• Journal of the Korean Data and Information Science Society
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• 제24권5호
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• pp.1029-1041
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• 2013

최근 빅데이터의 등장과 정보 공개에 대한 급격한 수요 증가에 따라 자료를 일반에게 공개할 때 개인 정보를 보호해야 하는 필요성이 어느 때보다 절실하다. 본 논문에서는 마이크로 자료와 통계분석 서버를 중심으로 현재까지 제시된 개인정보 노출제한를 위한 통계적 방법, 정보 노출의 개념, 노출 위험을 측정하는 기준들을 개괄적으로 소개한다.

• 대한안전경영과학회지
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• 제7권3호
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• pp.47-61
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• 2005

Many researchers have proved that risk measurement of information systems is a very effective tool for improving confidence of information systems. However, information system risk in Korea still includes many subjective judgements. This study deals with applying a quantitative model to improve risk measurement of information system quality. First of all, we have come up with solutions to improve the evaluation efficiency on risk measurement. We have merged the risk guidelines of COBIT and CMM, and developed a quantified evaluation scheme that call by risk point. We have proved the validity of this model by interviews with experts and by case studies.

• 경영과정보연구
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• 제30권4호
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• pp.359-383
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• 2011

본 연구는 국내 시중은행의 통합위험 측정시 시장위험과 신용위험간에 존재하는 포트폴리오이론에 따른 분산효과에 대해서 실증적으로 검증하였다. 이를 위하여 최근 통합위험 측정에 있어서 연구되고 있는 하향식 통합위험 측정방식, 즉 시장위험과 신용위험의 위험분포도를 도출하고 이들 특성을 유지하면서 결합하는 측정방식을 사용하였다. 한편 비교모형으로는 금융회사의 내부모형을 통해 산출되는 시장위험과 신용위험의 단순합산, 그리고 실무에서 많이 사용되는 위험액 자체에 임의의 상관관계를 고려하는 단순통합모형을 사용하였다. 실증분석에서 시장 및 신용위험 등 위험유형별 위험을 산출하고 코플라 함수를 이용하여 '09.3월말을 기준으로 국내은행에 대한 통합위험을 산출한 결과 내부모형의 단순합산에 비해 분산효과가 31.3%로 추정되어 위험의 분산효과가 존재하는 것으로 나타났다. 포트폴리오이론에 따르면 위험유형별 분산효과뿐만 아니라 위험유형간에도 분산효과가 존재한다는 사실을 시사하고 있는데, 본 연구는 실증적 검증을 통하여 위험유형간에 분산효과가 존재하고 있음을 확인하고 있다. 이러한 결과는 향후 자기자본규제뿐만 아니라 이론적으로나 실무적으로 중요한 의미를 가지며, 감독당국을 포함한 모든 시장 참가자들의 지속적으로 관심을 가져야 할 것으로 판단된다.

• 통상정보연구
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• 제9권1호
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• pp.3-21
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• 2007

The explosive growth of e-marketplace transactions requires an appropriate trust measuring framework to protect involving transacting entities such as buyers and sellers. As a strategic competitive edge, e-marketplace service providers have been adopting various system features that make sure no one transacting entity takes a major risk in online transactions involved. In this paper, an improved trust measuring method using fuzzy theory for an e-marketplace is proposed. The proposed methodology incorporates fuzzy set and calculation concepts to help build trust matrices and models, which are used to measure the level of risk involved in a specific e-marketplace transaction concerned. The proposed framework can be utilized to optimize the transaction costs by recommending a differentiated transaction process according to the risk level involved in each online transaction.

• 경영과정보연구
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• 제29권4호
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• pp.207-223
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• 2010

본 연구에서는 국내 금융회사중 내부모형을 승인받아 사용하고 있는 국내 은행의 실제 위험유형별 자료를 이용하여 시장위험과 신용위험간 관계를 고려한 통합위험을 측정하였으며, 이를 통하여 위험유형간 분산효과가 존재하는지 검증해 보았다. 검증방법은 법규상 규제자본과 내부모형을 통해 산출되는 시장위험과 신용위험의 단순 합산 및 위험액 자체에 직접 임의의 상관관계를 고려하는 단순통합모형을 이용하여 비교 검증하였다. 실증분석 결과, 다음과 같은 사실들을 확인할 수 있었는데, 먼저 내부모형은 시장위험에서는 평균적으로 규제자본에 비해 40.4%, 신용위험은 45.4%의 분산효과를 보였으며, 통계적으로도 유의한 차이를 보였다. 이는 내부모형의 경우 하위 위험요인간 분산효과로 인하여 규제자본에 비해 필요자본이 작아진 다는 것을 의미한다. 다음으로 실무에서 이용하는 위험액 자체에 임의의 상관관계를 적용하여 산출한 단순 통합위험을 경제적 자본의 대용치인 내부모형의 단순합산과 비교해 본 결과 분산효과는 크지 않았으며, 통계적으로도 유의하지 않은 것으로 나타났다. 이는 은행의 시장위험이 신용위험에 비해 규모면에서 과소하여 분산효과가 크게 나타나지 않는 것으로 설명할 수 있다.

• 해양환경안전학회지
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• 제23권3호
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• pp.217-223
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• 2017

In order to assess risk as a basic step for securing safety, it requires to select risk factors and determine the frequency and the severity of the consequence of each risk factor. This research adopted common risk factors among well-known maritime risk assessment models, and proposed objective criteria to gauge the risk level of each risk factor. The starting points of risk evolution were chosen for criteria according to related studies and seafarers' experience. The rate of risk appearance over the criteria is named as the incidence of risk factor. Therefore, the total risk level is expressed as the combination of incidence of each risk factor and severity. This quantitative method would be applied to measuring and comparing the risk level of target maritime zones, and it would also be useful to survey which risk factor be focused for reducing the total risk of a certain maritime zone.

• 무역상무연구
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• 제29권
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• pp.143-172
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• 2006

This study focuses on the risk management of "Digital Goods" appeared with the progress of information technology(IT) in international transaction. As a result of that digital goods have a lot of uncertainty between the general goods or service which have been deal with object of international transaction broadly because digital goods hold uniqueness. In this study, the author give a definition of "Digital Goods" and make an examination of uniqueness of that in international transaction. Next, six risks are defined base on risk theory and risk analysis matrix applying risk mapping model is made. Conclusionally, risk transfer as insurance is adequate to manage business risk, security risk, credit risk and legal risk. Meanwhile, risk avoidance is adequate to manage reputation risk and market risk. But, this study have following three limits. Firstly, concerning definition of the risk, real case is not applied owing to lack of transaction data. Secondly, measuring of the risk is not based on absolute data but relative data. Lastly, suggesting way of risk management is not concrete and practical to international trader of digital goods.

• 한국의류학회지
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• 제15권4호
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• pp.405-416
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• 1991

This paper examined the risks perceived by consumers in apparel buying situation by 1) measuring the contents and perception level of risk, 2) categorizing each risk into meaningful factors (risk types), 3) analyzing the relationships between risk types and consumers' demo-graphic variables. 224 respondents deliberately selected to include each level of S demographic variables were contacted with 37-item question3.ire. Factor analysis showed that 32-item perceived risk could be categorized into 6 risk types: psychological. social, economic, time/convenience loss, fashionability loss, performance risk. Psychological risk were perceived highest in terms of perception level while social and performance risk showed relatively low perception level. 4 of 5 demographic variables including sex, education level, income, occupa-tion showed partial relationship with each risk type after ANOVA and Duncan test. Sex had the greatest influence on risk perception level and each age level (20's, 30's, 40's) showed different risk structure.

• 보건교육건강증진학회지
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• 제32권5호
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• pp.73-81
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• 2015

Objectives: We tried to confirm physical activity of 1,000 Kcal per week was a meaningful point in controlling coronary artery disease risks in female older adults. Methods: Participants were 66 female older adults recruited from senior welfare center. Participants were provided with accelerometer (e-step, Kenz, Japan) for measuring daily energy expenditure. Graded exercise test was done for measuring aerobic fitness. Blood glucose and lipid were analyzed. Framingham risk score was calculated based on blood glucose, blood lipid, and smoking. These variables were compared between the group expended more than 1,000 Kcal/week and the group with energy expenditure below 1,000 Kcal/week. Results: The group expended over 1,000kcal/week showed to be superior to the counterpart group in following variables; AC(Abdominal Circumference), %BF, $HR_{rest}$(resting heart rate), $VO_{2peak}$, FBG, LDL-C, TG, BDI-II, QOL, AR(Absolute Risk), RR(Relative Risk). Conclusions: The group expended over 1,000 Kcal/week was likely to have less probability in CAD than group expended less than 1,000 Kcal/week. The result of this study suggests the important role of active daily life that can be replaced with that of regular exercise especially for those who are not available to do structured exercise.

• 임상간호연구
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• 제19권3호
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• pp.357-368
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• 2013

Purpose: The purpose of this study was to investigate risk factors related to delirium and to develop screening model on delirium occurrence in MICU (Medical Intensive Care Unit) patients. Methods: For developing a preliminary tool for delirium, the data of 166 patients were collected and analyzed. In order to estimate the accuracy and discriminating power for the developed screening model, 98 patients were enrolled. The data used in this study were collected by EMR (Electronic Medical Record) review from January to September in 2012. The collected data were analyzed using SPSS/PC Win 18.0 program. Results: Screening model on delirium in MICU patients was developed using the results of logistic regression. The total score of screening model was 24 point and measuring point was 10 point. When the measuring point is over 10 point, it means that the risk of delirium occurrence is high. The discriminating power and the validity of screening model showed AUC .908 (p <.001) and .935 (p <.001) respectively. This result showed that the screening model on delirium which developed in this study was an appropriate model for screening the delirium risk group in MICU. The sensitivity of the screening model was 83%, specificity 89% and accuracy 84%. Conclusion: The developed screening model on delirium occurrence in MICU should be combined with EMR for screening and preventing delirium in a high risk group.