• Journal of Information Technology Applications and Management
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• 제14권2호
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• pp.151-168
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• 2007

The corporate credit rating represents an assessment of the relative level of risk associated with the timely payments required by the debt obligation. In this study, the corporate credit rating model employs artificial intelligence methods including Neural Network (NN) and Case-Based Reasoning (CBR). At first we suggest three classification models, as partitioned neural networks, all of which convert multi-group classification problems into two group classification ones: Ordinal Pairwise Partitioning (OPP) model, binary classification model and simple classification model. The experimental results show that the partitioned NN outperformed the conventional NN. In addition, we put to use CBR that is widely used recently as a problem-solving and learning tool both in academic and business areas. With an advantage of the easiness in model design compared to a NN model, the CBR model proves itself to have good classification capability through the highest hit ratio in the corporate credit rating.

• Asia pacific journal of information systems
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• 제20권2호
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• pp.23-37
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• 2010

Conventional Support Vector Machines (SVMs) have been utilized as classifiers for binary classification problems. However, certain real world problems, including corporate bond rating, cannot be addressed by binary classifiers because these are multi-class problems. For this reason, numerous studies have attempted to transform the original SVM into a multiclass classifier. These studies, however, have only considered nominal classification problems. Thus, these approaches have been limited by the existence of multiclass classification problems where classes are not nominal but ordinal in real world, such as corporate bond rating and multiclass customer classification. In this study, we adopt a novel multiclass SVM which can address ordinal classification problems using ordinal pairwise partitioning (OPP). The proposed model in our study may use fewer classifiers, but it classifies more accurately because it considers the characteristics of the order of the classes. Although it can be applied to all kinds of ordinal multiclass classification problems, most prior studies have applied it to finance area like bond rating. Thus, this study applies it to a real world customer level classification case for implementing customer relationship management. The result shows that the ordinal multiclass SVM model may also be effective for customer level classification.

• 한국경영과학회지
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• 제32권1호
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• pp.61-75
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• 2007

The purpose of this paper is to develop a new group classification method based on genetic algorithm and to com-pare its prediction performance with those of existing methods in the area of bond rating. To serve this purpose, we conduct various experiments with pilot and general models. Specifically, we first conduct experiments employing two pilot models : the one searching for the cluster center of each group and the other one searching for both the cluster center and the attribute weights in order to maximize classification accuracy. The results from the pilot experiments show that the performance of the latter in terms of classification accuracy ratio is higher than that of the former which provides the rationale of searching for both the cluster center of each group and the attribute weights to improve classification accuracy. With this lesson in mind, we design two generalized models employing genetic algorithm : the one is to maximize the classification accuracy and the other one is to minimize the total misclassification cost. We compare the performance of these two models with those of existing statistical and artificial intelligent models such as MDA, ANN, and Decision Tree, and conclude that the genetic algorithm-based group classification method that we propose in this paper significantly outperforms the other methods in respect of classification accuracy ratio as well as misclassification cost.

• Journal of applied mathematics & informatics
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• 제28권1_2호
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• pp.439-450
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• 2010

In this paper, we propose a new idea to evaluate the prediction accuracy of user's preference generated by memory-based collaborative filtering algorithm before prediction process in the recommender system. Our analysis results show the possibility of a pre-evaluation before the prediction process of users' preference of item's transaction on the web. Classification functions proposed in this study generate a user's rating pattern under certain conditions. In this research, we test whether classification functions select users who have lower prediction or higher prediction performance under collaborative filtering recommendation approach. The statistical test results will be based on the differences of the prediction accuracy of each user group which are classified by classification functions using the generative probability of specific rating. The characteristics of rating patterns of classified users will also be presented.

• 터널과지하공간
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• 제4권3호
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• pp.215-227
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• 1994

Rock Mass classifications have been developed in many European countries. The most widely used classification methods are the Rock Mass Rating (RMR) system proposed by Bieniawski(1973) and the Q-system developed By Barton et al. (1974). These methods are also adopted at many mountain tunnels and subway sites in our country. Here, a geomechanical classification for slopeds in rock, the "Slope Mass Rating"(SMR) is presented for the preliminary assessment of slope stabiliyt. This method can be applied to excavation and support design in the front part of tunnel and cutting area as a guide line and recommendation on support methods which allow a systemmetic use of geomechanical classification for rock slopes.

• 한국경영과학회:학술대회논문집
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• 한국경영과학회 1997년도 추계학술대회발표논문집; 홍익대학교, 서울; 1 Nov. 1997
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• pp.173-176
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• 1997

In this paper, the classification performances of inductive learning methods are investigated using the credit rating data. The adopted classifiers are Multiple Discriminant Analysis (MDA), C4.5 of Quilan, Multi-Layer Perceptron (MLP) and Cascade Correlation Network (CCN). The data used in this analysis is obtained using the publicly announced rating reports from the three korean rating agencies. The performances of 4 classifiers are analyzed in term of prediction accuracy. The results show that no classifier is dominated by the other classifiers.

• 한국정보통신학회논문지
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• 제18권6호
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• pp.1469-1474
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• 2014

본 연구는 성인용 아케이드 게임물의 심의에서 게임물의 그래픽적인 외관을 심의의 중요요소로 고려하는 입장과 게임물의 시스템적인 측면을 고려하는 입장간의 차이를 고찰하고자 한다. 지난해 3년간에 걸친 '황금포커성' 게임물에 대한 대법원의 판례는 게임물을 심의 할 때 게임물의 그래픽적인 측면만 고려 할 것인지, 게임물의 시스템적인 측면까지 함께 고려할 것인지에 대한 중요한 판단기준을 제시하고 있다. 이는 성인용 아케이드 게임물에 대한 사행성 게임물 확인에 대한 사항을 어디까지 고려해야 할지에 대한 시사점을 제시하고 있다. 본 연구는 게임물의 등급분류에서 신뢰도와 타당도를 높여 줄 수 있는 방안으로서 과학적이고 체계적인 등급분류를 위한 방향을 모색하고자 한다.

• The Journal of Asian Finance, Economics and Business
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• 제8권8호
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• pp.443-451
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• 2021

The classification standards for hotels in Vietnam are different from many other hotel classification standards in the world. This study aims to analyze customer reviews on the TripAdvisor website to develop a new algorithm for hotel rating that is independent of Vietnam's hotel classification standards. This method can be applied to individual hotels, or hotels of a region or the whole country, while online booking sites only rate individual hotels. Data was crawled from TripAdvisor with 22,287 reviews of 5 cities in Vietnam. This study used a statistical model to analyze the review dataset and build an algorithm to rate hotels according to aspects or hotel overall. The results have less rating deviation when compared to the TripAdvisor system. This study also supports hotel managers to regularly update the status of their hotels using data from customer reviews, from which, managers can strategize long-term solutions to improve the quality of the hotel in all aspects and attract more travelers to Vietnam. Moreover, this method can be developed into an automatic system to rate hotels and update the status of service quality more quickly, thus, saving time and costs.

• Geomechanics and Engineering
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• 제13권4호
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• pp.571-584
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• 2017

Slope mass rating (SMR) is commonly used for the geomechanical classification of rock masses in an attempt to evaluate the stability of slopes. SMR is calculated from the $RMR_{89-basic}$ (basic rock mass rating) and from the characteristic features of discontinuities, and may be applied to slope stability analysis as well as to slope support recommendations. This study attempts to utilize the SMR classification system for slope stability analysis and to investigate the engineering geological conditions of the slopes and the slope stability analysis of the Gas Flare site in phases 6, 7 and 8 of the South Pars Gas Complex in Assalouyeh, south of Iran. After studying a total of twelve slopes, the results of the SMR classification system indicated that three slope failure modes, namely, wedge, plane and mass failure were possible along the slopes. In addition, the stability analyses conducted by a number of computer programs indicated that three of the slopes were stable, three of the slopes were unstable and the remaining six slopes were categorized as 'needs attention'classes.

• Journal of Information Processing Systems
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• 제1권1호
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• pp.22-26
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• 2005

In this paper, we classified the objectionable texts into four rates according to their harmfulness and proposed the hierarchical text rating system for objectionable documents. Since the documents in the same category have similarities in used words, expressions and structure of the document, the text rating system, which uses a single classification model, has low accuracy. To solve this problem, we separate objectionable documents into several subsets by using their properties, and then classify the subsets hierarchically. The proposed system consists of three layers. In each layer, we select features using the chi-square statistics, and then the weight of the features, which is calculated by using the TF-IDF weighting scheme, is used as an input of the non-linear SVM classifier. By means of a hierarchical scheme using the different features and the different number of features in each layer, we can characterize the objectionability of documents more effectively and expect to improve the performance of the rating system. We compared the performance of the proposed system and performance of several text rating systems and experimental results show that the proposed system can archive an excellent classification performance.