• 국토계획
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• 제54권3호
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• pp.27-48
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• 2019

The government has implemented housing welfare policy to ease low-income households' housing-cost burden and improve their quality of life. However, public housing residents and housing choice voucher recipients still show a high level of housing-cost burden. In this regard, this study aims to provide policy implications for current housing welfare policy by analyzing and comparing the factors that determine both subsidized and unsubsidized households' housing-cost burden. For the empirical analysis, this study uses "2017 Korea Housing Survey" and divides groups into public housing residents, housing choice voucher recipients, and unsubsidized low-income renters. We compared the level of housing-cost burden by employing t-test and chi-squared analyses and the factors affecting the housing-cost burden by employing logistic regression analyses between the three groups. According to the empirical analysis, the housing cost is the most burdensome for the housing choice voucher recipients group, followed by the unsubsidized low-income renters and public housing residents. In addition, the factors affecting housing-cost burden are different between the three groups. In case of public housing residents, housing characteristics usually affect the housing-cost burden. For housing choice voucher recipients and unsubsidized low-income renters, both housing and household characteristics influence the housing-cost burden. Looking at the detailed factors, except for the housing tenure and regional average rents that are common factors for all groups, the amount of deposit is an important factor for public housing residents, and household employment status is an important factor for both housing choice voucher recipients and unsubsidized low-income renters. The policy implications of this study are as follows: First, it is necessary to review the blind spot of the current housing welfare policy. Second, a comprehensive review of the housing choice voucher program is required. Third, it is necessary to make policy efforts to ease the level of housing-cost burden for renters. Fourth, a program is needed for those public housing residents who need a deposit support. Fifth, there should be further assistance with public housing for the poorest people.

• 한국주거학회논문집
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• 제23권2호
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• pp.69-77
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• 2012

The purpose of this study was to explore housing cost burden of young single- or two-person households in the United States who have recently moved for job-related reasons. Total 580 households were selected from 2009 American Housing Survey public-use microdata for data analysis. The findings are as follows: (1) Targeted single-person households were characterized as younger households with higher educational attainment, lower household income, and greater proportion of renters, multifamily housing residents and households with housing cost burden than other households; (2) two-person households showed a higher income level and lower housing cost burden; (3) characteristics that showed significant influences on housing cost burden were household size, householder's age, gender, race and educational attainment, household income level and tenure type; and (4) a linear combination of household size, household income, whether or not a low-income household, residency in metropolitan area, and home structural type were found to be most efficient to predict a single- or two-person household's housing cost burden regardless of the household size.

• 한국생활과학회지
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• 제21권3호
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• pp.611-628
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• 2012

The purpose of this study was to examine influence of home energy cost on housing cost burden of Korean and U.S. monthly renter households in urban areas and to explore influences of household and housing characteristics on their home energy cost burden. Microdata for this research was extracted from the 2011 Korean Household Budget Survey and 2009 American Housing Survey. Monthly renter households in urban areas were initially grouped based on household income, followed by a detailed analysis of housing and home energy cost. Findings are as follows: (1) The maximum ratio of home energy cost to household house hold income in Korea was 49% compared to 83% in the US; (2) Energy cost to income ratio were found to have significant influences on housing cost burden and lower income households' housing cost burden was found more vulnerable to their energy cost; (3) In general, the energy cost burden of low-income renter households in Korea tended to be influenced by household size, the number of household members staying at home during daytime hours and housing unit size. The energy cost burden of low-income renter households in the U.S. tended to be influenced by home structure type, size and age, the householder's age, race, educational attainment, the household size, number of wage earners per household, income, and the number of household members between 7 and 17 years of age.

• 지역연구
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• 제36권4호
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• pp.25-42
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• 2020

본 연구는 서울의 영구임대 주택과 다가구 매입 임대주택 거주자의 주거비 부담 수준의 차이와 주거비 부담에 영향을 미치는 요인을 확인하고자 하는 것을 연구의 목표로 설정하였다. 연구를 수행하기 위해서 SH주택공사에서 실시한 2017년 서울시 공공임대주택 입주자 패널조사 2차 년도 데이터를 사용하여 t검정과 다중회귀분석을 실시하였다. 분석의 결과 영구임대주택의 주거비 부담이 더 큰 것으로 나타났다. 또한, 영구임대주택의 경우 소득과 나이 그리고 주거급여 수급이 요인이, 다가구 매입임대주택의 경우 소득과 주택면적이 주거비 부담에 영향을 미치는 요인으로 확인되었다. 해당 결과는 공공임대주택 공급을 통한 주거복지정책의 실행 시 주거비부담능력에 대한 보다 체계적인 검토가 필요하며, 주거비 부담수준을 완화하기 위하여 공공임대주택 유형별로 차별적인 요인을 고려해야 한다는 시사점을 제시한다.

• 한국주거학회논문집
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• 제24권4호
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• pp.29-37
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• 2013

The purpose of this study was to explore college students' expectations on post-college housing and sources of finance to afford housing costs; and perception of housing cost burden. Between May 28, 2012, and June 17, 2012, a questionnaire survey was conducted to undergraduate students in university-A located in non-capital region and 465 useable responses were collected. Major findings are as follows: (1) About 60% of respondents expected to live apart from their parents or relatives within two years from college graduation; (2) Majority of respondents who expected to live apart from their parents or relatives expected to rent housing units and compact non-traditional housing types such as studio units; (3) Major source of finance the respondents expected to afford post-college housing costs was financial supports from their parents and families; (4) Housing cost burden were perceived to have influence even on job decision and respondents with lower parents' income perceived housing cost burden more influential; and (5) In spite of respondents' low financial independence to afford post-college housing costs, finding housing units in areas with relatively lower housing costs seemed not to be an important consideration when choosing post-college housing.

• International Journal of Human Ecology
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• 제13권1호
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• pp.129-145
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• 2012

The purpose of this study was to investigate housing cost burden of U.S. households according to current and previous tenure types and explore influences on their housing affordability. The public-use microdata of the 2009 American Housing Survey was analyzed in the following two stages: In the first stage, households were classified into eight groups by combining their current and previous tenure types, year moved into current housing units and mortgage status of current owners and their characteristics were compared. In the second stage, the factors that influenced the housing cost burden by each combined tenure group were explored using multiple regression analyses. The findings are as follows: (1) The mortgage status was more influential than the previous housing experiences of owner households to distinguish one owner household from another. (2) Renter households who had been owners of previous housing units showed significantly different characteristics compared to continuing and new renter households in terms of income, educational attainment, and householder's marital status as well as housing costs and housing cost burdens. (3) To see the multiple regression analysis results, households with different current and previous tenure types were found to have different factors that influenced the housing cost burdens. In addition, household characteristics were found to have significant influences on housing cost burdens as strong as cost-related variables such as annual mortgage payments and rent per square footage.

• 한국주거학회:학술대회논문집
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• 한국주거학회 2009년 춘계학술발표대회 논문집
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• pp.350-354
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• 2009

The housing policy of Korea has been focused on the expansion of housing construction so far. However, actual support for low-income households is still insufficient, especially in public rental housing. The purpose of this study was to identify various methods of reducing the housing cost burden of residents in public rental housing, focused on empowerment. For this, 198 management staff of public rental housing under Korea Housing Management were surveyed using questionnaire distributed by email during February 18 to 27. Several ways to reduce housing cost burden and to enhance the self-support will of residents in public rental housing were suggested as follows: development of education and service program inspiring the residents' empowerment, enacting a provision of Tenants Representative obligation in Rental Housing Act, and so on.

• 한국주거학회논문집
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• 제25권1호
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• pp.51-61
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• 2014

The purpose of this study was to explore housing characteristics of young single- or two-person households in the U.S. metropolitan urban areas and determinants of their housing cost burden. Total 764 single-person households, 744 two-person households and 424 households with three or more persons were selected from the 2011 American Housing Survey public-use microdata for the study based on specific sampling criteria. The major findings are as follows: (1) In comparisons with larger households, single- or two-person households were characterized to be headed by younger householders, to have less income, and to have a greater proportion of households living in central cities of metropolitan areas, renting housing units, living in smaller size units or multifamily structures; (3) housing cost of single- or two-person households were significantly less than a larger households while housing costs per unit square footage (SQFT) of single- or two-person households was significantly greater; (4) regardless of the household size, there are many household headed by young college graduates paying too much of their income for housing, and single-person households were found to have the greatest housing cost burden; and (5) a linear combination of low-income status, monthly housing costs per unit SQFT, annual household income, and unit SQFT per person was found to be most efficient to predict single- or two-person households with housing cost burden.

• 한국컴퓨터정보학회논문지
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• 제29권8호
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• pp.147-155
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• 2024

본 연구는 중고령 장애인의 주거비 부담과 정신건강과의 관계를 분석하고, 이러한 관계에서 사회자본의 조절효과를 검증하는 것이다. 이를 위해 본 연구에서는 한국복지패널의 16차 조사에 응답한 45세이상 장애인 938명을 최종 분석대상으로 설정하고, Stata 17.0을 활용한 조절다중회귀분석을 실시하였다. 연구의 결과는 다음과 같다. 첫째, 주거비부담의 증가는 중고령 장애인의 정신건강 수준을 저하시키는 것으로 나타났다. 둘째, 사회자본의 다차원적 요소 중 사회적 관계망이 정신건강 상태에 긍정적 영향을 미치는 것으로 나타났다. 셋째. 주거비부담과 정신건강 간의 관계는 사회자본의 핵심요소인 사회적 관계망에 의해 조절되는 것으로 나타났다. 이상의 결과를 토대로, 본 연구는 주거비부담으로 주거빈곤을 경험하는 중고령 장애인의 정신건강 증진을 위한 보호요인으로 사회자본의 유용성을 확인하고, 사회자본 개발 전략에 대한 사회복지적 함의를 제시하였다.

• 지역연구
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• 제39권1호
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• pp.37-52
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• 2023

주택가격의 가파른 상승과 전·월세 가격 및 대출금리의 상승은 주거비 부담을 높이고 주거안정성을 위협하는 요인으로 작용한다. 주거비 문제는 지속적으로 제기되고 있으며 이를 해결하는 방안으로 공공임대주택 입주대상의 소득기준 확대 등에 대한 논의가 제기되기도 한다. 이와 관련 본 연구는 공공임대주택 입주대상을 확대하는 것이 이러한 문제를 해결할 수 있는 적합한 방안이지 살펴보고자 하였다. 이를 위해 주택점유형태(자가, 임차)와 소득수준(저소득, 중소득 이상)에 따라 집단을 구분하고 2019년 주거실태조사자료를 활용하여 이항 로짓분석을 수행하였다. 분석결과 i)주거비 부담은 임차가구 뿐 아니라 자가가구에도 공공임대주택의 입주의향을 높이며, ii)저소득가구 뿐 아니라 중소득 이상의 가구에도 공공임대주택 입주의향을 높이는 것으로 나타났다.