• 한국정보시스템학회지:정보시스템연구
• /
• 제30권2호
• /
• pp.165-188
• /
• 2021

Purpose This study was conducted to identify the multidimensional role of institutional mechanisms in the linear relationship of satisfaction, trust and repurchase intention, which are used as an important concept in the research of e-commerce. To this end, a research model was proposed by combining concepts which are the concept of perceived effectiveness of institutional mechanisms for overall e-commerce environment(e.g., PEEIM) and the concep of perceived effectiveness of institutional structures(e.g., PEIS) of a specific marketplace based on the social cognitive theory. Design/methodology/approach This study was conducted by dividing the data into two groups to identify institutional mechanisms and trust-building relationships according to the institutional contexts inherent in e-commerce. The institutional contexts were set up for the top two online companies and the bottom two online companies according to the results of the open market brand assessment from 2018 to 2019 in South Korea. Findings The result of this study found that PEIS had a direct impact on trust in both high and low groups respectively whereas PEEIM presented different paradoxical results in high and low groups. In the relationship between the satisfaction and the trust in the vendor of the high group, PEEIM showed negative moderating effects but in the relationship between the trust and the repurchase intention of the low group PEEIM showed positive moderating effects.

• Safety and Health at Work
• /
• 제1권1호
• /
• pp.87-97
• /
• 2010

Objectives: This study was conducted to investigate the effect of trust on work stress. Trust can be classified into three dimensions; social trust, institutional trust, and trust in others. The relationship between work stress and trust is regarded as having three components. First, trust has an influence on work stressors as an antecedent variable; secondly, trust modifies the effect of the various stressors, and finally, trust is one of the stressors. Methods: Data for this study was collected by interviews and self-administered structured questionnaires from 376 Korean and 77 Japanese workers in small businesses. Subjects were selected by two stage stratified random sampling from the working population of manufacturing industries. Results: Three different positions of trust are significantly related with the stress causation web. Social trust, institutional trust and trust in others significantly influence different work stressors in both Korean and Japanese workers. Three different kinds of trust influence work stressors among Korean workers, but institutional trust has no impact on work stressors among Japanese workers. As a moderating variable for perceived stress, distrust in an employer is statistically significant in both groups. However, stress symptom prevalence among Korean workers is modified by caution, trust in career development, and distrust in co-workers, but that of Japanese workers is modified only by distrust in employer. Job satisfaction of Korean workers is affected by general trust, utility of relation, institutional trust and trust in employer, but among Japanese workers, caution, reputation and trust in employer have influence on job satisfaction. Conclusion: The effect of trust on work stress, perceived stress, stress reaction and job satisfaction are different among Korean workers and Japanese workers. Three dimensions of trust have three different positions as antecedent, moderating and mediating factors in stress causation.

• 한국정보시스템학회지:정보시스템연구
• /
• 제28권2호
• /
• pp.73-92
• /
• 2019

Purpose This study conducted an empirical study on the influence of institutional mechanisms on the formation of customer trust among leading online businesses. This study focused on the construct of PEEIM(Perceived Effectiveness of e-Commerce Institutional Mechanisms) which is the perceived recognition of institutional mechanisms for e-Commerce in general and the construct of PEIS which is the perceived recognition of institutional mechanisms that are implemented by vendors. Design/methodology/approach The online and offline surveys were conducted for the leading online shopping vendors in Korea and 292 data were used for the empirical analysis. The research model was tested using partial least squares structural equation modeling (PLS-SEM) in this study. The full measurement model including the formative second-order constructs was examined with the exploratory factor analysis. The structural model was analyzed via a two-stage approach. To analyze the research model this study used Smart PLS 2.0 program. Findings The findings showed that PEEIM negatively moderates the relationship between satisfaction in vender and trust in vender, but had no moderating effect between trust in vender and repurchase intention. In addition, the institutional mechanisms of vendors(PEIS) have been shown to have a direct impact on the vender's trust.

• Asia pacific journal of information systems
• /
• 제15권3호
• /
• pp.187-207
• /
• 2005

In the Internet-based B2C e-commerce, trust has been recognized as a critical factor to reduce uncertainties, through interacting with a well-known specific shopping mall. In this study, we view customer trust as not a unitary concept but multidimensional one consisted of the trustworthiness of trustee, familiarity with the specific shopping-mall, disposition to trust, and institution-based trust. In this study, first, we considered the trustworthiness of trustee consisted of capability, benevolence, and integrity as one of the major factors to build customer trust on the specific Internet shopping-mall. In the context of the Internet e-commerce, the role of institutional structures is very important to assure the customer trust from the various opportunistic behaviors because of the characteristics of internet-based commerce such as impersonality, the lack of information on the other party, and the transactions with a number of anonymous people. Second, we examined the effect of the institution-based trust built by institutional structures on customer trust. Third, we examined the effect of customer trust and familiarity on retaining customer loyalty. Our findings showed that customer trust and familiarity played a major role in retaining customer loyalty with the specific shopping-mall. In conclusions, we discussed the strategies to build the customer loyalty for maintaining the customer. We suggest customer trust and familiarity for the factors to bind the customer with the specific shopping-mall based on these results.

• Asia pacific journal of information systems
• /
• 제13권2호
• /
• pp.119-143
• /
• 2003

Trust has been identified as a key component in many e-Commerce studies. The purpose of this study is to find out which factors play a major role in building trust and how the built-up trust affect consumer's purchase intention in Internet used-car transactions. Based on the information asymmetry, TAM(Technology Acceptance Model), and the trust theory, our research model includes factors such as a buyer's propensity-to-trust, institutional characteristics(inspection and warranty policy), word-of-mouth referral, perceived size, and perceived benefits as independent variables. The model also includes trust as a mediate variable, intention to purchase as a dependent variable and perceived quality risk as a moderate variable. The research model is tested by analyzing 787 sample data gathered from Internet used-car transaction sites. The result shows that the trust has significant effects on the online purchase intention, and institutional characteristics has been identified as the most significant factor for the trust of Internet used-car sites. The independent factors influencing trust vary depending on the level of perceived quality risk. For users who perceive the quality risk low, the perceived benefits explain a little portion of the purchase intention. However, those who perceive quality risk high would purchase used-cars only when they have trust on the Internet sites, indicating that trust play an important role as a mediate variable. This study suggests that enhancing the trust in Internet used-car sites is important to increase online transactions.

• 한국산업정보학회논문지
• /
• 제22권1호
• /
• pp.69-87
• /
• 2017

본 연구에서는 프라이버시 염려와 제도적 신뢰가 프라이버시 의사결정에 미치는 영향에 대하여 프라이버시 계산 이론을 중심으로 규명하고자 하였다. 프라이버시 계산 이론을 기반으로 프라이버시 이익과 프라이버시 위험이 정보제공행동에 미치는 영향에 대해 파악하고, 프라이버시 염려와 제도적 신뢰가 프라이버시 계산에 어떠한 영향을 미치는지 살펴보고자 하였다. 이때, 개인정보를 수집하는 대상에 따른 차이를 파악하기 위해 전자상거래 분야와 위치기반서비스 분야에 대한 비교를 하고자 실증분석을 실시하였다. 실증분석 결과는 다음과 같다. 먼저, 위치기반서비스 그룹에서 프라이버시 위험과 정보제공행동 간의 관계를 제외하고 다른 인과관계는 모두 통계적으로 유의한 영향을 미치는 것으로 분석되었다. 다음으로 전자상거래와 위치기반서비스 그룹에 있어 구성개념의 차이를 분석한 결과, 프라이버시 염려의 구성요인인 인식구성개념을 제외하고는 모두 유의한 차이가 있는 것으로 나타났다. 전자상거래 그룹이 위치기반서비스 그룹에 비해 프라이버시 염려가 높고 제도적 신뢰가 낮은 것으로 나타나 소비자가 전자상거래 사이트에서 수집되는 개인정보에 대해 더욱 민감하다는 것을 확인할 수 있었다.

• The Journal of Asian Finance, Economics and Business
• /
• 제8권9호
• /
• pp.53-66
• /
• 2021

The global financial crisis in 2008 eroded trust towards the banking industry overall. To make such institutions more transparent, the International Accounting Standard Board developed the International Financial Reporting Standard 9 (IFRS 9). After the announcement of IFRS 9, academic research has primarily focused on examining the stability of banks due to early loan-loss recognition guidelines under the new system. There appears to be a lack of understanding of how IFRS 9 has influenced institutional depositors' opinions of bank trustworthiness. Hence the goal of this study is to determine how the adoption of IFRS 9 by banks has impacted perceptions of transparency, trust, and skepticism, from the perspective of large institutional depositors. This research was conducted in the context of Malaysian banks that follow the IFRS 9 guidelines. A framework is proposed using the signaling theory, leading to the development of a set of hypotheses. The hypotheses are tested with data collected from 654 financial analysts working in Malaysian companies that are large institutional depositors. The results indicate that the adoption of IFRS 9 has led to higher levels of perceptions of bank transparency and trust, and lower levels of skepticism towards such banks.

• 한국산업정보학회:학술대회논문집
• /
• 한국산업정보학회 2008년도 추계 공동 국제학술대회
• /
• pp.537-544
• /
• 2008

The purpose of this study is to find essential delivery service quality elements of internet shopping mall and to investigate the relationship among delivery service quality, satisfaction, trust, and loyalty in the area of internet shopping malls. To do so, theoretical literature review and empirical survey accomplished. The empirical results of this study are summarized as follows. Firstly, accuracy, quickness, safety, information providing, and institutional guarantee have a positive influence on satisfaction. Secondly, accuracy, quickness, information providing, and institutional guarantee have a positive influence on trust. Lastly, satisfaction has a positive influence on trust, and both of satisfaction and trust have a positive influence on loyalty in internet shopping malls. From the analyses of this study, we offer several implications both theoretical and practical perspective.

• 한국콘텐츠학회논문지
• /
• 제21권2호
• /
• pp.206-214
• /
• 2021

본 연구는 사회복지기관의 기부자들의 기부만족과 기관신뢰가 기부자의 기부의도에 어떠한 영향을 미치는지를 파악하고 이를 통해 개인기부자들이 기부의도를 높여 기부연속성을 확보하는 방안을 마련하는 데 그 목적이 있다. 연구의 목적을 달성하기 위해서 대구 경북 사회복지기관에 등록된 개인기부자를 대상으로 설문조사를 실시하였으며 최종 374부의 자료를 분석에 활용하였다. 분석 결과, 기부자의 기관만족은 기부의도에 유의미한 영향을 미치는 것으로 나타났으며, 기부만족과 기부의도의 관계에서 기관신뢰는 유의미한 부분 매개효과가 있는 것으로 나타났다. 이러한 결과는 사회복지기관의 중요한 자원이라고 할 수 있는 잠재적 기부자들의 기부의도를 증대시키고 개인기부자들의 기부연속성을 높이고 기부참여자들의 기부연속성을 높이기 위해서는 기부과정을 통한 만족도를 높이는 것과 기부기관에 대한 신뢰가 확보될 수 있도록 하는 방안이 필요함을 시사한다. 이를 토대로 사회복지기관들의 안정적 운영이 가능하도록 개인기부자들의 기부만족과 기부신뢰를 높이기 위한 실천적인 방안을 논의하였다.

• 비교교육연구
• /
• 제28권2호
• /
• pp.23-52
• /
• 2018

본 연구의 목적은 권위주의적 성향과 부패에 대한 인식이 아시아 청소년의 정치적 신뢰에 미치는 영향에 대해 살펴보는 데 있다. 이를 위해 국제 교육성취도 평가협의회(International Association for the Evaluation of Educational Achievement, IEA)의 국제시민교육연구(International Civic and Citizenship Education, ICCS) 2009년 자료가 활용되었다. 분석 대상은 한국, 대만, 홍콩, 인도네시아, 태국의 중학교 2학년 청소년 25,111명이다. 선형회귀분석(Ordinary Least Square regression)을 통해 자료를 분석한 결과, 권위주의적 성향이 높고 국가의 사법제도가 공정하다고 느끼는 청소년일수록 정치적 신뢰가 높으며, 권위주의적 성향을 가진 청소년에게는 국가의 사법제도의 부패 정도가 정치적 신뢰에 미치는 영향이 더 미미한 것으로 나타났다. 또한 상대적으로 경제수준이 높은 국가에서는 권위주의적 성향보다 국가의 사법제도의 부패 정도에 대한 인식이 청소년의 정치적 신뢰를 형성하는데 더 중요한 요인인 것으로 나타났다. 본 연구는 청소년의 정치적 신뢰에 영향을 미치는 요인들을 탐구함에 있어 국가제도의 성과에 대한 평가와 각 사회에 특수한 문화적 맥락을 고려하는 것이 중요함을 보여줌으로써, 정치 사회화의 프레임 내에서 서구사회에 한정되어 진행되어 왔던 선행연구를 확장할 수 있다.