• 제목/요약/키워드: Financial services

검색결과 1,225건 처리시간 0.027초

공공도서관에서의 에듀넷을 이용한 교육정보봉사 (The EDUNET in Public Libraries: Educational Information Services)

  • 김달곤
    • 한국비블리아학회지
    • /
    • 제8권1호
    • /
    • pp.97-116
    • /
    • 1997
  • In the so-called “information society,”the information service function of public libraries is gaining an increasing importance. In order to meet the growing demand for educational information, the Korean government established the Center for Educational Multimedia Research and Development and opened in 1996 the EDUNET as a comprchensive educational information network. In this context, public libraries as social education institutions are expected to provide educational information services by utilizing the EDUNET information resources. The availability of EDUNET will even increase when the librarians assist users with systematic information search services, and digitalize printed materials in the library. For this purpose, it is necessary for them to accommodate new information technologies and, thereby, to raise the level of information services up to that of their users’needs by enhancing the librarians’expertise in helping users search information effectively. In this end, we suggest a financial decision be made to build an oversea educational information exchange system.

  • PDF

위성항법시스템 서비스 및 신호 현황 (Status of Navigation Satellite System Services and Signals)

  • 한가희 ;방유진;임형수 ;이상욱 ;박승근
    • 전자통신동향분석
    • /
    • 제38권2호
    • /
    • pp.12-25
    • /
    • 2023
  • Positioning, navigation, and timing information has become a key element in the national core infrastructure and for emerging technologies, such as autonomous driving, lunar exploration, financial systems, and drones. Therefore, the provision of that information by navigation satellite systems is becoming increasingly important. Existing systems such as GPS (Global Positioning System), GLONASS (GLObal NAvigation Satellite System), and BDS (BeiDou Navigation Satellite System) also provide augmentation, safety-of-life, search & rescue and short message communication and authentication services to increase their competitiveness. Those services and the signals generated for their provision have their own purpose and requirements. This article presents an overview of existing or planned satellite navigation satellite system services and signals, aiming to help understand their current status.

소액 전자결제시스템 수용의지에 관한 실증연구 : 시스템 특성, 거래비용과 제공업체를 중심으로 (An Empirical Study on User Acceptance of Micro e-Payment Systems : System Features, Transaction Cost, and Provider)

  • 정석균;류창완;구태용
    • 산업경영시스템학회지
    • /
    • 제33권4호
    • /
    • pp.130-137
    • /
    • 2010
  • This paper analyzes the main factors affecting user selection of a small-sum electronic payment system using survey data of 396 users. Several findings emerge. First, users consider three pillars and eight factors in adopting a new system : system features(stability, security, and flexibility), transaction cost(payment commission and settlement period), and financial capability of provider(stability of financial structure, risk management capability, and funding capability). Second, the stability of the financial structure of the system provider is the most important factor to user acceptance of a new e-payment system. Users tend to consider uncertainty risk more seriously than transaction cost. This reflects the reality that electronic payment system service industry has not fully fledged yet. Third, some moderating effects exist according to payment methods and business usages. As for payment methods, speedy settlement cycle for wired/wireless phone payment, system stability for credit card and account transfer payment, and security for advance payment means are crucial factors. As for business usages, the stability of financial structure for online game content, system stability for music and video content, proxy payment commission for e-learning content, flexibility of the payment system for digital adult content, and security for public services are decisive ones.

금융상품추천 전문가시스템을 이용한 은행의 eCRM 설게 및 구축 방안에 관한 연구 (A Study on the Design and Development of eCRM Using Financial Goods Recommendation Expert System)

  • 김하균;정석찬
    • 한국전자거래학회지
    • /
    • 제9권3호
    • /
    • pp.191-205
    • /
    • 2004
  • 은행 등과 같이 고객의 서비스를 중요시하는 산업에서는 고객 만족도 향상을 위하여 eCRM(e-Customer Relationship Management)의 개념 도입이 촉진되고 있다. 이러한 고객의 만족도 향상을 위한 방안으로 본 연구에서는 은행의 금융상품 추천업무를 대상으로 전문가시스템을 이용한 eCRM 구축에 대하여 검토를 실시하였다. 이를 위하여 먼저 전문가시스템을 활용한 eCRM 시스템의 아키텍처를 제시하였고, 고객에게 금융상품 추천을 위한 전문가시스템 프로토타입을 개발하였다. 본 연구에서 제시된 금융상품추천 전문가시스템을 활용한 e-CRM시스템은 고객에게는 보다 양질의 금융 서비스를 제공하게 되며, 은행에서는 고객에 대한 보다 정확한 정보 수집이 용이하게 된다.

  • PDF

전자금융 거래 시 생체인증을 전자서명에 활용하기 위한 기술 및 법률에 관한 연구 (A Study on the Utilization of Biometric Authentication for Digital Signature in Electronic Financial Transactions: Technological and Legal Aspect)

  • 송재헌;김인석
    • 한국전자거래학회지
    • /
    • 제21권4호
    • /
    • pp.41-53
    • /
    • 2016
  • 요즘 각 스마트폰 제조사에서 플래그쉽(flagship) 스마트폰 모델에 지문, 음성, 홍채인식 기능을 기본적으로 탑재하면서 생체인증을 활용한 인증수단이 활성화 되고 있다. 이러한 생체인증(지문, 음성, 홍채 등)은 패턴이나, 비밀번호와 같이 스마트폰의 잠금 해제 기능뿐만 아니라 금융권을 중심으로 다양한 인증수단으로 확산되고 있다. 본 논문에서는 생체인증을 통해서 전자금융(인터넷뱅킹, 스마트뱅킹 등)거래 시 사용자를 인증하고, 거래 내역에 대한 전자서명을 통한 부인방지 기술에 대해 설명하고, 이러한 생체인증 기술이 금융서비스에 접목되기 위해 필요한 관련 기술적, 법률적인 요구사항을 연구하고자 한다.

인터넷 기반의 이비즈니스 시스템이 사업성과 및 재정적 성과에 미치는 영향 (Impacts of Internet-Based e-business Systems on Business and Financial Performances)

  • 송인국
    • 인터넷정보학회논문지
    • /
    • 제7권1호
    • /
    • pp.111-120
    • /
    • 2006
  • 끝없이 쏟아지는 이비즈니스 성공담에도 불구하고, 수많은 최고 경영진들은 인터넷 기반의 이비즈니스 시스템 구축에 대한 투자효과를 체감하지 못하고 있다고 주장한다. 대부분의 사업들이 조직의 정보활용역량이나 체감적인 사업성과의 향상을 간과하고, 즉흥적인 재정적 성과에만 치중하는 경향이 있기 때문이다. 본 연구에서는 실증분석을 통해 인터넷을 기반으로 하는 이비즈니스 시스템의 활용이 조직의 정보활용역량, 사업성과, 그리고 재정적 성과에 미치는 영향을 조사하여, 사업목표를 달성하는데 있어서 이비즈니스 시스템의 역할과 가치를 부각시키고자 한다. 본 연구는 인터넷 기반의 이비즈니스 행위가 조직의 정보활용역량을 향상시키고, 정보활용역량이 높아지면 사업성과도 향상됨을 보여준다. 또한, 본 연구는 인터넷을 기반으로 한 이비즈니스 시스템의 활용으로 인한 사업성과 향상은 고객가치 창출로 이어지고, 이는 결국 수익창출을 위한 필요 요소임을 암시한다.

  • PDF

보안책임과 규제가 기업의 보안활동에 미치는 영향 분석 (Analysis of the Impact of Security Liability and Compliance on a Firm's Information Security Activities)

  • 심우현
    • 한국전자거래학회지
    • /
    • 제16권4호
    • /
    • pp.53-73
    • /
    • 2011
  • 각종 정보보안 관련 사고의 증가에 따라, 세계 각국에서는 지속가능한 정보보호를 위한 다양한 보안책임 및 규제에 관한 법률들을 발전시켜왔다. 본 연구에서는 이러한 정책의 실효성을 분석하기 위하여 2007년 제정된 전자금융거래법이 기업의 정보보안 활동에 미치는 영향에 대한 실증적인 분석을 실시하였다. 연구 결과에 따르면, 전자금융거래법의 실효성에 대한 다양한 비판에도 불구하고, 이러한 법률의 제정이 기업의 정보보안 활동의 증가에 긍정적인 영향을 미치는 것으로 나타났다. 즉, 본 연구는 정보보호를 위한 보안책임 및 규제에 관한 법률이 정보보안의 지속적인 발전에 공헌한다는 것을 밝혀냈다.

진료과별 재무성과 측정모형 구축 연구 -병원의 의료이익에 영향을 미치는 요소를 중심으로 - (A Study on Establishing Finance Performance Evaluation Model in Each Clinical Department - Factors Influencing Operating Profit of Hospitals -)

  • 이윤태;유기현
    • 한국병원경영학회지
    • /
    • 제4권2호
    • /
    • pp.162-191
    • /
    • 1999
  • This study was conducted to establish finance performance evaluation model for physicians in each clinical department, by using factors which determines financial outcome(performance) in each clinical department The ultimate aim of study is to develop effective performance-based pay system for physicians. The system, by motivating physicians, should increase their productivity. To do so, it is critical to establish finance performance evaluation model to achieve final goal of this study. 232 private hospitals were chosen from 693 hospitals which were subject to hospital survey by the Korea Institute of Health Services Management and their revenue and expense-related data during 1997 were collected. By adopting multiple regression method, the study shows that the evaluation model for each clinical department was statistically significant. The study suggest the effective performance-based pay system based on financial performance of each clinical department. The pay system includes the level of compensation, the way of how to allocate profits to each department, and criteria whether the compensation should provide or not. In conclusion, the study has following implications. First, the study suggest finance performance evaluation model for each clinical department Second, the study suggest guidelines and plans to establish qualitative measure of financial performance in each clinical department. Third, the study suggest that adopting performance-based pay for physicians could be impetus to achieve organizational goal by motivating them with fair compensation.

  • PDF

The Dynamics of Economic Growth in Underdeveloped Regions: A Case Study in Indonesia

  • JUMONO, Sapto;BASKARA, Ika;ABDURAHMAN, Abdurrahman;MALA, Chajar Matari Fath
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제8권4호
    • /
    • pp.643-651
    • /
    • 2021
  • This study aims to determine the response of regional economic growth to the financial performance of regional economies in regard to the liquidity conditions, saving-investment gaps, trade openness, inflation, as well as the national economic growth. The basic logic theory of research uses the principles of open economics and financial intermediary systems. The data used in this study are secondary data, and the form of data is a quarterly time series for the period from 2008 to 2019. The data were obtained from various publications, such as the Central Statistics Agency (CSA), Regional Financial Economics Statistics (RFES), Indonesian Banking Statistics (IBS), and the Financial Services Authority (FSA). Data processing was done through VAR/VECM analysis; short-term and long-term equilibrium analyses were carried out. The results of the analysis illustrate that regional economic growth and the conditions of liquidity, saving-investment gaps, trade openness, inflation, and national economic growth are related and lead to significant impact variations in the provinces of Papua and West Papua. In conclusion, the findings of this research support the leading supply hypothesis and reformulate the strategy and policy of economic development, bearing in mind that there are still many underdeveloped districts in these two provinces.

Development FintechEcosystem: Evidence of European Countries for Ukraine

  • Fedyshyn, Maiia;Abramova, Alla;Morozova, Liudmyla;Lavrov, Ruslan;Kovalova, Olena;Malin, Oleksandr
    • International Journal of Computer Science & Network Security
    • /
    • 제22권2호
    • /
    • pp.29-38
    • /
    • 2022
  • The growth of digitalization processes around the world, covering almost all areas of human life, including the Fintech sector. In the field of financial technology, radical changes are taking place with increasing levels of automation, openness and consumer focus. In addition, in the context of the spread of coronavirus infection, quarantine and forced isolation, the role of digital technology is coming to the fore worldwide, including in Ukraine. The purpose of the article is to assess the development of Fintech ecosystem of European countries and outline the strategic parameters of domestic Fintech development. The study concluded that the investment raised for the Fintech industry increases annually and the quality and size of transactions gradually increases. Today, Fintech maintains its position as one of the most attractive markets for venture capitalists and the image of an industry with high potential, especially in the era of open banking. The most attractive markets for investors are mature markets, such as the United States, Germany and the United Kingdom, and the preferred niches for investment - the vertical of payments and lending. Trends in investment activity in terms of investing in financial technologies are studied. Moreover, investors prefer businesses that already have a significant scale or considerable potential to achieve it and become sustainable businesses.