• 제목/요약/키워드: Online Customers

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Service Quality Dimensions of E-retailing of Islamic Banks and Its Impact on Customer Satisfaction: An Empirical Investigation of Kingdom of Saudi Arabia

  • TABASH, Mosab I.;ALBUGAMI, Moteb A.;SALIM, Mairaj;AKHTAR, Asif
    • The Journal of Asian Finance, Economics and Business
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    • 제6권3호
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    • pp.225-234
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    • 2019
  • The study aims to explore key dimensions of service quality of E-Retailing of Islamic banks in the Kingdom of Saudi Arabia. The convenience sample size consists of 373 respondents who regularly use online Islamic banking facilities in Saudi Arabia was used. For measuring the consumers' perspective, a four-factor E-SERVQUAL scale; namely efficiency, system availability, fulfillment, and privacy was used. Exploratory Factor Analysis and Confirmatory Factor Analysis are used to test the model fitness. Structural equation modelling is utilized to determine the impact of E-service quality dimensions on customers' satisfaction. The results of the study reveal that 1) reliability as a dimension of E-retailing of Islamic banks made a significant impact on customers' overall satisfaction; 2) there is a positive significant relationship between responsiveness and customers' overall satisfaction. One unit increased in responsive leads to 0.763 unit increases in the overall satisfaction of the customer; and 3) ease of use is the most important dimensions of service quality of E-retailing of Islamic banks. One unit increases in Security/ Privacy leads to 0.473 unit increases in overall satisfaction. There is a positive impact of good E-service on customers' satisfaction, but it does not override unsatisfactory performance in other areas.

온라인 서점 고객을 위한 멀티에이전트 시스템 (Multi-Agent System for On-line Bookstore Customers)

  • 김종완;김상대
    • 한국지능시스템학회논문지
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    • 제12권2호
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    • pp.109-114
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    • 2002
  • 요즘 전자상거래 고객들은 쇼핑몰에 있어 물품들의 가격 정보를 수집하는 비교쇼핑 에이전트들의 도움을 받아서 구매 비용을 절감할 수 있다. 그러나 사용자는 가격이외의 다양한 구매 조건을 만족하는 제품 정보들을 추천하는 에이전트의 개발을 요구하고 있다. 본 논문에서는 에이전트 기반의 전자상거래를 실현하기 위해 다양한 사용자 요구에 적합한 도서 정보를 검색하고 추천하는 멀티에이전트 시스템을 제안한다. 본 멀치에이전트 시스템은 온라인 서점 고객들을 돕기 위해 구현되고 테스트되었다. 실험 결과 전자상거래를 이용하는 구매자에게 여러 온라인 서점의 다양한 도서판매 조건에 대한 정보를 실시간으로 추천할 수 있게 되었다.

브랜드 커뮤니티와 브랜드 커뮤니티 충성도에 관한 연구 (The Relationship Between Service Quality of Brand Community and Brand Community Loyalty)

  • 박종오
    • 경영과정보연구
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    • 제25권
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    • pp.339-370
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    • 2008
  • As the Internet environment develops, Internet has already been being established as important tool of business marketing and branding. In particular, a brand community where customers interact with other customers who have the same interest in brand provides a variety of benefits to customers as well as companies. The brand community makes it possible for company to build, and retain relationships with customers, and capture new market opportunities. Therefore, this study examines the relationship among service quality of brand community, customer value, customer satisfaction, customer trust, and brand community loyalty in online brand communities. The results of empirical analysis can be summarized by the following: First, service quality of brand community had a significant direct effect on customer value. Second, service quality of brand community had a significant direct effect on customer satisfaction. It had also a positive, significant indirect effect on customer satisfaction through customer value and customer trust. Third, service quality of brand community had a significant indirect effect on brand community loyalty through customer satisfaction, customer value, and customer trust. Therefore, These finding will spawn both academic and practitioner interest in brand community and serve as a foundation for further research in this important area.

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Relational Benefits, Alternative Attractiveness and Customer Loyalty: Implication for Service Distribution Channels

  • LEE, Kwang-Hoon;OU, Chen-Qi;CHOI, Choong-Ik
    • 유통과학연구
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    • 제19권1호
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    • pp.5-15
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    • 2021
  • Purpose: This study explores the types of relational benefits that generate loyalty to room-sharing services among Chinese customers based on the relationship marketing literature. The study also examines the moderating effect of alternative attractiveness on this relationship. Research design, data and methodology: Based on research hypotheses, questionnaires with items measuring the proposed constructs in three dimensions, including relational benefits, alternative attractiveness, and customer loyalty, were designed to test the hypotheses. Data were collected via an online questionnaire of 220 room-sharing service customers in China. Results: Results verify the effects of relational benefits on customers' loyalty to room-sharing services and the mediating effect of alternative attractiveness. More specifically, confidence, social, and safety benefits positively affect customer loyalty to room-sharing services, and alternative attractiveness moderates only the effect of social benefits. Conclusions: The results suggest that room-sharing service providers should concentrate on providing confidence, social, and safety benefits to maintain long-term relationships with customers. This study also provides practical implication for building relationships between channel members in service distribution channels. The study concludes that without customer relationships marketing for managing collaborative and social communication channels, the entire distribution channel might lose out eventually.

Customer's Attitude toward Mobile Banking Usage: A Case Study in Bangladesh

  • AL AMIN, Md.;SULTANA, Nahida;SAHA, Trina;ISLAM, S.M. Nazrul;KASHEM, Md. Abul
    • The Journal of Asian Finance, Economics and Business
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    • 제8권2호
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    • pp.419-426
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    • 2021
  • Mobile banking brings about a progressive change in the field of banking sectors in Bangladesh. To create a sustainable banking environment, technological implementation is important. As a part of this, many organizations as well as modern banks propelled mobile banking systems in Bangladesh. The customers' attitudes towards mobile banking are fascinating in Bangladesh. So, it is important for mobile banking authority to know what factors influence customers' positive attitude towards mobile banking usage and whether they are facing problems in using mobile banking. To evaluate the customers' attitude toward mobile banking usage in Bangladesh is the main objective of this study. People who use mobile banking have been considered for the study. Respondents were reached out based on their online activities. Around 400 questionnaires have been sent to respondents, but only 200 were returned with responses. A quantitative research design was used for this study. As regards statistical analysis tools, descriptive statistics, factor analysis, and regression analysis have been adopted for analyzing the research study. The results revealed that usage benefits, shopping benefits, and psychological factors influence customers' positive attitude toward mobile banking usage in Bangladesh. Besides, some problems with mobile banking usage are identified by the respondents.

인터넷 쇼핑몰의 구매후기 특성이 판매촉진 추구혜택과 구매만족도, 재구매의도 및 구전의도에 미치는 영향 (The Effect of Purchase Reviews of Internet Shopping mall on Benefits Sought of Sales Promotion, Fashion Customer's Purchase Satisfaction, Repurchase Intention, and Word-of-Mouth Intention)

  • 이수진;신수연
    • 한국의류산업학회지
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    • 제16권1호
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    • pp.79-90
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    • 2014
  • With the development of modern society, not only have the Internet and e-commerce been progressed but they also made 'consumption patten' diverse. Despite the internet clothing market growth, there is critical a disadvantage, which is consumers is not able to wear the products presented via online pictures. Thus, pictures on the internet are the only information customers can get, which has caused consciousness on the importance of dealing with 'customer review'. In spite of the fact that 'customer review' has undeniably evolved to be one of customers' essential requisites, the research on this subject is very limited. Until now, the studies on the internet shopping consumers' behavior mostly has to do with the features of 'customer review' such as 'a sense of exaggeration', 'usability', 'duality', 'purity', 'professionalism', 'reliability', and the 'similarity', etc.) Therefore, this study categorizes the characteristics of online shopping reviews to 'the number of reviews', 'the article-length', 'the existence of photos', 'the rewards for reviews', 'the contents of the reviews' and 'the freshness of the reviews' and reviews the impact of an features of 'customers' reviews' affecting the internet shopping sales promotion. Moreover, it is to contribute to the marketing strategies of a shopping mall by analyzing consumers' 'purchasing satisfaction', 'the intention of repurchasing', and 'the factors of viral marketing'.

중소·소상공인을 위한 모바일 스마트커머스 및 O2O 유통 비즈니스모델 융합 연구 (A Study on convergence of Mobile Smart Commerce and O2O Distributions Business Model for Small to Medium and Micro-Enterprises)

  • 김병완
    • 한국융합학회논문지
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    • 제7권5호
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    • pp.161-167
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    • 2016
  • 최근 유통채널은 양적인 증가에서 질적 개선으로 산업 패러다임이 전환되고 있다. 더불어 고객의 새로운 성향과 소비트랜드를 반영하고 서비스의 핵심가치를 옴니채널 O2O(Online to Offline)비즈니스 모델 중심으로 발전하고 있다. 이에 기업들은 다양한 유통채널을 통합하고 고도의 콘텐츠 비지니스 서비스를 고객에게 제공하기 위해 새로운 사업전략 모색에 관심이 높아지고 있다. 현재 고객에게 제공되는 서비스들의 대부분은 대기업, 금융권 중심의 유통구조를 기반으로 형성되어있어 중소 소상공인이 당면한 문제점인 채널확산 및 개선, 신규 유통채널을 발굴, O2O마케팅전략 모색이 매우 중요한 과제라 할 수 있다. 따라서 본 연구에서는 스마트컨슈머의 니즈를 반영한 누구나 스마트커머스 시장에 진입할 수 있는 유통채널을 개선하고 이를 통해 중소 소상공인을 위한 비지니스플랫폼을 통하여 전략적이고 나아가 지속가능한 상생형 시장을 형성하여 '창조경제' 성장의 원동력이 될 수 있는 부가가치를 창출하는데 의의를 두고자 한다.

온라인 쇼핑몰에서 상품 신뢰도를 고려한 개인화 추천 (Personalized Recommendation Considering Item Confidence in E-Commerce)

  • 최도진;박재열;박수빈;임종태;송재오;복경수;유재수
    • 한국콘텐츠학회논문지
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    • 제19권3호
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    • pp.171-182
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    • 2019
  • 온라인 쇼핑몰의 대중화로 인해 소비자는 폭 넓은 소비의 기회를 제공받고 있다. 소비자들은 온라인 쇼핑몰에서 제공되는 실제 상품을 구매한 사용자의 리뷰, 상품의 자세한 정보와 같은 정보를 활용하여 상품의 구매 여부를 결정한다. 방대한 정보가 신뢰할 수 있는 정보인지는 소비자들이 스스로 판단해야만하기 때문에 객관적이며 신뢰할 수 있는 정보의 제공이 필요하다. 본 논문에서는 신뢰할 수 있는 상품의 추천을 위해서 상품의 신뢰도를 고려한 개인화된 추천 기법을 제안한다. 제안하는 추천 기법은 개인화 추천을 위해서 사용자의 다양한 행위를 기반으로 사용자의 선호도를 판별한다. 또한, 최신의 성향을 반영하기 위해서 시간 가중치를 고려한 사용자 선호도 계산 방법을 제안한다. 마지막으로 사용자가 사용하지 않았던 상품에 대한 선호 점수를 예측하고 예측 점수가 높은 상품 중 신뢰도가 높은 상품들을 추천한다.

Effects of Consumers' Technology Readiness on Telepresence and E-loyalty toward 3D Online Shopping Mall

  • Yang, Hee-Soon;Jung, Hye-Jung;Youn, Cho-Rong;Choi, Yun-Jung;Lee, Yu-Ri
    • 한국의류학회지
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    • 제35권6호
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    • pp.659-669
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    • 2011
  • Consumer responses to 3D online shopping malls are influenced by their attitudes toward technology. This study examines the consumer differentiation according to technology readiness, compares customers with different technology readiness in terms of their perceived telepresence and e-loyalty, and examines the effect of their perceived telepresence on their e-loyalty. Samples from 300 females aged 21 to 39 were used for the final analysis. The results are as follows. First, consumers were classified into three groups, Explorers (N=72), Pioneers (N=105), and Skeptics (N=123), through factor analysis and k-means cluster analysis. Second, the Explorers evaluated the telepresence of the 3D online shopping mall higher than any other group. The Skeptics presented lower e-loyalty and perceived less telepresence in the 3D online shopping mall than the other two groups. Finally, telepresence had a significant influence on e-loyalty, as identified by the regression analysis. This verifies the effectiveness of 3D technology adopted or to be adopted by online shopping malls and demonstrates that 3D shopping malls can be a strategic alternative in the online shopping sector where competition is fierce. The results show that online shopping malls should focus on establishing 3D shopping environments with further effort to utilize the technology.

O2O(Online-to-Offline) 환경에서 서비스 품질요인이 소비자의 태도에 미치는 영향 (The Impact of Service Quality on Consumer's Attitude in O2O Context)

  • 문윤지;최훈;정혜진;김재경
    • 한국정보통신학회:학술대회논문집
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    • 한국정보통신학회 2015년도 춘계학술대회
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    • pp.455-456
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    • 2015
  • O2O(Online-to-Offline) 환경에서 기업은 온라인을 통해 고객을 유치하고 결제를 유도한 후 제품을 수령할 때에는 다시 오프라인으로 유도하는 마케팅방식을 취함으로써 온라인과 오프라인이라는 두 개의 채널을 통합하여 시너지 효과를 창출하고자 한다. 이러한 온라인과 오프라인이 공존하는 O2O 환경에서는 공급자가 제공하는 제품 및 서비스의 품질에 대한 소비자의 인지가 기존 온라인이나 오프라인 환경과는 다를 수밖에 없다. 이에 본 연구에서는 O2O 환경에서 소비를 경험한 고객을 대상으로 설문조사를 실시하여 O2O 환경 구매를 통해 인지한 서비스 품질요인이 소비자의 공급자에 대한 신뢰 및 태도에 미치는 영향효과를 검증하고자 한다.

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