However, the research on old drivers in the nation is going on partially centering on system improvement and management scheme. Thus, first of all, researches about the linkage & characteristics between the driving behavior of old drivers and traffic accident should be implemented, in order properly to draw system improvement and management scheme for the old drivers. Therefore, the focus of this study is the influence model for discerning the severity of the age-old-caused traffic accidents by inquiring into the relation between the Driving Aptitude Test items that make it possible to measure their behavioral characteristics and influential factors by age group on the basis of the data on traffic accidents. The analysis results can be used as basic data for suggesting the behavioral research and countermeasure for traffic safety and its management for old driver in preparation for the aging society.

The Successful Preparation for the Old Age research of Philippines Baby Boomer overseas Korean (필리핀 베이비부머 교민의 성공적 노후준비)

  • Park, Hyun-Sik
    • The Journal of the Korea Contents Association
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    • v.13 no.10
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    • pp.302-312
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    • 2013
  • This research was conducted to explore the influences and factors that are related to the preparation for successful aging life after retirement of Koreans living in Philippine. The subject of survey is the generation of baby-booming(born from 1955-1963) and it was done from June 1 to August 15 in 2011. 150 survey questionnaire sheets were distributed and 126 answered sheets returned. Among them 105 that are to be recognized were analyzed using SPSS 18.0 program. The purpose of this research and the survey is to provide basic sources and information for setting up policies and programs of aged life of the generation. The survey shows that the answers are in comparatively good financial level including average level of physical readiness and mental stability. Relative impacts are also strong in mental attitude and emotional preparation.

The Effects of Health Status and Retirement Preparation on Aging Anxiety in Middle-Aged Workers (중년직장인의 건강상태, 노후준비가 노화불안에 미치는 영향)

  • Jun, Ho-Sun;Ju, Hyeon-Jeong
    • Journal of Digital Convergence
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    • v.17 no.11
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    • pp.315-325
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    • 2019
  • The study attempted to examine the structural model of the effects of health status and retirement aging anxiety on middle-aged workers. The subjects were collected from 263 40-59 year old middle-aged workers who work at three institutions in C and G cities. Results First, the variables affecting aging anxiety were aging preparation and health status, and these variables accounted for 52% of aging anxiety. Second, health status had a significant effect on retirement preparedness, and there was a significant indirect effect on aging anxiety through retirement preparedness. There was a partial control effect due to the difference in the path coefficient between health status and aging anxiety in the multi-group moderating effect of 40~49 and 50~59 years. Therefore, in order to reduce aging anxiety, it is important to find ways to prepare for various retirement, and a systematic management system is necessary.

The Effect of Retirement Attitude of Middle-aged Employees on Retirement Preparation and Job Satisfaction (중년직장인의 퇴직태도가 퇴직준비와 직무만족도에 미치는 영향)

  • Jung, Kyung-Hwa
    • Industry Promotion Research
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    • v.6 no.1
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    • pp.43-53
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    • 2021
  • This thesis is a study to verify whether the attitude toward retirement perceived by middle-aged workers has a significant effect on retirement preparation and job satisfaction for middle-aged workers in their 40s to 50s working in Seoul and the metropolitan area. As a result, it was found that the forced frustration during the retirement attitude of middle-aged workers had a significant negative (-) effect only on the finances and family of retirement preparation. A new start was found to have a significant positive (+) effect on all sub-variables of retirement preparation. In the second hypothesis, the influence of job satisfaction, it was found that old-age breaks and new start of retirement attitude had a significant positive (+) effect on job satisfaction. As a result, it can be seen that the attitude toward retirement of middle-aged workers who are about to retire has a significant influence on retirement preparation and job satisfaction.

Study on the Urban housewives' management behavior for the increase of their assets (도시주부의 "자산증식을 위한 행동"에 관한 연구)

  • 강혜경
    • Journal of the Korean Home Economics Association
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    • v.28 no.3
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    • pp.87-103
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    • 1990
  • The purpose of this study is to provide basis data to understand the urban housewives' assets management behavior. The result can be summarized as follows: 1. The more urban housewives were educated, the more they were satisfied with methods of assets management. So it turned out that the educational improvement of husbands and wives brought forth the satisfaction of their lives. From this result, we can conclude that more improved education is essential to us. 2. Specifically, age is an important factor of the reasons of assets management. Among housewives below 40 years old. the preparation for purchasing durable goods and more leisure was the main reason for assets management. Among housewives from 40 to 50, the preparation for expenditures of education and marriage of their children was the main reason. Among housewives above 50, the preparation for their retirement was the main reason. As results, we can notice that they don't make a long-range plan positively but they usually prepare expenditures for their seasonable needs. So we have to emphasize on educating them to make a long-range plan.

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Health Beliefs and Elderly Medical Expense Preparation for Baby Boomers (베이비부머의 건강에 대한 인식 및 노후의료비 준비에 관한 연구)

  • Cho, Hye-Jin
    • Journal of Family Resource Management and Policy Review
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    • v.16 no.2
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    • pp.123-143
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    • 2012
  • This study, based on a health belief model, examines how baby boomers perceive health and how they are financially preparing for future medical expenses. In addition, the study analyzes which factors influence baby boomers' preparation behaviors for future medical expenses and their perceived sufficiency of the preparation for medical expenses. Through such activities, this study examines baby boomers' current preparation status for future medical expenses, and based on this outcome, will turn the attention of individuals and society toward becoming more concerned with health and increasing health expectancy. For this study, an online survey was conducted targeted at men and women who were born between 1955 and 1963 and live nationwide, and its resultant data were collected. After conducting a 15-day survey in November 2011, a total of 418 questionnaire responses were used for the final analysis. The major findings of this study and their implications are as follows: First, baby boomers' health beliefs and their perceptions of health identified by subjective health conditions were very positive. Second, while there were some partial differences in the influencing factors, health beliefs and perceived health influenced the sufficiency of future medical expenses in the three groups, which were segmented according to how they prepare for future medical expenses-insurance-based, pension-based, and insufficiently prepared groups. Third, the baby boomers selected the national health insurance as the primary means of preparing for post-retirement medical expenses, and backed it up with private health insurance or the national pension. In addition, when baby boomers' perceived sufficiency of future medical expenses were examined, 57.6% of the respondents expressed that their old-age medical expenses were not sufficient. Fourth, in terms of baby boomers' preparation behaviors for future medical expenses, it was revealed that as one recognizes old-age health more seriously, he/she has a higher chance of using insurance and lower chance of using a pension to prepare for medical expenses. Fifth, regarding baby boomers' sufficiency of preparations for future medical expenses, economic factors such as total assets, the sufficiency of retirement assets, and the number of insurance policies, as well as health perceptions, including health beliefs and subjective health conditions, were important influencing factors.

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The Middle Aged's perception of Aging and Physical, Financial & Social Preparation for Later Life : Focus on Gender Differences (광주.전남 중년층의 노년기 인식과 신체적, 경제적, 사회적 노후준비: 성차를 중심으로)

  • Lee, Jeong-Hwa
    • The Korean Journal of Community Living Science
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    • v.20 no.2
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    • pp.275-289
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    • 2009
  • The purpose of this study is to examine the middle aged's perception of aging and the degree of physical/financial/social preparation for later life and to explore the effect of the middle aged's perception of aging, who live in Gwangju & Jeonnam of Korea, on physical/financial/social preparation for later life. This research also explores gender differences in perception of aging, preparation for later life and related factors. For the purpose, the survey data was gathered from 424 middle aged (40's & 50's) citizens who live in Gwangju and Jeonnam, using structured questionnaire. The statistical methods used for data analysis are descriptive statistics, cross tables, t-test, correlations and regression with Spss/win 17.0 program. The major findings of this study are as follows: Most of the respondents perceive that the age of being aged is 65 or 70 years old. Respondents feel anxiety about health (84%), finance (57%) and roleless role (22%) of later life. Female group feel health anxiety more than male group. Many people perceive that social preparation for later life is better than financial preparation and physical preparation for later life. The result shows that female group perceives their physical preparation level more positively than male group generally. But, there were no differences in financial and social preparation between gender groups. Finally, the result shows the meaningful relationships between male group's perception of aging and financial preparation for later life. Monthly income is the most important variable predicting preparation for later life.

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A Comparative Study of Men and Women on the Preparation of Retirement Life

  • Lim, Ahn Na
    • International journal of advanced smart convergence
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    • v.10 no.3
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    • pp.113-121
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    • 2021
  • This study was conducted on 1,174 retirees in their 50s and 60s nationwide using the 7th data of the National Pension Service's National Elderly Security Panel Survey. We were able to confirm the following results through the SPSS WIN 18.0 program.. First, men showed a higher level of education than women. From these results, it is expected that men will be better prepared for retirement. Second, men had spouses and two or more household members than women. According to previous studies showing that men are better prepared for retirement if they have a spouse, it is expected that men are better prepared for retirement. Second, 38% of men and 62% of women were voluntary retirees. Third, both men and women responded that their own and spouses should play the main role in preparing for retirement. Fourth, both men and women had very low rates of preparation for old age, economic independence, and public and private pensions. Among them, women were lower than men. Fifth, economic problem solving, health, and medical care were the priority as parts to be done for retirement in oneself and society. Based on these results, the directions for preparing retirees for retirement are as follows. First, education on wage peak system, retirement age extension and financial management for involuntary retirees is required, and guidance and management methods on health care and disease should be provided to address needs for health and health care. Women had more voluntary retirees than men, and they need to know why. Second, when both men and women are very poor at preparing for retirement, there should be job creation measures to ensure that they and their spouses are fully prepared for retirement.

A Study on economic preparations for aging of middle-old aged women (중고령 여성의 경제적 노후준비에 관한 연구)

  • Park, Hyo-Jin
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.10
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    • pp.6618-6626
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    • 2015
  • This study was designed to explore the factors affecting economic preparations for aging of middle-old aged women. Using fourth Korean retirement and income study panel data of National Pension Reacher Institute. The researcher explored the characteristics of preparation for the old age life who middle-old aged women and analyzed the factors affecting economic preparations for aging of middle-old aged women. The results were as follows. The the factors affecting economic preparations for aging of middle-old aged women were education level, subjective health status, a number of adolescent children(14-19), a number of adolescent children(20-39), public pension, financial asset and debt. On the basis of this results, suggestions for policy were offered.