• Title/Summary/Keyword: Ratios

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A study about determination of preliminary design & minimum reinforcement ratios

  • KOC, Varol;EMIROGLU, Yusuf
    • Computers and Concrete
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    • v.17 no.5
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    • pp.673-692
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    • 2016
  • In the standards, minimum reinforcement ratios are presented as the least reinforcement ratios that bearing elements should have in a way to include all systems and in general. However, naturally these general minimum ratios might be presented as being lower than the normally required reinforcement ratios by criteria such as system size, bearing system arrangement, section situation and distributions of the elements and earthquake effect. In this case, minimum reinforcement ratios may remain as meaningless restrictions. Then grouping the criterion that might affect reinforcement ratios according to certain parameters and creating minimum reinforcement ratios regarding preliminary design will provide ease and safety during the project designing. Moreover, it will enable fast and simple examinations in the beginning of project control and evaluation process. By means of the data which could be defined as "preliminary design & minimum reinforcement ratios", a more realistic and safe restriction compared to general minimum reinforcement ratios could be presented. As a result of numerous comprehensive studies, reinforcement ratios to include all certain systems might be obtained. Today, thanks to the development level of finite elements programs which can make reinforced concrete modelling, with the studies that are impossible to carry out beforehand, this deficiency in the minimum reinforcement ratios in the standarts may at least be partially made up with the advisory regulation of preliminary design & minimum reinforcement ratios. As the structure of the system to be examined and the diversity of the parameters range from the specific to the general, preliminary design & minimum reinforcement ratios will approximate to general minimum reinforcement ratios in real terms. By focusing on a more specific system structure and diversity of the parameters, preliminary design and even design reinforcement ratios will be approximated. In this preliminary study, a route between these two extremes was attempted to be followed. Today, it is possible to determine suggested practical ratios for project designs through carrying out numerous studies.

Financial Ratio Analysis of the Textile and Apparel Industries

  • Jung, Hyun-Ju;Hwang, Choon-Sup
    • Journal of Fashion Business
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    • v.15 no.3
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    • pp.125-141
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    • 2011
  • This paper is to focus the financial ratio analysis of the Korean textile and apparel companies due to fast changing domestic industry. Financial ratios are playing a pivotal role in management analysis to assess the present conditions to predict the future. Subjects are belonging to textile and apparel manufacturers based on Firm Classification Standard while registered as securities listed-firms or Kosdaq-listed firms under the Electronic Notification System of Korean Banking Supervisory Authority. 41 companies' data have been analyzed including 17 apparel companies and 24 textile companies. 14 representative financial ratios are analyzed. In this paper, financial ratios can be classified into four categories as follows: stability ratios, profitability ratios, growth ratios and activity ratios. The independent t-test was performed using SPSS 18 for a 10 year simple arithmetic average. The following conclusion has reached regarding aspects of management conditions and performances. When compared the ratios indicating stability, textile and apparel companies did not show much difference in debt ratio and the ratio of earning to interests. However, when compared the profitability ratios measuring the ability to produce incomes, apparel companies showed higher ratios than textile companies. Thus it is important to recognize financial characteristics of each industry.

Effect of fractional order on energy ratios at the boundary surface of elastic-piezothermoelastic media

  • Kumar, Rajneesh;Sharma, Poonam
    • Coupled systems mechanics
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    • v.6 no.2
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    • pp.157-174
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    • 2017
  • In the present investigation reflection and transmission of plane waves at an elastic half space and piezothermoelastic solid half space with fractional order derivative is discussed. The piezothermoelastic solid half space is assumed to have 6 mm type symmetry and assumed to be loaded with an elastic half space. It is found that the amplitude ratios of various reflected and refracted waves are functions of angle of incidence, frequency of incident wave and are influenced by the piezothermoelastic properties of media. The expressions of amplitude ratios and energy ratios are obtained in closed form. The energy ratios are computed numerically using amplitude ratios for a particular model of graphite and Cadmium Selenide (CdSe). The variations of energy ratios with angle of incidence are shown graphically. The conservation of energy across the interface is verified. Some cases of interest are also deduced from the present investigation.

AN INVESTIGATION OF THE KOREAN GENERAL INSURANCE INDUSTRY: EVIDENCE OF STRUCTURAL CHANGES AND IMPACT OF MACRO-ECONOMIC FACTORS ON LOSS RATIOS

  • Thompson, Ephraim Kwashie;Kim, So-Yeun
    • East Asian mathematical journal
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    • v.38 no.5
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    • pp.617-641
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    • 2022
  • In this study, we first present a brief overview of the Korean general insurance market. We then explore the characteristics of the loss ratios of the Korean general insurance industry and apply Markov regime-switching methodology to model the loss ratios of these insurance companies by line of business based on changes in economic regimes. This study applies a number of confirmatory tests such as Zivot-Andrews test (2002), the Chow (1960) test and the Bai and Perron (1998) to confirm the presence of structural breaks in the time series of the loss ratios by line of business. Then, we employ Markov regime-switching methodology to model these loss ratios. We find empirical evidence that the loss ratios reported by insurance companies in Korea is characterized by two distinct regimes; a regime with high volatility and a regime with low volatility, except for vehicle insurance. Our analyses suggest that macro-economic conditions have significant explanatory effect on loss ratios but the direction of effect differs based on the line of business and the regime. Unlike previous studies that have applied linear regressions or divided the samples into different periods and then apply linear regressions to model loss ratios, we argue for the application of Markov regime-switching methodology, which are able to automatically distinguish the different regimes that may be associated with the movements of loss ratios based on differing economic conditions and regulatory upheavals. This study provides a more in depth understanding of loss ratios in the general insurance industry and will be of value to insurance practitioners in modelling the loss ratios associated with their businesses to aid in their decision making. The results may also provide a basis for further studies in other markets apart from Korea as well as for shaping policy decisions related to loss ratios.

A Study of Dysfluency Characteristics in Normal Adults and Children in Monologue (혼자말하기에서 정상 아동 및 성인의 비유창성 특성에 관한 연구)

  • Shin, Myung-Sun;Ahn, Jong-Bok;Nam, Hyun-Wook;Kwon, Do-Ha
    • Speech Sciences
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    • v.12 no.3
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    • pp.49-57
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    • 2005
  • The purpose of the this study was to establish preliminary data on the characteristic of dysfluency in monologue. The subjects were 30 normal speaking adults(15 males and 15 females), aged from 18 to 30 and 30 normal speaking children, aged from 8 to 10. This study attempted to sample 1-minute portion of talking about the daily routine. Videotapes were made to analyze his/her speech sample in terms of the patterns and the frequency of dysfluency. The result of the present study were a follows: (1) The children had total dysfluency type ratios of 12.48%, dysfluency type ratios of 2.83%. Interjection was the most frequently occuring, followed by revision, incomplete phrase. (2) The adults had total dysfluency type ratios of 8.51%, dysfluency type ratios of 0.59%. Interjection was the most frequently occuring, followed by revision, syllable repetition. (3) In adults, both total dysfluency type ratios and dysfluency type ratios differed significantly by the gender. (4) Both total dysfluency type ratios and dysfluency type ratios differed significantly between adults and children.

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Stock Price Predictability of Financial Ratios and Macroeconomic Variables: A Regulatory Perspective

  • Kwag, Seung Woog;Kim, Yong Seog
    • Industrial Engineering and Management Systems
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    • v.12 no.4
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    • pp.406-415
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    • 2013
  • The present study examines a set of financial ratios in predicting the up or down movements of stock prices in the context of a securities law, the Sarbanes-Oxley Act of 2002 (SOA), controlling for macroeconomic variables. Using the logistic regression with proxy betas to alleviate the incompatibility problem between the firm-specific financial ratios and macroeconomic indicators, we report evidence that financial ratios are meaningful predictors of stock price changes, which subdue the influence of macroeconomic indicators on stock returns, and more importantly that the SOA truly improves the stock price predictability of financial ratios for the markup sample. The empirical results further suggest that industry and time effects exist and that for the markdown sample the SOA actually deteriorates the predictive power of financial ratios.

An Evaluation of Elderly Households' Financial Status Using Financial Ratios (재정비율을 이용한 노인가계의 재정상태 평가)

  • You, Woo-Jeong;Bae, Mi-Kyeong
    • Journal of the Korean Home Economics Association
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    • v.45 no.4
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    • pp.17-28
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    • 2007
  • The purpose of the study was to provide informations about the financial status of elderly households using financial ratios. The data was obtained from 2000 national households, consisting of 4,824 of elderly households. Descriptive tatistics were used to analyze the financial ratios and eleven different financial ratios. The results of this study were as follows. The financial status of elderly households need to be analyzed in detail according to age group, income level and asset level. In addition, some financial ratios already developed in previous studies may not applicable which necessitates the development of financial ratios specifically for application to elderly households for finanical counselors. The study results suggest the possibility of inequality among elderly households. The following studies need to focus on the limitation of these studies.

Damping Ratio Evaluation Using Long-Term Ambient Vibration (장기간 상시계측을 통한 감쇠율 평가)

  • Kim, Yong Chul;Yoon, Sung-Won
    • Journal of Korean Association for Spatial Structures
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    • v.18 no.1
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    • pp.77-84
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    • 2018
  • The identification of damping ratios in buildings is a well-known problem and appears to be of important and crucial interest in the safety and serviceability design. When compared to an estimation of the stiffness, i.e. natural frequency, and mass, the damping ratio is the most difficult quantity to determine. Many previous studies have examined the characteristics of damping ratios from ambient vibration, but the measurement time is roughly within 2 hours. In this paper, characteristics of damping ratios and natural frequencies of 4 story RC building were investigated using long-term ambient vibration. Free vibrations were obtained using random decrement technique, and damping ratios were evaluated by the envelop function, continuous wavelet transform, and logarithmic decrement. It was found that although the natural frequencies show little variations with time, the damping ratios show some variations with time and the largest variations found in the damping ratios obtained from the continuous wavelet transform. The damping ratios from the envelop function showed the smallest mean and standard deviation. And the probability distribution of damping ratios seems to follow the logarithmic normal distribution.

A Study on the 2D:4D Ratio and Its Correlation with the Sasang Constitution and the MBTI Preference Types (2D:4D 비율과 사상체질 및 MBTI 선호유형간의 상관성 연구)

  • Kwon, Oh-Hyeon;Go, Ho-Yeon;Lee, Jae-Hyok
    • Journal of Oriental Neuropsychiatry
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    • v.28 no.3
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    • pp.157-164
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    • 2017
  • Objectives: The purpose of this study is the research of the 2D:4D ratio and its correlation with the Sasang constitution and the MBTI preference types. Methods: A measurement of the 2D:4D ratios of 101 South Korean medical students was performed, the QSCC-II and PSSC-2004 were used to diagnose the Sasang constitution, and MBTI testing was performed to classify the preference types. Results: In the relationship between the Sasang constitution and the 2D:4D ratios, a statistically significant difference is absent in the 2D:4D ratios of the group comprising both sexes in the order of Taeumin, Soyangin, and Soeumin. A statistically significant difference is also lacking in the 2D:4D ratios of the male-only group in the order of Taeumin, Soyangin, and Soeumin. The 2D:4D ratios are higher in the female group only, but again a statistically significant difference is absent. In the 2D:4D ratios according to the MBTI preference type, the 2D:4D ratios of the I, S, F, and P types are higher in the unisex group, but a significant difference is not evident. The 2D:4D ratios of the E, N, F, and P types are higher in the male-only group, but again a significant difference is not evident. In the female-only group, the mean of the 2D:4D ratios of the I, S, F, and P types is higher, but a significant difference is not identifiable. Conclusions: The Sasang constitution and the MBTI preference types did not show statistically significant differences regarding the 2D:4D ratios of the male, female, and unisex groups.

Evaluation of compression ratios using JPEG 2000 on diagnostic images in dentistry (치과병원에서 사용되는 진단영상에 대한 JPEG2000 압축률에 대한 평가)

  • Jung Gi-Hun;Han Won-Jeong;Yoo Dong-Soo;Choi Soon-Chul;Kim Eun-Kyung
    • Imaging Science in Dentistry
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    • v.35 no.3
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    • pp.157-165
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    • 2005
  • Purpose : To find out the proper compression ratios without degrading image quality and affecting lesion detectability on diagnostic images used in dentistry compressed with JPEG 2000 algorithm. Materials and Methods : Sixty Digora periapical images, sixty panoramic computed radiographic (CR) images, sixty computed tomographic (CT) images, and sixty magnetic resonance (MR) images were compressed into JPEG 2000 with ratios of 10 levels from 5:1 to 50:1. To evaluate the lesion detectability, the images were graded with 5 levels (1 : definitely absent; 2: probably absent; 3: equivocal; 4: probably present; 5: definitely present), and then receiver operating characteristic analysis was performed using the original image as a gold standard. Also to evaluate subjectively the image quality, the images were graded with 5 levels (1 definitely unacceptable; 2: probably unacceptable; 3: equivocal, 4: probably acceptable; 5· definitely acceptable), and then paired t-test was performed. Results : In Digora, CR panoramic and CT images, compressed images up to ratios of 15 : 1 showed nearly the same lesion detectability as original images, and in MR images, compressed images did up to ratios of 25 : 1. In Digora and CR panoramic Images, compressed images up to ratios of 5 : 1 showed little difference between the original and reconstructed images in subjective assessment of image quality In CT images, compressed images did up to ratios of 10: 1 and in MR images up to ratios of 15 : 1 Conclusion : We considered compression ratios up to 5 : 1 in Digora and CR panoramic images, up to 10 : 1 in CT images, up to 15 : 1 in MR images as clinically applicable compression ratios.

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