• 한국정보통신학회논문지
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• 제9권7호
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• pp.1569-1574
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• 2005

In this paper, I propose an intelligent credit rating system using a bankruptcy prediction model based on support vector machines (SVMs). SVMs are promising methods because they use a risk function consisting of the empirical error and a regularized term which is derived from the structural risk minimization principle. This study examines the feasibility of applying SVM in Predicting corporate bankruptcies by comparing it with other data mining techniques. In addition. this study presents architecture and prototype of intelligeht credit rating systems based on SVM models.

• 산경연구논집
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• 제13권10호
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• pp.1-8
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• 2022

Purpose: Support vector machines (SVMs) ensemble has been proposed to improve classification performance of Credit risk recently. However, currently used fusion strategies do not evaluate the importance degree of the output of individual component SVM classifier when combining the component predictions to the final decision. To deal with this problem, this paper designs a support vector machines (SVMs) ensemble method based on fuzzy integral, which aggregates the outputs of separate component SVMs with importance of each component SVM. Research design, data, and methodology: This paper designs a personal credit risk evaluation index system including 16 indicators and discusses a support vector machines (SVMs) ensemble method based on fuzzy integral for designing a credit risk assessment system to discriminate good creditors from bad ones. This paper randomly selects 1500 sample data of personal loan customers of a commercial bank in China 2015-2020 for simulation experiments. Results: By comparing the experimental result SVMs ensemble with the single SVM, the neural network ensemble, the proposed method outperforms the single SVM, and neural network ensemble in terms of classification accuracy. Conclusions: The results show that the method proposed in this paper has higher classification accuracy than other classification methods, which confirms the feasibility and effectiveness of this method.

• 응용통계연구
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• 제16권2호
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• pp.261-271
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• 2003

서포트 벡터 기계(Support Vector Machines, SVMs)에서의 일반화 오차의 경계는 훈련점들과 분리 초평면 사이의 최소의 거리에 의존한다. 특히, 소프트 마진 알고리즘은 목표 마진과 slack 벡터의 놈들에 의하여 경계가 결정된다. 이 논문에서는, 자료들에 있어서 잡음들에 의한 오염들을 직접적으로 고려하는 새로운 소프트 마진 알고리즘을 공식화하였다. 그리고, 수치적 예제를 통하여, 제안된 방법과 기존의 소프트 마진 알고리즘을 비교하였다.

• 한국소음진동공학회:학술대회논문집
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• 한국소음진동공학회 2006년도 추계학술대회논문집
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• pp.401-406
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• 2006

This paper presents the fault diagnosis of induction motor based on support vector machine(SVMs). SVMs are well known as intelligent classifier with strong generalization ability. Application SVMs using kernel function is widely used for multi-class classification procedure. In this paper, the algorithm of SVMs will be combined with feature extraction and reduction using component analysis such as independent component analysis, principal component analysis and their kernel(KICA and KPCA). According to the result, component analysis is very useful to extract the useful features and to reduce the dimensionality of features so that the classification procedure in SVM can perform well. Moreover, this method is used to induction motor for faults detection based on vibration and current signals. The results show that this method can well classify and separate each condition of faults in induction motor based on experimental work.

• 한국산학기술학회논문지
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• 제9권6호
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• pp.1889-1893
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• 2008

본 논문은 영상 분류 문제를 위한 support vector machines (SVMs)의 적용을 통한 분류의 성능을 다루고 있다. 본 연구에서는 영상 분류 문제에서 자연영상을 대상으로 색상, 질감, 형상 특징벡터를 추출하고, 각각의 특징벡터와 이들을 결합한 특징벡터를 사용하여 역전파 신경망과 SVM 기반의 방법을 적용하여 영상 분류의 정확성을 비교한다. 실험결과는 각각의 특징벡터중에는 색상 특징벡터값을 이용한 영상 분류가 그리고 각각의 특징벡터보다는 이들을 결합한 특징벡터를 이용한 영상 분류가 보다 우수함을 보여준다. 그리고 알고리즘간의 비교에서는 정확성과 일반화성능 측면에서 역전파 신경망보다 SVMs이 우수함을 보였다.

• Asia pacific journal of information systems
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• 제21권2호
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• pp.43-58
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• 2011

Support vector machines (SVMs), a machine learning technique, has been applied to not only binary classification problems such as bankruptcy prediction but also multi-class problems such as corporate credit ratings. However, in general, the performance of SVMs can be easily worse than the best alternative model to SVMs according to the selection of predictors, even though SVMs has the distinguishing feature of successfully classifying and predicting in a lot of dichotomous or multi-class problems. For overcoming the weakness of SVMs, this study has proposed an approach for selecting features for multi-class SVMs that utilize the impurity measures of classification trees. For the selection of the input features, we employed the C4.5 and CART algorithms, including the stepwise method of discriminant analysis, which is a well-known method for selecting features. We have built a multi-class SVMs model for credit rating using the above method and presented experimental results with data regarding S&P 500 companies.

• 한국해양공학회:학술대회논문집
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• 한국해양공학회 2006년 창립20주년기념 정기학술대회 및 국제워크샵
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• pp.46-53
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• 2006

This paper presents the fault diagnosis of induction motor based on support vector machine (SVMs). SVMs are well known as intelligent classifier with strong generalization ability. Application SVMs using kernel function is widely used for multi-class classification procedure. In this paper, the algorithm of SVMs will be combined with feature extraction and reduction using component analysis such as independent component analysis, principal component analysis and their kernel (KICA and KPCA). According to the result, component analysis is very useful to extract the useful features and to reduce the dimensionality of features so that the classification procedure in SVM can perform well. Moreover, this method is used to induction motor for faults detection based on vibration and current signals. The results show that this method can well classify and separate each condition of faults in induction motor based on experimental work.

• 응용통계연구
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• 제17권1호
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• pp.75-88
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• 2004

서포트 벡터 기계(Support Vector Machines, SVMs) 알고리즘은 표본 점들과 분리 초평면 사이의 최소 거리를 최대화하는 것에 관심을 가져왔다. 본 논문은 모든 데이터 점들과 분리 초평면 사이의 거리들을 고려하는 total margin을 제안한다. 본 논문에서 제안하는 방법은 기존의 서포트 벡터 기계 알고리즘을 확장하고, 일반화 오차 경계를 개선하게 된다. 새롭게 제안하는 total margin알고리즘이 기존 방법들과의 비교를 통하여 더욱 우수한 수행능력을 가지고 있음을 수치 예제들을 통하여 확인할 수 있다.

• 제어로봇시스템학회논문지
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• 제15권4호
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• pp.379-384
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• 2009

A human gaze detection and tracing method is importantly required for HMI(Human-Machine-Interface) like a Human-Serving robot. This paper proposed a novel three-dimension (3D) human gaze estimation method by using a face recognition, an orientation estimation and SVMs (Support Vector Machines). 2,400 images with the pan orientation range of $-90^{\circ}{\sim}90^{\circ}$ and tilt range of $-40^{\circ}{\sim}70^{\circ}$ with intervals unit of $10^{\circ}$ were used. A stereo camera was used to obtain the global coordinate of the center point between eyes and Gabor filter banks of horizontal and vertical orientation with 4 scales were used to extract the facial features. The experiment result shows that the error rate of proposed method is much improved than Liddell's.

• Journal of Mechanical Science and Technology
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• 제19권3호
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• pp.846-859
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• 2005

Support vector machines (SVMs) have become one of the most popular approaches to learning from examples and have many potential applications in science and engineering. However, their applications in fault diagnosis of rotating machinery are rather limited. Most of the published papers focus on some special fault diagnoses. This study covers the overall diagnosis procedures on most of the faults experienced in rotating machinery and examines the performance of different SVMs strategies. The excellent characteristics of SVMs are demonstrated by comparing the results obtained by artificial neural networks (ANNs) using vibration signals of a fault simulator.