• 제목/요약/키워드: Single Income Couples

검색결과 11건 처리시간 0.028초

외벌이와 맞벌이 부부가구의 자산포트폴리오 특성 및 주택자산효과 차이 비교 (Comparing Financial Portfolios and Housing Wealth Effects of Single Income and Dual Income Couples)

  • 이현정
    • 한국주거학회논문집
    • /
    • 제27권6호
    • /
    • pp.95-104
    • /
    • 2016
  • The purpose of this research is to compare housing wealth effects of home-owning single income couples (SIC) and dual income couples (DIC) on their non-durable consumption and to assess the effects by location, age groups, housing structure type, debt-to-asset ratio and employment status. Using the Korean Labor and Income Panel Study (KLIPS) of 2014, this empirical study identified 1,198 SIC households and 1,044 DIC households, and employed multiple regression analysis. The main results reveal that the difference of financial portfolios between SIC and DIC households was little but housing wealth effects were stronger among SIC households than DIC counterpart. It's evident that housing wealth effects were conspicuous for SIC and DIC households who were headed by wage earners aged over 40s, and resided in apartment outside the Seoul Metropolitan Area. However, household debt became a determinant in contradicting housing wealth effects of SIC and DIC households. While the household financial dimension was in proportion to income, DIC households didn't gain much financial security due to increasing expenditure. Further, this research imply that liquidity constraints explicitly posed a more serious threat to SIC households whose dependence on housing asset is larger than their counterpart.

남녀 독거노인가구와 부부노인가구의 복지서비스 이용의 영향요인 (Determinants of Welfare Service Utilization among the Single and the Married Couples Elderly)

  • 이윤정
    • 한국노년학
    • /
    • 제32권4호
    • /
    • pp.1119-1135
    • /
    • 2012
  • 본 연구는 남녀 독거노인과 부부노인의 증가추세에 주목하여, 이들의 생활수준과 만족도를 살펴보고, 복지서비스 이용을 파악하여 사회적, 국가적 차원의 노력들이 연구대상들에게 어떠한 상태로 개입되고 있는 지 분석하고자 하였다. 분석에는 한국복지패널 5차(2010년도) 자료를 사용하였으며, 2,716가구 노인들의 응답내용으로 기초통계, T검증, 카이스퀘어 검증, 분산분석, 사후검증, 다중회귀분석을 실시하였다. 그 결과, 여성 독거노인의 경제수준과 건강수준이 가장 낮았고 노령연금수급과 식생활이나 간병, 일상생활지원 복지서비스에 대한 이용도가 높았으며, 남성 독거노인은 노후보장수준이 미약하며 가족과 사회적 관계 만족도가 가장 낮았고 의료비와 물품지원서비스 이용도가 높았다. 상대적으로 부부노인은 연령대가 낮고 복지서비스 이용 수가 적으며 일자리사업 참여율은 높게 나타났다. 회귀분석결과, 복지서비스 이용도에는 세집단 모두 공통적으로 노후보장 수준과 가족관계 만족도가 영향요인으로 검증되었다. 결과를 통해 복지서비스 개입 시 우선대상 선별기준을 예측할 수 있었으며, 경제 및 건강관련 복지서비스 영역 외에도 심리정서적 지원서비스가 필요함을 제언하였다.

은퇴준비를 위한 재무계획 프로그램 개발에 관한 기초연구 - 가족생활주기적 관점의 재정복지실현을 중심으로 - (A Preliminary Study on Financial Program Development for Retirement Preparation - Focused on Famiy Life Cycle Stage -)

  • 문숙재
    • 대한가정학회지
    • /
    • 제35권5호
    • /
    • pp.1.1-15
    • /
    • 1997
  • The purposes of this study were to identify the household's financial status by life cycle stage and no analyze contributing factors to financial planning for retirement preparation among Korean marred couples. For these purpose, 2074 married couples those being under 55 and having either single earner or dual earners were selected, and total sample was divided into three stages; young-aged(<35), middle-aged(35-44) & old-aged(45-54). Statistics were frequencies, means, percentile, and logistic analysis. The results were as follows. First, old-aged had higher level of total income, total expenditure and total assets than either young-aged or middle-aged. In addition, households those holding private pensions were likely to have higher total income, total expenditure and total assets than those owning no private pension. while middle-aged had a highest total debts. Second, gini coefficients of total income and total expenditure between three aged groups were similar, but old-aged had the highest gini coefficient of total assets and total debts. In particular, gini coefficients of total assets and total debts of households those having no private pension were greater than those holding private pensions. third, contributing factors to private pension ownership of young-aged were family & household-related factor and financial factor, middle-aged's factors were household head's characteristics and financial factor. Also, old-aged's factors were household head's characteristics, family & household-related factor and financial factor.

  • PDF

전세 거주 청년 부부가구의 지역 간 거주환경과 주거비 차이 (Geographical Discrepancies in Residential Outcomes and Housing Expenditure of Young Married Couples in Chonsei Housing)

  • 이현정;남상준
    • 토지주택연구
    • /
    • 제14권3호
    • /
    • pp.17-36
    • /
    • 2023
  • 본 연구는 전세로 거주 중인 청년(19-34세) 부부가구의 거주환경과 주거비를 네 지역으로 구분하여 비교하고 그 영향 변인을 분석한다. 2020년 주거실태조사를 횡단면 분석한 결과, 청년 부부가구는 31-32살의 대졸 이상 임금근로자인 남성 가구주가 있는 혼인 2-3년차 내외의 신혼부부였다. 맞벌이 비율이 높은 수도권 중 서울에서 무자녀의 맞벌이 2인 가구, 비수도권에서 유자녀의 외벌이 3인 가구가 두드러졌다. 수도권 가구의 자산, 전세 보증금, 부채, 소득이 비수도권보다 더 컸고, 특히 가장 큰 서울과 가장 적은 비수도권 지역 간의 격차는 더욱 벌어졌다. 또한 전체적으로 60m2 이상의 침실 3개를 갖춘 아파트에 1년 이상 거주 중이었고 최저주거기준을 충족하는 주택에 주거복지서비스 중 전세자금대출을 주로 이용 중이었다. 주택 및 전체적인 주거환경의 만족도는 특·광역시와 서울 가구에서 높은 편이었으나, 경인 가구는 모두 불만족하였고 비특·광역시 가구의 전체적인 주거환경 만족도가 가장 낮았다. 이처럼 연령, 혼인상태, 주택점유형태의 동질성에도 불구하고 지역 주택시장과 복수 소득원 여부는 가계재무 구조와 거주 질의 지역 간 차이를 키웠고, 이러한 격차는 가족 및 주거생활주기와 생애주기를 이행하는 과정에서 자산시장의 변동성으로 심화되리라 예상된다. 한편, 주택 및 전체적인 주거환경 만족도의 공통된 영향 변수는 (경인의 전체적인 주거환경 만족도를 제외하고) 근린환경 만족도였고, 주거비의 결정 변인은 지역별로 달라 서울의 주택규모, 경인의 생활편의시설 만족도, 비특·광역시의 여성 가구주 가구로 혼재된 영향력을 나타났다. 따라서 이들 주거 수준의 지역간 차이가 장기적으로 주거불균등, 나아가 지역 불균형으로 발전될 개연성이 크므로 이를 완화시킬 선제적인 대책마련이 요구된다.

레고 마인드스톰을 활용한 반려동물 훈련 및 관리에 관한 연구 (Training and Management of Pets using Lego Mind Storms)

  • 장동환;김시현;윤호식;김민주;이성진;문상호
    • 한국정보통신학회:학술대회논문집
    • /
    • 한국정보통신학회 2021년도 춘계학술대회
    • /
    • pp.383-385
    • /
    • 2021
  • 2018년에 발행된 반려동물 관련 산업 규모 추정 및 전망에 관한 논문에 따르면 2015년 기준 우리나라 반려동물 보유 가구중 26.9%가 30대 1인 가구이며, 부부로만 구성된 1세대 가구인 것이 확인되었다. 1인가구와 맞벌이 부부가 사회적으로 증가한 것과 관련하여, 반려동물이 원하지 않는 방치 시간의 급증과 훈련시간 부족이 문제가 된다고 판단된다. 본 논문은 레고마인드스톰을 이용한 반려동물의 훈련 및 관리를 위한 하드웨어 및 소프트웨어 제품 개발을 진행하였다. 레고마인드 스톰은 다양한 센서를 구비하였고, 쉬운 조립 및 비주얼 스크립팅을 통한 간단한 프로그래밍으로 반려동물을 훈련하거나 케어하는 장비를 제작 할 수 있다. 또한 자체 모듈화가 잘 되어있어, 새로운 장비로 전환 또한 쉬울 것으로 예상한다. 이 연구를 통해 반려동물시장 확대가 활발해지는 때 반려동물의 훈련과 관리에 도움이 되길 기대한다.

  • PDF

우편물량 규모에 따른 운영비용 기준의 무인화 대상우체국 선정에 관한 연구 (A Study on the Site Selection of Unmanned Post Office Considering the Operation Cost by the Mail Volume)

  • 최지영;이정훈
    • 경영과학
    • /
    • 제33권3호
    • /
    • pp.1-18
    • /
    • 2016
  • Recently, ordinary mail is decreasing continuously by the development of ICT (Information and Communications Technology) including E-mail, messenger service, and etc. On the contrary, parcel post is increasing by the increase of online shopping, home shopping, and etc. Aside from these changes, the demand for various mail acceptance and delivery means is increasing with the increase of single households and dual-income couples. To overcome these environmental changes, Korea Post installs unmanned post offices which are composed of various unmanned mail acceptance and delivery postal systems. In this paper, we propose the methodological approach for the site selection of unmanned post office among the existing post offices and the installation standard of unmanned postal system considering the operation cost by the mail volume.

The Effect of Family Life Cycle and Financial Management Practices on Household Saving Patterns

  • Lee Seong-Lim;Park Myung-Hee;Montalto Catherine P.
    • International Journal of Human Ecology
    • /
    • 제1권1호
    • /
    • pp.79-93
    • /
    • 2000
  • Using the 1995 Survey of Consumer Finances, this study investigates how family life-cycle stages and financial management practices affect household saving. First findings are that household income and householders education, race and ethnicity have significant effects on saving. Second, regarding the effect of the family life-cycle stages, younger married couples without children, middle pre-retired households without dependent children, and older households without dependent children are more likely to save than other similar households in the life-cycle stage of younger single households. Third, households with longer financial planning horizons, saving goals for retirement, purchase of durable goods and emergency goods, and low credit card debt are more likely to save. Based on the results, implications for financial management education and public policy are suggested.

  • PDF

Off-line점포 유통업체의 온라인몰 전용센터 물류시스템 구축사례 연구 ; 유통업체 A사 사례 중심으로 (A Case Study on Implementation of Logistics Information System for On-line mall Distribution Center of Off-line Retailer)

  • 최규웅;강성우;강경식
    • 대한안전경영과학회지
    • /
    • 제17권1호
    • /
    • pp.203-213
    • /
    • 2015
  • Recently, online grocery shopping has been increasing with the development of internet, mobile, and IT technology due to the proportion of consumers changes like increasing single households and double-income couples. Therefore, online sales from distributors with offline stores have also increased, and the offline retailers are facing their limits in dealing with store-based online channel they have carried out. Domestic offline retailers benchmarked overseas advanced retailers to solve this problem by reviewing about developing the online-only distribution center. However, much investment is needed in order to operate the distribution center with the new concept from abroad. In this study, we have reviewed the current online grocery market trend and the theory related to developing distribution system of the online mall. For offline retailers, we have reviewed the case which developed the distribution center applied to the nation's first online-only distribution center. The purpose of this study is reducing trial and error for local retailers in developing online-only distribution centers and suggesting ways to improve investment effect.

세대 간 사회인구학적 특성 및 거주 특성 차이 분석 (Similarities and Discrepancies of Socio-demographic and Residential Outcomes between Young Adult Children Leaving Parental Home and Their Parents)

  • 이현정
    • 토지주택연구
    • /
    • 제11권4호
    • /
    • pp.1-13
    • /
    • 2020
  • This research explores the generational similarities and discrepancies of socio-demographic and housing statuses between young adult children leaving the parental home and their parents. Utilizing the 20th Korean Labour and Income Panel Study (KLIPS), this study identified a total of 609 households who have left their parent home from 1999 to 2017. Two-thirds of the adult children were married couples while the rest was singles. Children's educational level was higher, and their household size was smaller than their parents. Both generations were mainly headed by employed and married men. The vast majority of the adult children lived in the same area with their parents and lived as tenants in much smaller housing than their parents. On the contrary, most parents were homeowners of a large single-family home. The generational differences were clearly observed in housing tenure, housing structure, and housing size. Although leaving parents' home is part of a transition to adulthoods (depending on the stability of the labor market and the affordability in the housing market), that process was largely triggered by the employment status that can lead to economic independence rather than their marital status. Both housing and job opportunities are important factors to determine independent life.

가족공유 여가시간 및 결정요인: 부부, 미취학자녀, 그 외 가족 및 친척을 중심으로 (Shared Leisure Time with Couples, Preschool Children, and Other Family Members and Their Determinants)

  • 이연숙;김외숙;이기영;조희금;이승미;김하늬;한영선
    • 가족자원경영과 정책
    • /
    • 제16권1호
    • /
    • pp.199-227
    • /
    • 2012
  • Studies of leisure time generally have been concentrated on the amount of time spent by each family member in Korea. In this study, the shared leisure time among family members in various leisure activities was mainly investigated. Purposes of this study were to describe how family members spent the leisure time together and to investigate the determinants that affected whether or not family shared leisure time together. The data source was the '2009 Time Use Survey' conducted by the Korea National Statistical Office. The person involved in each activity was surveyed for the first time in the survey. The data from 17,470 diaries(10,359 weekdays and 3,549 Sunday) from 8,745 individuals aged from 20 to 59 who had a spouse were analyzed. The descriptive statistics and logistic regressions were used. On average, married couples spent leisure time together with spouses 36 minutes a day on weekdays and 1 hour and 38 minutes on Sunday, respectively. Parent did with preschool children 5 minutes a day on weekdays and 15 minutes on Sunday, respectively. The shared leisure time with other family and relatives was 22 minutes a day on weekdays and 1 hour and 13 minutes on Sunday, respectively. Although there was a wide variation on the shared family leisure time by the types of activities, the main shared leisure activity was using mass media, which accounts for about two third of all shared leisure time together with family. Independent variables, including the age, sex, education level, working hours, personal income, presence of preschool children, marital status, sex role attitude, and dual or single income earner were the significant determinants of family's or couple's parent-preschool children's shared leisure time on weekdays or Sunday. Based on the results of this study, family and leisure policy were suggested to increase active family shared leisure time.

  • PDF