• Korean Journal of Construction Engineering and Management
• /
• v.11 no.1
• /
• pp.160-169
• /
• 2010

In domestic public works, there are several problems in the measurement of payments based on the bill of quantity, which doesn't match with the activity progress rate, heavy paper works and complicated procedures. It can be classified formal and simplified method. By using the simplified method, it can be solved many problems by summarizing the procedure, but is not generally used. This paper proposes a payment method by progress measurement for specified activity based on WBS(Work Breakdown Structure) verifying efficiency which reduced cost account and advanced work on payment compare to method of domestic public works using the data about construction of eco-river. This method will be an important contribution on being a base for cost-schedule integrated management which were verified and also improving efficiency on measuring payment.

• Asia pacific journal of information systems
• /
• v.33 no.4
• /
• pp.1093-1117
• /
• 2023

The study aims to determine the impact of quality outcomes on behavior intentions in Financial Technology (FinTech) payment services. The study is focused on the development and testing of the impact of the SERVQUAL model on the TAM, i.e., Technology Acceptance Model for the measurement of the behavioral intention of users to use fintech payment services. The sample entails 578 specific survey responses from northern India from October to December 2022. The respondents were users of FinTech. The PLS-SEM technique was employed to explain the implementation process. Consequently, it discovered a significant relationship between the SERVQUAL models and the impact on behavioral intentions identified by TAM. The study will provide insight into the factors that impact the quality outcomes and adoption of Fintech payment services to the providers. The paper demystifies FinTech payment services in the range of perception of service quality outcomes and provides essential theories. The TAM model reflects the customer's sense of satisfaction, usefulness, and attitude. In contrast, the SERVQUAL model demonstrates the user's assessment of service quality outcomes such as quality, trust, security, and service quality positively affects behavioral intention in FinTech payment services.

• International Journal of Highway Engineering
• /
• v.10 no.3
• /
• pp.179-188
• /
• 2008

This study was performed as part of the development of the payment adjustment regulations for ensuring high performance of concrete pavements. The objectives of this study were to develop the reasonable quality measurement approaches for the implementation of the payment adjustment regulations and to propose the methods to determine the quality dependent pay factors. First, by using the statistics the slab thickness measurement data was analyzed and the methods to determine the allowable measurement errors, the proper measurement spacing, and the selection of the measurement location were proposed. In addition, to suggest the reasonable methods to determine the pay factors, by using the data of the slab thickness and concrete flexural strength, the pay factors based on the PWL(Percent Within Limits) method used in the USA were compared with those obtained considering the normal probability distribution and t distribution. Finally, the most appropriate method to determine the pay factors was proposed.

• The Journal of Asian Finance, Economics and Business
• /
• v.8 no.4
• /
• pp.581-590
• /
• 2021

The purpose of the research was to investigate the characteristics of technology users, their knowledge about the technology and whether that affected technology adoption, and, through the measurement utilitarian value as a mediator, to find out whether the behavior toward mobile payment technology adoption is considered most effective during the COVID-19 pandemic, especially at this research locus, Central Java Province, Indonesian Batik SME consumers. The research methodology was quantitative with data processing using Structural Equation Modeling (SEM) with the final sample of 294 respondents' answers. To the best of the researcher's knowledge, this was an initial attempt toward a holistic and integrative approach to explain the adoption of mobile payment in Indonesia with different consumer characteristics in each region of Indonesia and varying levels of knowledge about mobile payment applications. The results show that the utilitarian value as a mediating variable only affected the relationship between the characteristics of technology users and adoption behavior. The findings of this study suggest that the stronger the knowledge of technology users, the more influential the adoption behavior of the mobile payment technology for Indonesian Batik small-, and medium-sized enterprise (SME) consumers during the COVID-19 pandemic in the new normal era.

• Journal of Distribution Science
• /
• v.21 no.11
• /
• pp.67-75
• /
• 2023

Purpose: The study is focused on understanding consumer behaviour related to credit card use in retail payment or identifying factors that influence risk perception. Research design, data and methodology: Based on data collecting from structured self-administered questionnaires of 247 Vietnamese bank account payers, this study uses the Cronbach alpha analysis, the factor analyses, the structural equation modeling to assess the research's measurement model and structural model with the presence of knowledge, propensity to trust, self-efficacy, risk perception, intended use and their complex, intertwined relationships. Results: The results reveal that customer's perceived risk, which is affected by their self-efficacy and propensity to trust, negatively impact on their intended use of credit cards in retail payment. However, there is no evidence of the significant influence of consumer knowledge on how they assess potential losses of credit card. Conclusions: These findings provide a better understanding of consumer risk perception, its antecedents and consequence in a direction of credit card adoption. Bank managers or marketers should focus on increasing the information about credit cards and issues related to credit card use in retail payment, promoting mechanisms to encourage customers to participate in the credit card experience.

• 한국디지털정책학회:학술대회논문집
• /
• 2004.11a
• /
• pp.203-210
• /
• 2004

In this paper, the conceptualization and the measurement of service quality and the relationships among service quality, consumer satisfaction, value, and post behavior (post behavior and recommendations to others) are investigated. The results suggest that service quality is an antecedent of consumer satisfaction and that consumer satisfaction exerts a strong influence on payment value and post behavior.

• Journal of Families and Better Life
• /
• v.25 no.2 s.86
• /
• pp.13-21
• /
• 2007

This study investigates the effect of related variables (types of job, term of employment, working time, job satisfaction, payment satisfaction and, working stress) on the sense of hopelessness felt by married males. The study was conducted on 237 male employees residing in Busan, and measurement devices for study were job-related variables, working stress and hopelessness scale. The study used SPSS 12.0 program to analyze data, and conducted item analysis and reliability test for measure establishment. Average, Standard deviation, one-way ANOVA, scheffe-test, Pearson correlation, and path analysis through regression analysis were conducted pertaining to research subject. The result of this study is as follows; First, working stress has significant difference upon types or working, term of employment and job satisfaction. Office workers relatively have longer term of employment and workers who are less satisfied with job suffer from more working stress. Second, hopelessness has significant difference upon term of employment, job satisfaction and payment satisfaction among job-related variables. Thus, hopelessness is relatively less when term of employment is shorter and job satisfaction and payment satisfaction is higher. Third, variables which affect directly to working stress and hopelessness are term of employment $(\beta=.245)$, payment satisfaction $(\beta=-.182)$ and working stress $(\beta=.189)$, and types of job, term of employment and job satisfaction influences hopelessness indirectly through working stress. In conclusion, workers are more negative when term of employment is longer, payment satisfaction is less and working stress is higher. Moreover, longer term of employment and less job satisfaction contribute to higher working stress and eventually influence hopelessness. Term of employment affects the most to hopelessness $(\beta=.274)$, and it is followed by working stress $(\beta=.189)$ and payment satisfaction $(\beta=-.182)$.

• International Journal of Highway Engineering
• /
• v.9 no.2 s.32
• /
• pp.141-151
• /
• 2007

The current standards and specifications for the road pavement construction have been developed based on materials and construction methods. The pavements constructed in accordance with those specifications do not guarantee high performance of pavements since they do not consider long-term performance of pavements. Therefore, as part of the study to develop performance-based construction standards for pavements, the payment adjustment methods based on the pavement performance are currently being developed. This paper presents preliminary studies performed to develop the payment adjustment methods when there is deficiency in the concrete slab thickness that is one oi the most important factors for the pavement design and construction. First, the payment adjustment methods in USA were investigated. Then, the AASHTO failure equation, the relationship between slab thickness and stress, and the relationship between stress level and pavement life were employed to propose the payment adjustment concepts based on the pavement performance for the deficient slab thickness. The variation in the slab thickness according to measurement locations was investigated by taking cores. In addition, the measurement methods of slab thickness and the variation of measured thicknesses depending on performers were analyzed, and finally the methodology to develop the thickness deficiency ranges for the use in the payment adjustment methods was proposed.

• The Journal of Information Systems
• /
• v.26 no.4
• /
• pp.247-284
• /
• 2017

Purpose The first purpose of this study is to investigate factors that are likely to influence user's intention to adopt third-party mobile payment platform. A comprehensive study about mobile payment services have used various variables to explain user's use intention based on the theory of reasoned action (TRA) or the theory of planned behavior (TPB). Variables such as simplicity, security, costs, relative advantage, individual mobility, subjective norm, trust, satisfaction, attitude towards use, perceived usefulness, perceived ease of use and so on. Among these factors, we expect to find out the most influential factors effecting user's use intention of the third-party mobile payment services. Second, we also examine whether the most influential factors have the same influence to different third-party mobile payment services by conducting comparative study of Alipay and WeChat Pay. Design/methodology/approach Empirical data for this study were collected from Chinese who has the experience using or have used Alipay or WeChat Pay. Participants needed to be familiar with Alipay or WeChat Pay because such users may be more aware of both the advantages and disadvantages of Alipay and WeChat Pay. We conduct a pilot test using Smart PLS 2.0, which includes 50 Alipay users and 82 WeChat Pay users. The result indicates that all the measurement fit for the context. And then 980 questionnaires were mainly sent out to the college students and the e-mails users randomly. To encourage participation, we give the participants a small gift as a present. Finally, we received a total of 683 replied. Data from respondents who gave incomplete or invalid answers were excluded to assure the validity of the constructs. 79 questionnaires were rejected, finally the valid data are 604 (with 372 Alipay users and 232 WeChat Pay users). Findings The results suggest that users' intention is determined by their trust on third-party mobile payment service and perceived usefulness of use. Comparative study results also indicated that the factors have different influence on Alipay group and WeChat Pay group, which offers a new aspect for academic field, and provides useful information to mobile payment service providers in China.

• Food Science of Animal Resources
• /
• v.24 no.4
• /
• pp.411-415
• /
• 2004

The transparisation technology for milk and milk products could be applied widely and very importantly to various determination because transparisation can economize the cost and increase with precision in the milk payment system. Component of butanone or Triton in transparisation solvent would inhibit the growth of bacteria and method. Enzymatic determination of leucocytes were proposed to evaluate milk quality as mastitis in the milk payment system, this can be easily applied to simplify automation of the determation with the lowest investment cost in milk pay system. The significance of this technique, it can be used in the quality control of raw milk and milk products, milk payment system, and programming of national dairy project. Transparisation technology is used in somatic cell counting by enzymic methods. The range of deviation for this method is 16％ in 74 samples. But the deviation is increased to 20％ when the Infoss method is used. It is affected by the percentage of epithelial cells and white blood cells in somatic cells from different animals and the stages of aging. NAgase activity has an obvious correlation with white-blood cells in milk. In the case of mastitis the white-blood cells is 90-95％ in somatic cells in milk, it is showing greater precision in measuring the state of mastitis. In conclusion the enzymic method of somatic cell counting is a relatively simple and easy method of measurement and can be easily practiced. And the importance of this method is also worth utilizing for indirect counting of Somatic cells by use of synthetic substrates to NAgase. In the future, with the further development of the research in this field, it will b possible to automatize the measurement.