• 제목/요약/키워드: System use

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Understanding User's Continuous Use of Financial Technology Products

  • Wanchao Liu;Huosong Xia;Jian Mou
    • Asia pacific journal of information systems
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    • 제31권2호
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    • pp.236-256
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    • 2021
  • Online financial technology products are an important consumer finance innovation. While a large body of previous research has focused on initial adoption and consumer willingness to use these products, little research explores the continued use of these products beyond the initial adoption phase. In particular, special attention should be paid to how users' trust and perceptions of privacy and security affect continued use behavior. This paper integrates the expectation confirmation model of information system continuance (ECM-ISC), the information system success model (ISSM) and the security and trust literatures to investigate continued use of online financial technology. To test the research model, we collected 398 valid questionnaires from Ant Credit Pay users. The research results show that system and service quality positively impact users' expectation confirmation, while information quality has no significant impact. Expectation confirmation and perceived usefulness positively affect user satisfaction. Moreover, the user's perception of privacy and security plays a vital role in user satisfaction. Satisfaction and perceived trust jointly promote users' continuance behaviors. Findings of this study indicates the importance of the information system success factors and security factors due to their influence on the continued use of Fintech products. This conclusion has implications for enterprises in improving the product qualities and enhancing the degree of security to meet user needs.

1980년대 후반 이후 중국 농촌 토지제도의 변화 (Changes of Land-Use Policy in Rural China)

  • 문순철
    • 대한지리학회지
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    • 제31권3호
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    • pp.558-576
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    • 1996
  • 1978년 이후 중국은 농촌지역의 개혁을 통해 개혁. 개방이 시작되었다. 인민공사의 집체경제 체제에서, 농가를 단위로 하는 '가정연산승포제'로 변화하여 노동 의욕이 고취되고 생산성의 증가를 이루었다. 하지만 1980년대 이후 생산의욕 유인 효과가 줄어들고, 보다 확대된 시장 메카니즘에 적합하지 못한 토지이용 방식으로 농업생산의 정체와 노동력의 비농업으로의 이전 과정을 겪었다. 이에 농가의 수요에 맞춘 새로운 토지제도가 필요하게 되어, 流轉의 확대, 토지의 생활보호 기능과 상업적 기능을 동시에 만족시키는 兩田制, 토지의 분산성을 극복하여 토지 생산의 능률을 높이려는 規模經營, 토지 소유관계의 불명확성을 극복하려는 股役合作制(주식제), 열등한 토지의 개간과 이용을 위한 '四荒' 경매 등의 제도가 시행되었다. 이러한 정책은 중국의 전반적인 시장경제의 도입으로 인한 농촌지역의 적응과정으로 이해할 수 있다. 그 시행으로 급격한 변화를 피하면서도 기존의 모순을 해결할 수 있었으며, 특히 지역적 차이에 따라 정책은 상이하게 전개된 것이 특징이다.

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PACS실에서 원격시스템을 이용한 업무의 효율성 평가 (Evaluating the Effectiveness of Work with the Remote System in PACS Room)

  • 김지혜;이종웅;이승진;동경래
    • 대한디지털의료영상학회논문지
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    • 제13권4호
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    • pp.171-175
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    • 2011
  • Server and Pi view management, external image and internal image Copy Import business in PACS room is through the medical assistance. Import and Copy, and in particular the number of cases is increasing the number of import is a fast growing trend. Although the increase in workload With limited human resources to increase business efficiency so Remote system is using PACS room. This remote system will want to evaluate the effectiveness of using the service. Amount of data each 437.5 MB, Copy and Import time is to compare and evaluate sees by use 1 PC. 4 PC, 4 PC+ remote system. The use of the remote system before the January 2010 to June daily average waiting time and the use of the remote system after the January 2011 to June compared to a daily average patient waiting time, evaluate. Using the remote system in January 2011 to June Find out the average remote utilization. The biggest difference on the four copy and eight continued, Were performed two times faster by use 4 PC+ remote system than use 4 PC and four times faster than use 1 PC. Before using the remote system, the daily average wait time is 14.5 minutes after using the daily average 10.2 minutes, waiting time 30% of the existing waiting time was 4.3 minutes, to reduce. Using the remote system in January 2011 to June the average daily number of cases is 107 number and The number of remote and on average 35 cases with 32% in a day remote usage. The use of the remote system to Import, CD Copy and greatly increase the efficiency of their time could be. Hours due to efficiency could also reduce customer waiting time. As a result, the manpower and the use of a remote system over time to maximize efficiency in business hours, work was evaluated by.

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정보시스템의 실제 이용에 대한 연구: 모바일 서비스 시스템 품질을 중심으로 (A Study on Actual Usage of Information Systems: Focusing on System Quality of Mobile Service)

  • 조우철;김기민;양성병
    • Asia pacific journal of information systems
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    • 제24권4호
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    • pp.611-635
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    • 2014
  • Information systems (IS) have become ubiquitous and changed every aspect of how people live their lives. While some IS have been successfully adopted and widely used, others have failed to be adopted and crowded out in spite of remarkable progress in technologies. Both the technology acceptance model (TAM) and the IS Success Model (ISSM), among many others, have contributed to explain the reasons of success as well as failure in IS adoption and usage. While the TAM suggests that intention to use and perceived usefulness lead to actual IS usage, the ISSM indicates that information quality, system quality, and service quality affect IS usage and user satisfaction. Upon literature review, however, we found a significant void in theoretical development and its applications that employ either of the two models, and we raise research questions. First of all, in spite of the causal relationship between intention to use and actual usage, in most previous studies, only intention to use was employed as a dependent variable without overt explaining its relationship with actual usage. Moreover, even in a few studies that employed actual IS usage as a dependent variable, the degree of actual usage was measured based on users' perceptual responses to survey questionnaires. However, the measurement of actual usage based on survey responses might not be 'actual' usage in a strict sense that responders' perception may be distorted due to their selective perceptions or stereotypes. By the same token, the degree of system quality that IS users perceive might not be 'real' quality as well. This study seeks to fill this void by measuring the variables of actual usage and system quality using 'fact' data such as system logs and specifications of users' information and communications technology (ICT) devices. More specifically, we propose an integrated research model that bring together the TAM and the ISSM. The integrated model is composed of both the variables that are to be measured using fact as well as survey data. By employing the integrated model, we expect to reveal the difference between real and perceived degree of system quality, and to investigate the relationship between the perception-based measure of intention to use and the fact-based measure of actual usage. Furthermore, we also aim to add empirical findings on the general research question: what factors influence actual IS usage and how? In order to address the research question and to examine the research model, we selected a mobile campus application (MCA). We collected both fact data and survey data. For fact data, we retrieved them from the system logs such information as menu usage counts, user's device performance, display size, and operating system revision version number. At the same time, we conducted a survey among university students who use an MCA, and collected 180 valid responses. A partial least square (PLS) method was employed to validate our research model. Among nine hypotheses developed, we found five were supported while four were not. In detail, the relationships between (1) perceived system quality and perceived usefulness, (2) perceived system quality and perceived intention to use, (3) perceived usefulness and perceived intention to use, (4) quality of device platform and actual IS usage, and (5) perceived intention to use and actual IS usage were found to be significant. In comparison, the relationships between (1) quality of device platform and perceived system quality, (2) quality of device platform and perceived usefulness, (3) quality of device platform and perceived intention to use, and (4) perceived system quality and actual IS usage were not significant. The results of the study reveal notable differences from those of previous studies. First, although perceived intention to use shows a positive effect on actual IS usage, its explanatory power is very weak ($R^2$=0.064). Second, fact-based system quality (quality of user's device platform) shows a direct impact on actual IS usage without the mediating role of intention to use. Lastly, the relationships between perceived system quality (perception-based system quality) and other constructs show completely different results from those between quality of device platform (fact-based system quality) and other constructs. In the post-hoc analysis, IS users' past behavior was additionally included in the research model to further investigate the cause of such a low explanatory power of actual IS usage. The results show that past IS usage has a strong positive effect on current IS usage while intention to use does not have, implying that IS usage has already become a habitual behavior. This study provides the following several implications. First, we verify that fact-based data (i.e., system logs of real usage records) are more likely to reflect IS users' actual usage than perception-based data. In addition, by identifying the direct impact of quality of device platform on actual IS usage (without any mediating roles of attitude or intention), this study triggers further research on other potential factors that may directly influence actual IS usage. Furthermore, the results of the study provide practical strategic implications that organizations equipped with high-quality systems may directly expect high level of system usage.

수호손실과 도정수율을 기초로 한 벼의 수호적기결정에 관한 연구 (Determination of Optimum Timing of Paddy Harvesting Based on Grain Loss and Milling Quality)

  • 강화석;이종호;정창주
    • Journal of Biosystems Engineering
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    • 제2권1호
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    • pp.55-55
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    • 1977
  • This experimental work was conducted in order to find out the optimum time of harvest of Japonica-type(Akibare) and Indica-type(Tong-il) rice variety for three harvesting systems by investigating the harvestirg losses and milling quality. The study was also concerned atout the nature and amount of grain losses incurred during the each sequence of post-harvest technologies, and based on these results, a modification of existing systems giving a minimum grain loss was attempted. Binder, combine, and traditional harvesting systems were tested in this study and five grain moisture levels were disposed according to the decrease of grain moisture. The results are summarized as follows: 1. The total losses of Akibare variety were ranged from 1.1 to 1.5 per cent for the traditional harvesting system, 2.1 to 4.8 percent for the harvesting system by use of binder, and 2.8 to 4.3 percent for the harvesting system by use of combine as the grain moisture content was reduced from 24 to 15 per cent. Milling recovery of the harvesting system by use of binder, 74.8~ 75.7 percent, was a little higher as it was compared to that of traditional harvesting system, 74. 3~75. 0 percent, and that of the harvesting system by use of combine, 73.8~ 75.0 per cent. Head rice recovery of mechanically dried paddy samples was higher than that of sun-dried paddy samples. 2. The total losses of Tong-il variety were ranged from 3.8 to 5.0 per cent for the traditional harvesting system, 5.2 to 10.0 percent for the system by use of binder, and 3.0 to 5.0 perent for the system by use of combine as the grain moisture was reduced from 28 to 16 percent.

최종이용자탐색시스템의 이용과 이용자의 인지적 특성간의 관계 연구 (A Study of Users' Cognitive Characteristics Influencing upon the Usage of End-User Searching Systems)

  • 이상복
    • 한국문헌정보학회지
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    • 제27권
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    • pp.291-339
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    • 1994
  • The purpose of this study is to find personal characteristics that affect users' cognitive characteristics of system, and to verify correlations between this users' cognitive characteristics and selection of system usage in using end -user searching systems (EUSS), For corroborative analysis of this study, preliminary model was constructed referring to Davis' Technology Acceptance Model. The model consists of exogenous variables (personal characteristics) , parameter variables (perceived usefulness, perceived ease of use), and effect variables (selection of system usage), When exogenous variables affect parameter variables, exogenous variables are independent variables and parameter variables are dependent variables. In addition, in correlation of parameter variables, which have been affected by exogenous variables, with effect variables, parameter variables are independent variables and effect variables are dependent variables, As for the research methodology, this study regards the Academic Information System connected with the Internet as EUSS, So questionnaires have been sent to researchers in universities who were conducting direct searching for the system. 229 valid responses to questionnaires have been analyzed according to Pearson Correlation Analysis and Stepwise Selection of Multiple Regression in the statistical software packages, 'SPSS PC+'. The findings and conclusions made in this study are summarized as follows; 1. Among the personal characteristics (age, disciplinary, computer literacy level, perceived usefulness of use education and training, perceived satisfaction of end-user searching, perceived satisfaction of system characteristics), all characteristics but age affect perceived usefulness and perceived ease of use. Specifically, perceived satisfaction of end user searching and perceived satisfaction of system characteristics most affect perceived usefulness and perceived ease of use respectively. 2. Perceived usefulness and perceived ease of use have a direct effect on selection of system usage in using EUSS. 3, Perceived usefulness more affect selection of system usage than perceived ease of use in using EUSS.

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TCP/IP를 이용한 인터넷 교통량 모니터링 시스템설계 (Design of Internet Traffic Monitoring System Using TCP/IP)

  • 진현수
    • 한국인터넷방송통신학회논문지
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    • 제10권4호
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    • pp.99-104
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    • 2010
  • 인터넷 제어 신호인 TCP/IP를 이용하여 교통량을 조사하면 많은 점에서 이로운 점이 있게 된다. 지금의 유무선을 이용한 교통량 신호 검지가 많은 고비용, 저효율을 안고 사용되고 있는 상황이므로 이를 개선한 인터넷 주소 시스템을 이용하면 저비용, 고효율을 이용한 많은 이로운 점을 얻게 된다. 작금의 널리 사용하고 있는 인터넷 통신을 이용한다는 점이고, 또한 유무선 케이블도 기존의 기계적인 제어시스템을 사용한 동케이블을 이용하면 많은 어려운 점이 있게된다. 검지기 자체는 기존의 원형 검지기라든지 다이아몬드 검지기를 사용한다 하더라도 이를 통신으로 이용하는 제어시스템은 TCP/IP를 이용한 인터넷 통신 이용시스템을 사용하므로서 통신보안면에서는 안전한 시스템을 구축할 뿐 아니라 저비용의 시스템을 구축할 수 있으므로 많은 유리한 점을 안게된다.

컴포넌트 기반의 차세대 공용여객처리시스템 설계 및 구현 - 인천국제공항 사례 중심으로 - (A Study on Development of Component based Common Use Passenger Processing Systems for Incheon International Airport)

  • 김태영
    • 한국항행학회논문지
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    • 제15권1호
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    • pp.147-156
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    • 2011
  • IATA(International Air Transport Association, 국제항공운송협회)를 중심으로 항공사 시스템과 연계하여 공항 탑승수속 및 보딩업무를 지원하는 공용시스템 국제 기술표준을 기존의 CUTE(Common Use Terminal Equipment)에서 개선된 CUPPS(Common Use Passenger Processing Systems)로의 전환을 추진 중이다. IATA는 향후 공항 공용시스템의 CUPPS 전환 시 탑승수속 및 보딩업무 관련 각종 장비에 대한 표준 인터페이스 구현 및 항공사 어플리케이션 인증을 통해 항공사의 공용시스템 관련 개발 및 유지보수 비용이 감소될 것으로 예상하고 있다. 인천국제공항은 동북아 주요 공항들과 항공사 유치를 위해 치열하게 경쟁하고 있는 상황에서 항공사의 비용절감 효과를 기대할 수 있는 공항 공용시스템의 CUPPS 전환은 필수적이다. 이에 본 연구에서는 CUPPS 국제 기술표준을 기반으로 사용자의 요구사항에 따라 다양한 기능을 지원할 수 있는 인천국제공항의 컴포넌트(Component) 기반 차세대 공용여객처리시스템의 설계와 구현방안을 제시한다.

EVALUATION OF SPATIAL SOIL LOSS USING THE LAND USE INFORMATION OF QUICKBIRD SATELLITE IMAGERY

  • Lee, Mi-Seon;Park, Jong-Yoon;Jung, In-Kyun;Kim, Seong-Joon
    • 대한원격탐사학회:학술대회논문집
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    • 대한원격탐사학회 2007년도 Proceedings of ISRS 2007
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    • pp.274-277
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    • 2007
  • This study is to estimate the spatial distribution of soil loss using the land use data produced from QuickBird satellite imagery. For a small agricultural watershed (1.16 $km^2$) located in the upstream of Gyeongan-cheon watershed, a precise agricultural land use map were prepared using QuickBird satellite image of April 5 of 2003. RUSLE (Revised Universal Soil Loss Equation) was adopted for soil loss estimation. The data (DEM, soil and land use) for the RUSLE were prepared for 5 m and 30 m spatial resolution. The results were compared with each other and the result of 30 m Landsat land use data.

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정보시스템 성공모형을 기반으로 한 모바일월렛 지속사용의도에 미치는 영향 요인 분석 (Analysis of Factors Affecting Intention of Continuous Use for Mobile Wallet Based on the Information System Success Model)

  • 전선호;강주영;임재익
    • 한국IT서비스학회지
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    • 제13권4호
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    • pp.325-340
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    • 2014
  • Mobile payment system using NFC attracted attention as the mobile payment market grows due to the fast diffusion of smart phones. However, non NFC mobile payment recently appeared because of the slow growth of infrastructure for NFC. With advent of Non NFC mobile payment applications, mobile payment industry is in developing trend. Non NFC mobile payment revitalizes the market by overcoming the limit of NFC with the smart applications using bar code and QR code payment, and providing various discounts, membership benefits and payment information. Therefore, this paper analyzed the intention of continuous use with the quality of mobile payment application based on the information system success model. Three categories of factors which are system quality, service quality, and information quality were used. We verified the significance of the factors affecting the intension of continuous use. mainly, quality of information was considered as an important factor of continuous Intention to Use. Also, unlike previous NFC, it was found that in Non-NFC, compatibility might not be as important factor. Moreover, we suggest a marketing strategy of companies for mobile payment industry which focus on information quality. and future research directions for non NFC payment market.