• Title/Summary/Keyword: auto insurance

Search Result 58, Processing Time 0.026 seconds

Problems of National Medical Expenses Management in Korea (한국 국민의료비 관리의 문제점 분석 : 건강보험, 산재보험, 자동차보험을 중심으로)

  • Lee, Yong-Jae
    • The Journal of the Korea Contents Association
    • /
    • v.11 no.4
    • /
    • pp.263-272
    • /
    • 2011
  • The purpose of this study is suggesting proper management methods for the national health expenditures by considering advanced countries and analysing the problems of national health expenditures management in korea. The majors results of the research are as follows. First, most advanced countries is integrating the management of national health expenditures about health insurance, workmen's accident compensation insurance and auto insurance etc, and medical prices and benefit standards are same regardless of insurance type. Second, national health expenditures has been managing separately by national health systems in korea, and there are many problems like the differences medical expenditure review and payment, medical prices and benefit standards etc. Although same symptoms and disease, there is great difference in health service utilization. Hereafter, management system of national health expenditures must be integrated, and must change same medical prices and benefit standards.

The Prediction of Survival of Breast Cancer Patients Based on Machine Learning Using Health Insurance Claim Data (건강보험 청구 데이터를 활용한 머신러닝 기반유방암 환자의 생존 여부 예측)

  • Doeggyu Lee;Kyungkeun Byun;Hyungdong Lee;Sunhee Shin
    • Journal of Korea Society of Industrial Information Systems
    • /
    • v.28 no.2
    • /
    • pp.1-9
    • /
    • 2023
  • Research using AI and big data is also being actively conducted in the health and medical fields such as disease diagnosis and treatment. Most of the existing research data used cohort data from research institutes or some patient data. In this paper, the difference in the prediction rate of survival and the factors affecting survival between breast cancer patients in their 40~50s and other age groups was revealed using health insurance review claim data held by the HIRA. As a result, the accuracy of predicting patients' survival was 0.93 on average in their 40~50s, higher than 0.86 in their 60~80s. In terms of that factor, the number of treatments was high for those in their 40~50s, and age was high for those in their 60~80s. Performance comparison with previous studies, the average precision was 0.90, which was higher than 0.81 of the existing paper. As a result of performance comparison by applied algorithm, the overall average precision of Decision Tree, Random Forest, and Gradient Boosting was 0.90, and the recall was 1.0, and the precision of multi-layer perceptrons was 0.89, and the recall was 1.0. I hope that more research will be conducted using machine learning automation(Auto ML) tools for non-professionals to enhance the use of the value for health insurance review claim data held by the HIRA.

Predicting claim size in the auto insurance with relative error: a panel data approach (상대오차예측을 이용한 자동차 보험의 손해액 예측: 패널자료를 이용한 연구)

  • Park, Heungsun
    • The Korean Journal of Applied Statistics
    • /
    • v.34 no.5
    • /
    • pp.697-710
    • /
    • 2021
  • Relative error prediction is preferred over ordinary prediction methods when relative/percentile errors are regarded as important, especially in econometrics, software engineering and government official statistics. The relative error prediction techniques have been developed in linear/nonlinear regression, nonparametric regression using kernel regression smoother, and stationary time series models. However, random effect models have not been used in relative error prediction. The purpose of this article is to extend relative error prediction to some of generalized linear mixed model (GLMM) with panel data, which is the random effect models based on gamma, lognormal, or inverse gaussian distribution. For better understanding, the real auto insurance data is used to predict the claim size, and the best predictor and the best relative error predictor are comparatively illustrated.

A Study on the Effects of Export Insurance on the Exports of SMEs and Conglomerates (수출보험이 국내 중소기업 및 대기업의 수출에 미치는 영향에 관한 연구)

  • Lee, Dong-Joo
    • Korea Trade Review
    • /
    • v.42 no.2
    • /
    • pp.145-174
    • /
    • 2017
  • Recently, due to the worsening global economic recession, Korea which is a small, export-oriented economy has decreased exports and the domestic economy also continues to stagnate. Therefore, for continued growth of our economy through export growth, we need to analyze the validity of export support system such as export insurance and prepare ways to expand exports. This study is to investigate the effects of Export Insurance on the exports of SMEs as well as LEs. For this purpose, this study conducted Time Series Analysis using data such as export, export insurance acquisition, export price index, exchange rate, and coincident composite index(CCI). First, as a result of the Granger Causality Test, the exports of LEs has found to have a causal relationship with the CCI, and CCI is to have a causal relationship with the short-term export insurance record. Second, the results of VAR analysis show that the export insurance acquisition result and the export price index have a positive effect on the exports of LEs, while the short - term export insurance has a negative effect on the exports of LEs. Third, as a result of variance decomposition, the export of LEs has much more influenced for mid to long term by the short-term export insurance acquisition compared to SMEs. Fourth, short-term export insurance has a positive effect on exports of SMEs. In order to activate short-term export insurance against SMEs, it is necessary to expand support for SMEs by local governments. This study aims to suggest policy implications for establishing effective export insurance policy by analyzing the effects of export insurance on the export of SMEs as well as LEs. It is necessary to carry out a time series analysis on the export results according to the insurance acquisition results by industry to measure the export support effect of export insurance more precisely.

  • PDF

Optimized Design of the Head restraint according the regional seat safety assessment (국가별 좌석 안전성 평가 방법에 따른 머리지지대 최적화 설계)

  • Yoo, Hyukjin;Yim, Jonghyun;Yoon, Ilsung
    • Journal of Auto-vehicle Safety Association
    • /
    • v.5 no.2
    • /
    • pp.45-50
    • /
    • 2013
  • The whiplash Injuries due to rear collision occur frequently. As result, in many countries, seat performance is being assessed and developed to improve head whiplash injury in rear collision of passenger car. This study compares whiplash assessment methods in each country. Using the DFSS(Design for Six Sigma) method, the correlation between influence parameters of head restraints and whiplash injury criteria is analyzed. Four control factors are used in this study. And total 11 whiplash injury criteria from NCAP(New Car Assessment Program) of Korea, Europe, China and IIHS(Insurance Institute for Highway Safety) of USA are used for output response. By the experimental design, L9 orthogonal coordinate system is configured and is tested by sled test equipment, twice. By using average assay value and ANOVA, the correlation between control factors and injury criteria has been comprehended. Optimization design of head restraint according the regional seat safety assessment was derived through the correlation.

CRS installation performance in Korean Market (한국시장에서의 카시트 장착성 평가)

  • Cho, Jaeho;Seo, Kwanho;Lee, Hwasoo;Lee, Minsu
    • Journal of Auto-vehicle Safety Association
    • /
    • v.5 no.2
    • /
    • pp.39-44
    • /
    • 2013
  • Motor vehicle crashes are the leading cause (70%) of children injury and fatality. 98% of Children under the age of 9 who came to emergency room with a traffic accident are not seated in CRS. Reduction in mortality when using CRS (NHTSA study), 71% for infants of 1-2 years old, 54% for 3-6 years old and 7-12 years old. It is very important and essential to use CRS for child passenger safety. But in Korean market, the CRS fitment rate is relatively low (20~40%). For European market, at the start of 2013, Euro NCAP started to check how easy it is to install the most common seats. And US market, NHTSA is planning a new consumer information program of CRS fitment for near future. This study examines CRS installation performance of 3 vehicles which are produced by GM Korea and 21 CRS which are based on sales volume in Korean market. Purpose of this study is to identify both vehicle and CRS design that causes bad interaction for CRS installation.

Analysis of Bus Accident Severity Using K-Means Clustering Model and Ordered Logit Model (K-평균 군집모형 및 순서형 로짓모형을 이용한 버스 사고 심각도 유형 분석 측면부 사고를 중심으로)

  • Lee, Insik;Lee, Hyunmi;Jang, Jeong Ah;Yi, Yongju
    • Journal of Auto-vehicle Safety Association
    • /
    • v.13 no.3
    • /
    • pp.69-77
    • /
    • 2021
  • Although accident data from the National Police Agency and insurance companies do not know the vehicle safety, the damage level information can be obtained from the data managed by the bus credit association or the bus company itself. So the accident severity was analyzed based on the side impact accidents using accident repair cost. K-means clustering analysis separated the cost of accident repair into 'minor', 'moderate', 'severe', and 'very severe'. In addition, the side impact accident severity was analyzed by using an ordered logit model. As a result, it is appeared that the longer the repair period, the greater the impact on the severity of the side impact accident. Also, it is appeared that the higher the number of collision points, the greater the impact on the severity of the side impact accident. In addition, oblique collisions of the angle of impact were derived to affect the severity of the accident less than right angle collisions. Finally, the absence of opponent vehicle and large commercial vehicles involved accidents were shown to have less impact on the side impact accident severity than passenger cars.

Analysis of Intersection Accident Trend of Autonomous Emergency Braking system Vehicle based on Actual Accident (실사고 기반 자동긴급제동장치 차량의 교차로 사고 경향 분석)

  • Yunsik Shin;Moon Young Kim;Jayil Jeong
    • Journal of Auto-vehicle Safety Association
    • /
    • v.15 no.1
    • /
    • pp.35-44
    • /
    • 2023
  • The purpose of this study is to predict how the actual accident changes by reconstructing the accident with an Autonomous Emergency Braking system (AEB) based on the actual accident of the LTAP-OD (Left Turn Crossing Path - Opponent Direction) intersection. A virtual AEB sensor was developed, and 150 head-on collision accident reports were secured to the insurance company to reconstruct the accident. As a result of the accident type analysis, a total of 13 types of head-on collision accidents were derived, and it is the LTAP-OD intersection accident with the highest frequency. In the LTAP-OD intersection accident, the simulation was conducted by applying the virtual AEB of each vehicle, the accident rate decreased by 90% or more when the AEB of the left-turn vehicle was applied, and the accident rate decreased by 50%. In addition, the most frequent collision types in LTAP-OD accidents were the front bumper on the driver's side of a vehicle going straight and the front bumper on the passenger's side of a vehicle turning left.

A Study on Applying Shrinkage Method in Generalized Additive Model (일반화가법모형에서 축소방법의 적용연구)

  • Ki, Seung-Do;Kang, Kee-Hoon
    • The Korean Journal of Applied Statistics
    • /
    • v.23 no.1
    • /
    • pp.207-218
    • /
    • 2010
  • Generalized additive model(GAM) is the statistical model that resolves most of the problems existing in the traditional linear regression model. However, overfitting phenomenon can be aroused without applying any method to reduce the number of independent variables. Therefore, variable selection methods in generalized additive model are needed. Recently, Lasso related methods are popular for variable selection in regression analysis. In this research, we consider Group Lasso and Elastic net models for variable selection in GAM and propose an algorithm for finding solutions. We compare the proposed methods via Monte Carlo simulation and applying auto insurance data in the fiscal year 2005. lt is shown that the proposed methods result in the better performance.

Study on Effectiveness of Accident Reduction Depending on Autonomous Emergency Braking System (AEB 장치에 대한 사고경감 효과 연구)

  • Choi, JunYoung;Kang, SeungSu;Park, EunAh;Lee, KangWon;Lee, SiHun;Cho, SooKang;Kwon, YoungGil
    • Journal of Auto-vehicle Safety Association
    • /
    • v.11 no.2
    • /
    • pp.6-10
    • /
    • 2019
  • This paper describes effectiveness of accident reduction on vehicles equipped with AEB using accident data occurring in Korea. During the statistical period, we used the number of vehicles which are covered by auto insurance and the number of accidents. To maximize the reduction effect of accidents caused by the driver's carelessness, the analysis was limited to Physical Damage Coverage that covers the cost of repairing or replacing the damaged vehicle caused by the driver's fault. Due to Personal Information Protection Law, it was not capable of comparing the same vehicle using Vehicle Identification Number in this study. Instead of that, we used it as a similar vehicle, so there are limits to the comparison and analysis results. As a result of this study, we have found that the effect of reducing accidents was different depending on the vehicle class, but it was generally concluded that the number of accidents decreased when the vehicle was equipped with an AEB system. Domestic research on the AEB effect of reducing accidents is not active yet. Therefore, it is absolutely essential to analyze the effects according to various conditions such as driver's age, occupation and gender as well as expanding the study models in the future.