• 디지털정책학회지
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• 제2권1호
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• pp.1-7
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• 2023

본 중국에서는 시중은행들이 모바일뱅킹을 출시하고 있으며, 동질화된 상품으로 모바일뱅킹 경쟁이 치열하다.모바일뱅킹 월간 활성고객(MAU)은 모바일뱅킹 운영 성과를 평가하는 중요한 지표로 시중은행들이 직면한 과제이다.본 연구의 목적은 자동판매기를 이용하여 모바일뱅킹의 월간 고객활성화를 위한 전략을 모색하는 것이다. 본 연구는 문헌법과 사례법을 통해 연구를 수행하였으며, 연구 결과에 따르면 자동판매기를 사용하면 모바일뱅킹의 월간 활성고객을 효과적으로 향상시킬 수 있을 뿐만 아니라 차별화된 전략을 실현하여 모바일뱅킹 시장을 점유할 수 있다.동시에 이 연구는 상업 은행의 비즈니스 발전에 일정한 도움과 지도 의의가 있다.

• 한국우주과학회:학술대회논문집(한국우주과학회보)
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• 한국우주과학회 2004년도 한국우주과학회보 제13권1호
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• pp.36-36
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• 2004

Ionospheric data from DGS-256 ionosonde operated by Radio Research Laboratory in Anyang archived during 1991-2002 was extracted and analyzed firstly in Korea. Daily, monthly and annual variations of the 12-year F2 layer critical frequency(foF2) are derived to investigate the statistical ionospheric characteristics during one complete solar cycle. Positive correlation between the mean values of 24-hourly monthly median foF2 and the monthly smoothed sunspot number(SSN) for the same period is found. (omitted)

• 한국환경보건학회지
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• 제21권1호
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• pp.29-38
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• 1995

The purpose of this study is to improve the present methodology-for the estimation of optimal water supply from an impounding reservoir. The stochastic reservoir storage model presented in this paper is believed to be rational in that. the probability of reservoir depletion (return period) is to be calculated for the various monthly demands and storage capacities. The monthly flows are used to derive the reservoir storage capacity-monthly demand-probability curves at Dalcheon damsite and Hongcheon damsite in Han river basin.

• 대한원격탐사학회:학술대회논문집
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• 대한원격탐사학회 2003년도 Proceedings of ACRS 2003 ISRS
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• pp.927-929
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• 2003

Using received northeast region in China of Terra/MODIS data at Tokyo University of information Sciences. Make monthly division Land Surface Temperature maximum composite image. Using monthly division Land Surface Temperature maximum composite image, considered characteristic of monthly variation of Land surface temperature and relation with land covering and NDVI at the northeast region in China.

• 물과 미래
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• 제13권1호
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• pp.49-56
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• 1980

The thesis of this analytical study includes 1) the generation of annual and monthly discharge regarding single hydrological variable at single site, 2)comparsion with the historical records and the generation, and 3) changing the monthly generatied discharge into annual. The conclusion of this will be used for the future plan for water resources development. Annual discharges at waegwan are characterized by log-normal distirbution and persistence-absent. Also, the random number generator causes the errors in the generation of annual discharge. The serial correlation coefficients of the generated annual discharge have less value than that of historical records, while the correlation coefficient and slope in January have(+) value and opposite to historical record. To change the monthly generated discharge into annual is not proper.

• 한국환경과학회지
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• 제7권4호
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• pp.433-440
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• 1998

This study was carried out to develop the stream water quality model for the intaking station of Kongju waterworks in the Keum River system. The monthly water quality(total nitrogen and total phosphorus) with periodicity and trend were forecasted by multiplicative ARIU models and then the applicability of the models was tested based on 7 years of the historical monthly water quality data at Kongju intaking strate. The parameter estimation was made with the monthly observed data. The last one year data was used to compare the forecasted water Quality by ARU model with the observed one. The models are ARIMA(2,0,0)$\times$(0,1,1)l2 for total nitrogen, ARIMA(0,1,1)x(0,1,1)l2 for total phosphorus. The forecasting results showed a good agreement with the observed data. It is implying the applicability of multiplicative ARIMA model for forecasting monthly water quality at the Kongju site.

• 물과 미래
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• 제12권2호
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• pp.63-69
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• 1979

The sequences of monthly streamflows constitute a non-statonary time series. The purely stochastic model has been applied to data generation of non-stationary time series. Tow different mothods--single site and multisite generation--have been used on the hydrologic time series. In this study the synthetic generation method by bivariate analysis, studied by Thomas Fiering, one of multi-site models, has been applied to the historical data on monthly streamflows at two sites in Nakdong River, and also for validity of this model the single site Thomas Fiering model applied. Through statistical analysis it has been shown that the performance of bivariate Thomas Fiering model was better than that of the other. By comparison of mean and standard deviaion between the historical and the generated, and cross correlogram interpretation, it has been known that the model used herein has good performance to simultaneously generate the monthly streamflows at two sites in a river hasin.

• 한국농공학회지
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• 제42권4호
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• pp.67-75
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• 2000

A simulation model for reservoir sizing was developed to be applied in a region with insufficient hydrological data. Reservoir storage balance equation was formulated on a monthly basis. Gajiyama equation was generalized to estimate monthly reservoir inflow more accurately. Monthly evaporation equation on a reservoir water surface was introduced , which was functioned with monthly mean temperature. Generalized Gajiyama equation was applied to estmate reservoir inflow of the Sayeon dam. Nash-Sutcliffe's model efficiency was 0.793. Using developed model for reservoir sizing, water supply capacity was analyzed with 118.000㎥/day on the Sayeon dam. This showed a reasonable result as compared with 110000㎥/day in other technical report. For general application of developed model, a virtual reservoir was considered and its dta of surface area and volume by elevation was prepared using DEM. Using the model, size of reservoir was determined and water supply capacity was anlayzed on a virtual reservoir.

• 한국산업융합학회 논문집
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• 제16권3호
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• pp.61-68
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• 2013

Long-term runoff model can be used to establish the effective plan of water reources allocation and the determination of the storage capacity of reservoir. So this study aims at the development of monthly runoff model using artificial neural network technique. For this, it was selected multi-layer neural network(MLN) and radial basis function neural network(RFN) model. In this study, it was applied model to analysis monthly runoff process at the Wi stream basin in Nakdong river which is representative experimental river basin of IHP. For this, multi-layer neural network model tried to construct input 3, hidden 7, and output 1 for each number of layer. As the result of analysis of monthly runoff process using models connected with artificial neural network technique, it showed that these models were effective in the simulation of monthly runoff.

• 대한가정학회지
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• 제39권8호
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• pp.121-136
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• 2001

The purpose of this study was to analyze the effects of financial attitudes and financial communication on financial satisfaction. For this study, in 2000, questionnaires developed by the researcher were given to 320 households in Kwangju. resulting in 262 households with usuable data. The data were analyzed by various statistical methods such as frequency, percentile, correlation analysis, t-test, Anova, Multiple Regression analysis. The major findings of this study were as follows; 1) Financial attitudes were significantly different according to age and monthly savings 2) Financial communication was significantly different according to age and financial subjective variables. 3) Financial satisfaction was significantly different according to monthly income, monthly savings, monthly living costs, debt, financial subjective variables and financial communication. The set of socio- economic characteristics variables accounted for 3% of the variance in the financial satisfaction. But the addition of subjective characteristics variables, financial attitude, financial communication resulted in an $R^2$ change of 20, 23, 26%.