• 대한가정학회지
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• 제48권4호
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• pp.1-12
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• 2010

The purpose of this study was to find the differences of financial structures of real estate and the factors influencing on it between two groups of subjective financial adequacy and non-adequacy for later years among middle & old aged households. The data were drawn from KREIS(Korean Retirement and Income Study) surveyed by National Pension Research Institute in 2007, and 3,889 couple households with householder's age over 50 were selected. Major findings were as following. First, only 19.3% of households answered that they had enough money for later years. And they had lower real estate-to-total assets ratio (.84) and lower residential house value-to-total assets ratio (.52) than the counter part. Second, for the group who answered that they had enough money for later years, the factors influencing on total real estate were found to be income, debt, and liquid assets.

• 가정과삶의질연구
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• 제28권6호
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• pp.195-205
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• 2010

households using the 2007 Korean Retirement and Income Study. Elderly households were classified into three groups based on the comparisons among the costs of living and then the factors influencing the probability of belonging to each group were investigated using multiple logistic regression models. The major findings are as follows. Firstly, the subjective adequate cost of living was the highest and the subjective minimum cost of living was the lowest. The actual cost of living was in between. Secondly, 42.6% of elderly households belonged to Group1(whose actual cost of living was less than the subjective minimum cost of living), 30.0% was classified into Group2(whose actual cost of living was greater than the subjective minimum cost of living but less than the subjective adequate cost of living) and the actual cost of living of the remaining 27.4% was greater than the subjective adequate cost of living(Group3). Thirdly, income was the strongest factor influencing the probability of belonging to each group, but the influencing factors were different for the logistic models for Group1 and Group3 based on Group2.

• 대한가정학회지
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• 제42권12호
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• pp.15-29
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• 2004

Since the 1990s there have been increasing concerns about coresident grandparents and their children in the U.S. This study focused on the coresident grandparents and grandchildren, categorized into 6 household structures, and examined whether household structure with sociodemographic variables affected economic well-being. The data from the University of Michigan Health and Retirement Study (HRS) were used, and frequencies, $x^2$ tests, ANOVA, and logistic regression analysis were conducted by SPSS Windows. The results of the study showed that there was a significant difference in the yearly household income among the 6 household structures. In addition, household structure affected the economic well-being. Especially, grandchildren in grandmother only, some parents present families, and in grandmother only, no parent families were more likely to be poor than those in both grandparents.

• 한국조사연구학회지:조사연구
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• 제7권2호
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• pp.97-122
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• 2006

2006년에 제1차 본조사에 들어간 '고령화연구패널조사(KLoSA)'는 HRS(미국), SHARE(유럽), ELSA(영국) 등과 연구네트워크를 구축하여 데이터베이스 사업과 공동연구를 추진하고 있다. '고령화연구패널조사'는 국가간 비교연구가 가능한 자료를 생산하기 위해서 다음 세 가지 조건을 고려하여 설계되었다. 첫째, 가족, 건강, 고용, 소득, 자산, 주관적 기대감 등 비교대상으로 삼은 조사들의 핵심적인 주제와 주요 조사영역을 일치시켰다. 둘째, 주요영역의 세부 항목은 우리나라의 제도적, 문화적 차이를 반영하도록 설계하였다. 우리나라의 공적연금과 의료보장제도의 특성 등 제도적 특성을 반영하여 설문을 구성하였으며, 고용상의 관행이나 금융상품의 범위도 고려하였다. 또한 문화적 차이에서 발생하는 가족간의 경제적 지원양태의 특징이나 재산관리상의 특성을 반영하도록 설문을 구성하였다. 마지막으로 척도의 선정에 있어서도 우리나라 고령자들에게 정확하게 의미가 전달할 수 있으면서도 국가간 비교연구도 가능한 방식의 척도를 개발하기 위하여 노력하였다.

• 한국노년학
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• 제37권2호
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• pp.349-368
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• 2017

본 연구는 우리나라 은퇴 베이비부머의 소비패턴을 실증적으로 탐색하고, 소비패턴이 우울에 미치는 영향을 검증하는 데 목적을 두고 있다. 이를 위해 국민노후보장패널 5차 자료를 활용하여 은퇴 베이비부머 420명을 대상으로 잠재프로파일분석과 다중회귀분석을 실시하였다. 은퇴 베이비부머의 소비패턴을 분석한 결과, 기초생활중심형(26.9%), 균형소비생활형(29.3%), 사회생활중심형(18.3%), 여가생활중심형(18.5%), 교육비중심형(7.0%)의 5가지 유형이 실증적으로 구조화되었다. 그리고 우울과 관련된 인구사회적 요인, 건강상태, 가족관계, 사회관계, 경제상태를 통제한 상태에서 소비패턴과 우울의 관계를 분석한 결과, 소비패턴과 우울 사이의 유의미한 상관관계가 증명되었다. 구체적으로 교육비중심형 소비패턴보다 기초생활중심형 소비패턴의 우울수준이 유의하게 낮았다. 또한 교육수준이 높을수록, 배우자가 없는 경우, 주관적 건강상태가 나쁠수록, 신체기능에 제한이 있는 경우, 장애진단을 받은 경우, 자녀의 수가 적을수록, 여가활동에 만족하지 않을수록, 주관적 경제상태가 부정적일수록 우울수준이 높은 것으로 나타났다. 본 연구결과는 베이비부머를 표적집단으로 한 사회복지정책과 서비스 기획 실효성을 제고함과 동시에 은퇴 후 바람직한 소비패턴을 유지할 수 있는 은퇴 전 소비교육의 필요성 및 사례관리 현장에서의 노후 소비관리 프로그램의 필요성을 제언한다.

• 가정과삶의질연구
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• 제23권6호
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• pp.145-153
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• 2005

The purpose of this study was to analyze the impacts of consumers' demographic characteristics on their involvement in retired communities, under the assumption that consumers' involvement in retired communities would be a preceding factor of the consumers' preferences for retired communities. One of the major findings of this study was that there were statistically significant differences in the involvement in retired communities by several demographic variables such as age, gender, level of education, income, total family asset, consumer values, and pursuit of happiness. Second, such involvement was strongly correlated with consumer preferences. Third, the community management styles, such as sales and rental conditions, significantly influenced consumers' level of preference. The results from this study could provide useful information not only for understanding the residents of retired communities, buffer enhancing the welfare of residents of retired communities.

• 한국식생활문화학회지
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• 제17권3호
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• pp.289-298
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• 2002

This study was conducted to find sensitive indicator of food intake and specific food group related to cognitive function and to analyze the pathway among factors affecting food intake and cognitive function of the aged. 179 people over 50 years old were investigated and all the data were analyzed by SPSS 10.0 package. Food frequency was more sensitive indicator to show the relationship between food intake and cognitive function of the aged than the numbers of standard amount of food eaten. Consumption of grains and starch, meat, fish, eggs and beans were strongly related to cognitive function of the aged and intake of vegetables and fruits also have relationship with it. Moreover, the more frequent eating the carbohydrate and the protein, the higher the cognitive level of the aged. Age, education period, income, blood pressure, duration after retirement, frequency of physical activity and BMI were correlated with food intake and cognitive function of the aged. Among them, age and frequency of physical activity were most strongly correlated with food intake, and education period with cognitive function of them. This investigation shows that more stable intake of carbohydrate and protein containing foods need to be supplied to low income aged and the importance of physical activity of the aged must be emphasized with food intake for better life of the aged.

• 대한가정학회지
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• 제41권6호
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• pp.91-104
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• 2003

Using the 1998 Survey of Consumer Finances(SCF), this study examined the factors associated with the probability of saving by female-headed households in the U.S, and investigated how these factors differ by life cycle stages. Age of children, age of female householders and their retirement status were used to categorize three life cycle stages: first stage - have at least one child under age 18; second stage - under the age of 62 and have no children under age 18; third stage - over the age of 62 and retired. Logistic regression analysis results indicated that those with higher education and income and who were White were more likely to save. An interactive model showed that life cycle stages were significantly related to saving decisions. Female-headed households in the first stage or the third stage were less likely than those in the second stage (reference group) to save. For female-headed households in the first stage and the third stage, the amount of income had significantly positive effects on the decision to save. Also, in the group of households in the first stage, the receipt of welfare assistance increased the probability of saving.

• Communications for Statistical Applications and Methods
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• 제28권6호
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• pp.611-626
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• 2021

Marital status has been identified as an important risk factor affecting adult mortality. Many studies have found that marriage has positive effects on mortality and increases life expectancy. Since most pension contracts providing retirement income are provided to married couples, mortality assumption for actuarial valuation based on the entire population is likely to overestimate the actual mortality of the group of beneficiaries specified in the contracts. This study considered the differences in mortality according to marital status to analyze the length and value of the payments of a typical pension contract for a married couple. The study quantified the effect on actuarial measurements of considering marital status in mortality assumptions with a multi-state model framework using Korean experience mortality data organized by marital status. The results of analysis indicate that considering marital status in mortality assumptions improves mortality risk management.

• 보건의료산업학회지
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• 제10권4호
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• pp.167-178
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• 2016

Objectives : The aim of this study was to identify significant paths that affect the life satisfaction of male baby boomers. Methods : Thus, 1,784 male baby boomers born between 1955 and 1963 were selected, among a total of 22,276 male baby boomers in the Gyungbuk region, who had participated in the 2011 Community Health Survey. Results : Through a path analysis, the following factors that affect life satisfaction were revealed in descending order: mental health (p<.001), income level (p<.001), educational level (p<.001), social support (p<.001), health promotion activities (p<.001), and physical illness (p<.001). The explanatory power of the variables for quality of life was 21%. Among the variables, mental health had the biggest impact. Conclusions : The findings indicate that increasing the life satisfaction of male baby boomers requires the following: alleviating their anxiety over retirement income by improving their welfare at a national level; creating an environment that can enhance their mental health and health promotion activities, and providing health education and health promotion programs to change their perceptions.