• 대한가정학회지
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• 제30권1호
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• pp.219-235
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• 1992

This study attempted to examine a theoretical framework which synthesizes risk attitude, type of investment management and investment behavior and to provide the specific investment strategy by analysing several variables which have effect upon the investment behavior. The results of this research were as follow : 1. Risk attitude had significant differences by the variabels such as age, sex, education, income and debt/asset ratio. Also the type of investment management was influenced significantly by the variables such as age, education, occupation, income, total asset, debt/asset ratio, achievement motivation and risk attitude. The ratio of risky asset holdings was affected by the variabels such as age, education, occupation, housing ownership, income, total asset, debt/asset ratio, achievement motivation, risk attitude and type of investment management. 2. Among several variables affecting the ratio of risky asset holding risk attitude, education, type of investment management, debt/asset ratio and achievement motivation had direct effect on it. Besides age had indirect effect through risk attitude and age, achievement motivation and risk attitude had indirect effect through the type of investment management. 3. The results of this study showed that causal relation between input, throughput and output can be applied to household's investment behavior and the concept of risk or risk attitude can be applied to other fields except household's investment. Also it could be attributed to provide the investment strategy for improving level of household's financial well-being.

• 보건의료산업학회지
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• 제7권3호
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• pp.161-176
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• 2013

This research analyzed Raise Capital type and Investment Efficiency for non-profit hospitals in Korea. 152 cases of financial information from 2007 to 2010 were utilized for analysis. As a result of analysis, Raise Capital for Borrowings to total assets was primarily used, taking around 40% on average, and the method of Raise Capital with significant difference among Medical Institutions was Liabilities in Excluded Borrowings to Total Assets and Capital Stock & Capital Reserves to Total Assets. Besides, the relation between Invested capital and Investment efficiency was opposite each other in the non-profit hospitals, and Region was an important element influencing over Productivity per Value Added. In addition, in the investment activity of non-profit hospitals in the light of Investment Efficiency, only hospitals among Medical Institution types had a character of Capital Intensive, and General Hospital and Geriatric & Long-term Medical Care Hospital among Medical Institution types showed a character of Labor Intensive in the light of Performance.

• International Journal of Contents
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• 제18권3호
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• pp.66-73
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• 2022

The purpose of this study is to evaluate the economic and social impact of the SEP in which the elderly participate by using the blended return on investment (BROI), economic return on investment (EROI), and social return on investment (SROI) research methods. And the sustainable conditions of SEP were confirmed. This study was conducted with one market-type SEP approved by the Korea Elderly Labor Force Development Institute (KLFDI), one preliminary social enterprise approved by Changwon City Hall, and one market-type SEP operated by a social welfare center for the elderly. As a result of the study, it was found that EROI, SROI, and BROI were the highest in the SEP of preliminary social enterprises operated by subsidies in Changwon.However, the difference between EROI and SROI was greatest in the market-type SEP operated by the elderly social welfare center. There was a big difference between economic and social impacts. The social influence of the elderly was evaluated to be higher than the income of the elderly.

• 가정과삶의질연구
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• 제29권2호
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• pp.51-62
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• 2011

Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education. The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.

• Industrial Engineering and Management Systems
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• 제9권2호
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• pp.121-130
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• 2010

In today's uncertain economic environment, economic risk is inherent in making large investments on manufacturing facilities. It is, therefore, practically meaningful to divide investment over multiple periods, reducing the risk of investment. Then, the cash-flow over the entire planning horizon would comprise positive inflow and negative outflow. In this case, in general, evaluation by internal rate of return (IRR) is not feasible, because multiple IRRs are involved. This paper deals with a problem of evaluating profitability, as well as risk, of investment alternatives made in multiple times of investment over the entire horizon. Typically, an additional investment is required after the initial one, for expanding manufacturing capacity or other reasons. The paper pays attention to a unit cash-flow over two periods, decomposing the total cash-flow into a series of unit cash-flow patterns. It is easy to evaluate profitability of a unit cash-flow by using IRR. The total cash-flow can be decomposed into the series of two types of unit cash-flows: an investment type one (negative-positive) and the borrowing type one (positive-negative). This paper, therefore, proposes a method in which only the borrowing type unit cash-flow is eliminated in the series by converting total cash-flow using capital interest rate. Then, a unique IRR can be obtained and the profitability is evaluated. Thus, the paper extends the method of IRR so that it may help decision making in complicated cash-flow pattern observed in practice.

• 디지털융복합연구
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• 제14권7호
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• pp.145-154
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• 2016

본 연구는 Fuzzy-AHP방법을 활용하여 세계 주요선사의 선박투자 전략을 비교분석하는 것을 연구의 목적으로 하였다. 선박투자요인은 선행연구를 통해 1차적으로 선정한 후, 해운선사 근무경력 15년 이상의 전문가와 심층 인터뷰(Indepth-Inerview)를 수행하였다. 전문가의 지식추출이 가능한 Fuzzy-AHP를 사용하여 최종적으로 선박투자요인에 대한 가중치를 산정하였다. 선행연구에서 제시한대로 선사들을 "시황흐름 무관 선박투자" 형, "시황상승기 이전 선박투자" 형, "과다발주에 동참 후 시황하락" 형, "시황상승기 선박투자 회피" 형으로 분류하여 선박투자 전략을 비교분석하였다. 분석결과, "시황흐름 무관 선박투자" 형의 선박투자 우선순위는 해운운임(0.132), 중고선가(0.121), 선복량(0.103), "시황상승기 이전 선박투자" 형의 선박투자 우선순위는 해운운임(0.134), 선주여건(0.113), 정책금융기관의 지원(0.109)이 중요요인으로 분석되었다. "과다발주에 동참 후 시황하락" 형의 선박투자 우선선위는, 해운운임(0.173), 선복량(0.169), 국제정세 변화(0.121), "시황상승기 선박투자 회피" 형의 경우 해운운임(0.293), 선복량(0.232), 유가(0.150)가 중요한 요인으로 분석되었다.

• 통상정보연구
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• 제17권1호
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• pp.137-163
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• 2015

본 연구에서는 우리나라에 진출한 외국인투자기업의 투자지분율차이와 CEO국적별차이가 고용에 어떠한 차이를 미치는지 보기 위해서 실증분석을 하였다. 실증분석을 하기위해, 투자비중, CEO국적, 설립시기, 기업규모등을 독립변수로 사용하였다. 고용증가율(EMPG)을 종속변수로 하여 일원분산분석을 실시하고 회귀분석하였다. INVRATIO는 투자비중을 나타내는 변수로서 1-0%<투자비중<50%, 2-투자비중=50%, 3-50%<투자비중${\leq}100%$을 나타내는 변수이며 CEO국적은 1-한국, 2-공동, 3-외국인을 나타내는 변수이다. 실증분석 결과 투자비중=50%, 50%<투자비중${\leq}100%$에서 0%<투자비중<50%보다 고용을 더 낮게 하는 것으로 나타났다. 그리고 CEO국적에 따른 고용행태를 실증 분석한 결과 차이가 없는 것으로 나타났다. 본 연구의 시사점은 투자지분율형태와 CEO국적별에 따른 고용분석을 이론적 검토와 통계적 분석을 함으로써 대한(對韓) 외국인직접투자에서 고용에 미칠 수 있는 영향과 그에 대한 대처방안을 검토할 수 있다는 것이다. 또한 고용에 있어서 향후 투자지분율을 현재보다 더욱 중요하게 고려해야 할 요인이라는 점을 제공했다는 것이다.

• 대한안전경영과학회지
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• 제19권2호
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• pp.41-50
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• 2017

Disaster and safety budget can be characterized as a large-scale public asset on which the government has a significant role. It is of a crucial importance to properly allocate the limited national budget to various areas as necessary. Higher investment efficiency of the budget related to disaster and safety management requires distribution criteria based on relevance and efficiency. Currently, the budget related to disaster and safety management is orchestrated through the prior consultation system. However, there is still no clear framework for reviewing the investment direction and setting the priority investment areas by prior consultation. This study analyzes the status and characteristics of disaster and safety management projects by damage type and proposes a structured system for prioritization. This framework can be useful in selecting the areas that need priority investments by damage type of disaster and safety management projects, thereby contributing to improving investment efficiency.

• 한국경제지리학회지
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• 제15권2호
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• pp.166-191
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• 2012

이 논문은 경제 하부구조 관련 공기업이라는 행위주체의 특수성이 해외투자에서 어떻게 구체적으로 전개되는가를 분석한다. 우리나라 경제 하부구조 관련 공기업 해외투자사업의 일반 특징을 진출지역, 사업유형, 진출 시기를 중심으로 살펴본 다음, 해외투자 유형을 자본투자를 동반하지 않는 전문컨설팅 유형, 자본투자와 위험을 동반하는 해외직접투자 유형과 에너지자원개발 직접투자 유형으로 구분하여 구체적인 사례를 토대로 분석한다. 그리고 하부구조 공기업이라는 행위주체가 갖는 특성 때문에 나타나는 국적성의 문제, 즉 진출대상국 입장에서 자본부족 해소와 종속의 문제, 자본수출국의 입장에서 민간자본과 관계설정의 이중성 문제를 검토한다.

• The Journal of Asian Finance, Economics and Business
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• 제7권6호
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• pp.19-27
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• 2020

This research investigates the determinants of investment capital size in Vietnam's small and medium-sized firms. The study employs a sample of 458 small and medium-sized enterprises in the country. The study is based on data collects in the areas of Hanoi, Bac Can, Buon Ma Thuot and Pleiku Provinces at time series data of October 2019. This study also identifies the factors that affect the size of investment capital in medium and small-sized enterprises in Vietnam. Data are processed via STATA 14.0 and SPSS 20.0 software. The research results indicate that (1) business lines, (2) import and export business, (3) type of business registration, (4) business location, (5) operating time, and (6) the percentage of the organization's capital contribution are factors that impact on the size of the investment capital of the business. Business line and business location have negative impacts on investment capital size. The operating time, the percentage of the organization's capital contribution, import and export business, and the type of business registration have positive impacts on investment capital size. In addition, the findings of this study also suggest that the operation time has the highest impact on investment capital size of the small and medium-sized firms in Vietnam.