• Title/Summary/Keyword: Public Banks

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Design of maturity model for software project management level evaluation (소프트웨어 프로젝트의 관리 수준 평가를 위한성숙도 모형 설계)

  • Jeon, Soon-Cheon
    • Journal of Advanced Navigation Technology
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    • v.15 no.4
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    • pp.609-615
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    • 2011
  • In recent public institutions and banks to improve competitiveness in the integration of information systems projects are larger in size and may be the project's ever-growing need appropriate software project management plan. However, between the effect of the project management area for systematic research was scarce. Through this study, previous research in the important area of project management is developed, and "scope, schedule, quality, human resources, risk" of each area of impact analysis and the interaction between the progress of each area, the planning, execution, completion Performance levels were analyzed separately. Affected and Performance Analysis of the results to assess the level of the project management model is presented.

Enhanced Transaction Signing-based Authentication Scheme for Secure Internet Banking (안전한 인터넷 뱅킹을 위한 트랜잭션 서명기법에 관한 연구)

  • Lim, Hyung-Jin;Lee, Jeong-Gun;Kim, Moon-Seong
    • Journal of Internet Computing and Services
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    • v.9 no.6
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    • pp.73-79
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    • 2008
  • Nowadays, all over the world's banks use internet banking through various authentication methods. Although there are strong authentication methods using OTP (One Time Password), there still has vulnerability from sophisticated attacks such as MITM (Man In The Middle). This letter proposes signing-based authentication protocol that copes with attacks, such as MITB (Man In The Browser), and provides non-repudiation function. The protocol shows generic method to prevent the sophisticated attacks through connecting advantages from OTP and PKI (Public Key Infrastructure) certificate, and that can be deployed to various extended form in internet banking.

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A Study Personal 2D Color Feature Image Interpolation

  • Jo, Nam-Chul;Ku, Ja-Hyo;Kim, Hwi-Won;Lee, Ki-Dong
    • 한국정보컨버전스학회:학술대회논문집
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    • 2008.06a
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    • pp.177-180
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    • 2008
  • Surveillance Cameras such as CCTV easily found in places requiring security and the prevention of crimes such as public institutions, banks, etc. play an important role as they prevent all sorts of crimes, and provide a decisive clue fix settling a criminal case. But, in case that a far-off person is photographed, an original image should be enlarged to identify the person. And as for the technique of enlarging an image, it is important to enlarge and restore it close to its original image rather than to merely magnify it. For the enlargement and restoration of an image, techniques called interpolation are used; as for interpolation methods known hitherto, however, the higher the magnifying power is, the more deteriorated the quality of an image becomes to the extent that the image cannot be identified. Therefore, in this paper, we are going to propose a new technique whereby the face outline in an image is vectorized and restored by means of FDP(Facial Definition Parameter) standardized by the MPEG-4 SNHC FBA group, and an image is restored to have better quality than images restored with the existing interpolation.

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Evolution of PKI Internet Banking in Korea

  • Park, Seungchul
    • International journal of advanced smart convergence
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    • v.8 no.1
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    • pp.44-57
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    • 2019
  • Most banks in Korea have provided Internet banking services based on PKI(Public Key Infrastructure) certificates since the early 2000s when Internet banking began in Korea. To support PKI Internet banking, the Korean government backed the electronic signature law and supported the rapid spread of PKI-based Internet banking by regulating the application of PKI certificates to be compulsory in Internet banking until 2015. PKI Internet Banking in Korea has been developed as a pioneer in this field through many challenges and responses until its present success. Korea's PKI banking, which started with soft-token-based closed banking, has responded to various types of cyber attack attempts and promoted the transition to open banking by accepting various criticisms due to lack of compatibility with international standards. In order to improve the convenience and security of PKI Internet banking, various attempts have been made, such as biometric-integrated smartphone-based PKI authentication. In this paper, we primarily aim to share the experience and lessons of PKI banking by analyzing the evolution process of PKI Internet banking in Korea. It also has the purpose of presenting the challenges of Korea's PKI Internet banking and sharing its development vision.

Assessment of Bank Customer's Attitude Toward Financial Technology in Pakistan

  • MUSTAFA, Muhammad;BUTT, Hassan Daud;SARKER, Md Nazirul Islam;GHANI, Maria
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.7
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    • pp.545-556
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    • 2021
  • The financial technology sector is now growing rapidly all over the world, and it has improved the banking system efficiency and customer experience. This research study attempts explicitly to explore the consumer acceptance attitude of FinTech and its products in Pakistan. Technology Acceptance Model was used to assess the entire variable associated with the consumer attitude to adopt new technology. Based on a survey conducted from Pakistan data and by employing the multiple regression analysis, this study proves that the risk involved in FinTech products and services results in less usage of financial technology. The findings of the study also show that the risk should be reduced if banks and other institutes that are involved in financial transactions online must provide security. Moreover, customers are not willing to pay an extra amount for using financial technology. It argues that usefulness helps to change the attitude of banking customers to use financial technology. The attitudes of the customers have a positive relationship with the adoption of financial technology. These results also help guide financial institutions to enhance the adoption of FinTech products. User attitudes must be changed by providing users with more security, less risky applications, and cost-effective products.

Does Perceived Organizational Politics Mediate the Relationship between Job Satisfaction and Organizational Citizenship Behavior? Insights from Bangladesh

  • AWAL, Md. Rabiul;SAHA, Amitav;ISLAM, Mirajul
    • Asian Journal of Business Environment
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    • v.12 no.4
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    • pp.1-12
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    • 2022
  • Purpose: This study mainly aims to investigate the connection between job satisfaction and organizational citizenship behavior of bank employee. Another objective of this study is to check out the mediating impact of perceived organizational politics of bank personnel on the connection between their job happiness and citizenship behavior. Research design, data and methodology: Snowball sampling is utilized in this study, which is done among bank personnel at different public and private banks across north-eastern region of Bangladesh as well as information is accumulated through the use of a five-point Likert-scale questionnaire. IBM SPSS v22, Andrew F. Hayes process macro v3.5 and SmartPLS 3 are used to complete descriptive and inferential statistics. Results: The study results explore that employees' political perception has a negative influence on organizational citizenship behavior where bank employees' job happiness has a positive impact on structural citizenship manners and negative impact on perceived organizational politics. Surprisingly, perceptions of organizational politics were found to have an insignificant mediating effect on the connection between job satisfaction and organizational citizenship behavior. Conclusions: The present study reveals that satisfied bank personnel shows positive and constructive actions toward their organization where their political perception has an insignificant mediation.

The Impact of Supervisory Communication Apprehension on Subordinates' Job Performance: An Empirical Study in Pakistan

  • ASAD, Muhammad;ZAFAR, Mueen Aizaz;SAJJAD, Aymen
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.2
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    • pp.437-448
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    • 2022
  • The impact of supervisory communication apprehension (SCA) on subordinates' job performance was investigated in this study. We also examined the impact of task-related uncertainty in mediating the relationship between SCA and subordinate work performance, as well as the role of information-seeking behavior in moderating the relationship between task-related uncertainty and subordinate job performance. A sample of subordinates and their supervisors from public and private sector enterprises in Pakistan were used in the study. The concept of communication apprehension is not limited to a single organization or industry, and the conditions suggest that apprehensive supervisors are likely to exist in different organizations and industries in Pakistan, including banks, telecommunications, and development sector organizations. Company directors and leaders of human resources departments were contacted to reach out to possible respondents. SmartPLS software was used to evaluate the data using a structural equation modeling technique which is commonly used in explanatory studies (Atta et al., 2021). We found evidence to support ideas predicting the association between SCA and subordinate job performance, as well as the mediating role of task-related ambiguity in the relationship. Furthermore, the findings show that information-seeking activity has a moderating effect on the link between task-related ambiguity and subordinate job performance. This is one of the first studies to look at major mediating and moderating mechanisms in the link between SCA and subordinate job performance.

The Issues and Counter-measures of the Loan for the KNAC Graduates' initial stage of Farm Business (한국농업전문학교 졸업생 창업농자금 지원상의 문제점 및 대책)

  • Ahn, D.H
    • Journal of Practical Agriculture & Fisheries Research
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    • v.9 no.1
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    • pp.3-12
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    • 2007
  • It is our imminent project that we should train young and able manpower to strengthen the international competitiveness under the free trade of agricultural products, to solve the problem of decrease in farm population and of aging people in agriculture. The objective of this research is to suggest an alternative policy plan through the survey and analysis on the controversial issues in loans for starting agricultural business based on the survey of graduates of Korea National Agricultural College from 2002 to 2005. According to the survey, in case of graduates who are not available sufficient fanning capital such as land and agricultural facilities on it, they are not able to get loans from banks in that situation. The survey, as a result, points out that those who are legally required to do farming should be given several special aids by the government such as the improvement of Credit Guarantee Fund System for Farmers and Fishermen and the farming loans conditions for initial farm business, a long term lease of public land, giving a priority in lease-farmland project of farmland bank and allowing loan for working capital for farm management.

The Effect of Mongolian Mobile Banking Service Quality on User Satisfaction

  • DAGVADORJ BOLOR ERDENE;Min Jung Kang
    • International Journal of Internet, Broadcasting and Communication
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    • v.16 no.1
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    • pp.226-232
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    • 2024
  • This study attempted to demonstrate the role of perceived value and trust in the relationship between mobile banking service quality and use satisfaction. A survey was conducted on customers of Mongolian banks, and an analysis was conducted based on the collected data With the development of the fintech industry, the Internet-based mobile banking market is striving to provide convenient services to consumers. The result led to the introduction of an online-oriented Internet bank that can operate 24 hours a day regardless of time and space. The characteristic of operating only with the Internet has a positive aspect of providing services quickly and conveniently, but at the same time, including concerns about security and personal information leakage. This can make you hesitate to use the service. Therefore, we attempted to find out how the quality of mobile banking service affects the perceived value and satisfaction of using trust. A survey was conducted to verify the contents of the research model and hypothesis. This is to secure data to be used for empirical analysis of research hypotheses. The survey was conducted with 124 consumers in Ulaanbaatar, the capital of Mongolia. Based on the analysis results, we understood the satisfaction of consumers using mobile banking and suggested ways for consumers to improve their actual satisfaction using mobile banking. Specifically, service quality sensitivity, security, convenience, and design had a positive effect on perceived value or trust, ultimately leading to consumer satisfaction.

Home and Neighborhood Environment of Children: Based on Socio-economic Status and Settlement Character (저소득층 아동의 주거환경)

  • Kwak, Eun-Soon;Chung, Mi-Ra
    • The Korean Journal of Community Living Science
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    • v.18 no.3
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    • pp.493-505
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    • 2007
  • The purpose of this study is to examine the regional differences of 0-12 aged children's environment based on their parents' socioeconomic class and on the character of the settlement. One thousand and two hundred households were investigated and the results are as follows. It is revealed that families in low socio-economic class are more likely to be exposed to noise and home crowdedness. Families living in spontaneous settlement are deprived of natural light and the roads to their homes are steep and narrow. Low income families face a housing affordability crisis. Most of them pay housing rent on monthly basis. The basic infrastructure of low income neighborhood is lacking convenient facilities like shopping centers, public transportation systems, banks, public parks, and libraries. This lack of facilities is more severe in spontaneous settlement. Instead, bars and taverns are located in their neighborhood. Accessibility to parks and resource centers is an important factor that makes both middle and low income families consider their neighborhood to be positive and this condition is counted better in social housing area than in spontaneous settlement. On the contrary, social networks like friends and relatives are strong in spontaneous settlement and families in poverty value these relationships. Such networks are weak in social housing area and this difference is not related to their residential period. Low income families living in social housing area are more pessimistic about their future and this view might result from their counterpart middle class neighbors and the weak social networks.

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