• 가족자원경영과 정책
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• 제11권2호
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• pp.21-42
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• 2007

The purpose of this study was to investigate the overall levels of the middle aged salary men's attitudes toward retirement plan and financial planning for post-retirement life, and to understand the influencing variables such as personal, socio-economical and job characteristics. The data were collected from the 445 middle aged male salary workers through the structured questionnaires and were analysed by SPSS program. The major findings of this study were as follows: First, the salary men had different level of perception of retirement issues and retirement planning for post-retirement life. Second, according to the attitudes for retirement planning types, the affecting variables were different. Third, the results of the analysis showed that personal characteristics, job characteristics, economical background and the perception of family care were affecting the level of financial planning for retirement. And the positive attitude was the most crucial variable which affected the financial planning for retirement.

• 보건의료산업학회지
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• 제6권3호
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• pp.53-66
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• 2012

The main purpose of this research is to gain full understanding of how well people are aware and prepared for after retirement. To reach the goal to learn more about the upcoming aging society, professionals from variety of medical fields were employed as subjects to this research. In order to get a detailed result, and to provide an ideal suggestion, the research was conducted with 406 professional workers from 31 different medical institutions as its subjects. Obtained results were summarized as follows. First, in terms of government policies in the field, the idea of long term recuperation insurance gained more support than the belief that the public annuity is a sufficient economic countermeasure. Second, there is a causal relation between the economical preparation for retirement and the reason why people do not prepare for their after retirement. The more one feel short of money, the more one is obtuse towards the necessity of preparing for retirement, the more ignorant one is about preparing for retirement, the higher the chance that there will be no preparation done for his/her after retirement.

• 가정과삶의질연구
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• 제31권1호
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• pp.113-127
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• 2013

The purpose of the study is to estimate objective retirement wealth adequacy and subjective retirement wealth, and to compare two of them. Also the factors relating to those wealth readiness were investigated. The data used was 422 pre-retiree who were married and under 65 years old and SPSS 20 was used for the analyses. The results showed that objective reirement wealth readiness was 37.6% and subjective retirement wealth adequacy was 40.9%. Almost half of the sample (44.8%) were indicated to have no objective retirement wealth, but only 5.9% was answered to have no retirement wealth. Both subjective and objective retirement wealth adequacies tended to increase with older age, higher income and lower average propensity to consume groups. The difference between objective and subjective retirement wealth adequacies was smaller with getting older. According to multi-variable analyses, two factors were found to affect on both the subjective and objective retirement wealth adequacies, which were income and retirement asset. The respondents were found to be not able to estimate their own retirement wealth adequacy objectively. The correlation between the subjective and objective retirement wealth adequacies was 0.344. Among the respondents, 74.4% answered bigger number on subjective retirement wealth than their objective retirement wealth.

• 가정과삶의질연구
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• 제25권1호
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• pp.145-158
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• 2007

The purpose of this study was to elicit the multi-dimensions of retirement expectations, and explore sub-factors of retirement expectations which predict the possibility of worker's participation to each pre-retirement planning programs. The major findings were as follows: first, this study shows that there are four sub-factors; Imposed frustration, New beginning, Transition to rest, Continuing. And there was a significant difference in retirement expectation according to sex, age, income, and health status. Second, the major affecting factors on participation in pre-retirement planning programs were sex, age, job, educational attainment, and health status. Third, those who have retirement expectations of 'Imposed frustration' tend to attend re-employment, leisure, and health education. Those who have retirement expectations of 'Transition to rest' tend to attend re-employment, inauguration education. And those who have retirement of 'Continuing' tend to attend leisure education.

• 가정과삶의질연구
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• 제25권2호
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• pp.89-104
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• 2007

The purpose of this study was to analyze the affecting factors on male salary workers' level of retirement planning. The focus was on the causal effects on salary workers' attitude toward retirement and their level of retirement planning. The major findings were as follows.: First, the salary worker's attitude toward retirement was neutral, neither positive nor negative, and they estimated their level of retirement planning relatively high. Second, the major factors affecting on attitude toward retirement were salary workers' age, their current economic status, and future perspectives for the post-retirement life. Third, the major affecting factors on level of retirement planning were salary workers' age, health status, and level of self-esteem, household net asset, savings and investment for elderly life, and attitude toward retirement. forth, the causal effects on the level of retirement planning was verified, and attitude toward retirement had direct effect as well as indirect effect on the level of retirement planning. From the findings, it can be concluded that the salary workers' attitude toward retirement played a important role in the process of retirement planning.

• 가족자원경영과 정책
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• 제18권4호
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• pp.27-52
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• 2014

This study aims to investigate the financial soundness of Korean households and its effects on the retirement preparation of these households. The sample consisted of 1,031 households selected from the 4th Korean Retirement and Income Study (KReIS) by the National Pension Research Institute in 2012. The empirical results are as follows. According to the logistic regression model, the statistically significant factors affecting the retirement preparation of Korean households are gender, occupation type, residence, satisfaction with economic condition, and type of financial soundness-sound households or insolvency-risky households. In other words, more female-headed households and households with higher levels of occupation are less likely to prepare for retirement. The households that are more likely to prepare for retirement are those that are lived in metropolitan areas as opposed to the countryside; further, households that are more economically sound are also more likely to prepare for retirement. In particular, sound households and insolvency-risky households are less likely to prepare for retirement compared to liquidity-risky households.

• 가족자원경영과 정책
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• 제12권1호
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• pp.107-125
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• 2008

Aims of this research are as follows. The first is to find out the level of depression according to the types of retirement. The second is to divide the level of satisfaction within a family into two types, satisfaction with children and satisfaction with conjugal relations, and then to examine whether they have any modulating effect on the depression after retirement. The third is to find out ways of social welfare program that can successfully intervene in solving the depression problems retired people may have. The results of this research are as follows. First, the types of retirement are devided into three groups: voluntary retirement, reluctant retirement and retirement due to age limit. People who choose a voluntary retirement have the lowest level of depression. Second, only the level of satisfaction they get fiom their children has an influence on the level of depression. The results suggest that differentiated ways of intervention are needed according to the types of retirement. Especially, there is a greater need to focus or the reluctantly retired group. In case of reluctant retirement, programs should be provided in order to increase the level of satisfaction they get from the children.

• 한국콘텐츠학회논문지
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• 제8권12호
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• pp.264-274
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• 2008

최근, 고령화사회로 진입하면서 인적자원의 효율적 관리가 무엇보다 중요해지고 있다. 이는 우리의 삶의 방식이 평균수명의 연장으로 '30+30+${\alopha}$'에서 '30+30+30'의 인생, 일명 트리플 30(triple 30s)으로 바뀌고 있기 때문이다. 따라서 공공부분의 경우에도 고령화의 급속한 진전에 적절하게 대응할 수 있는 퇴직관리시스템의 구축이 필요하다. 특히 21세기 지식기반사회에서 인적자원관리 측면에서의 고령화사회에 따른 유능한 퇴직공무원의 효율적 활용 문제는 국가경쟁력과도 직결된다. 이에 본 연구는 고령화사회에 따른 퇴직공무원의 퇴직관리시스템의 구축방안을 제시하고자 한다. 연구의 결과로 제시되는 퇴직관리의 방향으로는 첫째, 퇴직관리는 상시적으로 이루어져야 한다. 둘째, 맞춤형 퇴직관리가 이루어져야 한다. 셋째, 외부조직과 연계한 네트워크의 구축이 필요하다. 이를 위해서는 퇴직관리체계 모형의 설정과 퇴직관리 대상자 선정의 범위 문제, 퇴직관리 프로그램 등에 대한 심도 있는 연구와 사회적 합의가 요구된다.

• 한국콘텐츠학회:학술대회논문집
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• 한국콘텐츠학회 2006년도 추계 종합학술대회 논문집
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• pp.391-399
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• 2006

고령화의 급속한 진전이라는 초국가적인 과제에 대한 인식을 바탕으로 최근 우리사회의 또 다른 화두인 지식기반사회, 특히 인적자원관리와 관련하여 고령화 사회에 따른 유능한 퇴직공무원의 활용에 초점을 두어, 공무원의 퇴직관리시스템을 구축할 수 있는 방안을 제시하고자 한다.

• 가정과삶의질연구
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• 제26권1호
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• pp.149-163
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• 2008

This study examined the expectations and attitudes toward retirement, and financial planning for retirement among paid workers aged 20s and 30s. It compared paid workers' socio-economic, and retirement-related characteristics between those who had retirement planning and those who did not, and identified factors important to retirement planning decision. Data for this study were from a questionnaire completed by paid workers in age 20s and 30s (n=227), and were analyzed by t-tests, chi-square tests, and a logistic regression model. The findings of this study were as follows: First, the paid workers' expected retirement age was 56, and their ideal age for retirement was about 60. More than 85% of workers agreed that the retirement planning should begin before age 40, but just 51 % of the workers had retirement planning. Second, the workers aged 30s, married, and those who had higher incomes and home ownership were more likely to prepare financially for their retirement. Third, as their expected retirement age increased, the probability of decision to retirement planning increased. Those who expected that the economic status of retirees' living would be same as their current economic status were more likely to have retirement planning. The positive attitudes toward retirement had significant effect on the decision to have retirement planning.