• 제목/요약/키워드: Interest management

검색결과 3,344건 처리시간 0.032초

시장 경쟁이 신용카드 연체부도율에 미치는 효과에 대한 실증분석 (Empirical Analysis of Credit Card Delinquency Effect by Market Competition)

  • 고혁진;서종현
    • 대한안전경영과학회지
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    • 제11권4호
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    • pp.261-267
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    • 2009
  • The purposes of this article is to analyse how market competition of credit card company affect price(interest rate) and survival length of card users. This paper uses individual account data from a large Korean credit card company during the periods from 2002 to 2006. The findings of our study are as follows. First, market competition of credit card company have a negative effect with interest rate of credit card. Second, market competition of credit card company have a affirmative effect with survival length. Finally, The effect of Increasing delinquency rate due to price increase is smaller than decreasing delinquency rate due to extending survival length.

2개의 상관변수를 이용한 생산공정의 최적 공정평균 및 경사기준값의 설정 (Determination of Optimum Process Mean and Screening Limit for a Production Process Based on Two Correlated Variables)

  • 이민구
    • 품질경영학회지
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    • 제28권3호
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    • pp.155-164
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    • 2000
  • This paper considers the problem of determining the optimum proccss mean value of the quality characteristic of interest, and the screening limit for two correlated variables under single-stage screening. In the single-stage screening, inspection is performed on two correlated variables which are correlated with the quality characteristic of interest. Model is constructed which involves selling price, production, inspection, and penalty costs. Method for finding the optimum process mean and screening limit are presented when the quality characteristic of interest and the correlated variables are assumed to be jointly normally distributed. A numerical example is presented and numerical analysis is performed to compare the proposed screening based on two screening variables with screening based on one screening variable.

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위험보정 할인율을 이용한 실물옵션가치 결정

  • 김규태;황학진;정수희
    • 한국경영과학회:학술대회논문집
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    • 대한산업공학회/한국경영과학회 2004년도 춘계공동학술대회 논문집
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    • pp.742-745
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    • 2004
  • Most of options pricing theory including Black and Scholes continuous model and Cox, Ross, and Rubinstein(CRR)'s binomial lattice model were developed based on the notion that continually revised risk-free hedges involving options and stock should earn the risk-free interest rate. This notion is valid with the assumption that the investor's attitude toward risk is neutral. In reality, this assumption may be frequently violated. Therefore, Hodder, Mello, and Sick proposed the way to value real options using the risk-adjusted interest rate. However, they did not show how to derive the mathematical expression for it. In this paper, we will clearly present how to obtain the mathematical expression for the risk-adjusted interest rate for real options and demonstrate two numerical examples to show its applicability.

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A Simulation Model of Object Movement for Evaluating the Communication Load in Networked Virtual Environments

  • Lim, Mingyu;Lee, Yunjin
    • Journal of Information Processing Systems
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    • 제9권3호
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    • pp.489-498
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    • 2013
  • In this paper, we propose a common simulation model that can be reused for different performance evaluations of networked virtual environments. To this end, we analyzed the common features of NVEs, in which multiple regions compose a shared space, and where a user has his/her own interest area. Communication architecture can be client-server or peer-server models. In usual simulations, users move around the world while the number of users varies with the system. Our model provides various simulation parameters to customize the region configuration and user movement pattern. Furthermore, our model introduces a way to mimic a lot of users in a minimal experiment environment. The proposed model is integrated with our network framework, which supports various scalability approaches. We specifically applied our model to the interest management and load distribution schemes to evaluate communication overhead. With the proposed simulation model, a new simulation can be easily designed in a large-scale environment.

초등학교 실과교과에서 안전교육에 관한 연구 (A Study on Elementary School on Safety Education in the Subject of Practical Arts)

  • 김종복
    • 대한안전경영과학회지
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    • 제8권1호
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    • pp.97-111
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    • 2006
  • The purpose of this study was to research elementary school on safety education in the subject of practical arts. The subject of practical arts of an elementary school have positive attitude about safety education and must prevent an accident to be able to happen during a class of a practical course previously. Safety education has further an interest on subject of practical arts of practice and must induce an aggressive interest of teachers in order to be able to prevent an accident previously. As the above results, to raise the perceptions of elementary school teachers on safety education in the subject of practical arts, it is necessary to search for ways to induce teachers' active interest in safety education and help them experience safety education in the subject of practical arts at teacher training centers.

직무관련 인식들과 감정간의 관계에 관한 고찰 (Relationship among Job-relevant Cognitions and Emotions : A Conceptual Review)

  • 홍용기;조국행;박종혁
    • 경영과정보연구
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    • 제15권
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    • pp.91-108
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    • 2004
  • In this article, We propose research propositions about correlates of job interest, job difficulty, job effort, and job performance as well as job performance and emotions while working. The purpose of this study is to review existing research on emotions and job performance, particularly emotions at work. The purpose of this article is to review existing research on job performance and emotions, particularly at the job relevant cognitions level. In this study, We propose research propositions about correlates of job performance and emotions while working. The purpose of this article is to develop and propose research propositions about potential correlates of perceived performance at the job relevant level. Correlates include those that should function mainly as antecedents of performance, such as job difficulty, job interest, and job effort in the study are emotions experienced concurrently with job performance. Therefore, We suggest the predictive direction and bivariate relationship of the set of among variables in explaining job performance and emotions.

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A CASE STUDY ON INVESTMENT EVALUATION OF A PRIVATE SECTOR PROJECT WITH GEOTECHNICAL RISKS

  • Yoshiki Onoi;Hiroyasu Ohtsu
    • 국제학술발표논문집
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    • The 1th International Conference on Construction Engineering and Project Management
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    • pp.824-829
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    • 2005
  • This paper focuses on construction cost volatility for the purpose of private sector investment by use of a financial model with key indices of IRR and DSCR (Debt Service Coverage Ratio). A case project, 1,000 MW pumped storage hydropower plant, has shown that its financial impacts by cost volatility of underground works are less measured than interest rates impacts by interest rate of loans. Probabilistic analysis of costs under geotechnical conditions has been made by Indicator Kriging method. And, in the modeling of interest rates, geometric Brownian motion has been applied. Both of these impacts are measured on the same financial model.

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일 지역 초등학생의 암에 대한 지식, 태도, 공감과 암환아에 대한 태도의 관계 (The Relationships of Knowledge and Attitudes about Cancer, Empathy, and Attitudes about Child with Cancer in Upper Primary School Children)

  • 문소현;윤영미;조헌하
    • 한국학교ㆍ지역보건교육학회지
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    • 제12권2호
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    • pp.97-112
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    • 2011
  • Objectives: The purpose of this study is to identify upper primary school children's knowledge and attitude about cancer, empathy, and attitudes about child with cancer, and to examine the relations between these variables and factors that influence. Methods: Methods: The participants included 474 fifth and sixth grade students. Data were analyzed using Pearson correlation coefficients, ANOVA and Tukey test with SPSS/WIN 18.0. Results: Mean scores were for knowledge about cancer 6.03 out of a possible 1, attitude about cancer 2.23 out of a possible 5, attitudes about child with cancer 1.11 out of a possible 3, and empathy 3.18 out of a possible 5. There were significant differences in knowledge about cancer according to school grades and parents' interest in health management. Attitude about cancer showed significant differences according to harmony of family life, worries about cancer, school life, academic achievement, school parents' interest in health management and cancer education. Empathy showed significant differences according to school grades, gender, school life, harmony of family life, and parents' interest in health management. Attitudes about child with cancer showed significant differences according to school grades, school life, and parents' interest in health management. Knowledge about cancer and empathy showed a positive correlation with attitudes about child with cancer. Knowledge and attitude about cancer, and empathy showed a significant influence on attitudes about child with cancer. Conclusion: Results of this study indicate that development of an appropriate knowledge and attitudes about cancer, and empathy by late school-aged children should lead to the positive attitudes about child with cancer.

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Study on the Influence of Stakeholders in Construction Projects

  • Rajeev, S.;Kothai, P.S.
    • Journal of Construction Engineering and Project Management
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    • 제4권2호
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    • pp.8-11
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    • 2014
  • The interactions and interrelationships between stakeholders largely determine the overall performance of a construction project, and have the crucial responsibility for delivering a project to successful completion. An important component of stakeholder management is stakeholder analysis. Two case studies are conducted within Kerala (India). The main objective was to carry out stakeholder analysis using stakeholder organiser deluxe software, considering the data's collected from the project execution team using questionnaire. During data collection the key stakeholders were identified, to know how to manage them, their interest, power, attitude level etc, for quality improvement. Analyze the results using the software Stakeholder organizer deluxe and modeling of stakeholders is to be done. Finally validate the models of the projects. These findings may mainly reflect the stakeholder management environment in the respective regions of project implementation.