• 제목/요약/키워드: Professional Liability Insurance

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의료분쟁 예방을 위한 책임보상보험 도입에 관한 연구 (A Study on the Introduction of Liability Compensation Insurance to Prevent Medical Dispute)

  • 김기홍
    • 한국중재학회지:중재연구
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    • 제28권4호
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    • pp.43-59
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    • 2018
  • This study aims to review various efforts required by medical institutions to prevent medical accidents in advance and to suggest the necessity of introducing liability insurance for medical accidents based on cases abroad and compulsory professional indemnity insurance at home. Over the past five years between 2013 and 2017, the number of inquiries regarding medical accidents and medical disputes has increased by 11.1 percent from 36,099 to 54,929, and the number of mediation and arbitration for medical disputes has increased by 14.3 percent from 1,304 to 2,225. Since some medical accidents even cause social problems, a compulsory insurance system for the liability of medical institutions for damages need to be introduced to promptly compensate the victims of medical accidents and to ensure compensation by medical personnel. In Korea, a system is in place to provide compensation for a client who suffers an accidental damage after receiving professional services, regardless of whether or not the professional service provider can provide compensation. In major foreign countries, a medical liability system is in place that is applied either by the principle of liability with fault, or the principle of liability without fault. In this study, the cases of compulsory insurance and semi-compulsory insurance in the US and Japan to which the principle of liability with fault is applied, as well as the case of New Zealand to which the principle of liability without fault is applied, were examined. It is necessary to urgently introduce the compulsory insurance system for the liability of compensation to prevent medical disputes and to compensate for the life and physical damages of the victims of medical accidents in domestic medical institutions. Doing so is expected to ensure fair compensation for the victims of medical malpractice and compensation by medical personnel, thereby improving medical practice.

A Basic Study on the Introduction of Professional Indemnity Insurance for Construction Project Managers

  • Cho, Young-Jun
    • 한국건축시공학회지
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    • 제13권2호
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    • pp.102-111
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    • 2013
  • During the administration of a construction project, various types of participants are engaged in the project. From the design phase to the maintenance phase, these participants may confront many risks. To avoid these risks, participants should utilize an insurance company or a bond company. The types of risks and liability that a construction manager may face are listed in the construction law or contract. But there are some arguments related to risk transferring and the content of risks. For this reason, construction managers must carefully consider any possible risks in the contract and the construction law. Therefore, for construction managers to deal with risks appropriately, the introduction of a legal requirement to carry professional liability insurance, a defined compensation range for damages, a method of guarantee in the event of defects, a defined compensation claim period for damage, and a method of damage claim were suggested in this study.

제조물책임법 (PL법)의 변화와 대처방안 (Production Liability Law and Method of Protection and Defence)

  • 이상복
    • 기술사
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    • 제30권6호
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    • pp.153-163
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    • 1997
  • In this paper, we explain Production Liability(PL) law and research method of protection and defence of PL law. In introduction, we give some examples of PL law In main issue, we explain more detail PL law. We survey several country PL law, specially U.S.A., EU, Japan whose are deeply related with us as important export country We discuss our country PL status, our country don't legislate PL law until now We have consumer protection law(소비자보호법) which is weaker than PL law but stronger than civil law(민법), We believe that PL law will be legislated within not long time. At last we discuss protection and defence of PL law inside of company and outside of company as PL insurance.

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Life Cycle Costing: Maintenance and Repair Costs of Hospital Facilities Using Monte Carlo Simulation

  • Kim, Tae-Hui;Choi, Jong-Soo;Park, Young Jun;Son, Kiyoung
    • 한국건축시공학회지
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    • 제13권6호
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    • pp.541-548
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    • 2013
  • During the administration of a construction project, various types of participants are engaged in the project. From the design phase to the maintenance phase, these participants may confront many risks. To avoid these risks, participants should utilize an insurance company or a bond company. The types of risks and liability that a construction manager may face are listed in the construction law or contract. But there are some arguments related to risk transferring and the content of risks. For this reason, construction managers must carefully consider any possible risks in the contract and the construction law. Therefore, for construction managers to deal with risks appropriately, the introduction of a legal requirement to carry professional liability insurance, a defined compensation range for damages, a method of guarantee in the event of defects, a defined compensation claim period for damage, and a method of damage claim were suggested in this study.

공공건설사업의 하자에 대한 수급인의 책임에 관한 연구 (A Study on the Contractor's Liability for the Defects in the Public Construction Works)

  • 조영준;현창택
    • 한국건설관리학회:학술대회논문집
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    • 한국건설관리학회 2002년도 학술대회지
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    • pp.46-53
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    • 2002
  • 건설사업에서 공공건설사업은 국가계약법령에 의해 집행되고 있고, 계약유형으로 볼 때 도급, 위임, 고용 등 복합적인 계약성질을 띠고 있으므로, 수급인의 하자책임을 단일화하여 규정하는 것이 쉽지 않다. 이로 인해 계약이행중 발생하는 불완전이행과 목적물 인수 후 발생하는 하자에 대한 수급인의 책임에 대한 적용 및 해석은 어려운 작업이 되어 왔다. 그리고 불완전이행이나 하자에 대한 연구는 활성화되지 못하였고, 불완전이행이나 하자관련 분쟁이 발생하게 될 경우 당사자 일방이 포기하거나 일반론적으로 접근하여 본질적인 문제해결을 이루지 못하였다. 따라서 공공건설사업에 있어서 수급인의 하자책임에 대해 심층적으로 고찰할 필요성이 있다. 이러한 문제점을 인식하여 본 연구에서는 건설공사의 하자나 불완전이행은 제조물책임법에서 규정하는 결함과는 다르므로 국내외 수급인의 하자책임에 대해 고찰한 후, 우리나라 국가계약법령에 근거한 수급인의 불완전이행 및 하자책임을 분석하여 문제점을 도출한 후 개선방안을 항목별로 도출하였다.

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정보전문가의 과오행위에 관한 연구 (A Study on the Malpractice of Information Professionals)

  • 홍명자
    • 한국도서관정보학회지
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    • 제33권4호
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    • pp.179-207
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    • 2002
  • 본 논문은 각종 도서관 및 정보센터에서 사서로 활동하거나, 독자적으로 혹은 기관에 소속되어 정보중개인으로 활동하는 정보전문가가 직무범위 내에서 정보봉사를 할 때, 주의의무를 태만히 하여 오류정보 와 불충분한 정보 등을 제공함으로써 이용자에게 손해를 입히는 과오행위에 관한 연구이다. 과오행위가 성립되기 위한 필수적 요소와 이를 회피하기 위한 대처방법에 대해 구체적으로 다루었다.

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우리나라의 건강보험 수가 시스템: 상대가치 그리고 새로운 건강보험 보장성 강화 대책 (National Health Insurance System of Korea: Resource-Based Relative Value Scale and a New Healthcare Policy)

  • 최준일
    • 대한영상의학회지
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    • 제81권5호
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    • pp.1024-1037
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    • 2020
  • 상대가치란 소모된 자원의 양을 기준으로 의료행위의 가치를 상대적으로 비교한 점수로 의사업무량, 진료비용, 위험도로 구성된다. 2차 상대가치 개정 당시 영상검사 수가는 높은 원가 보존율을 이유로 인하되었다. 영상검사 수가는 상대가치 체계에서 진료비용이 대부분을 차지하고 있으며, 의사업무량은 상대적으로 저평가되어 있다. 문재인케어라고 불리는 새로운 건강보험 보장성 강화 대책은 비급여의 급여화, 본인부담금 상한제 확대, 재난적 의료비 지원을 골자로 국민의 의료비 부담을 줄이는 것이 목표이며 향후 건강보험 재정에 부담이 늘어날 것으로 우려된다. MRI와 초음파 검사 급여 확대는 문재인케어에서 큰 비중을 차지하고 있으며 영상의학과는 문재인케어 적용 과정에서 저평가된 영상검사에서의 의사의 노동을 적절히 평가받을 수 있도록 노력해야 한다.

영국 브라이튼대학교 물리치료학과의 직무중심 교육과정 적용 사례 연구 (Case Study for Application of Job Centered Curriculum in Department of Physiotherapy: Brighton University in England)

  • 송주영
    • 대한물리의학회지
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    • 제13권2호
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    • pp.97-107
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    • 2018
  • PURPOSE: This study investigated the job-centered curriculum in the Department of Physiotherapy at the University of Brighton, England, to examine NCS (national competency standards) curriculum in physiotherapy. METHODS: The researcher visited the University of Brighton from September 2015 to May 2016 and conducted interviews with faculty members. Data were collected through the university's website and the Chartered Society of Physiotherapy. RESULTS: The undergraduate program is a three-year program and with a module system. There is a course leader for each module. Each grade requires 120 credits (10 hours per credit) and credit hours can be earned through lectures, tutorials, practical sessions, self-directed e-learning, group work, inter-professional classes, and seminars. Clinical placement is carried out six times during 3 years, for a total of 32 weeks, 35 hours per week, 1120 hours in total. Students are enrolled as a student members of the Chartered Society of Physiotherapy and are covered by professional liability insurance during clinical placement. The Center for Teaching and Learning holds regular workshops to discuss curriculum and module design, conduct course reviews, and review student assessment and feedback. All courses at the university must be approved, monitored annually, and re-approved every 5 years. CONCLUSION: This study can contribute to the development and operation of the NCS physiotherapy curriculum, as well as to the development of modules and assessment tools related to the application of this curriculum.

우리나라 설계자/감리자의 클레임 대응방안 연구;설문조사를 중심으로 (A Study on the Strategy for Engineer/Designers' Risks in Korea;Based on Questionnaire Survey)

  • 조영준;박홍식;김성빈;박경남
    • 한국건설관리학회:학술대회논문집
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    • 한국건설관리학회 2007년도 정기학술발표대회 논문집
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    • pp.479-482
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    • 2007
  • 건설클레임중에서 설계자와 감리자를 상대로 하는 클레임은 그다지 주목받지 못하였다. 그러나 건설현장에서 설계자나 감리자에 기인하여 클레임이 상존하고 있는 실정이다. 실제로 설계자와 감리자와 관련된 클레임은 전문책임과 관련된 사항이므로 판단하기가 무척 어려운 면이 있긴 하지만, 실제 클레임으로 비화될 경우 설계자나 감리자의 자체재무능력만으로 해결하기 어려운 것이 현실이다. 현장에서는 많은 설계자나 감리자들은 클레임의 위험에 노출되어 있으면서도 그에 대책에 마련되어 있지 못한 실정이다. 따라서 본 연구에서는 설문조사를 통하여 설계자/감리자가 당면하고 있는 클레임에 대한 인식을 조사하였고, 그에 대한 대처방안을 조사하여 제시하였다.

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치과의료사고 및 분쟁에 대한 국내·외 문헌고찰 (Domestic and Foreign literature review of Dental Accidents and Malpractice claims)

  • 김명기;조한아;이진한
    • 대한치과의사협회지
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    • 제53권2호
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    • pp.82-95
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    • 2015
  • Background: Interest in medical malpractice claims and accidents is a day-to-day social issue to general public as well as medical personnel. Related laws and regulations already have been established, and institutions based on the laws and regulations also have been founded. However, in our dental community, interest and response to the issue seem insufficient. Methods: We searched four medical literature databases that are mainly cited in the medical community. Keywords including 'dental malpractice claims', 'patient safety' and 'medical accident' were used for the search. Among the selected literatures, we chose specific ones separately whose content is authentic and easily approachable. Results: Medical malpractice claims and accidents tend to increase around the world. As the cost or the difficulty level of surgery increases, the dispute rate also increases, which appears even more apparent in developed countries. Preventive measures to prevent the disputes and accidents are not significantly different. Three critical of them include relationship of doctor with patient, the informed consent and medical record. Conclusion: Tools for accident occurrence or communication improvement have been introduced. All of those cost time and money. However, education or professional request of liability insurance companies, self-education and provision of guidelines can be immediately implemented. To implement those, dentists' promotion at the regional or national level is imperative. rhBMP-2 is widely used at sinus augmentation, alveolar bone defect, and socket preservation.