• 제목/요약/키워드: The ratio of expenditure

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온/오프라인 브라우징에 따른 소비자 집단의 쇼핑성향과 구매행동 연구 (Consumer's Shopping Orientation and Buying Behavior According to the On/Offline Browsing)

  • 이영선;고순화
    • 한국의류학회지
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    • 제38권3호
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    • pp.321-333
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    • 2014
  • This study grouped on/offline browsing consumer types according to on/offline browsing consumer behavior and investigated the differences in shopping orientation, impulse buying, and fashion goods expenditure ratio in on/offline markets based on on/offline browsing types. Data were obtained from 379 consumers aged 10 to 40 in Daejeon Korea. The data were analyzed using factor analysis, cluster analysis and ANOVA. The result were as following. First, respondents were classified into four group by on/offline browsing behavior (high offline browsing group, low on/offline browsing group, high on/offline browsing group, and high online browsing group). Second, there were significant differences among groups in the shopping orientation (except for efficient shopping orientation). Third, groups showed differences in impulse buying and fashion goods expenditure ratio in on/offline markets. This information will benefit marketers in the use of multichannel consumer strategies.

An Empirical Study on the Housing Affordability of Multi-Family Dwellers

  • Jin, Mee-Youn;Yoon, Bok-Cha
    • 한국주거학회논문집
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    • 제10권3호
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    • pp.221-229
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    • 1999
  • The purpose of this study is to investigate the housing affordability of multi-family dwelling in Seoul and to systemize the housing expenditure patterns and housing affordability according to household and housing characteristics. Housing expenditures are basically composed of the payments of four major items. including utilities. home alteration and interior furnishing. home mortgage debt. and monthly rent. Housing affordability index as operationally defined in this study is Housing Expenditure-to-Income Ratio (HEIR). The ratios were computed for each of the four housing expenditure items. Data for 465 multi-family dwellers were gathered from the structured questionnaire. The results showed the differences between household and housing characteristics on housing expenditure levels and HEIR. In addition. this differences had influence on future housing choice behavior. The analysis on the variables of housing choice behavior showed the result that user cost considering capital gains were less important. comparing those of early 1990's.

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국민의료비 지출수준과 연관요인 분석: OECD 국가를 중심으로 (Analysis on the Level of National Health Expenditure and Associated Factors in the OECD Countries)

  • 박인화
    • 보건행정학회지
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    • 제22권4호
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    • pp.538-560
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    • 2012
  • This study tried to find out the level of national health expenditure and associated factors in the OECD countries and then to derive lessons for Korea's health financing based on the cross-national comparison. As a result, Korea's health expenditure in 2010(7.1% of GDP) accounted for 74.7 percent of the OECD average and ranked as countries to spend less on health. At the same time, the socio-economic indicators such as GDP per capita, elderly population ratio and the total tax revenue to GDP also remained between 72 ~ 82 percent of the OECD average. The public share of health financing(58.2%) was relatively lower than those of other countries. However the health expenditure and the public share have grown 1.9 ~ 2.4 times higher than the OECD average over the past decade. According to the quantitative analysis, countries with relatively high income and elderly population turned out to have high health expenditure. Whereas, an inverse relationship was found between the total health expenditure and the public funding. It was estimated that the value of national health expenditure to GDP decreases 0.083 when the rate of public funding increases 1 percent point. Further, the share of public funding was affected positively by the total tax burden. Based on these findings, this study suggests that the sustainable spending on health and alleviating households' direct burden could be ensured by enhancing the share of public funding along with adjusting the tax burden of the people.

비만 초등학생의 에너지 섭취량 및 에너지 소비량 평가 (Assessment of Energy Intake and Energy Expenditure in Obese Elementary Students)

  • 최미경;전예숙
    • 동아시아식생활학회지
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    • 제17권2호
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    • pp.192-197
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    • 2007
  • The purpose of this study was to evaluate the energy intake and energy expenditure of obese children. The body weight and height were measured, and the daily energy intake and activity pattern assessed for one day, using the 24 hour recall method and interviews in 83 elementary school children (59 boys and 24 girls). The average age, height, weight, ideal body weight and obesity index in boys and girls were 11.8 years, 144.8 cm, 54.2 kg, 39.9 kg and 35.9% and 11.5 years, 140.8 cm, 48.9 kg, 36.9 kg and 33.7%, respectively. The mean daily energy intakes of boys and girls were 1,670.5 and 1,656.5 kcal; these being 76.4 and 88.5% of estimated energy requirement for Koreans, respectively. The energy intake ratio from carbohydrates, proteins and fats in boys and girls were 61.5:14.7:23.6 and 62.0:14.7:23.7, respectively. The resting energy expenditure, as estimated by the Harris-Benedict, WHO/NAO/FAO and Korean DRI formulae in boys and girls were 1,452.7, 1,239.2 and 1,629.2 kcal and 1,323.9, 1,156.0 and 1,252.4 kcal, respectively. The activity coefficient for both the boys and girls was 1.39. The daily energy expenditure of boys (1,990.7 kcal) was significantly higher than that of girls (1712.1 kcal). No significant correlations were found between the obesity index, energy intake and energy expenditure. These results suggested that a nutrition and exercise program is required to increase the energy expenditure of elementary school children. Further research will be needed to assess multiple dietary factors and dove]lop a standard method for assessing the energy expenditure of obese children.

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인터넷 및 TV 홈쇼핑 채널 간의 소비자 선호 결정 요인 (An analysis of consumer choice between the Internet and TV home shopping channels)

  • 이광훈
    • 한국유통학회지:유통연구
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    • 제12권4호
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    • pp.27-47
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    • 2007
  • 본 논문은 오프라인 쇼핑을 대체하는 새로운 유통 채널로서 뚜렷한 비중을 차지하고 있는 인터넷 및 TV 홈쇼핑에 대한 소비자들의 선택 결정 요인을 표본선택오차 문제를 고려한 헥킷 모형을 이용하여 분석하였다. 그 결과 연령이 낮을수록, 그리고 인터넷 경력, 인터넷 이용 시간, 보유 컴퓨터의 수 등에 있어서 인터넷 쇼핑 채널의 이용에 유리한 환경에 있을수록 인터넷 쇼핑에 대한 상대적 구매비중으로 측정한 인터넷 쇼핑에 대한 선호도가 높게 나타나고 있다. 반면에 성별이나 기혼여부 등 다른 인구통계학적 특성은 채널 간 구매비중에 유의한 영향을 미치고 있지 못하며, TV 시청시간이나 케이블 TV 서비스 타입 등 TV 홈쇼핑 이용 환경과 관련된 변수들 역시 별다른 유의한 영향을 미치지 못하는 것으로 나타났다. 또한 거래비용 절감의 유인이 큰 쇼핑빈도가 높은 구매자들일 수록 인터넷 쇼핑 채널을 TV홈쇼핑에 비해 상대적으로 많이 이용하는 것으로 나타났다. 채널 별 특성과 관련해서는 인터넷 쇼핑 채널이 TV 홈쇼핑 채널에 비해 편리하고, 신뢰할만하며, 신속하고, 다양하다는 구매자들의 인식이 인터넷 쇼핑 채널의 상대적 구매비중에 긍정적 영향을 주는 것으로 나타나고 있다. 반면에 인터넷 및 TV 홈쇼핑 유통 채널간의 가격 수준에 대한 인식은 이러한 상대적 구매비중에 별 다른 유의한 영향을 미치지 않는 것으로 나타났다.

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도시근로자 가계의 계층별 교육비 비교 - 1979년에서 1993년을 중심으로 - (Time Series Comparison of Urben Wage Workers' Education Expenditure among Different Social Classes)

  • 류정순;이희자
    • 한국생활과학회지
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    • 제4권1호
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    • pp.63-74
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    • 1995
  • Urben wage workers' education expenditure among different social classes from 1979 to 1993 has been compared. Eduction expenditure has increased much more than that of income resulting from income increase and government policy. Education expenditure gaps among social classes have showed to be an increasing trend although the ratio of education expense to the income has increased among low class families. Average income elasticity was 1.1 and this result showed that education expense was luxury good. Income elasticity of education expense among low class families have fluctuated more than any other classes resulting from construction business cycle and housing rent increase. Average Gini coefficient was 0.38 and turned out to be highest among 9 household expenditures, however it was in the trend of improvement from 81. But from 91 Gini Coefficient went up high again. Main reason for this increase was due to high social class families' eucation expenditure increase. Government's strong policies to enhance equality level of education opportunity and to support low class families are urged.

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한의의료비 자료원의 비교 분석 연구 : 조사 방법 및 2012년 한의원 의료비를 중심으로 (Comparative analysis of medicinal expenditure archives in Korean medicine : Focusing on survey methods and expenditure of Korean medicine clinics in 2012)

  • 김동수;정명수;이은경;고성규
    • 대한예방한의학회지
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    • 제19권2호
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    • pp.37-50
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    • 2015
  • Objective : In order to understand the scale of medicinal expenditure in the Korean medicine, an analysis has been made of Korean National Health Account and statistic archives used to estimate the Korean National Health Account and also of such archives as are contributory to learn the scale of total health expenditures in the Korean medicine. Method : From the Korean National Health Account archives, an analysis has been made of National health insurance statistic annual reports, National health insurance non-payment items, Korean Economic Census (The Service Industy Survey), and Korea Health Panel data. Moreover, in order to know the sales of overall Korean medicine clinics, relevant data have been utilized and cited from investigations into National tax statistics, Korean medicine medical institutions and Korean medicines used, and current states of medicinal herbs and Korean medicine industry. Results : It is found that the average scale of each section of the medical expenditures archives in the Korean medicine in 2012 was KRW 3.5638 billion and that the average medical expenditures in the Korean medicine derived from Total Health Expenditure, The Service Industy Survey, National tax statistic, and Korean medicine industry are approximately KRW 3.3901, 3.4796, 3.7218 and 3.9634 billion. And the average expenditures derived from National health insurance patients and Korea Health Panel data are 2.5162 and 2.2292 billion won and those from the users and consumers of Korean medicines and herbs are 5.6,461 billion won. In order to verify the appropriateness of estimated medical expenditures in the Korean medicine included in the archives, an analysis has been made of uninsured costs which come from the aggregate sales amount surveyed minus health insurance treatment expenditures and it is found that the ratio of insured costs against total health expenditures in 2006 was 50.67% and 41.92% in 2012 and that the ratio based on National tax statistics and The Service Industy Survey was 52.19% and 49.28% in 2006 and 50.54% and 50.64% in 2012 and that the ratio of uninsured costs against Korean medicines and herbs and Korean medicine industry was 37.5% and 58.27% in 2013. Conclusion : It calls for the improvement of the accuracy of an investigation into Total Health Expenditure which comprise the actual conditions of health insurance and Korea Health Panel, the development of statistic schemes for understanding and classifying medical expenditures of all the Korean medicine medicinal institutions like medicinal clinics, and enhanced methods for independent panels to comprehensively collect and analyze the number of sampled Korean medicine medical institutions.

고객만족을 위한 지출, 고객만족수준, 재무적 성과간의 관계에 대한 연구 (A Study on the Relationship among Expenditure for Customer Satisfaction, Level of Customer Satisfaction, and Fi nancial Performance)

  • 임신숙;이호갑
    • 벤처창업연구
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    • 제2권4호
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    • pp.103-133
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    • 2007
  • 기업이 고객만족경영을 추구하는 것은 고객만족의 개선이 재무적 성과를 개선시킬 수 있을 것이라는 강한 믿음 때문이라고 볼 수 있으며, 고객만족수준을 높이기 위한 지출도 이러한 믿음에서 비롯되는 것이라고 볼 수 있다. 본 연구의 목적은 고객만족을 높이기 위한 지출이 고객만족에 미치는 영향과 고객만족이 기업의 재무적 성과에 미치는 영향을 확인하는 것이다. 본 연구에서 실증분석은 2003년부터 2006년까지 한국능률협회컨설팅의 고개만족지수가 조사된 서비스업종을 대상으로 금융감독원의 재무자료를 이용할 수 있는 기업을 표본으로 선정하였으며, 기본분석이외에 시차효과와 증분효과를 확인하기 위한 분석도 함께 이루어졌다. 본 연구결과는 다음과 같다. 첫째, 고객만족을 위한 지출과 고객만족지수간의 기본분석에서 판매촉진비와 교육훈련비는 고객만족에 정(+)이 영향을 미치는 것으로 확인되었지만 광고선전비에서 정(+)의 영향을 확인하지 못하였다. 둘째, 고객만족을 위한 지출이 고객만족에 미치는 영향에 대한 시차효과분석에서는 전기의 고객만족지출이 당기의 고객만족도에 미치는 정(+)의 영향을 확인하지 못하였다. 셋째, 고객만족지수와 재무적 성과간의 기본분석에서는 고객만족도가 매출액영업이익률, 매출액순이익률, 총자산이익률, 자기자본이익률에 유의적인 정(+)의 영향을 미치는 것으로 나타났다. 넷째, 고개만족수준이 재무적 성과에 미치는 영향에 대한 시차효과분석에서는 전기의 고객만족도가 당기의 재무적 성과에 미치는 정(+)의 영향을 확인하지 못하였으나, 증분분석에서는 고객만족도의 증가가 매출액영업이익률과 총자산이익률의 증가에 유의적인 정(+)의 영향이 있음을 확인하였다.

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재난적 의료비 발생의 관련 요인 분석: 가구 내 노인 여부를 중심으로 (Analyses of Factors Related to the Incurrence of Catastrophic Health Expenditure: Does Elderly in Households Matter?)

  • 구준혁;정재연;이우리;유기봉
    • 보건행정학회지
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    • 제30권4호
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    • pp.467-478
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    • 2020
  • Background: The purpose of this study is to explain the factors influencing the incurrence of catastrophic health expenditure of national health insurance households using panel data observed over a long period. Methods: The study targeted 3,652 households who had no censoring during the 11-year survey period (2007-2017) and householders whose insurance type was consistently maintained as national health insurance. Generalized estimating equations were adopted to identify factors affecting the occurrence of catastrophic health expenditure at 20%, 30%, and 40% threshold levels. A subgroup analysis was conducted by categorizing groups depending on the existence of the elderly in the household. Results: For the last 11 years, the incidence of catastrophic health expenditure in the households without the elderly decreased slightly at all threshold levels, but the households with the elderly seemed to be increased. At baseline, household type showed a statistically significant relationship with all other variables. The results of generalized estimating equations analyses show that household income was not significant at all threshold levels in the households without elderly. On the other hand, in the households with the elderly, the 2nd (odds ratio [OR], 1.33-2.05) and 3rd quintile groups (OR, 1.25-2.55) were more likely to have catastrophic health expenditure compared to the 1st quintile of household income group. Conclusion: As the amount of health expenditures relative to the ability to pay is increasing in households with the elderly, the application of an intervention followed by consistent monitoring is needed. This study found that there were differences in influencing factors according to the presence of the elderly in the households. In particular, in households with the elderly, interesting results have been drawn regarding the occurrence of catastrophic health expenditure in the near-poor, so additional research is required.

우리나라 2006년 약제비의 규모 및 구성 (Scale and Structure of Pharmaceutical Expenditure for the year 2006 in Korea)

  • 정형선;이준협
    • 보건행정학회지
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    • 제18권3호
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    • pp.110-127
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    • 2008
  • Expenditures on pharmaceuticals of different concepts were estimated and their functional, financing and providers' breakdowns were examined in line with the OECD's System of Health Accounts (SHA) manual. This study also shows the way such estimates are made. The results are then analyzed particularly from the international perspective. Data from both Household Survey by the National Statistical Office and the National Health and Nutritional Survey by the Ministry of Health and Welfare of Korea were used to estimate pharmaceutical expenditures that. are financed by out-of-pocket payments of the household, while national health insurance data etc. were used for estimation of pharmaceutical expenditures that are financed by public funding sources. The 'per capita expenditure on pharmaceutical/medical non-durables' in Korea stood at 380 US$ PPPs, less than the OECD average of 443 US$ PPPs in 2006, but its share of the per capita health expenditure of 25.9% noticeably outnumbered the OECD average of 17.1%, due partly to low per capita health expenditure as a denominator of the ratio. This indicates that Koreans tend to spend less on health care than an OECD average, while tending to spend more on pharmaceuticals than on other health care services, much like the pattern found in relatively low income countries. An international pharmaceuticals pricing mechanism is most likely responsible for such a tendency. In addition, it is to be noted that the percentage comes down to 21.0%, when expenditures on both medical non-durables and herbal medicine, which is locally quite popular among the elderly, have been excluded.