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Developing Traditional Handcraft Villages: The Determinants of Lending Decision from Binh Duong Province's Banks in Vietnam

  • LE, Man Thi;LE, Dong Nguyen Thanh
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.2
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    • pp.151-156
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    • 2020
  • Small and medium enterprises (SMEs) play a very important role in developing countries. In Vietnam, SMEs operating in the field of handicrafts, besides contributing to the economy, also tasked to maintain and develop traditional handicrafts. However, accessing loans from banks of SMEs faces many difficulties. This study explores the determinants of bank lending decision for SMEs, particular, in traditional handicrafts business. Using dataset based on a survey conducted in Binh Duong province, Vietnam, we investigated to what determinant effects for loan approval. The analytical methods used include descriptive statistics for overall assessment, principal component analysis and regression to examine determinants of lending decisions. The results indicate that company's collateral was the most positive determinant to bank lending decision, follow by company's business plan. The role of company's leader is very important for banks considers to approve credit because company's leaders experience and relationship with stakeholders as well as banks have positive relations with bank's lending decision. Agreed with previous studies, the company's financial statement and company's credit history with banks are also significant determinants for lending decision. Whereas, the business environment seam unaffected lending decision as their relations is not significant..

A Hybrid Fuzzy Expert System Based on Module-type Database for Fault Diagnosis of Turbomachinery (모듈 구조 데이터베이스 기반의 터보기기 결함 진단용 하이브리드 퍼지 전문가 시스템)

  • 백두진;김승종;김창호;곽현덕;장건희;이용복
    • Proceedings of the Korean Society for Noise and Vibration Engineering Conference
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    • 2003.05a
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    • pp.303-312
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    • 2003
  • This paper suggests a fuzzy expert system for fault diagnosis of rotating machinery, based on modulated databases. In the proposed system, alarm and trip levels are set based on ISO, considering operating condition, machinery type and maintenance history. Input signals for diagnosis, such as sub- and super-harmonic components of vibration and mean value, are normalized from 0 to 1 under the threshold level and otherwise equal to one so that chronic faults slightly below the threshold level can be monitored. The database for diagnosis consists of two modules: the well-known Sohre's chart module and if-then type rules. The Sohre's chart is utilized for the most common problems of high-speed turbomachinery, while the rule-based module, which was collected from many papers and reports, is for diagnosing peculiar faults according to the type of machinery. To infer the results from two modules, a fuzzy operation of Yager sum was adopted. Using a simulator constructed in laboratory, experimental verification was performed for the cases of resonance and housing looseness which were intended. The experimental results show that the proposed fuzzy expert system has feasibility in practical diagnosis of rotating machinery.

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A Study of Analysis of Hacking Attacks on Cyber Terrorism and Prognostic Analysis of Phenomena (사이버테러에 대한 해킹공격 분석과 전조 현상 분석)

  • Noh, Jung Ho;Park, Dea-Woo
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2013.10a
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    • pp.123-126
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    • 2013
  • Access control system, when operating the infrastructure manager and the permissions for the user to clearly define the terminology that is. Various IT incidents still happening frequently occur, and these incidents in order to prevent the situation of access control is needed. In this study, the Copy command by hackers hacking incidents, such as walking dangerous limits for instructions attacks in advance, and also the internal administrator accident accidental limit command to walk off the risk in advance and even if the incident occurred access to the command history log and post it as evidence through the analysis techniques that can be utilized are described.

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An Investigation of the Symptom Prevalence of Hand-Arm Vibration syndrome among the Workers Using Powered Hand Tools (수지진동증후군 증상 호소율 조사)

  • Park, Hui-Seok;Im, Sang-Hyeok
    • Journal of the Ergonomics Society of Korea
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    • v.19 no.3
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    • pp.93-107
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    • 2000
  • The excessive exposure to powered hand tools can cause damage to nerves, impair blood circulation, and musculoskeletal damage. The symptoms associated with hand-arm vibration syndrome (HAVS) include numbness, tingling, pain and subsequent reduced dexterity of the hands. This study was performed to report the prevalence of the HAVS and evaluate its related factors among the workers using powered hand tools. Total 282 workers in 11 plants of Kyungki and Inchon areas were examined. A standard symptom questionnaire was developed and administered to collect information on personal characteristics, work history, operating conditions, tool characteristics, and subjective symptoms of HAVS. Mean values (standard deviations) of the age, the duration of powered hand tools used, and the daily hours using powered hand tools were 38.3(8.9) years, 79.3(62.2) months and 6.0(2.6) hours, respectively. 132 workers(46.8%) showed vibration-induced white finger symptoms according to the Taylor-Pelmear classification, and 30 workers(10.6%) were interfered with the work. The results of a multiple logistic regression analysis controlling for age and daily working hours showed that smoking, work duration, weight of tools, and continuous work over 2 hours were significantly associated with the symptom of HAVS.

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Fatigue Cumulative Damage and Life Prediction of Freight Bogie using Rainflow Counting Method under Service Loading (운전하중하의 레인플로집계법을 이용한 화차 대차의 피로누적손상과 수명예측)

  • Jeon, Joo-Heon;Baek, Seok-Heum;Lee, Kyoung-Young;Cho, Seok-Swoo;Joo, Won-Sik
    • Proceedings of the KSME Conference
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    • 2004.04a
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    • pp.114-119
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    • 2004
  • Endbeam is an important structural member of freight bogie for the support of service loading. In general, more than 25 years' durability is necessary. However, endbeam occur fatigue fracture in dynamic stress concentration location because comparatively strength and stiffness are low. Therefore, structure analysis is performed to evaluate structural problem of endbeam and local strain range as durability analysis. The number of cycles is extracted concerning the bogie in operation by measurement dynamic stress time history on critical part which is crack initiation in actual fact. At this time rainflow cycle counting is used to consider change of stress for operating condition. Based on the fatigue life curves and the stress analysis, the fatigue life of the endbeam is predicted and compared with the experimentally determined fatigue life, resulting in a fairly good correlation.

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Computer Based Core Monitoring System for an Operating CANDU Reactor

  • Yoon Moon Young;Kwon Hwan O.;Kim Kyung Hwa;Yeom Choong Sub
    • Nuclear Engineering and Technology
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    • v.36 no.1
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    • pp.53-63
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    • 2004
  • The research was performed to develop a CANDU-6 Core Monitoring System(CCMS) that enables operators to have efficient core management by monitoring core power distribution, burnup distribution, and the other important core variables and managing the past core history for Wolsong nuclear power plant unit 1. The CCMS uses Reactor Fueling Simulation Program(RFSP, developed by AECL) for continuous core calculation by integrating the algorithm and assumptions validated and uses the information taken from Digital Control Computer(DCC) for the purpose of producing basic input data. The CCMS has two modules; CCMS server program and CCMS client program. The CCMS server program performs automatic and continuous core calculation and manages overall output controlled by DataBase Management System. The CCMS client program enables users to monitor current and past core status in the predefined GUI(Graphic-User Interface) environment. For the purpose of verifying the effectiveness of CCMS, we compared field-test data with the data used for Wolsong unit 1 operation. In the verification the mean percent differences of both cases were the same($0.008\%$), which showed that the CCMS could monitor core behaviors well.

A Case Study on Nara Repository's Archival Culture Programs and Developmental Directions (국가기록원 나라기록관의 기록문화프로그램 운영 사례와 발전방안)

  • Kim, Mi Jeoung
    • The Korean Journal of Archival Studies
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    • no.62
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    • pp.109-138
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    • 2019
  • Since the opening of the Nara Archives in 2008, we have been operating the Archival Culture Programs. Before the Presidential Archive's relocation to Sejong, the Presidential Archives and the Nara Archives jointly operated the Archival Culture Programs. The Archival Culture Programs is operated not only by the National Archives, but also by Administration Archives, History Archives, and Presidential Archives. The operation frequency, planning, and composition are slightly different depending on the institution. Here, I would like to find out the current status of Programs composition and contents operated by Seongnam Nara Archives, and suggest the direction of the Archival Cultural Programs of the archive that should be pursued in the future based on the analysis of the existing operation status.

An evaluation of power conversion systems for land-based nuclear microreactors: Can aeroderivative engines facilitate near-term deployment?

  • Guillen, D.P.;McDaniel, P.J.
    • Nuclear Engineering and Technology
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    • v.54 no.4
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    • pp.1482-1494
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    • 2022
  • Power conversion cycles (Subcritical Steam, Supercritical Steam, Open Air Brayton, Recuperated Air Brayton, Combined Cycle, Closed Brayton Supercritical CO2 (sCO2), and Stirling) are evaluated for land-based nuclear microreactors based on technical maturity, system efficiency, size, cost and maintainability, safety implications, and siting considerations. Based upon these criteria, Air Brayton systems were selected for further evaluation. A brief history of the development and applications of Brayton power systems is given, followed by a description of how these thermal-to-electrical energy conversion systems might be integrated with a nuclear microreactor. Modeling is performed for optimized cycles operating at 3 MW(e) with turbine inlet temperatures of 500 ℃, 650 ℃ and 850 ℃, corresponding to: a) sodium fast, b) molten salt or heat pipe, and c) helium or sodium thermal reactors, coupled with three types of Brayton power conversion units (PCUs): 1) simple open-cycle gas turbine, 2) recuperated open-cycle gas turbine, and 3) recuperated and intercooled open-cycle gas turbine. Aeroderivative turboshaft engines employing the simple Brayton cycle and two industrial gas turbine engines employing recuperated air Brayton cycles are also analyzed. These engines offer mature technology that can facilitate near-term deployment with a modest improvement in efficiency.

Optimal Replacement Scheduling of Water Pipelines

  • Ghobadi, Fatemeh;Kang, Doosun
    • Proceedings of the Korea Water Resources Association Conference
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    • 2021.06a
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    • pp.145-145
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    • 2021
  • Water distribution networks (WDNs) are designed to satisfy water requirement of an urban community. One of the central issues in human history is providing sufficient quality and quantity of water through WDNs. A WDN consists of a great number of pipelines with different ages, lengths, materials, and sizes in varying degrees of deterioration. The available annual budget for rehabilitation of these infrastructures only covers part of the network; thus it is important to manage the limited budget in the most cost-effective manner. In this study, a novel pipe replacement scheduling approach is proposed in order to smooth the annual investment time series based on a life cycle cost assessment. The proposed approach is applied to a real WDN currently operating in South Korea. The proposed scheduling plan considers both the annual budget limitation and the optimum investment on pipes' useful life. A non-dominated sorting genetic algorithm is used to solve a multi-objective optimization problem. Three decision-making objectives, including the minimum imposed LCC of the network, the minimum standard deviation of annual cost, and the minimum average age of the network, are considered to find optimal pipe replacement planning over long-term time period. The results indicate that the proposed scheduling structure provides efficient and cost-effective rehabilitation management of water network with consistent annual budget.

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Prediction of medication-related osteonecrosis of the jaw (MRONJ) using automated machine learning in patients with osteoporosis associated with dental extraction and implantation: a retrospective study

  • Da Woon Kwack;Sung Min Park
    • Journal of the Korean Association of Oral and Maxillofacial Surgeons
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    • v.49 no.3
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    • pp.135-141
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    • 2023
  • Objectives: This study aimed to develop and validate machine learning (ML) models using H2O-AutoML, an automated ML program, for predicting medication-related osteonecrosis of the jaw (MRONJ) in patients with osteoporosis undergoing tooth extraction or implantation. Patients and Methods: We conducted a retrospective chart review of 340 patients who visited Dankook University Dental Hospital between January 2019 and June 2022 who met the following inclusion criteria: female, age ≥55 years, osteoporosis treated with antiresorptive therapy, and recent dental extraction or implantation. We considered medication administration and duration, demographics, and systemic factors (age and medical history). Local factors, such as surgical method, number of operated teeth, and operation area, were also included. Six algorithms were used to generate the MRONJ prediction model. Results: Gradient boosting demonstrated the best diagnostic accuracy, with an area under the receiver operating characteristic curve (AUC) of 0.8283. Validation with the test dataset yielded a stable AUC of 0.7526. Variable importance analysis identified duration of medication as the most important variable, followed by age, number of teeth operated, and operation site. Conclusion: ML models can help predict MRONJ occurrence in patients with osteoporosis undergoing tooth extraction or implantation based on questionnaire data acquired at the first visit.