• 산경연구논집
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• 제13권10호
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• pp.1-8
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• 2022

Purpose: Support vector machines (SVMs) ensemble has been proposed to improve classification performance of Credit risk recently. However, currently used fusion strategies do not evaluate the importance degree of the output of individual component SVM classifier when combining the component predictions to the final decision. To deal with this problem, this paper designs a support vector machines (SVMs) ensemble method based on fuzzy integral, which aggregates the outputs of separate component SVMs with importance of each component SVM. Research design, data, and methodology: This paper designs a personal credit risk evaluation index system including 16 indicators and discusses a support vector machines (SVMs) ensemble method based on fuzzy integral for designing a credit risk assessment system to discriminate good creditors from bad ones. This paper randomly selects 1500 sample data of personal loan customers of a commercial bank in China 2015-2020 for simulation experiments. Results: By comparing the experimental result SVMs ensemble with the single SVM, the neural network ensemble, the proposed method outperforms the single SVM, and neural network ensemble in terms of classification accuracy. Conclusions: The results show that the method proposed in this paper has higher classification accuracy than other classification methods, which confirms the feasibility and effectiveness of this method.

• Computers and Concrete
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• 제16권5호
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• pp.741-757
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• 2015

In the last decade, several modeling approaches have been proposed and applied to estimate the high-performance concrete (HPC) slump flow. While HPC is a highly complex material, modeling its behavior is a very difficult issue. Thus, the selection and application of proper modeling methods remain therefore a crucial task. Like many other applications, HPC slump flow prediction suffers from noise which negatively affects the prediction accuracy and increases the variance. In the recent years, ensemble learning methods have introduced to optimize the prediction accuracy and reduce the prediction error. This study investigates the potential usage of bagging (Bag), which is among the most popular ensemble learning methods, in building ensemble models. Four well-known artificial intelligence models (i.e., classification and regression trees CART, support vector machines SVM, multilayer perceptron MLP and radial basis function neural networks RBF) are deployed as base learner. As a result of this study, bagging ensemble models (i.e., Bag-SVM, Bag-RT, Bag-MLP and Bag-RBF) are found superior to their base learners (i.e., SVM, CART, MLP and RBF) and bagging could noticeable optimize prediction accuracy and reduce the prediction error of proposed predictive models.

• Journal of the Korean Data and Information Science Society
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• 제27권2호
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• pp.549-557
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• 2016

In this paper we propose multiclassification method for large data sets by ensembling least squares support vector machines (LS-SVM) with principal components instead of raw input vector. We use the revised one-vs-all method for multiclassification, which is one of voting scheme based on combining several binary classifications. The revised one-vs-all method is performed by using the hat matrix of LS-SVM ensemble, which is obtained by ensembling LS-SVMs trained using each random sample from the whole large training data. The leave-one-out cross validation (CV) function is used for the optimal values of hyper-parameters which affect the performance of multiclass LS-SVM ensemble. We present the generalized cross validation function to reduce computational burden of leave-one-out CV functions. Experimental results from real data sets are then obtained to illustrate the performance of the proposed multiclass LS-SVM ensemble.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제18권6호
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• pp.1540-1561
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• 2024

This research proposes a novel approach for Tamil Handwritten Character Recognition (THCR) that combines feature selection and ensemble learning techniques. The Tamil script is complex and highly variable, requiring a robust and accurate recognition system. Feature selection is used to reduce dimensionality while preserving discriminative features, improving classification performance and reducing computational complexity. Several feature selection methods are compared, and individual classifiers (support vector machines, neural networks, and decision trees) are evaluated through extensive experiments. Ensemble learning techniques such as bagging, and boosting are employed to leverage the strengths of multiple classifiers and enhance recognition accuracy. The proposed approach is evaluated on the HP Labs Dataset, achieving an impressive 95.56% accuracy using an ensemble learning framework based on support vector machines. The dataset consists of 82,928 samples with 247 distinct classes, contributed by 500 participants from Tamil Nadu. It includes 40,000 characters with 500 user variations. The results surpass or rival existing methods, demonstrating the effectiveness of the approach. The research also offers insights for developing advanced recognition systems for other complex scripts. Future investigations could explore the integration of deep learning techniques and the extension of the proposed approach to other Indic scripts and languages, advancing the field of handwritten character recognition.

• Journal of information and communication convergence engineering
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• 제8권4호
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• pp.370-376
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• 2010

Ensemble learning is a method for improving the performance of classification and prediction algorithms. However, its performance can be degraded due to multicollinearity problem where multiple classifiers of an ensemble are highly correlated with. This paper proposes genetic algorithm-based optimization techniques of SVM ensemble to solve multicollinearity problem. Empirical results with bankruptcy prediction on Korea firms indicate that the proposed optimization techniques can improve the performance of SVM ensemble.

• The Journal of Asian Finance, Economics and Business
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• 제9권8호
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• pp.89-97
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• 2022

The e-commerce market faces significant credit risks due to the complexity of the industry and information asymmetries. Therefore, credit risk has started to stymie the growth of e-commerce. However, there is no reliable system for evaluating the creditworthiness of e-commerce companies. Therefore, this paper constructs a credit risk evaluation index system that comprehensively considers the online and offline behavior of online retail enterprises, including 15 indicators that reflect online credit risk and 15 indicators that reflect offline credit risk. This paper establishes an integration method based on a fuzzy integral support vector machine, which takes the factor analysis results of the credit risk evaluation index system of online retail enterprises as the input and the credit risk evaluation results of online retail enterprises as the output. The classification results of each sub-classifier and the importance of each sub-classifier decision to the final decision have been taken into account in this method. Select the sample data of 1500 online retail loan customers from a bank to test the model. The empirical results demonstrate that the proposed method outperforms a single SVM and traditional SVMs aggregation technique via majority voting in terms of classification accuracy, which provides a basis for banks to establish a reliable evaluation system.

• ETRI Journal
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• 제32권5호
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• pp.766-773
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• 2010

Support vector machine (SVM) active learning plays a key role in the interactive content-based image retrieval (CBIR) community. However, the regular SVM active learning is challenged by what we call "the small example problem" and "the asymmetric distribution problem." This paper attempts to integrate the merits of semi-supervised learning, ensemble learning, and active learning into the interactive CBIR. Concretely, unlabeled images are exploited to facilitate boosting by helping augment the diversity among base SVM classifiers, and then the learned ensemble model is used to identify the most informative images for active learning. In particular, a bias-weighting mechanism is developed to guide the ensemble model to pay more attention on positive images than negative images. Experiments on 5000 Corel images show that the proposed method yields better retrieval performance by an amount of 0.16 in mean average precision compared to regular SVM active learning, which is more effective than some existing improved variants of SVM active learning.

• 한국산업정보학회논문지
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• 제17권7호
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• pp.139-148
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• 2012

분류기의 앙상블 학습은 여러 개의 서로 다른 분류기들의 조합을 통해 만들어진다. 앙상블 학습은 기계학습 분야에서 많은 관심을 끌고 있는 중요한 연구주제이며 대부분의 경우에 있어서 앙상블 모형은 개별 기저 분류기보다 더 좋은 성과를 내는 것으로 알려져 있다. 본 연구는 부도 예측 모형의 성능개선에 관한 연구이다. 이를 위해 본 연구에서는 단일 모형으로 그 우수성을 인정받고 있는 SVM을 기저 분류기로 사용하는 앙상블 모형에 대해 고찰하였다. SVM 모형의 성능 개선을 위해 bagging과 random subspace 모형을 부도 예측 문제에 적용해 보았으며 bagging 모형과 random subspace 모형의 성과 개선을 위해 bagging과 random subspace의 통합 모형을 제안하였다. 제안한 모형의 성과를 검증하기 위해 실제 기업의 부도 예측 데이터를 사용하여 실험하였고, 실험 결과 본 연구에서 제안한 새로운 형태의 통합 모형이 가장 좋은 성과를 보임을 알 수 있었다.

• 한국인터넷방송통신학회논문지
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• 제18권2호
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• pp.185-195
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• 2018

최근 산업현장에서 기계의 자동화가 크게 가속화됨에 따라 자동화 기계의 관리 및 유지보수에 대한 중요성이 갈수록 커지고 있다. 자동화 기계에 부착된 센서의 고장이 발생할 경우 기계가 오동작함으로써 공정라인 운용에 막대한 피해가 발생할 수 있다. 이를 막기 위해 센서의 상태를 모니터링하고 고장의 진단 및 분류를 하는 것이 필요하다. 본 논문에서는 센서에서 발생하는 대표적인 고장 유형인 erratic fault, drift fault, hard-over fault, spike fault, stuck fault를 기계학습 알고리즘인 SVM과 CNN을 적용하여 검출하고 분류하였다. SVM의 학습 및 테스트를 위해 데이터 샘플들로부터 시간영역 통계 특징들을 추출하고 최적의 특징을 찾기 위해 유전 알고리즘(genetic algorithm)을 적용하였다. Multi-class를 분류하기 위해 multi-layer SVM을 구성하여 센서 고장을 분류하였다. CNN에 대해서는 데이터 샘플들을 사용하여 학습시키고 성능을 높이기 위해 앙상블 기법을 적용하였다. 시뮬레이션 결과를 통해 유전 알고리즘에 의해 선별된 특징들을 사용한 SVM의 분류 결과는 모든 특징이 사용된 SVM 분류기 보다는 성능이 향상되었으나 전반적으로 CNN의 성능이 SVM보다 우수한 것을 확인할 수 있었다.

• 디지털산업정보학회논문지
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• 제18권4호
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• pp.67-75
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• 2022

Recently, e-learning has been attracting significant attention due to COVID-19. However, while e-learning has many advantages, it has disadvantages as well. One of the main disadvantages of e-learning is that it is difficult for teachers to continuously and systematically monitor learners. Although services such as personalized e-learning are provided to compensate for the shortcoming, systematic monitoring of learners' concentration is insufficient. This study suggests a method to evaluate the learner's concentration by applying machine learning techniques. In this study, emotion and gaze data were extracted from 184 videos of 92 participants. First, the learners' concentration was labeled by experts. Then, statistical-based status indicators were preprocessed from the data. Random Forests (RF), Support Vector Machines (SVMs), Multilayer Perceptron (MLP), and an ensemble model have been used in the experiment. Long Short-Term Memory (LSTM) has also been used for comparison. As a result, it was possible to predict e-learners' concentration with an accuracy of 90.54%. This study is expected to improve learners' immersion by providing a customized educational curriculum according to the learner's concentration level.