• The Journal of Asian Finance, Economics and Business
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• v.5 no.2
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• pp.35-42
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• 2018

In recent decades, financial crises in various countries have often been preceded by the rise in non-performing loans (NPLs) in the banks' asset portfolios. The increase in NPLs is proven to have adverse impact on the banking sector so that understanding the determinant of NPLs is immensely crucial to ensure the efficiency and soundness of the overall economy. This study aims to shed light on bank-specific factors that affect loan default problems in developing countries whose banking sectors play a major role in the overall economy. This study analyzes panel data sets of 36 commercial banks listed in the Indonesian Stock Exchange during the period 2008-2015. Applying fixed-effects panel regression model reveals that Indonesian banks' profitability and credit growth negatively influence the number of NPLs. Moreover, banks with higher profitability are proven to have lower NPLs because they can afford adequate credit management practices. Likewise, banks with higher credit growth evidently have lower NPLs in the sense that they demonstrate more specialized lending activity and thus have better credit management systems. These findings imply that, in order to lower loan defaults that can deteriorate banks' asset quality, banks should maintain their level of profitability and increase, rather than decrease, their credit supply to debtors.

• Proceedings of the Korean Institute of Electrical and Electronic Material Engineers Conference
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• 2004.11a
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• pp.598-602
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• 2004

Organic light entitling diode panel was fabricated using pulsed laser deposition (PLD) method Nd-YAG laser with Q-Switched and 355 nm pulse was used for the PLD. While TPD(N,N'-Di-[naphthaleny]-N, N'-diphenyl-benzidine) was used as a HTL(Hole transport layer), $Alq_3$(8-Hydroxyquinoline, Aluminum Salt) was used as EML/ETL(Emitting Layer/Electron Transport Layer) Organic pellet was fabricated and employed for the PLD method. The absorbances of the organic films were investigated and the measured absorbance values of TPD and $Alq_3$ films was 362 nm and 399 nm, respectively. The turn-on voltage of the OLED panel was 7.5 V and its luminance was $90\;cd/m^2$

• Transactions of the Korean Society for Noise and Vibration Engineering
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• v.21 no.4
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• pp.333-338
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• 2011

This paper describes the design process of floor damping material optimization to reduce structure borne noise. This process uses finite element analysis(FEA) along with experimental techniques to complement each other. The objective of this approach was to develop an optimized damping material application layout and thickness at the initial design stage. The first step is to find the sensitivity areas of vehicle body without damping material applied using FEA. In order to determine the high vibration areas of the floor panel, the velocity was measured using a scanning laser vibrometer from 20 Hz to 300 Hz. To excite the floor panel vibration, shaker was placed at the front suspension attachment point. The second step is the optimization process to determine the light weight solution of damping material. The design guideline of damping material was suggested that the lightweight solution was verified using test result of road noise. Design engineer could efficiently decide the design variable of damping material using parameter analysis results in early design stage.

• The Transactions of the Korean Institute of Power Electronics
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• v.19 no.6
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• pp.511-521
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• 2014

This study proposes an electric vehicle (EV) smart panel board and its control method on the basis of charging scheduling. The proposed system consists of batteries, a three-phase battery charger, three single-phase inverters, transfer switches for electric power distribution, and a controller. The three-phase battery charger usually charges the batteries at midnight when electric rates are cheap and in light load. When the electric power consumption of the EV standard chargers connected to one phase of the power line is relatively large or when a blackout occurs, the electric power stored in the battery is supplied by discharging through the inverters to the EV standard chargers. As a result, the value of peak load and the charging electric power quantity supplied from a utility grid are reduced, and the current unbalance is improved. The usefulness of the proposed system is confirmed through simulations, experiments, and case studies.

• Journal of Korean Society on Water Environment
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• v.30 no.4
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• pp.386-393
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• 2014

The aim of this study was to investigate the nutrient removal and biomass productivity in the wastewater using MMBR (Microalgae Membrane Bioreactor). MMBR process was combined OPPBR (Optical Panel Photobioreactor) and MBR (Membrane bioreactor). The OPPBR and MBR were operated 3 days and 9h HRT (Hydraulic retention time), respectively, using microalgae as Chlorella vulgaris. The obtained result indicated that the biomass productivity of 0.498 g/L/d with light transmittance of 92% at a 305 mm depth in the OPPBR was achieved. The total consumption of BOD (Biochemical Oxygen Demand) and COD (Chemical Oxygen Demand) in the MMBR were found to be 97.56% and 96.06%, respectively. Additionally, the removal of TN, $NO_3-N$, TP and $PO_4-P$ were 94.94%, 91.04%, 99.54% and 93.06% in MMBR, respectively. These results indicated that the MMBR process was highly effective for COD, BOD and nutrient removal when compared to the separate OPPBR or MBR process. The MMBR process was effective for nutrient removal and biomass productivity and can be applied to treat wastewater in sewage treatment plant.

• 한국정보디스플레이학회:학술대회논문집
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• 2009.10a
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• pp.964-967
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• 2009

A new hybrid-type touch screen panel (TSP) has been developed based on a-Si:H TFT which can detect the change of both $C_{LC}$ and photo-current. This TSP can detect the difference of $C_{LC}$ between touch and no-touch states in unfavorable conditions such as dark ambient light and shadows. The hybrid TSP sensor consists of a detection area which includes one TFT for photo sensing and two TFTs for amplification. Compared to a single internal capacitive TSP or an optical sensing TSP, this new proposed hybrid-type TSP enables larger sensing margin due to embedding of both optical and capacitive sensors.

• Transactions on Electrical and Electronic Materials
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• v.1 no.4
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• pp.20-24
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• 2000

This study aimed to develop ITO(Indium Tim Oxide) tin films ablation with a pulsed type KrF excimer laser required for the electrode patterning application in flat panel display into small geometry on a large substrate are. The threshold fluence for ablating ITO on glass substrate is about 0.1 J/㎠. And its value is much smaller than that using 3 .sup rd/ harmonic Nd:YAG laser. Through the optical microscope measurement the surface color of the ablated ITO is changed into dark brown due to increase of surface roughness and transformation of chemical composition by the laser light. The laser-irradiated regions were all found to be electrically isolating from the original surroundings. The XPS analysis showed that the relative surface concentration of Sn and In was essentially unchanged (In:Sn=5:1)after irradiating the KrF excimer laser. Using Al foil made by 2$\^$nd/ harmonic Na:YAG laser, the various ITO patterning is carried out.

• Proceedings of the KIPE Conference
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• 2012.07a
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• pp.546-547
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• 2012

In the three-phase power system using the three-phase load, when any one-phase is open-phase, the unbalanced current flows and the single-phase power supplied by power supply produces over-current. As a result, the enormous damage and electrical fire can be given to the power system. In order to improve these problems, this paper is proposed a new control circuit topology for open-phase protection using semiconductor devices. Therefore, the proposed open-phase protection device (OPPD) enhances the sensing speed and precision, and has the advantage of simple fitting in the three-phase distribution panel in the field, as it manufactures into small size and light weight. As a result, the proposed OPPD minimizes the electrical fire from open-phase, and contributes for the stable driving of the power system.

• Journal of the Korean Institute of Electrical and Electronic Material Engineers
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• v.26 no.7
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• pp.534-538
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• 2013

We propose a generic method to calculate the optical functionalities of a 3D display with a lenticular lens array. In the present work, based on the geometrical optics, it is designed considering the specifications of the display panel. For the effective simulation, we first calculate the optical functionalities of a single cylindrical lens and, by comparing with the results obtained from the conventional geometrical optics, confirm the validity of the present method. Afterwards, we obtain the full distribution of the light intensity at an optimum viewing distance by expanding the results of the single lens to the horizontal plane of the display panel. From these results, we finally confirm whether the 3D images are realized or not in the system.

• Transactions on Electrical and Electronic Materials
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• v.18 no.4
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• pp.190-194
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• 2017

Present-day solar panels incorporate inverters as their core components. Switching devices driven by specialized power controllers are operated in a transformerless inverter topology. However, some challenges associated with this configuration include the absence of isolation, causing leakage currents to flow through various components toward ground. This inevitably causes power losses, often being also the primary reason for the power inverters' analog equipment failure. In this paper, various aspects of the leakage currents are studied using different circuit analysis methods. The primary objective is to convert the leakage current energy into a usable DC voltage source. The research is focused on harvesting the leakage currents for producing circa 1.1 V, derived from recently developed rectifier circuits, and driving a $200{\Omega}$ load with a power in the milliwatt range. Even though the output voltage level is low, the harvested power could be used for charging small batteries or capacitors, even driving light loads.