• Asian Journal of Business Environment
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• v.3 no.2
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• pp.23-29
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• 2013

Purpose - The study investigates the obstacles faced by small business owners (SBOs) in accessing finance in the Buffalo City Metropolitan Municipality. The study aims to identify the causes of inaccessibility to finance for SBOs, investigate the role of government agencies in supporting SBOs, assess the extent to which banks support SMMEs, and suggest solutions to ease the challenge of inaccessibility of finance. Research design, data, methodology -We used a triangulation research design, wherein SMME owners and managers in the Buffalo City Metropolitan Municipality were the target population. We used simple random sampling techniques to select respondents, and conducted in-depth interviews to collect qualitative data. Results - We analyzed quantitative data using descriptive statistics, Chi-square tests, and factor analysis. The qualitative data was analyzed using content analysis. The study identifies and discusses the obstacles in accessing finance; the main among which are the lack of collateral security, poor business plans, lack of knowledge, and lack of financial deposit. Conclusions -We urge the banks, government, and government agencies to support the SMME sector, for it remains the economic engine of many African countries and helps in reducing the impact of socio-economic challenges, like unemployment and poverty.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.10
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• pp.823-829
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• 2020

In this competitive era, it has become a prerequisite for the financial firms providing banking services to understand and meet the customers' needs and demands to remain competitive in today's market environment. Without satisfying the customers, banking business cannot stand alone. To satisfy customers, it is often recommended to provide better quality banking services to the bank customers. Providing quality banking services has become a prime strategic tool for the banking sector nowadays. Therefore, the study investigates the effect of various dimensions of service quality of banking service on customer satisfaction in a developing country, Bangladesh. A total of 212 walking Bangladeshi banking customers participated in this research. A structured questionnaire was developed based on past research. SPSS is utilized for analysis and Likert scale was used in this study. Internal consistency of all items was found correct and a total of seven hypotheses were proposed. For testing, a 5% significance level is considered for acceptance of hypothesis. The findings show that, except employee competency, all other variables such as reliability, assurance, tangibles, responsiveness, empathy, and access to service have positive influence on customer satisfaction. The study provides policy implications for the management boards of the banking sectors.

• Journal of Convergence Society for SMB
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• v.3 no.1
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• pp.43-48
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• 2013

With the development of computer technology, and have diversified technical system attacks evolve more. Computer hardware and software has evolved more and more, performance is improved, but the basic principle of operation does not change much, it is a problem. In general, the application is placed in a running state, the program data is placed in memory. Remains in memory for efficiency of operation of the operating system, we analyze memory and memory hacking, these data will have access to data. Since a large damage occurs key, such as certificates personal information, encrypted flows out, measures should be provided by it. In this content, I want to discuss the issues and work around memory hacking.

• Journal of Korean Academy of Rural Health Nursing
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• v.4 no.1
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• pp.51-57
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• 2009

Purpose: This study was done to learn from the development of rural health nursing in developed countries. Method: A literature search was done using keywords such as "rural and nursing" or "rural and health" from the database CHINAL and website of institutions related to rural health and nursing. Results: In Australia, the type of rural health institution was categorized according to the population size and nursing service was done differently according to area. It is unique to Canada to have the Canadian Association of Rural and Remote Nursing, which published the survey report "the Nature of Nursing Practice in Rural and Remote Canada". In the U.S., the role of nurse practitioners in rural communities was relatively well developed and a diverse nursing care model was demonstrated. To improve health care access in rural communities, financial and political support by the governments has been part of long-term plans in the three countries. Conclusion: It is very informative to identity the difference and similarity in rural health nursing in three developed countries. For the future development of Korean rural nursing, suggestion can be made in terms of research, education and policy development.

• Journal of Korean Society of Archives and Records Management
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• v.5 no.1
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• pp.5-21
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• 2005

As records of Women's policies and organizations from 1945, there are reports, pamphlet, educational materials, books, and photos. At this time, preservation status of which is so vulnerable. These problems are caused by absence of archivist, small preservation space, and financial weakness. For solving these problems, an alternative is establishing archives specified at collecting and management of materials. It's more important to making database through systemized materials, so that general people also beyond professional researcher, by web server, easily access to information of Korean Women's history.

• Geomechanics and Engineering
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• v.21 no.4
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• pp.391-399
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• 2020

Brittleness is one of the most important properties of rock which has a major impact not only on the failure process of intact rock but also on the response of rock mass to tunneling and mining projects. Due to the lack of a universally accepted definition of rock brittleness, a wide range of methods, including direct and indirect methods, have been developed for its measurement. Measuring rock brittleness by direct methods requires special equipment which may lead to financial inconveniences and is usually unavailable in most of rock mechanic laboratories. Accordingly, this study aimed to develop a new strength-based index for predicting rock brittleness based on the obtained base form. To this end, an innovative algorithm was developed in Matlab environment. The utilized algorithm finds the optimal index based on the open access dataset including the results of punch penetration test (PPT), uniaxial compressive and Brazilian tensile strength. Validation of proposed index was checked by the coefficient of determination (R²), the root mean square error (RMSE), and also the variance for account (VAF). The results indicated that among the different brittleness indices, the suggested equation is the most accurate one, since it has the optimal R², RMSE and VAF as 0.912, 3.47 and 89.8%, respectively. It could finally be concluded that, using the proposed brittleness index, rock brittleness can be reliably predicted with a high level of accuracy.

• International Journal of Computer Science & Network Security
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• v.21 no.9
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• pp.297-302
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• 2021

The development of various phishing websites enables hackers to access confidential personal or financial data, thus, decreasing the trust in e-business. This paper compared the detection techniques utilizing URL-based features. To analyze and compare the performance of supervised machine learning classifiers, the machine learning classifiers were trained by using more than 11,005 phishing and legitimate URLs. 30 features were extracted from the URLs to detect a phishing or legitimate URL. Logistic Regression, Random Forest, and CatBoost classifiers were then analyzed and their performances were evaluated. The results yielded that CatBoost was much better classifier than Random Forest and Logistic Regression with up to 96% of detection accuracy.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.3
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• pp.1217-1230
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• 2021

Using a multinomial logit model with the panel-data set of Vietnam manufacturing firms, this paper investigates the impacts of foreign direct investment (FDI) - small and medium enterprises (SMEs) linkages and other factors on SMEs' participation in the global value chain (GVC). We consider GVC firms are those engaging in any of the three modes including (i) using domestic inputs to export (D2E), (ii) using imported inputs to produce for the domestic market (I2P), (iii) using imported inputs to export (I2E). We discover that FDI-SME linkages statistically encourage Vietnamese SMEs to integrate into the GVC via I2P and I2E, while no statistical association between FDI-SME linkage and D2E participation is found. GVCs participation likelihood is also positively correlated with the introduction of new product introduction. The establishment of firms' production facilities in industrial zones and foreign ownership are both reported to be significantly decisive factors to SMEs' decisions on GVC participation. Besides, there is a strong association between firms' attributes, i.e. employment, capital intensity as well as financial access, and their participation in the GVC. Local governance quality (proxied by the Provincial Competitiveness Index) and the share of skilled labor at the province-level can facilitate firms' integration into GVCs, while greater market concentration may be a hurdle to such potential.

• The Journal of Asian Finance, Economics and Business
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• v.9 no.6
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• pp.325-329
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• 2022

Enterprises play an increasingly important role in economic development in each country. Effective businesses will make the economies of countries also become efficient and develop. Enterprises play a role in creating jobs, improving labor productivity, and connecting foreign trade and import-export activities. The study aims to evaluate the factors affecting the profitability of small and medium enterprises in Hanoi by using a study of 210 enterprises in the area as well as advanced econometric regression analysis. The research results show that firm size and human capital have no impact on business performance. However, older firms are likely to have higher firm performance, and conversely, younger firms have lower firm performance. The research also confirms that the growth of businesses often has higher firm performance than low-growth ones. Furthermore, a firm with greater value is also more likely to stimulate business performance than lower its value, and this effect is the largest among the analyzed factors. Finally, the study also has some recommendations for the Vietnamese government to develop small and medium enterprises. Specifically, the government needs to create an open mechanism for the start-up movement and create a favorable financial mechanism for small and medium-sized enterprises to be able to access.

• International Journal of Computer Science & Network Security
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• v.22 no.9
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• pp.59-62
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• 2022

In the scientific research, the object of research is a complex of legal relations, which are formed by the use of modern digital technologies. The subject of this work is the novelties of Ukrainian and foreign legislation, norms of international law aimed at regulating social relations in the field of digital rights, as well as doctrinal provisions and materials of law enforcement practice. Within the framework of this work, two types of digital rights are distinguished, those that exist in the law of Ukraine, and the issues of law that apply to legal relations, regarding the turnover of each of them, are considered. Examples of law applied in foreign countries are given for comparison. On the basis of a comprehensive study of the legal framework and positions of scientists, the prospects for the development of legal regulation of digital rights were noted.