• 제목/요약/키워드: Guarantee Fund

검색결과 64건 처리시간 0.02초

어선원 임금채권의 보장을 위한 제도적 개선방안 (A Study on the Institutional Improvement for the Guarantee of Fisher Wage Claims)

  • 임종선
    • 수산경영론집
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    • 제51권3호
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    • pp.49-71
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    • 2020
  • A fisher means any person employed to provide his/her labor in a fishing vessel in exchange for a wage. There is no concept of a fisher in Seafarers Act. This act shall not apply to seafarers who are in service on board a fishing vessel the gross tonnage of which is less than 20 tons. However, of the total 63,112 fishing vessels, only 2,829 fishing vessels have a total tonnage of more than 20 tons. Fishermen engaged in fishing vessels with a gross tonnage of which is less than 20 tons are not guaranteed to be paid arrears through the Wage Claim Guarantee Fund for Seafarer (Article 56). In addition, fishermen working on a fishing vessel are excluded from the Wage claim Guarantee Act. The Labor Standards Act shall apply to fishermen engaged in fishing vessels with a gross tonnage of which is less than 20 tons. Fishermen and seafarers are at a higher risk of living security than regular workers. Guaranteeing the payment of wages is essential for fishermen to improve the life and employment stability. In order to guarantee fisher wage claims, the concept of a fisher in the Seafarers Act must be realized by sources such as the Wage Claim Guarantee Fund of Ministry of Oceans and Fisheries, step by step expansion of members in the wage claim guarantee fund for seafarers and interest for delayed payment of wages, etc.

사용자 주도의 개방형 혁신을 통한 국내 스타트업 대상의 정부 자금지원 개선 방안 제언: 신용보증기금을 중심으로 (Proposals to improve government funding of domestic start-up businesses through Living Lab: Focus on Korea Credit Guarantee Fund)

  • 박준수
    • 융합정보논문지
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    • 제8권1호
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    • pp.301-312
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    • 2018
  • 본 연구는 신용보증기금이 지원하는 스타트업 기업들을 중심으로 정책자금 활용성 증대를 통한 경쟁력 강화 방안을 제시하고자 한다. 그래서 현재 신용보증기금은 스타트업들의 정책자금 활용성을 높이고 지원받는 스타트업들이 중장기적 경쟁력을 확보하기 위해 '사용자 중심의 정책자금 지원 모형'을 개발해야 한다. 국내 스타트업 기업들의 경쟁력 강화는 '사용자 중심의 정책자금 지원 모형'으로 개방형 혁신인 'Living Lab'을 통해서 새로운 혁신이 나타났다. 그렇지만 실제 사업화 단계까지 도달하지 못한 한계를 극복하기 위하여 본 연구에서 제시한 '사용자 중심의 정책자금 지원 모형'은 국내 스타트업 들이 실제 정책자금을 지원받는 주체가 되도록 하고, 또한 필요한 자금을 언제든 자유롭게 사용자 중심으로 자금지원 신청할 수 있도록 했다. 그래서 신용보증기금은 고객맞춤형으로 지원하게 되는 지원모델로서 '사용자 중심의 정책자금 지원 모형'을 제시하는데 의의를 가지고 있다. 그러나 중소기업들의 실제적인 상황 인식과 애로사항들을 모두 수용에 한계가 있기에 사용자 중심의 정책자금 지원 모형의 과학적 접근을 위하여 신용보증기금과 관련 지원기관 등이 스타트업의 정책자금 실태에 대한 체계적 분석이 필요하다.

기술혁신 기업과 R&D 프로젝트 파이낸스 : 지속적 기술혁신을 위한 자금조달의 대안

  • 김영훈;변혜영;이정동
    • 기술경영경제학회:학술대회논문집
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    • 기술경영경제학회 2006년도 제28회 동계학술발표회 논문집
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    • pp.170-186
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    • 2006
  • The guarantee funds for government policy fund, venture capital investment fund, technology guarantee debt are the core parts of the external financing system in the constant technology innovation company. However, the enterpriser's requirement to keep the technology innovation with minimized management intervention and policy maker's hope to advance technology development with clear operation of funds is enough to request for research of the project investment plan to the R&D project. This paper will analyze whether technology innovation company that creates cash flow prefers to the project investment as a financing program or not, and if prefers, what characters of company affect on this preference. The more the company that pursuit the additional R&D activity separated to on-going items becomes over the fixed size, the more prefers the project investment as future external fund-raising. Together with that, this paper suggests that we can apply the plan like special purpose vehicle, SWORD(Stock Warrant Off-Balance sheet R&D) and R&D Limited Partnership as R&D project investment policy, and improve the system itself.

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심해저 광물자원 개발과 해양환경보호를 위한 재정제도에 관한 연구 (A Study on the Financial System for Developing Mineral Resources and Protecting the Marine Environment in the Area)

  • 박성욱
    • Ocean and Polar Research
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    • 제45권1호
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    • pp.11-22
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    • 2023
  • For the commercial development of deep-sea mineral resources, the International Seabed Authority is engaged in wide ranging discussions to establish the Regulations on Exploitation. The core issue of the Regulations on Exploitation is how to protect the marine environment along with the royalty system that distributes the profits from such development. The United Nations Convention on the Law of the Sea stipulates the protection of the marine environment in Part 12 (Articles 192-237) for the preservation of the marine environment, and in the 1994 Implementation Agreement, the protection of the marine environment at the stage of application for approval of the plan of work together with the Regulations on Exploration for the protection of the marine environment. For this purpose, certain obligations are imposed on the applicants. In the Regulations on Exploitation, financial systems such as environmental performance guarantee, insurance, and environmental compensation funds, which were not found in the Regulations on Exploration, are added to further specify the measures for marine environment protection generally stipulated in the 1982 Law of the Convention or 1994 Implementation Agreement. Regarding the financial system for marine environment protection, the Marine Environmental Protection and Conservation Informal Working Group meeting is revising the purpose of the environmental compensation fund. Among these financial system elements, it is judged that there is a possibility that the environmental performance guarantee and insurance may overlap considerably, and it is also thought that the establishment of the environmental compensation fund can also provide a substantial sum of money that will meet the purpose of the compensation fund in terms of securing its financial resources. In this paper, the question is posed as to whether or not this can be accomplished. In this respect, this paper examines the environmental performance guarantee, insurance, and environmental compensation fund, which are necessary for the protection of the marine environment of the deep seabed, but which can impose appropriate obligations on contractors for the commercial development of deep seabed mineral resources. At the same time as figuring out how it is operated in relation to relevant domestic laws, I would like to propose a plan to reflect the implications derived from the domestic law operation process in the Regulations on Exploitation.

B2B 전자상거래 보증 중계 서비스의 성과관리를 위한 KPI 가중치 설계에 대한 연구 (A Study on Design of KPI Weighting for Measuring Performance of B2B e-Commerce Guarantee Intermediary Service)

  • 한창희;임창규;김민관
    • 경영과학
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    • 제28권1호
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    • pp.75-90
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    • 2011
  • In B2B e-Commerce market, many companies used in B2B e-Commerce Guarantee Service. Guarantee service raised the stability of collect debts for seller, and made purchase fund for buyer. In 2001, The first year of implementation, B2B e-Commerce Guarantee Cost was just a 19 billion, but in 2008 was significantly increased a 3 trillion 982 billion. In previous studies, however, there was no research on performance management. This study focus on design of KPI weighting for measuring performance of B2B e-Commerce Guarantee Intermediary Service. Through analysis for 'B2B e-Commerce Guarantee Intermediary Service', the study selected KPI and made the KPI weighing. the process of designing a KPI weighting is 5 phase. This study suggests the standard of measuring performance and guidelines on the focus management of KPI in B2B e-Commerce Guarantee Service.

포용적 성장을 위한 신용보증기금의 사회적 가치 창출 : 사회적 경제 기업 및 일자리 창출 지원 사업을 중심으로 (KODIT's Social Value Creation for Inclusive Growth: Focusing on the Supporting Program for Social Enterprise and Job Creation)

  • 안경민;권상집
    • 지식경영연구
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    • 제21권2호
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    • pp.21-40
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    • 2020
  • Korea Credit Guarantee Fund(KODIT) is a public financial institution under the provision of the Korea Credit Guarantee Fund Act. Facing the waves of change both locally and globally, KODIT will serve as 'social value creator' in making a paradigm shift from a large corporation(Conglomerate-dominated) economy to a social enterprise-oriented one based on social economy. This study focuses on the supporting service programs for social enterprises and job creation how it affects the performance of social value creation of KODIT. There is currently no detailed research of the social value in terms of the business and management academic agenda. Therefore, the present study describes the importance of social value creation on the policy financial institution. This study conducted in-depth case study for social value performance. As a public policy financial institution, KODIT exert diverse efforts to correct market failure and achieve inclusive growth. For example, KODIT extends credit guarantee services for the liabilities of promising corporations and stimulates financial and non-financial supporting programs for social enterprises. Although the role of social value and social economy has gained business field attention, few investigations have been conducted to explain how social value is achieved. The present study can thus act as the foundation for exploring the social value creation in the circumstances of public financial institution.

청년창업기업의 생존요인에 관한 실증연구 (Empirical Study on Survival Factors of Youth Start-Ups)

  • 박춘주;홍재범
    • 벤처창업연구
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    • 제18권6호
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    • pp.27-40
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    • 2023
  • 본 연구는 청년창업기업의 생존요인을 분석한 것으로 기술보증기금이 청년창업기업 보증을 지원하기 위해 2012년부터 2015년까지의 기간에 평가한 3,540개 사의 평가자료를 기초로 이루어졌다. 청년창업기업 보증 대상은 창업자 연령이 39세 이하이다. 청년창업기업의 생존여부를 종속변수로, 창업자 특성, 창업환경, 창업전략을 독립변수로 정의하였다. 생존은 보증사고 발생 여부 기준으로 12개월, 36개월, 60개월, 84개월 생존으로 각각 정의하여 측정하였다. 창업자 특성은 기업가정신, 지식수준, 개발역량으로 정의하였다. 창업환경은 경쟁상황, 대체품과의 비교우위로 정의하였다. 창업전략은 아이템의 참신성, 사업화 계획, 자금조달계획으로 정의하였다. 이들 독립변수의 측정은 기술보증기금의 청년창업기업보증 심사자료를 활용하였다. 가설검정을 위해 Cox 비례위험모형을 활용하였다. 분석 결과, 창업자 특성의 항목인 지식수준, 개발역량과 창업전략의 항목인 자금조달계획이 12개월, 36개월, 60개월, 84개월 생존기간 모두에서 유의한 변수이다. 창업전략의 항목인 아이템의 참신성은 36개월, 60개월, 84개월 생존에서 긍정적인 영향을 미쳤다. 창업자 특성의 기업가정신은 12개월 생존에서만 유의하였다. 창업환경은 생존에 의미 있는 영향을 미치지 못한다. 생존에 중요한 순서는 자금조달계획, 지식수준, 아이템의 참신성, 개발역량 순으로 파악되었으며, 이중 초반에서는 창업자의 지식 수준이 후반에는 자금조달계획이 가장 큰 영향을 미치고 있다.

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전자신용보증 제도의 전략적 활용과 B2B e-Marketplace의 활성화 (A Study on the Promotion of B2B e-Marketplace by the Strategic Use of e-Credit Guarantee System)

  • 이금룡;삼성렬
    • 한국디지털정책학회:학술대회논문집
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    • 한국디지털정책학회 2005년도 춘계학술대회
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    • pp.145-175
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    • 2005
  • In 2001, e-Credit guarantee system was introduced by the Korea Credit Guarantee Fund(KCGF) to extends the credit guarantee services for the purchasing amount on credit in the B2B e-Marketplace. It combines both the merits of bill of exchange and credit card and eliminates the uneasiness related to the unpaid accounts due to the non-facial e-Marketplace. The purpose of this paper is to empirically analyze both the causal relationship and influences among theoretical variables by the structural equation model(SEM). e-Credit guarantee system can be a good strategy for promoting B2R e-Marketplace. The level of application of e-Credit guarantee system is attributable to both the characteristics of B2B e-Marketplace and products. The cost reduction or saving in purchasing procedures, production and stockpiling will be possible through e-Credit guarantee system. The close linkage of financial institutions with the enterprises based on e-Credit guarantee system will further promote B2B e-Marketplace in Korea.

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전자신용보증 제도의 전략적 활용과 B2B e-Marketplace의 활성화 (A Study on the Promotion of B2B e-Marketplace by the Strategic Use of e-Credit Guarantee System)

  • 이금룡;심상렬
    • 디지털융복합연구
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    • 제3권1호
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    • pp.45-73
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    • 2005
  • In 2001, e-Credit guarantee system was introduced by the Korea Credit Guarantee Fund(KCGF) to extends the credit guarantee services for the purchasing amount on credit in the B2B e-Marketplace. It combines both the merits of bill of exchange and credit card and eliminates the uneasiness related to the unpaid accounts due to the non-facial e - Marketplace. The purpose of this paper is to empirically analyze both the causal relationship and influences among theoretical variables by the structural equation model(SEM). e-Credit guarantee system can be a good strategy for promoting B2B e-Marketplace. The level of application of e-Credit guarantee system is attributable to both the characteristics of B2B e-Marketplace and products. The cost reduction or saving in purchasing procedures, production and stockpiling will be possible through e-Credit guarantee system. The close linkage of financial institutions with the enterprises based on e-Credit guarantee system will further promote B2B e-Marketplace in Korea.

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선박수출계약의 주요 조항 및 주요 분쟁사항에 대한 대처방안의 연구 (A Study on the Main Clauses of a Shipbuilding Contract and the Relevant Measures on Disputable Issues)

  • 김상만
    • 무역상무연구
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    • 제54권
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    • pp.3-44
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    • 2012
  • Shipbuilding industry is one of the most influential ones in Korea. As shipbuilding industry is labor-intensive, it contributes to enhancing both local economy and national economy. Shipbuilding industry has been downsizing since the end of 2008 due to global financial crisis caused by America's sub-prime mortgage and aggravated by European countries' fiscal deficit. As a large fund is required for a single normal shipbuilding contract, fund raising is one of the most important elements in shipbuilding contract. Shipbuilding contract, requires refund guarantee in order for a buyer to reimburse the progressive payment paid to a builder. The disputes under shipbuilding contracts are mostly settled by arbitration rather than by law suit. English laws and English courts have been preferred for the choice of law as well as for the choice of forum. Due to depreciation of the ship value since the end of 2008, a number of buyers are trying to cancel the contract by raising unjust claim under the contract. Once disputes occurs regarding shipbuilding contract, a large amount of loss is inevitable. In order to mitigate the disputes arising from the shipbuilding contract, careful caution is required in drafting a shipbuilding contract.

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