• 제목/요약/키워드: MFI

검색결과 114건 처리시간 0.019초

Does Microfinance Institution Has Institutional Properties to Generate Savings?

  • Mia, Md Aslam;Tabet, Imene
    • Asian Journal of Business Environment
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    • 제6권3호
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    • pp.11-14
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    • 2016
  • Purpose - Microfinance institutions (MFIs) in Bangladesh have been providing savings services to their clients at least for the past 15 years. However, whether an MFI should have institutional requirement(s) to be a deposit-taker generates interest among academics and policy makers. Thus, this short note aims to provide a brief overview of institutional properties of MFIs. Research Design, Data, and Methodology - This study used the existing literature and reports by the Microcredit Regulatory Authority' to investigate institutional properties of MFIs. In doing so, we have used 'institutional theory of saving' as a theoretical ground. Although the 'institutional theory of saving' has several important properties, the existing literature mostly discusses seven features such as information, incentives, facilitation, expectation, access, restrictions and security. Results - It is found that MFIs- in general- should have all the seven important institutional properties to be considered as an ideal savings institution. With regards to the microfinance sector in Bangladesh, this study supports that all the NGO-MFIs have these properties to be considered as an ideal deposit taker. Conclusions - The microfinance sector in Bangladesh needs to design and develop comprehensive and customer friendly savings products to further motivate the poor to save in MFIs.

Comparison of Postmortem Proteolysis between Breast and Leg Muscles in Chiayi Native Chickens

  • Cha, Shih-Ting;Tseng, Tsai-Fuh;Ho, Sy-Shyan;Chou, Rong-Ghi R.
    • Asian-Australasian Journal of Animal Sciences
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    • 제15권5호
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    • pp.721-724
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    • 2002
  • Postmortem Proteolysis of breast (BM) and leg (LM) muscles in Chiayi native chickens at $5^{\circ}C$ were compared. Myofibrils were purified from BM and LM samples that were randomly taken from carcasses after 0, 1, 3, 7 and 14 days of storage at $5^{\circ}C$. Fragmentation of myofibrils were determined, and degradation of myofibrillar proteins were analyzed by the SDS-PAGE and western blots. The results showed that myofibril fragmentation index (MFI) was significantly (p<0.05) higher in BM than in LM samples. Disappearance of titin and nebulin and appearance of the 30 kDa component were more rapidly as seen on SDS-PAGE in BM than in LM samples. Western blots labeled with a monoclonal antibody to desmin also demonstrated that desmin degraded more quickly in BM samples. Our data suggested that postmortem proteolysis occurred more rapidly in breast muscles in Chiayi native chickens.

제올라이트와 분자체 촉매에서 메탄올 전환 반응의 기구 (Mechanism of Methanol Conversion over Zeolite and Molecular Sieve Catalysts)

  • 서곤;민병구
    • Korean Chemical Engineering Research
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    • 제44권4호
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    • pp.329-339
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    • 2006
  • 원유가 급등으로 메탄올에서 저급 올레핀을 제조하는 공정에 대한 관심이 높아지고 있다. 제올라이트와 SAPO 분자체 촉매에서 메탄올의 탄화수소로 전환 반응을 저급 올레핀 생성 단계에 중점을 두고 고찰하였다. 구조가 명확한 중간체를 근거로 하는 직접(direct) 반응기구와 구조가 애매한 탄화수소 뭉치를 활성점으로 보는 탄화수소 활성체(hydrocarbonpool) 반응기구의 합리성을, 메탄올 전환 반응의 유도기간, 생성물의 선택성, 활성 저하 등과 연계지어 비교하였다. 탄화수소 활성체의 구조 규명과 메탄올 전환 반응에서 촉매 활성점으로서 기능에 대한 1999년 이후 연구 결과를 검토하였으며, 메탄올에서 저급 올레핀을 생산하는 공정에 대한 전망도 기술하였다.

Pt/BLT/$CeO_2$/Si 구조를 이용한 MFIS의 특성 (Characteristics of MFIS using Pt/BLT/$CeO_2$/Si structures)

  • 이정미;김창일;김경태;김동표;황진호;이철인
    • 한국전기전자재료학회:학술대회논문집
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    • 한국전기전자재료학회 2002년도 추계학술대회 논문집 Vol.15
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    • pp.186-189
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    • 2002
  • The MFIS capacitors were fabricated using a metalorganic decomposition method. Thin layers of $CeO_2$ were deposited as a buffer layer on Si substrate and BLT thin films were used as a ferroelectric layer. The electrical and structural properties of the MFIS structure were investigated. X-ray diffraction was used to determine the phase of the BLT thin films and the quality of the $CeO_2$ layer. The morphology of films and the interface structures of the BLT and the $CeO_2$ layers were investigated by scanning electron microscopy. The width of the memory window in the C-V curves for the MFIS structure is 4.78 V. The experimental results show that the BLT-based MFIS structure is suitable for non-volatile memory FETs with large memory window.

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Dilauroyl Peroxide의 PP에 대한 기계적, 열적 성질 변화 (Influence of Dilauroyl Peroxide on Mechanical and Thermal Properties of Different Polypropylene Matrices)

  • Sirin, Kamil;Yavuz, Mesut;Canli, Murat
    • 폴리머
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    • 제39권2호
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    • pp.200-209
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    • 2015
  • In this study, the influence of dilauroyl peroxide on mechanical and thermal properties of different polypropylene (PP) matrices was investigated. Polypropylene matrices, different molecular weight isotactic PP containing 0.01, 0.02, 0.04, 0.06, 0.08, and 0.1 wt% of dilauroyl peroxide (DLP) were prepared by using a single-screw extruder. The effect of the visbreaking agent (DLP) on mechanical, physical, thermal and morphological properties of different molecular weight PP had been studied. Mechanical properties (tensile strength at break point, at yield and elongation at break point), melt flow index (MFI), scanning electron microscope (SEM) and differential scanning calorimetric (DSC) analyses of these matrices were examined. Melting ($T_m$) and crystallization ($T_c$) temperatures, crystallinity ratio (%) and enthalpies were determined. The microstructure of isotactic polypropylene matrix was investigated by scanning electron microscopy (SEM). From SEM analysis, it was observed that the surface disorder increased by the increasing amount of DLP. As a result of DSC analyses, the crystallinity ratio of the PP matrices has varied between 1.64-7.27%. Mechanical properties of the matrices have been improved. Particularly, the mechanical tests of PP have given interesting results when compounded with 0.06-0.08 wt% dilauroyl peroxide (DLP). Mechanical properties and thermal decomposition processes were all changed by increasing the amount of DLP in the matrix structure.

만성폐질환 환자의 기능상태에 영향을 미치는 요인 (Factors Influencing Functional Status in People with Chronic Lung Disease)

  • 오의금;김조자;이원희;김소선;권보은;장연수;이지연;김영진
    • 대한간호학회지
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    • 제32권5호
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    • pp.643-653
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    • 2002
  • The purpose of this study was to identify factors that influence the functional status of chronic lung disease patients. Method: A descriptive, correlational study design was used. The study was conducted at the outpatient respiratory clinic of the large university hospital in Korea. A convenience sample of 128 chronic lung patients (age = 64.2 yrs; 106 COPD, 17 bronchiectasis, 5 DILD) with mean FEV1 64.4 % predicted. Functional status was measured with SIP. Physical variables (FEV1% predicted, dyspnea, fatigue, pulmonary symptom distress), psychological variables (mood, stress), and situational variable (sleep quality) were examined. Dyspnea was measured by the BDI, fatigue was measured with the MFI. Mood was measured with the modified Korean version of POMS. Sleep quality was measured with the Pittsburgh Sleep Quality Index. Potential independent variables for the regression were age, gender, years since diagnosis, FEV1% predicted, dyspnea, fatigue, pulmonary symptom distress, stress, and sleep quality. Result: In general, functional status was relatively good. In regression analysis, functional status were significantly influenced by dyspnea, mood, age and fatigue. These variables explained 70 % of the variances in functional status. Conclusion: The results suggest that psychophysiologic symptom management should be a focus to enhance the functional status in this group.

하수처리수 재이용을 위한 RO 공정의 타당성 및 막오염 평가 (Evaluation of RO Process Feasibility and Membrane Fouling for Wastewater Reuse)

  • 홍기웅;이상엽;김창우;부찬희;박명균;안호철;홍승관
    • 한국물환경학회지
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    • 제26권2호
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    • pp.289-296
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    • 2010
  • The purpose of this study is to evaluate various pre-treatment methods and proprieties of water quality for wastewater reuse using reverse osmosis (RO) processes. Secondary effluents were sampled from wastewater treatment plants and lab scale pre-treatments and RO filtration test were conducted systematically. Specifically, different types of pre-treatments, such as coagulation, microfiltration and ultrafiltration, were employed to evaluate the removal efficiency of particle and organic matters which may affect the membrane fouling rate. RO process was later added to eliminate trace amounts of remaining organic matters and salt from the raw water for wastewater reclamation. The permeate through the RO process satisfied water quality regulations for industrial water uses. The experimental results showed that the initial fouling tendency differed not only by the feed water properties but also by the membrane characteristics. Membrane fouling was greater for the membranes with large surface roughness, regardless of the hydrophobicity and zeta potentials. Thus both careful consideration of pre-treatment options and proper selection of RO membrane are of paramount importance for an efficient operation of wastewater treatment.

내오염성 나노여과막의 제조 및 특성 (Preparation and Characteristics of Fouling Resistant Nanofiltration Membranes)

  • 김노원
    • 멤브레인
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    • 제17권1호
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    • pp.44-53
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    • 2007
  • 본 연구에서는 나노여과막과 역삼투막의 표면 개질을 통하여 유량의 향상 및 내오염성을 향상시키는 제조 방법을 개발하였다. 실란 화합물이 코팅된 복합막의 표면 성질이 막 오염 지수 MFI 값에 미치는 영향을 살펴보았다. 상용화된 역삼투막(RE1812-LP)과 나노여과막(ESNA 4040-LF) 복합막을 기저막으로 사용하여 실란 커플링제의 농도를 달리하여 개질 복합막을 제조하였다. 실란 커플링제 aminopropylmethoxydiethoxysilane은 아민 관능기와 3개의 알콕시 관능기를 가지며 아민 관능기가 가지는 친수성 특성이 개질막의 투과 수량 및 내오염성에 미치는 영향을 조사하였다. 개질막의 실란층의 안정적인 형성을 확인하기 위하여 FE-SEM, 접촉각 측정 및 제타 전위값 등의 표면 특성 변화를 살펴보았다. 특히 개질된 나노여과막의 2가 이온 수용액을 공급수로 할 경우 염제거율에 대한 영향 없이 내오염성이 현저히 증가함을 확인하였다.

상등급과 등외등급 우육의 품질특성 비교 (Quality Comparison of Loin Muscles from Carcass of Grade B2 and D)

  • 강세주;김미숙;양종범;정인철;문윤희
    • 한국축산식품학회지
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    • 제21권4호
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    • pp.329-336
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    • 2001
  • 도축후 하루동안 냉장한 상등급육(B2 등급)과 등외등급육(D 등급)에서 등심부위를 분할하여 두쪽으로 나누고 한쪽은 랲으로 싸서 1일간 냉장하고 (신선육), 다른 한쪽은 500g씩 자르고 11일간 냉장(숙서육)하였다. 상등급육과 등외등급육의 숙성효과를 파악하기 위하여 신선육과 숙성육의 pH, 유산함량, 비단백태 질소 화합물, 경도, 저작성, 근원섬유 소편화도, 유리 아미노산, 지방산 및 가열감량을 측정하였다. 신선육의 경우 상등급육이 등외등급육에 비하여 pH 및 유산함량이 낮았다. 상등급육의 경도 및 저작성은 등외등급육보다 낮으면서 근원섬유소편화도는 높았다. 그리고 상등급육의 총유리아미노산은 등외등급육보다 많았다. 상등급육은 포화지방산 함량이 낮고 포화지방산에 대한 단일불포화지방산의 비율(MUFA/SFA)이 높았다. 숙성육의 비단백태 질소화합물은 신선육보다 높았으며, 상등급육이 등외등급육보다 낮았다.

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Comparison of Physicochemical Characteristics of Hot-boned Chicken Breast and Leg Muscles during Storage at 20℃

  • Yu, Long-Hao;Lee, Eui-Soo;Chen, Hong-Sheng;Jeong, Jong-Youn;Choi, Yun-Sang;Lim, Dong-Gyun;Kim, Cheon-Jei
    • 한국축산식품학회지
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    • 제31권5호
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    • pp.676-683
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    • 2011
  • The aim of this study was to compare the physicochemical changes of hot-boned chicken breast and leg muscles. Chicken breast and leg muscles from 56 broilers were excised within a 15 min post-mortem (PM) and stored at $20^{\circ}C$. Physicochemical traits were determined at 0.5, 6, 12, and 24 h PM. The ultimate pH of leg muscle was higher than that of breast muscle (p<0.05). The content of glycogen in the breast muscle was relatively higher than that in the leg muscle until 6 h PM (p<0.05). R-values showing rigor mortis of breast and leg muscles were completed after or before 6 h PM. Breast muscle had less cooking loss than leg muscle (p<0.05). Drip loss did not significantly differ between breast and leg muscles with the exception of that at 6 h PM. The sarcomere length of leg muscle was relatively longer than that of breast muscle (p<0.05). The MFI of leg muscle was significantly lower than that of breast muscle (p<0.05). The shear force of leg muscle was lower than that of breast muscle at 6 and 12 h PM (p<0.05); however, that of both muscles did not significantly differ at 24 h PM.