• Journal of Internet of Things and Convergence
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• v.8 no.3
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• pp.1-10
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• 2022

The purpose of this study was to investigate how the characteristics of mobile-based financial platforms have an impact on the intention to use loan service users. In addition, it was attempted to investigate whether usefulness and ease of use had a mediating effect in the relationship between each characteristic of the mobile financial platform on the intention to use the loan service. Data collection was conducted from March 1 to April 30, 2022, and 200 people participated in the study. Analysis methods were frequency analysis, exploratory factor analysis, reliability analysis, correlation analysis, hierarchical multiple regression analysis, and three-step mediation regression analysis. The research results are as follows. First, the influence of user factors, technical factors, and environmental factors of a financial platform on the intention to use a mobile loan service was found to be ubiquity in user factors, reliability in technical factors, and facilitation conditions in environmental factors. Second, in the relationship between convenience and intention to use user factors, usefulness had a completely mediating effect. Third, in the relationship between reliability of technical factors and intention to use, usefulness showed a partial mediating effect. Fourth, in the relationship between the social impact of environmental factors and facilitation conditions and intention to use, the usefulness showed a partial mediating effect. Fifth, ease of use showed a completely mediating effect in the relationship between convenience and intention of use of user factors. Sixth, in the relationship between reliability of technical factors and intention to use, ease of use showed a partial mediating effect. Seventh, in the relationship between the social impact of environmental factors and intention to use, ease of use showed a partial mediating effect, and in the relationship between facilitation conditions and intention to use, ease of use showed a fully mediating effect. Through this study, we tried to present basic data on the determinants of the user's acceptable intention to use the mobile loan service.

• Journal of Intelligence and Information Systems
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• v.14 no.2
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• pp.121-136
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• 2008

Although domestic research funding organizations require patented technologies as an outcome of financial aids, they have much difficulty in evaluating qualitative value of the patented technology due to lack of systematic methods. Especially, because citation data is not essential to patent application in Korea, it is very difficult to evaluate a patent using the incomplete citation data. This study proposes a method for evaluating technology importance of a patent when there is no or insufficient citation data in patents. The technology importance of a patent can be evaluated objectively and quantitatively by the proposed method which consists of 5 steps such as selection of a target patent, collection of related patents, preparation of key word vector, clustering patents, and technological importance assessment. The method was applied to a patent on 'user identification method for payment using mobile terminal' in order to evaluate technology importance and demonstrate how the method works.

• The KIPS Transactions:PartC
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• v.10C no.5
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• pp.585-594
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• 2003

Java card is one of promising smart card platform with java technology. Java card defines necessary packages and classes for Embedded device that have small memory such as smart card Jana card is compatible with EMV that is Industry specification standard and ISO-7816 that is international standard. However, Java card is not offers user authentication protocol. In this paper, We design and implement an user authentication protocol applicable wireless devices based on Java Card using standard 3GPP Specification (SMS), Java Card Specification (APDU), Cryptography and so on. Our Java Card user authentication techniques can possibly be applied to the area of M-Commerce, Wireless Security, E-Payment System, Mobile Internet, Global Position Service, Ubiquitous Computing and so on.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.10 no.7
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• pp.1237-1245
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• 2006

This paper presented a hardware implementation of ARIA, which is a Korean standard l28-bit block cryptography algorithm. In this work, ARIA was designed technology-independently for application such as ASIC or core-based designs. ARIA algorithm was fitted in FPGA without additional components of hardware or software. It was confirmed that the rate of resource usage is about 19% in Altera EPXAl0F1020CI and the resulting design operates stably in a clock frequency of 36.35MHz, whose encryption/decryption rate was 310.3Mbps. Consequently, the proposed hardware implementation of ARIA is expected to have a lot of application fields which need high speed process such as electronic commerce, mobile communication, network security and the fields requiring lots of data storing where many users need processing large amount of data simultaneously.

• Proceedings of the Korea Inteligent Information System Society Conference
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• 2001.01a
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• pp.202-208
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• 2001

One of the most frequent uses of Internet is data gathering. Data can be about many themes but perhaps one of the most demanded fields is the tourist information. Normally, databases that support these systems are maintained manually. However, there is other approach, that is, to extract data automatically, for instance, from textual public information existing in the Web. This approach consists of extracting data from textual sources(public or not) and to serve them totally or partially to the user in the form that he/she wants. The obtained data can maintain automatically databases that support different systems as WAP mobile telephones, or commercial systems accessed by Natural Language Interfaces and others. This process has three main actors. The first is the information itself that is present in a particular context. The second is the information supplier (extracting data from the existing information) and the third is the user or information searcher. This added value chain reuse and give value to existing data even in the case that these data were not tough for the last use by the use of the described technology. The main advantage of this approach is that it makes independent the information source from the information user. This means that the original information belongs to a particular context, not necessarily the context of the user. This paper will describe the application based on this approach developed by the authors in the FLEX EXPRIT IV n$^{\circ}$EP29158 in the Work-package "Knowledge Extraction & Data mining"where the information captured from digital newspapers is extracted and reused in tourist information context.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.25 no.1
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• pp.5-15
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• 2015

Electronic transactions have been increasing with the development of the high-speed Internet and wireless communication. However, in recent years financial corporations and mobile carriers were attacked by hackers. And large numbers of privacy information have been leaked. In particular, in the case of credit card information can be misused in the online transaction, and the damage of this given to cardholder. To prevent these problems, it has been proposed to use a virtual card number instead of the actual card number. But it has security vulnerability and requires additional security infrastructure. In this paper, we analyzed the proposed virtual card number schemes. and we propose a new virtual credit card number scheme. In the newly proposed scheme, cardholder generates a key pair (public key/private key) and pre-register public key to the issuer. then, cardholder can pay no additional security infrastructure while still efficiently satisfy the security requirements.

• Journal of information and communication convergence engineering
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• v.18 no.2
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• pp.123-131
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• 2020

After observing that most tourists plan to complete their visits to multiple cultural heritage sites within one day, we surmised that for many museum visitors, the foremost thought is with regard to the amount of time is to be spent at each location and how they can maximize their enjoyment at a site while still balancing their travel itinerary? Recommendation systems in e-commerce are built on knowledge about the users' previous purchasing history; recommendation systems for museums, on the other hand, do not have an equivalent data source available. Recent solutions have incorporated advanced technologies such as algorithms that rely on social filtering, which builds recommendations from the nearest identified similar user. Our paper proposes a different approach, and involves providing dynamic recommendations that deploy social filtering as well as content-based filtering using term frequency-inverse document frequency. The main challenge is to overcome a cold start, whereby no information is available on new users entering the system, and thus there is no strong background information for generating the recommendation. In these cases, our solution deploys statistical methods to create a recommendation, which can then be used to gather data for future iterations. We are currently running a pilot test at Chao Samphraya national museum and have received positive feedback to date on the implementation.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2015.05a
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• pp.207-209
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• 2015

Recently, with the economy and the information communication technology developed, the smartphone market grows continuously. The market outlook on the wireless rechargeable technology grows rapidly so that the market size is increased about six times bigger than that of the last year, and it will grow about 18 billion dollars in 2014. Because of that, as the interest on this area out focused, many kinds of technology and new product are being exploited in this field. Participants of this study were 76 mobile users in Gyeongnam and Jeonbuk province in accordance with convenience sampling. Most of the respondents about 88 percent, the wireless charger may be answered to be able to explain what it is. Also, about 70 percent of the respondents, is time to replace the future of smart phone, answered by selecting a product in consideration of the wireless charging. Based on these findings, several theoretical and practical implications were suggested.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.27 no.2
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• pp.305-314
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• 2017

Recently, user authentication through biometric traits such as fingerprint and iris raise more and more attention especially in mobile commerce and fin-tech fields. In particular, commercialized authentication methods using fingerprint recognition are widely utilized mainly because customers are more adopted and used to fingerprint recognition applications. In the meantime, the security issues caused by fingerprint falsification bring lots of attention. In this paper, we propose a new method to improve the performance of fake fingerprint detection using CNN(Convolutional Neural Network). It is common practice to increase the amount of learning data by using affine transformation or horizontal reflection to improve the detection rate in CNN characteristics that are influenced by learning data. However, in this paper we propose an effective data augmentation method based on the database difficulty level. The experimental results confirm the validity of proposed method.

• Journal of Information Technology Services
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• v.19 no.2
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• pp.11-21
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• 2020

This study explores the effect of time-deals, i.e., online promotions with time limit. Recently many online/mobile shopping sites in China utilize so called hot deal marketing technique for a short duration at a specific time. The purpose of "time-deals" is to attract online shoppers with deep discounted price and induce consumers to purchase items. This paper examines the effect of time-deals on sales volume, firstly by comparing the sales volume of time-deal days with that of no time-deal days and secondly by comparing the sales volume of days before and after two types of time deals, usual time-deals and special time-deals, Although some prior research studied the role of time-deals in promoting consumers' purchase behavior, most used the experimental approach by building mock-up shopping sites and asking participants purchase intention. However, purchase intention does not always result in purchase behavior. This study extracted actual purchase data for four items on time-deals from an online shopping site in China. A comparison of sales volumes on time-deal days with no time-deal days has shown the significant difference in the sales volumes. This finding confirms the positive effect of time-deals on purchase behavior. This study has also found that special time-deals soak up near-future demands in advance and lower the sales after the special time-deal event, although there is no significant difference in sales before and after usual time-deals.