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Research on China's Internet Financial Risk Supervision and Countermeasures (중국 인터넷 금융 리스크 관리 및 대책 연구)

  • Yuan, Zhao;Sim, Jae-Yeon
    • Industry Promotion Research
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    • v.7 no.4
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    • pp.109-119
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    • 2022
  • In recent years, China's Internet finance industry is hot. There is no doubt that Internet finance has been fully integrated into China, forming a new form of financing, and rapidly becoming a new channel for investment and financing in China, shouldering the responsibility of inclusive financing and building China's real economy. However, with investment, there are risks. Based on the panel data of China's Internet financial platform, this paper uses the random effect model to study the influencing factors of Internet financial risks, and draws three conclusions: (1) The user funds and platform funds of the financial platform will be managed separately by the bank, which can effectively reduce the risk of financial transactions on the Internet; (2) The risk of Internet financial transactions can be effectively reduced by avoiding the concentration of platform funds in the hands of a few borrowers through regulatory policies; (3) The liquidity control of funds effectively reduces the risk of Internet financial transactions. Based on the conclusions, we propose optimization strategies for regulatory policies to achieve the healthy and sustainable development of Internet finance.

Reliability analysis methods to one-shot device (일회용품의 신뢰성분석 방안)

  • Baik, Jaiwook
    • Industry Promotion Research
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    • v.7 no.4
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    • pp.1-8
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    • 2022
  • There are many one-shot devices that are used once and thrown away. One-shot devices such as firecrackers and ammunition are typical, and they are stored for a while after manufacture and then disposed of after use when necessary. However, unlike general operating systems, these one-shot devices have not been properly evaluated. This study first examines what the government does to secure reliability in the case of ammunition through ammunition stockpile reliability program. Next, in terms of statistical analysis, we show what the reliability analysis methods are for one-shot devices such as ammunition. Specifically, we show that it is possible to know the level of reliability if sampling inspection plan such as KS Q 0001 which is acceptance sampling plan by attributes is used. Next, non-parametric and parametric methods are introduced as ways to determine the storage reliability of ammunition. Among non-parametric methods, Kaplan-Meier method can be used since it can also handle censored data. Among parametric methods, Weibull distribution can be used to determine the storage reliability of ammunition.

Machine learning in survival analysis (생존분석에서의 기계학습)

  • Baik, Jaiwook
    • Industry Promotion Research
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    • v.7 no.1
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    • pp.1-8
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    • 2022
  • We investigated various types of machine learning methods that can be applied to censored data. Exploratory data analysis reveals the distribution of each feature, relationships among features. Next, classification problem has been set up where the dependent variable is death_event while the rest of the features are independent variables. After applying various machine learning methods to the data, it has been found that just like many other reports from the artificial intelligence arena random forest performs better than logistic regression. But recently well performed artificial neural network and gradient boost do not perform as expected due to the lack of data. Finally Kaplan-Meier and Cox proportional hazard model have been employed to explore the relationship of the dependent variable (ti, δi) with the independent variables. Also random forest which is used in machine learning has been applied to the survival analysis with censored data.

A study on the deeds of Choi Bu and its filming significance (崔溥 《漂海錄》 行程與其拍攝意義研究)

  • Choi, Chang-Won
    • Industry Promotion Research
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    • v.7 no.1
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    • pp.75-80
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    • 2022
  • Cui Bu (1454~1504 BC), named Yuanyuan, named Jinnan. Served as the deputy manager of the Korean King Chosun Hongwenguan (fifth grade official). In 1487, on the way to Jeju Island to perform official duties, because his father died, he went home from the funeral on the third day of the first lunar month in 1488, but was unfortunately on the way. Encountered a storm, and drifting at sea for nearly half a month, he landed at the "Linhai County Boundary of Taizhou Prefecture, Zhejiang Province, Datang Kingdom" (now Sanmen County). Later, Cui Bu went to Hangzhou by land near Taizhou, where he landed, then via Hangzhou, took a boat along the Beijing-Hangzhou Grand Canal to Beijing, and from Beijing by land through Shanhaiguan, and returned to his country via the Yalu River. Cui Bu stayed in China for four and a half months, 136 days, and traveled nearly 9,000 miles. After returning to China, he wrote the book "Piaohailu" in Chinese. This diary-style book has a total of more than 50,000 characters, covering politics, military, economics, culture, transportation, and local customs in the early years of Hongzhi in the Ming Dynasty. The situation is an important document for studying China's Ming Dynasty coastal defense, political system, justice, canals, cities, topography, and folklore.

Analyzing Factors Contributing to Research Performance using Backpropagation Neural Network and Support Vector Machine

  • Ermatita, Ermatita;Sanmorino, Ahmad;Samsuryadi, Samsuryadi;Rini, Dian Palupi
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.16 no.1
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    • pp.153-172
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    • 2022
  • In this study, the authors intend to analyze factors contributing to research performance using Backpropagation Neural Network and Support Vector Machine. The analyzing factors contributing to lecturer research performance start from defining the features. The next stage is to collect datasets based on defining features. Then transform the raw dataset into data ready to be processed. After the data is transformed, the next stage is the selection of features. Before the selection of features, the target feature is determined, namely research performance. The selection of features consists of Chi-Square selection (U), and Pearson correlation coefficient (CM). The selection of features produces eight factors contributing to lecturer research performance are Scientific Papers (U: 154.38, CM: 0.79), Number of Citation (U: 95.86, CM: 0.70), Conference (U: 68.67, CM: 0.57), Grade (U: 10.13, CM: 0.29), Grant (U: 35.40, CM: 0.36), IPR (U: 19.81, CM: 0.27), Qualification (U: 2.57, CM: 0.26), and Grant Awardee (U: 2.66, CM: 0.26). To analyze the factors, two data mining classifiers were involved, Backpropagation Neural Networks (BPNN) and Support Vector Machine (SVM). Evaluation of the data mining classifier with an accuracy score for BPNN of 95 percent, and SVM of 92 percent. The essence of this analysis is not to find the highest accuracy score, but rather whether the factors can pass the test phase with the expected results. The findings of this study reveal the factors that have a significant impact on research performance and vice versa.

A study on the Efficiency of Community Service Investment Projects Data Envelopment Analysis, DEA-Centered on 8 districts in Daegu (지역사회서비스투자사업 효율성에 관한 연구 자료포락분석(Data Envelopment Analysis, DEA) 대구시 8개구·군을 중심으로)

  • Lee, Won-Seon;Hong, Sang-Uk
    • Industry Promotion Research
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    • v.7 no.2
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    • pp.1-13
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    • 2022
  • This study of purpose is to examine the efficiency through the current status and performance of each institution providing the Daegu community service investment project, and to find a direction for the efficient operation of each institution. In order to promote efficient and effective project promotion by checking the management status that meets the purpose of the local community service investment project, to provide systematic services necessary to consumers, improve quality, and improve the environment, the accurate situation and situation through the efficiency analysis of the service provider organization It is necessary to identify problems, develop programs suitable for regional characteristics, and actively manage services. Specifically, it seeks to provide a more stable and sustainable local community service by measuring efficiency based on information from each institution and comparing and analyzing it among local governments. For this purpose, it is meaningful in analyzing the efficiency of each institution by using the DEA (data envelope analysis) method and presenting the goals and policy implications for efficient operation by comparing them by local government.

A study on the Rasing-Anxiety of Parenting of children in school age with Low levels of Self-differentiation (낮은 자기분화수준을 가진 학령기 아동 어머니의 양육불안 경험에 관한 연구)

  • Lee, Won-Seon;Hong, Sang-Uk
    • Industry Promotion Research
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    • v.7 no.2
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    • pp.31-42
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    • 2022
  • This study was conducted in-depth interviews and examinations by selecting mothers with low levels of self-differentiation and experiencing anxiety about parenting among mothers with low levels of self-differentiation, and analyzed them around categories and analyzed them into general structural techniques. As a current period task, it is the cause of the rasing-anxiety of parenthood in school age and the number of children due to nuclear familyization, and by generalizing the family's problems and experiences of parenting insolvency into categories, it is the reason for recognizing problems such as the child's social response and emotional support and the cause of the mother's low level of self-differentiation and anxiety, and setting the correct direction for parenting.

Research trends on the psychological well-being of college students -Focusing on domestic academic journals- (대학생의 심리적 안녕감에 관한 연구동향 -국내학술지를 중심으로-)

  • Kim, Myung-Suk;Hong, Sang-Ook
    • Industry Promotion Research
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    • v.7 no.4
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    • pp.25-31
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    • 2022
  • The purpose of this study is to investigate domestic research trends on psychological well-being for college students. For this purpose, 135 academic papers (general characteristics, the number of researchers, research subjects, research methods, and research variables) published in KCI registered sites and candidate sites were analyzed according to the criteria. The results of the study are as follows. the research paper was first published in 1998, in 2017, it increased to 16 flights(11.9%), As for the number of researchers, there were many joint studies with two or more people. Research subjects were four-year system, followed by two-year system and three-year system. By sample size, 201-300 was the most common with 49 samples (36.3%). Quantitative research was the most frequently conducted in the research method, and correlation analysis was widely used as the analysis method. In most cases, the setting of the variable of psychological well-being was set as a dependent variable, and the influence of other variables on psychological well-being was examined. Finally, implications for the research results and suggestions for follow-up studies were added.

A Study on the Re-recognition of symbolism in Ancestral Memorial Rites Arrangement (제례진설에 나타난 상징성의 재인식에 관한 연구)

  • Lee, Chul-Young;Park, Chae-Won
    • Industry Promotion Research
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    • v.7 no.4
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    • pp.85-95
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    • 2022
  • This study intends to analyze the meaning of symbolism in ancestral memorial rite arrangemen from the view that ancestral worship connecting traditional society with modernity are the transmission of ritual. It appears as a change the theory of Yin-Yang and Five Elements that became the basis and ideology about the Confucian view of life and death, an understanding of the universe structure, and a change in the four seasons. Ancestral memorial rite arrangements acknowledge the existence of ancestors. And it is understood as a ceremonial instrument which the living and the dead communicate spatially with time through the symbolic system. In addition, the four seasons, spaces of the skyground and underground were symbolized and embodied through the selection and arrangement of ancestral memorial rites. In the modern ancestral memorial rite arrangement, the factors that determine the location require Time-space analysis of the target. This is because the offering is understood not only as a functional role but also as a temporal and spatial symbolism to be expressed through the offering. In this study, it is meaningful to consider it from the perspective of inheritance of ancestral worship culture through discussions about the ideological background and symbolic system that appeared in ancestral memorial rite arrangement

The Impact of Chinese SMEs' Financial Structure on Innovation Efficiency (중국 중소기업 재무구조가 혁신 효율성에 미치는 영향)

  • Wang, Yiqi;Sim, Jae-Yeon
    • Industry Promotion Research
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    • v.7 no.4
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    • pp.97-108
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    • 2022
  • This paper examined the impact of financing structure on the innovation efficiency of SMEs by constructing an econometric model using panel data of SMEs listed on the SME board from 2010 to 2020 as the research sample. The innovation efficiency of SMEs was measured by the Stochastic Frontier Analysis (SFA), the relationship between financing structure and innovation efficiency of SMEs was examined with the help of the Tobit model, and the corresponding heterogeneity analysis was conducted. Finally, the robustness of the model was tested. It was concluded that the effects of debt and equity financing on the quantitative efficiency of innovation were non-linear and mainly showed an inverted "U" shaped relationship. For innovation quality efficiency, bond financing could positively contribute, while equity financing negatively inhibits. Finally, the corresponding advice was given.