• Title/Summary/Keyword: digital inclusion

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Influences of Financial Inclusion on Sustainable Development of India: Using Internet Subscribers as a Moderator

  • Swapnil Singh, THAKUR;Rahul Singh, GAUTAM;Ajay Kumar, YADAV;Hitesh, PATOLE;Aashi, RAWAL;Shailesh, RASTOGI
    • The Journal of Asian Finance, Economics and Business
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    • v.10 no.2
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    • pp.29-39
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    • 2023
  • The goal of this study is to understand how financial inclusion (FI) as influenced by Internet subscribers in India, affects India's Sustainable Development Goals (SDG). This study makes use of secondary data that was collected from 16 Indian states and one Union Territory between the fiscal years of 2018 and 2020. The goal of this study has been investigated using panel data regression analysis (PDR). And the study's findings indicate that wages received through MNREGA accounts and post office operating accounts under the supervision of Internet subscribers have a significant negative impact on India's SDGs, demonstrating how financial inclusion is harming the country's efforts to achieve sustainable development. This study suggests that it is important to pay attention to rural areas' access to the digital environment and their degree of digital literacy. These findings imply that improving the MGNREGA program and employees' pay might help the government alleviate poverty in India. Financial inclusion also depends heavily on financial literacy. The government should improve its digital infrastructure in rural and urban areas so that people there may better understand and utilize it given that it promotes financial inclusion, digitalization, economic advancement, rural development, and poverty reduction.

Inclusion Strategy for Hearing Impaired Students with Community of Knowledge (지식커뮤니티 기반의 청각장애아동 통합교육전략)

  • Choi, Yeon-Sook;Park, Won-Hee
    • Journal of Digital Convergence
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    • v.10 no.11
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    • pp.579-588
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    • 2012
  • Inclusion of hearing impaired students in general schools is the current tendency in deaf education today. The goal of inclusion is to promote the academic and social inclusion of hearing impaired students, where academic inclusion focuses on higher academic achievement and class participation level. However, some studies have shown that hearing impaired students attending general schools mostly experience feelings of isolation, rejection and loneliness, and encounter identity development problems. This study reviews the research on the inclusion of hearing impaired students in general schools, as well as the perceptions of their parents, teachers on their academic and social inclusion. A further aim of this study is to explore the supporting services, teachers's attitude, career guidance service and effective collaborative partnership among teachers for hearing impaired students. This study concludes with suggesting the community of knowledge as integrative supporting strategy for inclusion.

Examination of the Application Directions of Digital Health for the Enjoyment of Healthcare Rights by People with Disabilities (장애인 건강권 향유를 위한 디지털 헬스 적용 방향 고찰)

  • Hee Young Jung
    • Journal of Information Technology Services
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    • v.22 no.6
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    • pp.115-132
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    • 2023
  • This study aimed to propose application directions for South Korea's digital health policy by conducting a literature review, data analysis, and examining foreign cases. The objective was to enhance the healthcare rights of individuals with disabilities, considering the potential expansion of the digital health policy. The findings indicate that digital health holds significant promise in improving mobility and accessibility for the healthcare rights of disabled individuals in Korea. However, addressing the digital gap is crucial for achieving smooth utilization. To ensure seamless use of the digital health system, it is imperative to attain digital inclusion, encompassing digital technology, connectivity, and accessibility. Additionally, establishing governance for digital health and expanding infrastructure for affordable access to high-quality internet are essential. Despite the study's limitations arising from relying on literature research, it is anticipated that the findings can serve as foundational data for preemptive responses and provide insights into the direction of the government's digital health policy to enhance the healthcare rights of individuals with disabilities.

A Prospective Study on the Aspects of the Digital Divide and Social Inclusion in an AI-based Society (인공지능 기반 사회에서의 정보 격차 양상과 사회적 포용에 관한 미래 전망 연구)

  • Seokki Cha;Do-Bum Chung;Bong-Goon Seo
    • Knowledge Management Research
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    • v.25 no.3
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    • pp.173-200
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    • 2024
  • This study investigates the dynamics of the digital divide and social inclusion in a society increasingly influenced by artificial intelligence (AI) by 2035. Using a 2×2 matrix scenario analysis, the research explores future scenarios based on two axes: the level of AI technological advancement and societal response. The scenarios range from an "Inclusive AI Society," characterized by advanced AI technology and comprehensive societal measures, to an "AI Polarized Society," marked by rapid AI advancement but fragmented social responses, exacerbating inequalities. The study emphasizes the critical role of both technological and social strategies in addressing the challenges of AI-driven societies. It provides policy recommendations to mitigate potential disparities, highlighting the need for inclusive education, equitable access to AI benefits, and adaptive governance frameworks. The findings aim to inform policymakers and stakeholders about the impacts of AI on social inclusion and the digital divide, proposing strategies for fostering a balanced and equitable AI future.

Financial Inclusion - An Impetus to the Digitalization of Payment Services (UPI) in India

  • SHARMA, Arpita;BHIMAVARAPU, Venkata Mrudula;KANOUJIYA, Jagjeevan;BARGE, Prashant;RASTOGI, Shailesh
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.9
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    • pp.191-203
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    • 2022
  • The ecosystem for digital payments in India has expanded quickly during the last decade. A synthesis of technical advancements and progressive governmental laws and regulations has fuelled this expansion. Particularly, the UPI system has assisted India in transitioning from a nation heavily reliant on cash for daily transactions to one with fewer cash transactions. The study attempted to determine how Financial Inclusion (FI) through a socio-techno-ecosystem impacts digital payment systems. FI involves ensuring financial services, products, and an adequate amount of credit without discrimination against the weaker section of society. The study has established that FI impacts the UPI. The finance infrastructure thus helps to develop an ecosystem where financial access and the awareness level help people to transit to new channels of payment. We have used secondary data of 27 banks for sixteen quarters and four years, i.e., for the financial years 2016-17 to 2019-20. It is observed from the current study that the offsite_ATM plays a significant role in the value creation of the UPI. Our study implies that it will help retailers, individuals, and business houses to use UPI platforms for swift payments without hassle. Also helpful for industries that are still not digitally disrupted and industry-specific UPI transactions.

The Ethical Regime and Technological Citizenship in Software Oriented Society (SW(소프트웨어)중심사회의 윤리적 체제와 기술 시티즌십)

  • Kim, Seungeun;Kim, Hyomin
    • Journal of Science and Technology Studies
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    • v.15 no.2
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    • pp.263-301
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    • 2015
  • Digital inclusion is the ability or opportunities of individuals and groups to access and use information technology (IT). Digital inclusion strategies aims to ensure that all citizens regardless of their gender, race and class benefit from IT. Discourse of digital inclusion is notable in that it proposes a desirable relationship between the state, individuals, and the market within the shifting topology of technoscience. Throughout broad discourse analysis of media coverages, in-depth interviews and reports on Korean IT industry, this research argues that dialogues on digital inclusion have substantially influenced the formation of a specific ethical regime. In this regime, individuals should become subjects embodying IT expertise and acceptable codes of conducts. We further discuss that such government-driven ethical regime conflicts with technological citizenship practiced by IT experts and semi-experts. We make theoretical contribution to STS by expanding the concept of technological citizenship to include the rights and obligations of heterogeneous expert and semi-expert groups to form, propose and socially demand alternative developmental pathways of technoscience. We also note that, amid the conflict between ethical regime and technological citizenship, alternative interpretations of gender gap can be forged, providing competing perspectives on women's under-representation and labor conditions in the IT industry. Further research is required to capture the emergence of multiple identities--differentiated by gender, race, class, and more--within the clashing interface between the ethical regime and technological citizenship.

The Ways of Enhancing ICT Productivity of the Under-served Groups (취약계층의 정보생산성 강화방안)

  • Nam, Gil woo
    • Journal of Korea Society of Digital Industry and Information Management
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    • v.4 no.4
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    • pp.71-84
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    • 2008
  • This research aims at building the conceptual model and proposing concrete ways for raising the ICT productivity of the under-served groups. This research consists of four areas: 1) review and discussion of studies on digital divide issues, 2) theoretical reasoning of the relationship between informatization and productivity, 3) analysis of the present status of information gap between the under-served groups and the general public in Korea, finally 4) proposing the directions of policy making and various concrete ways for reducing information gap and raising the ICT productivity of the under-served groups through facilitating digital inclusion. The model of enhancing the ICT productivity of the under-served groups was theoretically reasoned to include three dimensions which are named as Economy, Efficiency and Effectiveness. The results of this research can be utilized for making policies of not only enlarging the digital opportunity of people in the under-served groups but also raising their income level and quality of life.

A Survey on the Digital Divide of Remote Rural Areas and the Policy of Digital Inclusion in Korea (낙후농촌 정보 격차 현황조사 및 대응 정책)

  • Kyung-Hoon Yang;Byung-Hee Song;Do-ll Kim
    • Journal of Information Technology Applications and Management
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    • v.9 no.1
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    • pp.45-60
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    • 2002
  • The development of information technology has been expected to change the living style and upgrade the living environment. These expectations are somewhat realized, but there are certain groups that will be less benefitted by these upgrades compared to other groups. These phenomena are called digital divide, which is the latest Issue around the world these days. There are several factors that raise digital divide such as gender, education, job, age, income and region. In Korea, the most critical factor may be considered as region but so far this has only been assumed and there has been no empirical surveys about this. This study is proposed to survey the remote rural areas to find out the actual situations of digital divide compared to the urban areas in Korea. And the results will be used as a basic data to make strategies and policies in order to improve the rural living environments.

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The Generation of Digital Orthophotos and Three Dimensional Models of an Urban Area from Digital Aerial Photos

  • Lee, Jin-Duk
    • Korean Journal of Geomatics
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    • v.2 no.2
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    • pp.131-137
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    • 2002
  • The digital photogrammetric products have been increasingly used as an accurate foundation for representing information associated with infrastructure management. The technological advances in merging raster and vector data within the framework of GIS have allowed for the inclusion of DTMs and digital orthophotos with vector data and its associated attributes. This study addresses not only generating DEMs and digital orthophotos but producing three dimensional building models from aerial photos of an urban area by employing the digital photogrammetric technology. DEMs and digital orthophotos were automatically generated through the process of orientations, image matching and so on, and then the practical problems, which must be solved especially in applying to urban areas, were considered. The accuracy of produced digital orthophotos was derived by using check points. Also three dimensional visualization imagery, which is useful in the landform analysis, and 3D building models were produced. Digital photogrammetric products would be used widely not only as GIS framework data layers by using the GIS link function which links attribute and image information in the database for applying to infrastructure management and but as geospatial data for especially 3D GIS in urban areas.

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AHP-Based Determination of Warning Grade in a Warranty Claims (AHP-기반으로 보증클레임의 위험등급 결정)

  • Na, Choon-Soo;Jung, Byeong-Soo
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.11 no.12
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    • pp.5097-5106
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    • 2010
  • Two perspectives on developing better decision capabilities for a warranty system can be identified: one involving the inclusion of a 'learning' module and the other the inclusion of a 'prioritization' capability. This paper demonstrates how a warning process can be included in a warranty system by coupling with a neural network's learning capabilities. In addition to the neural network, a method is employed for assigning priorities to warning criteria by using the analytic hierarchy process (AHP). Thus, it is possible to construct an integrated system with three components: the warranty system, the AHP module, and the neural network system. A case study is provided to enhance the accuracy of warning/detection judgment in a warranty system for automobile companies, having many factors related to the warranty system.