• 제목/요약/키워드: expenditure behavior

검색결과 165건 처리시간 0.026초

소비자 연령별 투자행동 차이 분석: IMF 경제위기 전${\cdot}$후 비교 (An Analysis of Differences in Investment Behavior Over Consumer's ages: Comparison before and after the economic crisis)

  • 정순희;여윤경
    • 가족자원경영과 정책
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    • 제8권1호
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    • pp.29-45
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    • 2004
  • This study compared household's investment behaviors over consumer's ages before and after the economic crisis using 1995 and 2000 National Survey of Family Income and Expenditure in korea. Household's investment behaviors were compared in terms of household's financial statements, amounts and proportions invested in various assets, and rate of return on investments. The proportion invested in securities of all households. In terms of the proportion invested, consumers under 40s increased the proportion invested in insurance while consumers over 50s increased the proportion invested in savings and trusts in 1995 than in 2000. Consumers of all ages increased the proportion invested in securities in 2000 than in 1995. Young households had higher rate of return in 1995 while old households had higher rate of return in 2000.

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Are Sequential Decision-Making Processes of Tourists and Consumers the Same?

  • Jung, Oh-Hyun
    • 한국조리학회지
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    • 제23권6호
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    • pp.161-172
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    • 2017
  • The purposes of this study were to examine if a decision making by a tourist sequentially or hierarchically occurs in a tourism destination and to test determinants that have an effect on both a sequential and non-sequential decision making. An instrument for the study was developed with three steps. A total of 420 and 380 questionnaire were collected respectively for the first two round surveys. For the third step, a pilot test was conducted with 30 respondents. And the data analysis utilized SPSS 18.0. A logistic regression analysis with variables of tourism activity and demography was employed to investigate the factors that affect a sequence of decision-making process. As an important result, the higher the age of the tourist in a tourism destination, the more conspicuous the consumption expenditure is made through the sequential decision-making process. Additionally, it is unreasonable to apply the premises and assumptions in extant consumer behavior to tourist behavior. The process of decision making by tourists in tourism areas is driven by either non-sequential or non-hierarchical decision-making process. More discussion and implications were provided.

수송용 에너지 수요변화의 요인분석에 관한 연구 (A Study on the Analysis of Energy Demand Behavior in the Transportation Sector)

  • 임기추
    • 에너지공학
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    • 제2권1호
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    • pp.22-27
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    • 1993
  • 수송용 에너지 수요변화에 대한 요인분석을 시도하고자 에너지 수요함수를 추정하고, 이에 따라 수요변화에 대한 각 요인별 기여도를 산출하였다. 여기서, 에너지 수요를 결정하는 요인으로 가격, 경기, 수송활동 및 연료전환 등의 변수를 채 택하였다. 기여도 분석 결과 나타난 시사점을 몇 가지로 요약할 수 있다. 1) 가격요인의 기여도는 최근의 경우보다 증대되고 경기요인의 기여도는 현재 수준보다 작아지는 것이 바람직하다. 2) 수송활동 요인의 +효과가 증대되는 시점에서 연료경제 향상 및 에너지절약적 교통체계 개선노력이 중요시되고 있다. 3) 연료전환요인의 휘발유로의 +효과가 커지고 있기 때문에 에너지 이용효율이 높은 대중 교통수단의 이용을 증대시키기 위한 정책적 노력이 지속되어야 할 것이다.

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Capital Expenditure Behavior of Overconfident Managers of Japanese Firms: Empirical Evidence During the Financial Crisis in Japan

  • ISHIGURO, Takehide
    • The Journal of Asian Finance, Economics and Business
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    • 제9권6호
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    • pp.175-181
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    • 2022
  • Malmendier and Tate (2005) and Aktas et al. (2019) suggested that overconfident managers will invest if they have sufficient internal funds. Still, they will save internal funds instead of reducing investment if they have insufficient internal funds because they perceive more substantial financial constraints than other managers. This study examines whether overconfident managers will not invest when the financial crisis makes it difficult to raise external funds. In particular, during the financial crisis in Japan, banks simultaneously provided active monitoring and financing to firms with strong relationships with banks. Therefore, this study can also examine the relationship between overconfident managers and bank behavior by focusing on Japanese firms. This study examines whether overconfident managers increase their investment in firms with strong relationships with banks during the financial crisis. The results of this study showed that overconfident managers, especially their firms with strong relationships with banks, reduce investments more than other managers during the financial crisis. This study suggests that Japanese banks reduced financial constraints and exerted strong corporate governance on Japanese firms during the financial crisis.

한국 아동의 에너지 소비량에 관한 연구 (A Study on Energy Expenditure in Korean Children)

  • 오승호
    • 한국식품영양과학회지
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    • 제22권5호
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    • pp.531-538
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    • 1993
  • 본 연구는 8-12세의 남녀 국민학생 각각 8명씩을 대상으로 4주간 평상시와 같은 생활양식과 식생활 환경하에서 에너지 섭취량(GE)과 체내 에너지 보류량 (BE)의 변동을 측정하므로서(에너지 평형법) 에너지 소비량을 산출하였다. 에너지 섭취량과 대변으로의 에너지 손실량(FE)은 열량계로 측정하였고 소변으로의 에너지 손실량(UE)은 질소 배설량으로부터 환산하였다. 체내 지방조직량(FM)은 피부두께를 측정하여 산출한 신체 밀도법에 의하였다. 총 에너지 섭취량에 대한 당질, 단백질 및 지방질의 구성비는 남자 아동이 각각 70.0$\pm$0.5%, 10.2$\pm$0.3% 및 19.9$\pm$0.5%이었으며 여자 아동이 각각 74.0$\pm$1.7%, 10.7$\pm$0.3%및 15.3$\pm$0. 5%이었다. 총 에너지 섭취량에 대한 대변으로의 에너지 손실율은 남자 및 여자 아동별로 각각 5.1%및 4. 5%이었다. 대변과 소변으로의 에너지 손실량을 감하여 산출한 1일 1인당 평균 대사에너지량(ME)은 남자 및 여자 아동별 각각 1862$\pm$15kca1 및 1627$\pm$20kca1 이었다. 28일 동안의 체성분 변동량으로부터 산출한 체내 총 에너지 변동량(BE)은 남자 및 여자 아동별로 각각 평균 +1524$\pm$539kcal 및 +3622$\pm$718kcal가 증가하였다. 1일 1인당 평균 에너지 소비량은 남자 아동이 1812$\pm$37kca1이고 여자 아동이 1487$\pm$25kcal로서 체중 kg당 에너지 소비량은 남자 및 여자 아동별로 각각 62 $\pm$2kcal 및 52 $\pm$2kcal이었다.

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쿠폰 다운로드를 기준으로 하는 온라인 광고비 모델의 설계 및 분석 (Design and Analysis of Online Advertising Expenditure Model based on Coupon Download)

  • 전정호;이경전
    • 지능정보연구
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    • 제16권4호
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    • pp.1-19
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    • 2010
  • 기존의 인터넷 광고비 모델에는 CPM (Cost Per Mile), CPC (Cost Per Click), CPS (Cost Per Sales) 등이 존재하며, 특히 CPC 모델은 광고주와 미디어에게 모두 합리적이라는 평가를 받으며, 인터넷 광고 시장에서 높은 비중을 차지하고 있다. 그러나 CPC 모델 또한, 경쟁 사업자에 의한 과도한 광고비 부과나 부정한 광고 수익 등을 목적으로 하는 부정 행위가 발생할 수 있고, 사용자의 전환 의도 없는 광고물 클릭으로 인해 광고주에게 부당한 광고비가 부과될 수 있는 것이 사실이다. 이에 본 연구에서는 새로운 광고비 모델인 'CPCD' (Cost Per Coupon Download) 모델을 제안한다. CPCD 모델은 사용자가 단순히 광고물을 클릭하는 행동을 넘어 광고주가 제공하는 쿠폰을 다운로드 받았을 때 광고비가 부과되는 모델로서, CPC 모델과 CPS 모델의 중간 개념이라고 할 수 있다. 본 연구에서는 CPCD 모델의 설계 및 분석을 위하여 발생 가능한 시나리오를 제시하고, 프로세스 분석 및 관련 이슈에 대한 검토를 수행한다. 그리고 CPCD 모델에 참여하는 각 사업 참여자들에 대한 분석을 수행하고, 비용 시뮬레이션을 통해 CPC 모델과 CPCD 모델을 비교함으로써, CPCD 모델에 참여하는 광고주의 사업 참여 조건을 밝히며, 마지막으로 유비쿼터스 환경에서 CPCD 모델의 적용 가능성에 대하여 고찰한다.

남자 대학생들의 니트웨어에 대한 인식과 구매행동 (Male College Students' Knowledge and Buying Behavior of Knitwear)

  • 한솔비;이진경;권민정;김재환;이지연
    • 한국의상디자인학회지
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    • 제12권1호
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    • pp.11-24
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    • 2010
  • There has recently been increasing male college students' interest in and expenditure on fashion apparel. Specifically, the younger generation has a tendency to take an interest in knitwear due to its potential benefits such as elasticity and flexibility. The purpose of this research is to identify male college student's knowledge and buying behavior of knitwear and to provide the related information to academicians and industrial personnel. The subjects of this research were male college students in their twenties who live in Seoul and Gyounggi areas. 450 questionnaires were randomly distributed to the 20s male students from April 20, to May 4, 2009, and 409 questionnaires were correctly received. The results are as follows: First, Male college students' interest in knitwear is not above the average. Second, they focus more on a practical value of knitwear than on an aesthetic value of knitwear. Third, when purchasing knitwear, male college students first consider design, followed by color, pattern and quality. Forth, male college students want to be shown as a neat image when they wear knitwear.

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Anti-Obesity Drugs: A Current Research Insight

  • Son Eun-hwa;In San-Whan;Kim Byung-Oh;Pyo Suhkneung
    • 대한의생명과학회지
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    • 제11권2호
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    • pp.89-101
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    • 2005
  • Obesity is increasing worldwide and has become a major health burden in Western societies affecting every third American and every fifth European. Obesity makes a major contribution to morbidity and mortality, predisposing individuals to cardiovascular disease and diabetes. Many new substances are currently being investigated for their usefulness in the pharmacotherapy of obesity. Most anti-obesity drugs can be divided into four groups: those that reduce food intake; those that alter metabolism; those that increase thermogenesis; and those that regulate hormone involved in feeding behavior. In this article we review these and other agents available in various countries for the treatment of obesity. Perhaps more importantly, we have focussed on areas of potential productivity in the future. Over the last 5 or so years, this impetus in obesity research has provided us with exciting new drugs targets involved in the regulation of feeding behavior and cellular mechanism involved in energy expenditure. Recent development in the quest for control of human obesity include the discovery of hormones, neuropeptides, receptors and transcription factors involved in feeding behavior, metabolic rate and adipocyte development. For developing new, perhaps even more specific pharmacological agents, further research is needed to understand the individual different genetic and physiological basis of obesity. It remains the hope of research scientists that in the not too distant future we shall see a new class of anti-obesity drugs arising logically from the molecular biology revolutions.

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중 .소도시 소비자의 비거주지 의류구매행동에 관한 연구 (A Study on the Outbuying Behavior of Clothing Products of the Consumers in Local Retail Areas.)

  • 장윤화;정명선
    • 한국가정과학회지
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    • 제3권2호
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    • pp.120-134
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    • 2000
  • The purpose of this study was to investigate the factors influence the outbuying behavior of the consumers reside in middle sized cities adjacent to Kwangju. a metropolitan city of Korea. Data were collected by using questionnaire from 570 female consumers in Suncheon and Yeosu city from 8 September to 16. 1999. Data from 513 respondents were analyzed. Factor analysis. t-text. $x^2$test and cross analysis were used. Respondents were divided by two groups, outbuying group/resident purchasing group, based on the frequency of purchasing and intention of purchasing in local stores. and the differences between two groups were analyzed. The results were as follows : 1. There were significant differences in the residence. levels of education and Income. age. job. automobile possession, numbers of children, clothing expenditure Per month between outbuying group and resident purchasing group(p<.001, respectively) . 2. Outbuying group had significant higher tendency toward pursuing fashionability and pleasure, and symbolism in clothing than resident purchasing group(p<.001. respectively) 3. Outbuying group considered store services. assortments. shopping convenience significantly more important than resident purchasing group(p<.001. respectively) 4. Outbuying group obtained information from media sources and non-media sources significantly more often than resident purchasing group(p<.001, respectively) .

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사회계층과 과시적 소비 및 의복가격차원에 관한 연구 - 여대생을 중심으로 - (The Study on Social Class and Conspicious Consumption Related to Dimensions of Clothing Price)

  • 김수경;류은정
    • 대한가정학회지
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    • 제39권1호
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    • pp.169-178
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    • 2001
  • In this study, we examined relationship among social class, conspicious consumption, dimensions of clothing price, and clothing buying behavior. The data were obtained by 290 female college students using questionnaire. The questionnaire were consist of four parts, dimensions of clothing price, conspicious consumption, clothing buying behavior, demographic factors. And the data were analysed with frequency, $x^2$-test, factor analysis, cluster analysis, ANOVA and Duncan test. The results were as follows. First, there was significant differences in social class and their attitude on dimensions of clothing price. Upper class consumers evaluate clothing price as Quality and dignity, on the other hand, lower class consumers perceived it as tendency for discount. Second, clothing selective standards was founded significantly different in social class. Clothing symbolic factor was more important to the upper class then lower class. Third, upper class consumers had a tendency of purchasing more clothes than lower class, and spend more money on clothing. Fourth, there was significant differences in conspicious consumption group and their attitude on dimensions of clothing price. Fifth, when conspicious consumption tendency is higher, importance of clothing price is highly perceived by college student. Sixth, Amount of clothing purchase and clothing expenditure were significantly different in conspicious consumption group. Consumers tend to buy more clothes and spend more money on clothes when they had high tendency in conspicious consumption.

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