• 제목/요약/키워드: Investment bank

검색결과 199건 처리시간 0.024초

지하수자원 확보를 위한 인공함양 기술 특허동향 및 장벽 분석 (Trend and Barrier in the Patents of Artificial Recharge for Securing Goundwater)

  • 김용철;서정아;고경석
    • 한국지하수토양환경학회지:지하수토양환경
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    • 제17권3호
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    • pp.59-75
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    • 2012
  • It is getting difficult to manage water resources in South Korea because more than half of annual precipitation is concentrated in the summer season and its intensity is getting severe due to global warming and climate change. Artificial recharge schemes can be a useful method to manage water resources in Korea adapting to climate change. Patent analysis enables us to prevent overlapping investment and to find out unoccupied technology. In this study, international patent trends and barriers of artificial recharge technology are analysed for patents of Korea, Japan, the United States and Europe. The four artificial recharge methods such as well recharge, surface infiltration, bank filtration and underground structures are classified as main class and the nine sub-technologies such as water intake, water treatment, injection wells, monitoring of groundwater flow, groundwater pumping, surface infiltration/soil aquifer treatment, radial collection well, iron/manganese treatment, and underground subsurface dam are classified as intermediate class. Water intake techniques are subdivided into five classifications. Total 1,281 of patents, searched by WIPS DB tool and selected after removing noisy patents, are analyzed quantitatively to evaluate application trends by year, applicant, country for each classified technologies and analyzed qualitatively to find out occupied and unoccupied technologies. It is expected that upcoming research and development project could be performed efficiently in that an avoidance plan for the similar patents and differentiation plan for the advancing patents are set up based on the quantitative and qualitative analysis results from this research.

An Economic Evaluation under Thailand Feed in Tariff of Residential Roof Top Photovoltaic Grid Connected System with Energy Storage for Voltage Stability Improving

  • Treephak, Kasem;Saelao, Jerawan;Patcharaprakiti, Nopporn
    • International Journal of Advanced Culture Technology
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    • 제3권1호
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    • pp.120-128
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    • 2015
  • In this paper, Residential roof top photovoltaic system with 9.9 kW design is proposed. The system composed of 200 Watts solar array 33 panels connecting in series 10 strings and parallels 3 strings which have maximum voltage and current are 350 V and 23.8 A. The 10 kW sinusoidal grid-connected inverter with window voltage about 270-350 is selected to convert and transfer DC Power to AC Power at PCC (Point of Common Coupling) of power system following to utility standard. However the impact of fluctuation and uncertainty of weather condition of PV may decrease the voltage stability and voltage collapse of power system. In order to solve this problem the energy storage such 120 V 1200 Ah battery bank and 30 kVAR capacitor are designed for voltage stability control. The other expensed for installing the system such battery charger, cable, accessories and maintenance cost are concerned. The economic analysis by using investment from money loan with interest about 7% and use own money which loss income of deposit about 3% are calculated as 671,844 and 547,044 for PV system with energy storage and non energy storage respectively. The solar energy from PV is about 101,616 Bath per year which evaluated by using the value of $5kWh/m^2/day$ from average peak sun hour (PSH) of the Thailand and 6.96 Bath/kWh of Feed in Tariff Incentive. The payback periods of four scenarios are proposed follow as i) PV system with energy storage and use loan money is 15 years ii) PV system with no energy storage and use loan money is 10 years iii) PV system with energy storage and use deposit money is 9 years iv) PV system with energy storage and use deposit money is 7 years. In addition, the other scenarios of economic analysis such no FIT support and other type of economic analysis such NPV and IRR are proposed in this paper.

자산담보부 단기사채를 활용한 해외발전사업 수주확대방안 (Business Growth Strategy with Asset Backed Short Term Bond for Overseas IPP Opportunities)

  • 김준호;문윤재;이재헌
    • 플랜트 저널
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    • 제11권1호
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    • pp.30-38
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    • 2015
  • 본 연구는 최근 도입된 단기사채를 통해 한국수출입은행의 대외채무보증과 연계하여 자산유동화 구조에 접목한 자산담보부 단기사채의 금리를 추정하고 해외 투자개발형 민자발전사업의 수주 확대를 위한 프로젝트파이낸스의 한 방안으로 이용할 수 있는지에 대한 것이다. 회사채 신용등급 AA-부터 BBB+까지 건설사 자산담보부 단기사채와 비교한 결과, 자산 유동화 구조와 접목한 한국수출입은행의 대외채무보증부 자산담보부 단기사채는 금리 경쟁력이 있고, 프로젝트의 자기자본수익률이 개선됨을 확인할 수 있었다. 특히, 본 금융구조는 회사채 등급이 낮은 시공사에 적용할수록 더 높은 자기자본수익률 확보가 가능함을 알 수 있었다. 이를 통해, 경쟁력 있는 자산담보부 단기사채 금융조건은 수요 창출 및 수익성 확보는 물론 우리기업의 해외 투자개발형 민자발전사업 수주확대에 기여할 것으로 기대된다.

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금융산업보안상 인적보안 취약요소인 업무부정의 발생징후와 적발방법에 관한 연구 (A study on the occupational fraud symptoms and detection methods for managing human element vulnerability in financial industry security)

  • 서준배;심희섭
    • 시큐리티연구
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    • 제53호
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    • pp.37-59
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    • 2017
  • 본 연구는 산업보안상 인적취약요소로 분류되는 조직구성원에 의한 업무부정행위의 정의와 발생원인, 방지대책 등에 대하여 문헌연구를 통해 고찰하고, 선행연구를 통해 드러난 부정행위의 행동적 발생징후들에 대하여 은행, 보험사, 증권사 등 국내 금융산업에 종사하고 있는 근로자들에게 설문자료를 수집하여 기술통계, 요인분석, 로지스틱 회귀분석 등을 실시하였다. 분석결과, 부정행위의 발생징후들은 '경제적 동기', '비경제적 동기' 두 가지 요인으로 분류되었으며, '과도한 주식투자'와 '빈번한 이사 등으로 생활환경의 불안정'의 두 징후에 대한 정확성 평가와 실제 부정행위의 적발 경험이 통계적으로 유의미하게 연관되어 있는 것으로 확인되었다. 또한 내 외부 제보에 의해서 업무부정행위가 가장 많이 적발되는 것으로 나타났다. 본 연구의 분석결과를 토대로 향후 금융산업에서 발생할 수도 있는 업무부정행위를 조기에 발견하여 피해규모를 최소화도록 일조하는 데 연구의 목적이 있다.

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BSC관점에서 수산정책자금이 경영성과와 신용등급 변화에 미치는 영향 (AThe Effects of Public Loan Programs in Fishery Industry on Management Performance and Credit Rating Change from a BSC perspective)

  • 박일곤;장영수
    • 수산경영론집
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    • 제47권2호
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    • pp.43-59
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    • 2016
  • This study investigated the difference of the effects of public loan programs in fishery industry on management performance from a balanced score card (BSC) perspective depending on the type of loan, scale of fund, period of support and business category, using the financial data of fisheries firms having the balance of loan at the end of 2014. The key factors influencing credit rating change were also analyzed after public loan support. From a integrative perspective, results show that the firms supported by working fund have higher management performance than the firms supported by facility fund. The firms received large scale fund showed higher management performance than the firms received small scale fund. While management performance was decreasing or slowing down over time after financial support, management performance of the firms supported by facility fund improved over time. From a non-financial perspective, the firms received facility fund invested more in education and growing perspective than the firms received working fund. As the size of fund increased, the investment in education, growing, internal process and customer increased. Personnel expenses and employee benefits for education and growing has increased over time. However, the firms with facility fund restricted the expenses of education, personnel expenses and employee benefits as time goes by. Because the effects of public loan on credit rating of fisheries corporations have no statistical significance, it has become known that the financial support of public loan program has no influence on the change of credit rating of fisheries corporations. This study attempted performance analysis from a BSC perspective which combine factors of non-financial perspective with factors of financial perspective. Findings from this study suggest the direction of microscopic performance analysis of public loan in fishery industry.

The Effects of Research and Development Expenditure on the Firm Value: Focusing on the Portfolio's Excess Return

  • Choi, Shi Yeong;Kim, Kun Woo
    • Asia Pacific Journal of Business Review
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    • 제1권2호
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    • pp.37-62
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    • 2017
  • To analyze the effects of R&D expenditure on the firm value of Korean firms, we classified portfolios based on R&D activity levels. After that, we conducted a time-series analysis to assess excess returns from the portfolios. To carry out such an analysis, an empirical analysis of excess returns in the capital market was performed by using the monthly earning rate of stocks from 2000 to 2013. The purpose of this research is to provide basic data on investment to stakeholders in the capital market by analyzing the effects of R&D on the firm value and to overcome scholarly limitations by offering a new model of analysis. The criteria for classifying the portfolios were based on R&D expenditure levels. The analysis models follow the Fama-French Three-Factor Model and the Carhart Four-Factor Model. The analyses results are as follows. Extrapolating monthly profit rates based on R&D expenditure levels, portfolios with low R&D expenditures showed higher earning rates than those with high R&D expenditures. This suggests that high R&D expenditures did not translate into high earning rates. The investor depreciates the R&D expenditures related profitability and the possibility of success in the market, leading to falls in stock prices and a failure to give a positive effect on the firm value. Our research differs from the previous investigations as we carried out an empirical analysis based on the actual investors' attitudes about R&D expenditures and how these can generate excess earnings. Our research results show that the data related to R&D expenditure are not reflected fully in the market.

금융산업의 IT예산 상관관계 분석을 통한 금융IT서비스산업의 발전전망에 관한 연구 (A Study on the Prospects of the Financial IT Services Industry using the Correlation Analysis of the IT Budget in the Financial Industry)

  • 박상국;한경석
    • 디지털융복합연구
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    • 제12권3호
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    • pp.55-62
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    • 2014
  • 기존 연구에 따르면, 한국 금융 산업의 연도별 IT투자 규모는 GDP 변화추이와 동조하는 패턴을 가지고 있다. 1993년부터 2012년까지 과거 20년간의 산업별 데이타를 기반으로 금융 산업을 은행, 생명보험, 손해보험 및 증권 4개로 분류하여 GDP와 IT예산간의 상관관계를 분석하였다. 분석 결과로 시간이 흘러갈수록 금융회사의 총예산대비 IT예산 규모는 은행, 생명보험 및 증권 분야는 지속적으로 하락 추세를 유지하고 있다. 반면에 손해보험 분야는 상승 추세를 유지되고 있음을 확인하였다. 이를 통해 금융 산업의 IT규제가 향후 금융 산업에 미치는 영향을 분석하였으며, 금융IT서비스산업이 발전하기 위한 정책방향을 제언하였다.

갑천류역(甲川流域)의 농업개발(農業開發)에 관(關)한 조사연구(調査硏究)(I) -하천부지(河川敷地) 농지확대(農地擴大)를 중심(中心)으로 (Research on Development of Farm Land of Gab River Basin(I) -Enlargement of Farm Land River-Site)

  • 강신업;박희범;조성섭;안병기;김문규
    • 농업과학연구
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    • 제2권1호
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    • pp.265-279
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    • 1975
  • This study was conducted to investigate the development of Gab river-basin which was a part of the farm land enlargement to contribute to the increased production of food. The results were as follows; 1. Gab river has the upper stream which occupy 50 percent in moumtains and the mid-stream in the Daejeon city area, and the downstream in a field which is about 22.9 percent in which farming area per household is 0.82 ha., agricultural population is 76 percent except of Daejeon city. Also, urban enlargement of mid-stream basin and development of industrial area in the lower stream diminish farm land. Consequently, this area should be developed to farm land to increase farming size. 2. There is no possibility to develop farm land in mountains of which (64.9 percent) is forests and in midstream which was constructed river-improvement. But Weonjeong area and Yongcheon area will be effective area. 3. If river banks of Weonjeong area will make straight with cost of construction 195,000,000 won, bank length 6 km will be useless, water will flow smoothly, flood will be prevented, farm land will develop 21.66 ha in which rice will produce annually 81.698 M/T which is about 10,860,000 won. 4. This area has good conditions of development. that is, investment efficiency (B/C) is 1.47 more than 1.00. 5. This area is a multiple purpose development district. The reasons are that there are beautiful mountains and a reservoir to be expected to construct, so it will be a sight seeing district in the vicinity of Daejeon city. 6. If Honam railway double line and river straight construction had executed simultaneously, cost of construction 50,000,000 won would have saved.

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영상보안을 위한 머리와 얼굴의 간단한 영역 분리 및 얼굴 특징 추출 (Simply Separation of Head and Face Region and Extraction of Facial Features for Image Security)

  • 전영철;이건익;김강
    • 한국컴퓨터정보학회논문지
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    • 제13권5호
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    • pp.125-133
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    • 2008
  • 사회가 발전할수록 공공장소에서 개인 및 시설물의 안전에 대한 중요성이 높아진다 기존의 주차장, 은행, 공장 등 보안이나 범죄 예방이 요구되는 지역은 넘어서 일반 기관, 개인의 주택까지 감시 및 보안에 대한 투자가 증가하는 경향을 보이고 있다. 이 논문은 얼굴인식에 있어서 중요한 얼굴 영역과 머리 영역을 칼라변환을 이용하여 간단하게 분리하는 방법과 얼굴특징 추출을 제안한다. 먼저 입력영상에 대한 CMYK영상 중 K영상을 가지고 머리 영역을 분리한 후에 YIQ영상의 Y영상과 머리 영상과의 칼라변환을 이용하여 얼굴영역을 분리한다 머리영상에 Log 연산을 한 후에 라벨링을 이용하여 얼굴의 특징들을 추출한다. 뚜렷하게 분리된 머리와 얼굴영역은 머리와 얼굴의 형태를 쉽게 분류할 수 있으며, 쉽게 특징점을 찾을 수 있게 한다. 제안한 방법의 알고리즘을 이용하면 중요성이 요구되는 보안 관련 시설에서 사람을 감시하거나 인식하는데 효과적으로 이용될 수 있을 것으로 예상된다.

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국방무기체계 연구개발 기반 경제적·기술적 파급효과 : 지상·해상·공중 무기체계를 중심으로 (Economical & Technological Ripple Effects in Acquiring New Weapon System : Focused on Ground·Sea·Air Weapon System)

  • 신상욱;오천균;임동순;최봉완
    • 산업경영시스템학회지
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    • 제41권4호
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    • pp.111-122
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    • 2018
  • The private sector is currently reviewing the feasibility of the project or deciding economic policies by analyzing the economic ripple effects. However, the arms acquisition project focuses on the need for the national defense weapons system by analyzing the costs and the effectiveness of the analysis and reviewing the necessity and feasibility of the project. In order to analyze the economic ripple effects, KB (the Bank of Korea) prepares and publishes an analysis table of industrial associations in a given unit. IAAR (the industrial association analysis report) is difficult to apply directly to the defense weapons system. Therefore, research on the economic ripple effects applicable to the defense arms procurement project was needed. In this study, we propose the generic methodology for estimating economical and technical ripple effects resulted in acquiring new weapon systems. Based on the analysis of inter-industrial relations, economical ripple effects are estimated with production inducing effects, value-induced effects, employment-induced effects and export-induced effects. Also, the technological ripple effects are estimated with technological intensity represented by investment cost in research and development. To show the validity of proposed methodology, a case study of acquiring new weapon systems such as GR (guided rocket), destroyer, and helicopter is accomplished. From the case study, it is concluded that these economical & technological ripple effects can be used as a reference to decision making in the course of acquiring major future defense weapons systems.