• Title/Summary/Keyword: branch school

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How Internet has Reshaped the User Experience of Banking Service?

  • Nam, Kiheung;Lee, Zoonky;Lee, Bong Gyou
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.10 no.2
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    • pp.684-702
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    • 2016
  • The changes new technologies have brought to banking over the past decade are enormous in their impact on the ways of doing business and providing customer services, most notably in the areas of customer service channels. Banks have been trying to move away from the traditional, branch-based and costly staff-assisted channels toward self-assisted channels, i.e. internet banking and mobile banking, to drive down costs and improve customer loyalty. How internet and mobile have reshaped the user experience of banking service channel? To provide valuable insights for this question, this research investigates and compares customer's channel choice behavior and profit changes from bank's branch closure. Applying the propensity scoring matching method, the results of analysis demonstrates that the mobile channel can be a realistic alternative to conventional branches. Also, the reserch result shows banks can reduce conventional branches while experiencing a positive implications on their profits from the customers. Another significant implication from the research is, to accelerate the shift to digital channels, banks need to put more efforts on developing functions in the mobile channel that will allow friendly interaction with customers and consultation, such as video consultation, interactive chat, and location-based product recommendation.

Analysis of Dielectric Coated Electromagnetically Coupled Coaxial Dipole Array (ECCDA) Antenna (유전체가 입혀진 전자기 결합 동축 다이폴 어레이 안테나의 해석)

  • Koo Sung-Mo;Yiug Woo-Suk;Lee Chang-Won
    • Journal of the Institute of Convergence Signal Processing
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    • v.5 no.4
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    • pp.317-324
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    • 2004
  • Electromagnetically coupled coaxial dipole (ECCD) array antenna with and without short-ended termination is investigated theoretically. The integral equations are derived for the structure by use of the Fourier transform and mode expansion of radial waveguide. The integrals appearing in the integral equations are evaluated along the branch cut instead of real axis for a faster convergent integral. The effects of slots and dipoles, short-ended termination length, and dielectric coating on the radiation characteristics are presented. Radiation pattern of the structure is also investigated. The results of the present method are compared with those of the commercial EM simulator and good agreement is found.

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Instruction Flow based Early Way Determination Technique for Low-power L1 Instruction Cache

  • Kim, Gwang Bok;Kim, Jong Myon;Kim, Cheol Hong
    • Journal of the Korea Society of Computer and Information
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    • v.21 no.9
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    • pp.1-9
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    • 2016
  • Recent embedded processors employ set-associative L1 instruction cache to improve the performance. The energy consumption in the set-associative L1 instruction cache accounts for considerable portion in the embedded processor. When an instruction is required from the processor, all ways in the set-associative instruction cache are accessed in parallel. In this paper, we propose the technique to reduce the energy consumption in the set-associative L1 instruction cache effectively by accessing only one way. Gshare branch predictor is employed to predict the instruction flow and determine the way to fetch the instruction. When the branch prediction is untaken, next instruction in a sequential order can be fetched from the instruction cache by accessing only one way. According to our simulations with SPEC2006 benchmarks, the proposed technique requires negligible hardware overhead and shows 20% energy reduction on average in 4-way L1 instruction cache.

STAR FORMATION HISTORY AND DUST PRODUCTION: NGC147 AND NGC185

  • GOLSHAN, ROYA HAMEDANI;JAVADI, ATEFEH;VAN LOON, JACCO TH.;KHOSROSHAHI, HABIB G.
    • Publications of The Korean Astronomical Society
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    • v.30 no.2
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    • pp.169-171
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    • 2015
  • NGC147 and NGC185, paired satellites of the Andromeda galaxy, possess the same order of mass and analogous structures, but they show different star formation and different amounts of interstellar gas and dust. Therefore, we present the first reconstruction of the star formation history of NGC147 and NGC185. Asymptotic Giant Branch stars are highly evolved stars that are brightest in K-band. This maximum K-band magnitude is related to the birth mass of stars. As a result, we have found a 9.9 Gyr old single star formation epoch for NGC185 followed by relatively continuous star formation. NGC147, however, has passed through two star formation episodes; one is as old as ~6 Gyr and the other is as recent as ~850 Myr. Asymptotic Giant Branch stars are also important dust factories; by fitting Spectral Energy Distributions to observed near and mid infrared data for each star, we were able to measure the dust production rates of individual stars; on order of $10^{-5}M_{\odot}yr^{-1}$. Hence, we estimate the total mass entering the interstellar medium to be $1.06{\times}10^{-4}M_{\odot}yr^{-1}$ and $2.89{\times}10^{-4}M_{\odot}yr^{-1}$ for NGC147 and NGC185.

Chacterization of Small Embedded Programs (소형 임베디드 프로그램의 실행 속도와 특성분석)

  • Chung, Sae-Am;Yi, Jong-Su;Kim, Jun-Seong
    • Proceedings of the IEEK Conference
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    • 2008.06a
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    • pp.771-772
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    • 2008
  • In this paper, we analyze the characterization of Mibench, an embedded system benchmark program, using simplescalar simulator. The experimental results show Mibench generally is formed by lots of integer and memory access instructions. Especially, IPC of rijndael decoding is effected by cache size largely, but IPC of CRC32 is few effected by cache size or branch predicting algorithm.

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Shift Work and Occupational Stress in Police Officers

  • Ma, Claudia C.;Andrew, Michael E.;Fekedulegn, Desta;Gu, Ja K.;Hartley, Tara A.;Charles, Luenda E.;Violanti, John M.;Burchfiel, Cecil M.
    • Safety and Health at Work
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    • v.6 no.1
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    • pp.25-29
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    • 2015
  • Background: Shift work has been associated with occupational stress in health providers and in those working in some industrial companies. The association is not well established in the law enforcement workforce. Our objective was to examine the association between shift work and police work-related stress. Methods: The number of stressful events that occurred in the previous month and year was obtained using the Spielberger Police Stress Survey among 365 police officers aged 27-66 years. Work hours were derived from daily payroll records. A dominant shift (day, afternoon, or night) was defined for each participant as the shift with the largest percentage of total time a participant worked (starting time from 4:00 AM to 11:59 AM, from 12 PM to 7:59 PM, and from 8:00 PM to 3:59 AM for day, afternoon, and night shift, respectively) in the previous month or year. Analysis of variance and covariance were used to examine the number of total and subscale (administrative/professional pressure, physical/psychological danger, or organizational support) stressful events across the shift. Results: During the previous month and year, officers working the afternoon and night shifts reported more stressful events than day shift officers for total stress, administrative/professional pressure, and physical/psychological danger (p < 0.05). These differences were independent of age, sex, race/ethnicity, and police rank. The frequency of these stressful events did not differ significantly between officers working the afternoon and night shifts. Conclusion: Non-day shift workers may be exposed to more stressful events in this cohort. Interventions to reduce or manage police stress that are tailored by shift may be considered.