• 한국경제지리학회지
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• 제17권3호
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• pp.502-516
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• 2014

본 연구는 한국노동패널을 이용하여 지니계수를 분해와 패널분석을 통해 부동산소득이 가구 소득불평등에 미치는 영향을 실증분석하였다. 공간적 범위를 전국, 수도권, 비수도권으로 나누었고 글로벌금융위기 전 후로 기간을 살펴보았다. 분석결과, 첫째, 전기간을 전국, 수도권, 비수도권으로 나누어 지니계수 분해를 이용해 소득 원천별로 나누어 살펴본 결과, 총소득에서 전국과 수도권은 부동산소득이 차지하는 절대적, 상대적 기여도가 가장 크게 나타난 반면 비수도권은 근로소득이 가장 크게 나타났다. 또한 전국과 수도권은 부동산소득이 가구 소득불평등을 가장 심화시키는 것으로 나타났다. 둘째, 금융위기 이후기간이 이전기간에 비해 가구 소득불평등에 부동산소득이 영향을 덜 미치는 것으로 나타났다. 이는 글로벌금융위기 이전에는 부동산가격이 급등을 하여 가구 소득불평등을 심화시켰으나 이후기간에는 가격하락으로 수익성이 악화돼 일시적으로 약화된 것으로 판단된다. 셋째, 상관관계분석에서 가구주 연령이 높고 고졸미만의 학력의 가구는 다른 가구에 비해 가구총소득이 낮을 것이며, 원천별 소득 특히 근로소득이 높을수록 가구 총소득이 상대적으로 높았다. 넷째, 수도권과 비수도권 지역으로 구분한 가구소득 결정요인을 패널분석한 결과를 비교하면 근로소득, 금융소득과 기타소득의 영향은 비수도권지역이 수도권지역에 비해 높은 반면 부동산소득의 영향은 수도권지역이 비수도권지역에 비해 높은 것을 알 수 있다. 정부는 소득불평등을 줄이기 위해서 고소득층에 세금을 강화하고 저소득층에 대한 세금 감면을 할 수 있는 정책적 배려가 필요하며 다양한 일자리 창출을 위한 노력을 기울여야 한다. 또한 자산보유를 통해 창출하는 소득의 비중이 높아질수록 소득불평등이 악화하는 경향이 있는 만큼 부동산가격 안정화에 중점을 두면서 지역별 차별성을 두고 정책을 수립 집행할 필요성이 있다.

• 한국가정과학회지
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• 제2권1호
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• pp.1-11
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• 1999

This study was to compare the income and financial assets of the Salary Earner and those of Self-Employed households. The data was drawn from the Korean Household Panel Study(KHPS) that was surveyed by Daewoo in 1995. The major findings were as follows: 1. All households were holding salary/business income, and the average of salary/business income of Salary earner household and Self-employed household were found to be 1,580,000 won and 2.050,000 won respectively. 2. Households were holding saving accounts most in both groups. 3. The yearly financial income, yearly immovable property income, and the yearly annuity income were correlated with yearly subsidiary income. The yearly financial income were correlated with the yearly annuity and yield from bonds. There were negative relationships between the yearly annuity and yield from bonds. The yearly miscellaneous income was correlated with the yearly yield from stock. There were negative relationships between the yield from stock and bonds in Salary-Earner households. 4. The yearly subsidiary income and yield from bonds were correlated with monthly business income. The yearly annuity and yearly total amounts of saving accounts were correlated with yearly subsidy income. The immovable property, the yearly yield from stock and bonds were correlated with the yearly financial income. The yearly yield from stock and bonds were correlated with the immovable property and the yearly annuity income. The yearly misellaneous and total amounts of saving accounts were correlated with the yearly yield from stock and bonds. The Yearly yield from stock was correlated with yield from bonds in Self-Employed households. (Koran J of Human Ecology 2(l) : 1-11, 1999)

• 보건행정학회지
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• 제31권3호
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• pp.364-373
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• 2021

Background: This study aims to examine the regressiveness of national health insurance (NHI) premium burdens for local subscribers. The government has established a restructuring of health insurance contributions in 2017. Therefore, insurance premium reform began in 2018 and the second national health insurance premium reform will be carried out in 2022. We will analyze local subscribers before and after the policy reform of 2018. Methods: This study used data from 'local premium imposition elements' in the health insurance statistics annual reports (2017-2019) on National Health Insurance Service (NHIS). This study was calculated contribution rates according to levels of income and property for local insured by the method of comparing. Simulations of primary and secondary reforms were conducted in the study to determine regressiveness. Results: Insurance premiums for local subscribers were analyzed separately by income and property insurance premiums. In the income premium analysis, the higher the income, the lower the premium rate, and then the fixed rate was maintained from a certain section. The regressiveness of income insurance premiums has been eased in part. On the other hand, the property insurance premium burden was found to be regressive still by income class. Conclusion: Regressiveness analysis showed that a decrease in income contributions was achieved to local insured in the first phase of reform. But in the second phase of reform, more consideration should be given to reductions of property premium portions of local subscribers. Based on the results, the author suggested policy discussions to reorganizing the new systems of NHI contribution of local Insured.

• 경영과정보연구
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• 제33권3호
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• pp.21-33
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• 2014

본 연구는 최근에 해외직접투자의 결정요인으로써 간주되고 있는 투자대상국의 지적재산권 보호의 영향에 관하여 실증분석 하였다. 2000부터 2008년까지 미국의 다국적기업들을 대상으로 고정효과 모형(FEM)과 시스템 GMM을 사용하여 분석한 결과, 지적재산권 보호의 변화는 미국 다국적기업으로부터의 해외직접투자를 유입에 있어서 긍정적인 영향을 미치는 반면에, 지적재산권 보호의 정도는 유의적인 영향을 제공하지 않았다. 소득수준을 기준으로 고소득국가와 저소득국가로 나누어 실시한 추가 분석결과에서 역시 지적재산권 보호의 변화만이 저소득국가에서의 미국 다국적기업의 투자에 긍정적인 영향을 미치는 것으로 나타났다. 패널자료의 특성상 오차항의 이분산성(heteroscedasticity)을 고려하여 전체 투자대상국을 상대로 FGLS와 PCSE 분석을 실시한 결과에서도 지적재산권 보호의 변화만이 해외직접투자의 유입에 긍정적인 영향을 미치고 있음을 알 수 있으며, 동일한 방법으로 고소득국가와 저소득국가로 나누어 추가분석을 실시한 결과에서는, 저소득국가에서만 미국 다국적기업의 해외직접투자 유입에 유의적으로 긍정적인 영향을 제공하고 있음을 보여주었다. 이러한 결과는 투자대상국의 지적재산권 보호의 수준보다는 변화가 해외직접투자의 유입에 영향을 제공하는 것으로써, 특히 저소득국가가 미국 다국적 기업의 해외직접투자를 유입하기 위하여 지적재산권 보호의 변화에 대한 중요성을 시사한다.

• 가정과삶의질연구
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• 제4권2호
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• pp.67-88
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• 1986

This study attempts to explain the income and consumption problems of urban low-income consumers and to explore factors of their poverty. For the purpose of this study, interviews were conducted with 124 low-income home managers. All the subjects live in Seoul and Inchon. The major findings are: First, low-income families seriously suffer from low income and small property. And the degree of economic hardship is the most serious with wife-working families whose husbands have no job or are dead. Second, low-income consumers have low budgeting and purchasing skill. Third, low-income consumers have 'doing' orientation but have fatalistic value orientation. This study suggests that it is necessary to develop an integrative measurement of economic hardship. It also suggests that low level of low-income consumer's skill can be well explained in terms of man-nature value orientation.

• 디지털융복합연구
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• 제14권9호
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• pp.89-97
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• 2016

소득증대와 고용창출의 핵심역할을 하는 지식재산권은 특히 창조경제에서 매우 중요한 역할을 한다. 많은 기업들은 이러한 패러다임에서 브랜드관리에 심혈을 기울이고 있는 가운데 강력한 브랜드자산을 구축함으로써 궁극적으로 이윤극대화 등 기업의 경영성과를 올리기 위한 노력이 높아지고 있다. 기술거래 및 사업화, 금융지원, 투자의 사결정, M&A, 소송, 브랜드전략 등의 목적에서 브랜드 재활성화(revitalizing)를 위한 상표권 가치의 합리적 평가는 매우 중요한 것이라 할 것이다. 그러나 이러한 중요함에도 불구하고 지식재산권에 대한 인식부족과 평가하는 역량은 매우 부족한 실정이다. 이에 본 연구는 기업상표권 가치평가를 위해 실제 상표권을 보유하고 있는 사례기업을 대상으로 원가법과 수익접근법에 의한 사례분석을 실시하여, 원가법의 205백만원에서부터 수익접근법의 변동할인율, 조정기여도를 적용한 270백만원까지 다양한 결과를 제시하였다. 하지만 단일기업을 통해 시사점을 얻은 것은 본 연구의 한계이며, 향후 규모별, 업종별 다양한 기업군의 사례분석과 적용반안에 대한 연구가 계속되어야 할 것이다.

• 한국사회복지학
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• 제48권
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• pp.113-149
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• 2002

The primary purpose of this study is to analyze the decreasing effect of public and private income transfers on poverty rate. Two year data of Korean Labor and Income Panel Study (KLIPS, 1998, 1999) are used for the analysis, and 1/2 of median income and 1/3 of mean income are adopted to measure poverty rate. Although private income transfer contributes more to reduce the rate than the public transfer, the main effect for decreasing poverty rate is forced by the wage. Statistically significant variables that affect to the exit of poverty based on the logistic regression analysis are number of family members(-), wage(+), property income(+), social insurance benefit(+), and the transfer income(+). Therefore, the future policy should be more related with the active labor market policy for developing better human resources among the poor family.

• 의료법학
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• 제15권1호
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• pp.185-209
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• 2014

While the local health insurance and the employment-based insurance were integrated in July 2000, the insured is divided into employment-based insured and the local insured and the relevant premium has been applied to both groups. The health insurance premium having the feature of social solidarity has to be determined depending on income, that is, the ability to pay in accordance with the principles of social insurance. While employment-based insurance premium has been determined depending on the earned income, the local insurance premium for the local insured has been determined by scoring gross income(evaluated income), property and possession of automobiles. A variety of improvement approaches has been implemented including introduction of the employment-based insurance premium ceiling system (2002) and the change of property scoring system for the local insured (2006). However, the health insurance system which was merged in 2000 has been implemented up to now without significant change even though there were lots of socio-demographic change including increase of income level and the population structure such as low birth and aging. In other words, it is required to implement the premium rating system securing the income-based equity. Nevertheless, it was inevitable to apply the diverse rating standards in the early stage because it was very difficult to verify the income of the self-employed. Although the income verification rate was significantly increased from 23% in 1989 to 44% in 2010, the irrational standards including property, automobiles, living standard and activity rate have been still applied to the local insured because it is difficult to secure the validity of insurance premium rating system and it severely lacks of security. This paper investigated whether the current insurance premium rating system for the local insured imposing the premium on the basis of 'gender' and 'age' complies with the basic human rights secured by the current Constitution of the Republic of Korea with respect to the practical and theoretic irrationality of insurance premium rating system and standards for he local insured. In accordance with the analysis results, this paper proposed the approach to improve the system.

• 웰빙융합연구
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• 제3권1호
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• pp.21-31
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• 2020

As people's income rises dramatically, people's happiness seems not as high as expected. In fact, there are two different arguments about the relationship between income level and happiness. The focus of the debate is whether the correlation between income and probability of happiness is positive or negative. Therefore, we hypothesizes that the relationship between income and probability of happiness presents an inverted U-shaped curve. Then, this paper sets China as an example to explore the effect of income on happiness. The data from the Chinese General Social Survey (CGSS) in 2015 is employed to conduct empirical analyses under the Probit model and the Zero-Inflation-Passion model. The empirical findings indicate that the effect of income on happiness presents an inverted U-shaped curve and significantly in statistic. Meanwhile, spouse's income, educational level, marriage time and house property have a positive and significant effect on happiness. Conversely, age and local living standards have a negative and significant effect on happiness. Unfortunately, even though registered residence and children have a negative effect on happiness, they do not get through the significant test. In order to ensure the robustness of our empirical results, we test the robustness of the above empirical results by adjusting the sample size. The results of robustness test verify that our empirical results are robust. Moreover, this paper also makes a small contribution to the current literature with a sample from China.

• 가정과삶의질연구
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• 제13권4호
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• pp.115-124
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• 1995

The purpose of this study was to accept its contents as lessons for today and to search for the correct way to lead home economy of the future by way of retranslating home economic view in literatures and documents of Cho-sun Dynasty(1392-1910) Through studying Cho-sun's literatures and documents: 「Ne-hun」 by the queen So He 「Kyou-dyoung-yo-ram」by Lee Whang 「Kyung-mong-yo-kul」by Lee Yul 「Song-ho-sa-sul」by Lee IK 「Sa-so-jol」by Lee Duk Moo「Buk-hak-ee」 by Park Je Ka 「Mok-min-sim-su」 by Jung Yak Yong. The results of this study can be summarized as follows : 1. The view of income: 1) Cut down on the too much greed of property (property income) 2) Work hard with diligence(earned income). 2. The view of expense : 1) Get food clothing and housing with frugality 2) Spend money for home rites and reception of guests with manner and truth without extravagnace. 3. The view of buying and selling: Buy and sell with credit. 4. The view of borrowing and lending: Borrow and lend money honestly,. 5. The view of home book-keeping : Keep home book-keeping every day. 6. The view of economic preparation : Save for a rainy day wisely.