• Title/Summary/Keyword: Payment system

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Mobile-IoT System for Payment Efficiency and Convenience of Offline Shopping (오프라인 쇼핑의 결제효율과 편의성 제공을 위한 모바일-IoT 시스템)

  • Lee, Jeong-Hoon;Jeong, Seung-Hun;Kim, Young-Gon
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.19 no.1
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    • pp.289-294
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    • 2019
  • It easily collects information on purchased goods using IoT(Internet of Things). The collected data is updated directly to the smartphone for verification. The payment information is generated by QR-Code. As a way to implement a system, System was configured with two assumptions: IoT technology using Raspberry-Pi and mobile QR technology. First, RFID tags are attached to the goods instead of barcodes. Second, it has an IoT computer(Raspberry-Pi) built into its shopping cart. This system keeps traditional shopping method of face-to-face payment, but replace time-consuming tarditional barcode tagging method to QR-tagging system for time-efficiency. By debeloping the system of this paper, we maintain pleasures in offline store shopping and it provide convenience due to reduced waiting time for customers and providing prior information about the products.

A study on the relationship between the job stress factors and the turnover intention on the pilots of the Korean Air Force (공군 조종사 직무스트레스 요인과 이직의도 상관관계 연구)

  • Park, Kyung-Jong;Noh, Yo-Sup
    • Journal of the Korean Society for Aviation and Aeronautics
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    • v.19 no.3
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    • pp.33-42
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    • 2011
  • This study focused to find the main factors causing job stress to ROKAF pilots and of which factors affects to turnover intention. As a results, the factors of job stress are job characteristics, over loaded ground work, payment, promotion and employee benefits & service system. All of these 5 factors are positively related to the causes of a pilot stress. Among the job stress factors, payment, promotion and over loaded ground work are positively related as the same order. But, job characteristics and employee benefits & service system are not. Even though ROKAF pilots are stressed by annual requirement and night flying, and also are stressed by unfulfilled welfare, those two stress factors are not related to the turnover intention.

Blind Signature based on Mobile Commerce (무선 인터넷에서의 은익기반 서명에 의한 전자상거래)

  • Kim, Jang-Hwan;Rhee, Chung-Sei
    • Convergence Security Journal
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    • v.8 no.2
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    • pp.1-6
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    • 2008
  • Designing efficient and secure electronic payment is important for M-Commerce. In this paper, we propose an efficient Micro-payment protocol that allows multiple transactions using ID-based public key encryption-system. The proposed payword system requires to generate authenticated key generated by Weil-pairing which uses an elliptic curve cryptosystem over finite field Fq for transactions. Therefore, it is more secure in known key attacks as well as man-in-the middle attacks.

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Mobile payment system based on NFC for secure payment environment (안전한 결제 환경을 위한 NFC 기반 모바일 결제 시스템)

  • Kim, Dae-Suk;Park, Sung-Wook;Lee, Im-Yeong
    • Proceedings of the Korea Information Processing Society Conference
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    • 2012.11a
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    • pp.1028-1031
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    • 2012
  • NFC 기능을 탑재한 스마트폰의 보급이 증가하고 점차적으로 NFC를 활성화하여 고객에게 편리함을 주려는 기업들이 늘어나고 있다. 하지만 기존의 NFC 기반 Payment System의 경우 사용자의 개인 정보를 부분적으로 암호화하지 않은 것과 내부 및 제 3자의 개인정보 유출, 그리고 개인정보를 무단활용을 대표적인 문제점으로 나타낼 수 있다. 뿐만 아니라 도난 및 분실의 위험으로 인한 피해가 있을 수 있다. 이러한 문제점들로 인하여 본 연구에서는 자체적인 NFC 보안에 사용자 어플리케이션 실행시 한 번의 개인정보 입력에 따른 암호화로써 NFC 단말기 간의 정보를 주고 받을 때 암호화를 할 수 있도록 구현하고자 한다. 이렇게 함으로써 NFC를 이용하여 결제를 하였을 시에 암호화 된 개인정보이기 때문에 외부의 공격자로부터 보안에 대한 위협을 줄일 수 있으며, 도난과 분실에도 개인정보가 식별되지 않기 때문에 보다 안정성을 높일 수 있다.

Privacy-Preserving NFC-Based Authentication Protocol for Mobile Payment System

  • Ali M. Allam
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.17 no.5
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    • pp.1471-1483
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    • 2023
  • One of the fastest-growing mobile services accessible today is mobile payments. For the safety of this service, the Near Field Communication (NFC) technology is used. However, NFC standard protocol has prioritized transmission rate over authentication feature due to the proximity of communicated devices. Unfortunately, an adversary can exploit this vulnerability with an antenna that can eavesdrop or alter the exchanged messages between NFC-enabled devices. Many researchers have proposed authentication methods for NFC connections to mitigate this challenge. However, the security and privacy of payment transactions remain insufficient. We offer a privacy-preserving, anonymity-based, safe, and efficient authentication protocol to protect users from tracking and replay attacks to guarantee secure transactions. To improve transaction security and, more importantly, to make our protocol lightweight while ensuring privacy, the proposed protocol employs a secure offline session key generation mechanism. Formal security verification is performed to assess the proposed protocol's security strength. When comparing the performance of current protocols, the suggested protocol outperforms the others.

Smart Bus System using BLE Beacon and Computer Vision (BLE 비콘과 컴퓨터비전을 적용한 스마트 버스 시스템)

  • You, Minjung;Rhee, Eugene
    • Journal of IKEEE
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    • v.22 no.2
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    • pp.250-257
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    • 2018
  • In this paper, a smart bus system that automates public bus traffic payment by applying beacon and computer vision and provides bus route information, real-time location information, getting off alarm is proposed. By using the beacon to recognize busses near the stop and to board the bus to be boarded, this system automatically processes the payment when boarding by using the distance from the beacon and the information provided by the beacon and the face comparison. After the payment processing, the system provides the route information of the boarded bus and the real-time bus location information to the user, and when the user sets an alarm using these informations, the alarm is activated when the bus leaves the bus stop.

A Study on the Payment System in Electronic Commerce (전자상거래에서 지불시스템에 관한 연구)

  • 오상영;김영기
    • Proceedings of the Korea Society for Industrial Systems Conference
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    • 1998.10a
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    • pp.219-227
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    • 1998
  • 인터넷의 발전이 새로운 상거래 방식을 구현하고 있다. 가상 공간을 이용한 사이버구매형태는 소비자, 판매자의 여러 측면에서 비용을 최소화하는 전기를 마련하고 있다. 이러한 형태의 상거래를 전자상거래(electronic commerce)라고 하며 여기에서 가장 중요한 구매비용 절차에 대한 시스템이 지불시스템(payment system)이다. 지불시스템은 소비자가 가장 민감하게 반응하는 부분으로 전자상거래에서 가장 중요한 발전 요인이 될 수있다. 이러한 지불시스템을 연구하기 위해 현재 가장 많이 사용되고 있는 지불방식의 사례를 살펴보고 전자지불 시스템의 한계점들을 살펴 전자상거래에서의 지불시스템의 발전 방향을 재고하고자한다.

Theoretical Grounding of Perceived Risk in Adoption of Mobile Payment System and Behavioural Intention

  • Bharti Ramtiyal;Deepak Verma;Ajay Pal Singh Rathore
    • Asia pacific journal of information systems
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    • v.31 no.4
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    • pp.543-574
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    • 2021
  • This study focuses on a better understanding of the importance of risk perception in adopting Mobile Payment Systems (MPS) by conducting a systematic literature review. From the social science field (using Scopus and Web of Science database) articles were selected. Overall, forty-four significant pieces were determined using a systematic methodology. In addition to providing a summary of the most used theories used to address perceived risk in MPS this paper also investigates the definition for the perceived risk in MPS literature. The study is performed through the identification of dominant theories used to explain perceived risk in the literature. The article gives a thematic analysis of theories and the relation of perceived risk with behavioural intention. As far as we know, this is the first effort of its kind to give a holistic, systematic literature review in light of perceived risk in MPS. Consequently, it is a crucial first step in establishing a solid theoretical framework involving the constructs of perceived risk and laying the groundwork for future research in this area.

A Study on Reuse Intention of the Easy Payment Service (간편 결제서비스 재사용의도에 관한 연구)

  • Kim, Jun-Woo;Nam, Jung-Ki;Jeon, Dong-Jin
    • Journal of Digital Convergence
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    • v.16 no.11
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    • pp.303-312
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    • 2018
  • The purpose of this study is to design the easy payment service research model and to find the influencing effect on the intention for the reuse of easy payment service by analysing the factors such as the social influence, the promotion condition, the security and the convenience as UTAUT model has. Also the research model employs the trust and the user satisfaction as parameters. The result shows that even though people feel the trust due to the convenience by the social influence, it has a negative influence on the user satisfaction if the risk recognized in the easy payment service and the weakness in the security are anticipated. The results of this study are academically meaningful as they established the research model for the easy payment service and the theoretical basis of the easy payment service area; they have provided the various practical implications.