• 제목/요약/키워드: factor estimation

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요율 요소 분포 추정을 통한 가격 최적화 방안 연구 (Optimized pricing based on proper estimation of rating factor distribution)

  • 김영화;전철희
    • 응용통계연구
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    • 제29권5호
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    • pp.987-998
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    • 2016
  • 자동차 보험은 치열한 시장경쟁과 금융당국의 요율 규제로 가격 조정에 합리적인 적용 방식이 요구되는 대표적인 보험상품이다. 특히 고령화 사회로 인한 인구변화와 가격경쟁으로 인한 요율 세분화는 보험료 결정에 주요한 요인으로 작용하게 된다. 따라서 본 논문에서는 여러 가지 요율 요소 중 연령에 대한 분포 추정을 통해 가격 최적화 방안을 제시하고자 한다. 미래 분포를 추정하는 방식으로 고객의 연령이동, 신규유입, 고객이탈 3가지 요인에 대한 최적화 방안을 적용함으로써 합리적인 연령 분포를 추정하여 가격 조정 과정에 반영하고자 한다. 기존 연령 분포를 적용한 보험료와 미래 연령 분포를 추정하여 적용한 보험료를 수지 불균등 원칙에 적용하여 위험도 추정에 대한 적정성을 비교 분석하는 것이 목적이다. 보험료 인상 또는 인하 문제와는 별개로 인구변화에 대한 적정 분포를 추정함으로써 가입자의 분포 변화로 인한 결손 또는 초과 이득이 발생하지 않는 적정 보험료 추정 방식을 제안하고자 한다.

ACC/AEBS 시스템용 센서퓨전을 통한 주행경로 추정 알고리즘 (Development of the Driving path Estimation Algorithm for Adaptive Cruise Control System and Advanced Emergency Braking System Using Multi-sensor Fusion)

  • 이동우;이경수;이재완
    • 자동차안전학회지
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    • 제3권2호
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    • pp.28-33
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    • 2011
  • This paper presents driving path estimation algorithm for adaptive cruise control system and advanced emergency braking system using multi-sensor fusion. Through data collection, yaw rate filtering based road curvature and vision sensor road curvature characteristics are analyzed. Yaw rate filtering based road curvature and vision sensor road curvature are fused into the one curvature by weighting factor which are considering characteristics of each curvature data. The proposed driving path estimation algorithm has been investigated via simulation performed on a vehicle package Carsim and Matlab/Simulink. It has been shown via simulation that the proposed driving path estimation algorithm improves primary target detection rate.

IMPERVIOUS SURFACE ESTIMATION USING REMOTE SENSING IMAGES AND TREE REGRESSIOIN

  • Kim, Soo-Young;Kim, Jong-Hong;Heo, Joon;Heo, Jun-Haeng
    • 대한원격탐사학회:학술대회논문집
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    • 대한원격탐사학회 2006년도 Proceedings of ISRS 2006 PORSEC Volume I
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    • pp.239-242
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    • 2006
  • Impervious surface is an important index for the estimation of urbanization and environmental change. In addition, impervious surface has an influence on the parameters of rainfall-runoff model during rainy season. The increase of impervious surface causes peak discharge increasing and fast concentration time in urban area. Accordingly, impervious surface estimation is an important factor of urban rainfall-runoff model development and calibration. In this study, impervious surface estimation is performed by using remote sensing images such as landsat-7 ETM+ and high resolution satellite image and regression tree algorithm based on case study area ? Jungnang-cheon basin in Korea.

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풍력발전사업 에너지생산량 산정 오차가 사업성지표에 미치는 영향 및 AHP를 이용한 중요인자 분석 (Influences of Energy Production Estimation Errors on Project Feasibility Indicators of a Wind Project and Critical Factor Analysis by AHP)

  • 김영경;장병만
    • 경영과학
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    • 제30권2호
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    • pp.1-10
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    • 2013
  • Case studies are made to investigate the relationship between the accuracy of energy production estimation and project feasibility indicators such as rate of return on equity (ROE) and debt service coverage ratio (DSCR) for three wind farm projects. It is found out that 1% improvement in the accuracy of energy production estimation may enhance the ROE by more than 0.5% in the case of P95, thanks to improved financing terms. AHP survey shows that MCP correlation of measured in situ wind data with long term wind speed distribution and hands-on experiences of flow analysis are more important than other factors for more precise annual energy production estimation.

부산광역시에서 철도차량 배출원에 의한 오염물질 배출량 산정 (Estimation of emission rate for railroad rolling stock sources in Busan Metropolitan City)

  • 이화운;김유근;김희만;박종길;장난심;이희령
    • 한국환경과학회지
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    • 제10권6호
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    • pp.407-415
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    • 2001
  • A case of air pollution study of estimation of emission rate for source to railroad rolling stock and emissive character about is unusual. Recent emission rate of railroad rolling stock was estimated with emission factor of EPA in three region(Seoul, Incheon, and Gyeonggido). But this EPA factor could be incorrect because Korea and America have a different railroad environment in the variety of fuel and character of railroad rolling stock In this study, emission rate of each line, car and region(district) with omission factor of Korean case(National Railroad Administration, 1997) was estimated. In Busan Metropolitan City, railroad rolling stocks were divided accoding to, each line, car and service. Particularly, the Idle fuel rate omitted in the preceding study was included in calculation fuel rate. Total emission rate of Busan Metropolitan City was 887.41 t/year Each emission rates of Kyeongbu line, Donghaenambu line, Gaya line, Uam line, Bujeon line, and idle was 489.15t, 196.46t, 33.94t, 12.66t, 6.47t, and 48.75t, respectively.

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현장정재하시험 결과를 통한 타입말뚝 지지력 판정법 비교 연구 (A Comparative Study on the Evaluation of Bearing Capacity for Driven Pile in Static Load Test)

  • 천병식;서덕동;최헌길;윤환호
    • 한국지반공학회:학술대회논문집
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    • 한국지반공학회 2005년도 춘계 학술발표회 논문집
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    • pp.677-686
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    • 2005
  • The allowable bearing capacity of a pile, the most important factor in stability estimation, is determined by applying safety factor to the ultimate load or yield load. There are several but contradictory methods available in current design codes to estimate the allowable bearing capacity and the safety factor. This paper analyzes load-settlement curves obtained from 19 static load tests measured from 11 sites. At all tests, the load is applied until apparent failure is observed. The validity of the ultimate and yield load estimation method and load caculated from the settlement criterion is investigated through comparison with the measured data. In addition, a new procedure to estimate allowable load and safety factor is proposed. Additional data from field static load tests, such as those incorporated in this study, are needed to more reliably apply the proposed method in design practice.

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Wind-induced dynamic response and its load estimation for structural frames of circular flat roofs with long spans

  • Uematsu, Yasushi;Yamada, Motohiko
    • Wind and Structures
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    • 제5권1호
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    • pp.49-60
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    • 2002
  • This paper describes a simple method for evaluating the design wind loads for the structural frames of circular flat roofs with long spans. The dynamic response of several roof models were numerically analyzed in the time domain as well as in the frequency domain by using wind pressure data obtained from a wind tunnel experiment. The instantaneous displacement and bending moment of the roof were computed, and the maximum load effects were evaluated. The results indicate that the wind-induced oscillation of the roof is generally dominated by the first mode and the gust effect factor approach can be applied to the evaluation of the maximum load effects. That is, the design wind load can be represented by the time-averaged wind pressure multiplied by the gust effect factor for the first mode. Based on the experimental results for the first modal force, an empirical formula for the gust effect factor is provided as a function of the geometric and structural parameters of the roof and the turbulence intensity of the approach flow. The equivalent design pressure coefficients, which reproduce the maximum load effects, are also discussed. A simplified model of the pressure coefficient distribution is presented.